Unifi Liquid Fund

LiquidDirect and Regular plans, Growth option

Data as on 30-10-2026

Unifi Liquid Fund is a Liquid fund run by Unifi Mutual Fund. On 30-09-2026, it managed ₹21 Cr of investors' money. In the year to 30-10-2026, its Direct plan returned 5.8% and its Regular plan returned 5.7%. Its benchmark, NIFTY Liquid Index A-I, returned 6.4% over the same year.

NAV (Direct plan): ₹1,082.76; ▲ 0.02%30-10-2026
NAV (Regular plan): ₹1,081.80; ▲ 0.02%30-10-2026
Expense ratio: 0.09%Direct0.15%Regular; 0.09%; A year
Riskometer: Not available; Set by the fund house
1 year return: 5.8%Direct5.7%Regular; 5.8%; Total

Unifi Liquid Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹1,082.76 (up 0.02% that day); Regular Plan Growth ₹1,081.80 (up 0.02% that day).

This fund (Direct plan)

₹1,082.7606

Unifi Liquid Fund Returns vs NIFTY Liquid Index A-I

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	+0.44%	+1.32%	+2.67%	+5.80%	--	--	--
This fund (Regular)	+0.44%	+1.31%	+2.63%	+5.73%	--	--	--
NIFTY Liquid Index A-I	+0.51%	+1.57%	+3.42%	+6.44%	+6.90%	+6.36%	--
Liquid average	+0.44%	+1.46%	+3.06%	+6.23%	--	--	--
Best in Liquid	+0.48%	+1.54%	+3.26%	+6.54%	--	--	--
Worst in Liquid	0.00%	0.00%	0.00%	0.00%	--	--	--
Rank in Liquid	30/43	41/42	41/42	39/40	--	--	--

Category rows compare the Direct plans of 44 Liquid funds. Rank 1 is the highest return. The benchmark row is as on 30-09-2026, as NSE published it.

Unifi Liquid Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	+4.81%	+4.75%

Unifi Liquid Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 1-year holding period, plotted on the day it ended. There are 137 periods, one for each trading day from 12-06-2026 to 30-10-2026.

0%2%4%6%8%

Jun 2025
to
Jun 2026Jul 2025
to
Jul 2026Aug 2025
to
Aug 2026Sept 2025
to
Sept 2026Sept 2025
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Sept 2026Oct 2025
to
Oct 2026

Unifi Liquid Fund (Direct)Category average, 43 Liquid funds

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	137	6.0%	5.8%	6.0%	0%	6.2%	0%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 43 Liquid funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.

Unifi Liquid Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	Unifi Liquid Fund (Direct)This fund	Category average
Return (CAGR)	+5.80%	+6.22%
Standard deviation	0.17%	0.18%
Sharpe ratio	3.21	5.54
Sortino ratio	21.01	14.81
Maximum drawdown	0.0%	−0.01% (22-10-2026)

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Unifi Liquid Fund (Direct)This fund	Category average
Return (CAGR)	+5.86%	+6.08%
Standard deviation	0.15%	0.15%
Sharpe ratio	3.65	4.97
Sortino ratio	21.62	13.14
Maximum drawdown	0.0%	−0.01% (22-10-2026)

From daily NAVs, 12-06-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−0.1%0%

2026

Unifi Liquid Fund (Direct)Category average, 43 Liquid funds

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
Unifi Liquid Fund (Direct)	0.0%	--	--	--	--	0.0%
Category average	−0.01%	21-10-2026	22-10-2026	25-10-2026	3 days	0.0%

From the Direct plan's daily NAV since 12-06-2025, adjusted for unit splits, and the average of the 43 Liquid funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

Unifi Liquid Fund vs Other Liquid Funds

The five Liquid funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
Aditya Birla Sun Life Liquid Fund	1/36	61,167	0.21%	+6.52%	+6.96%	--	--	6.22	17.25	Compare
Axis Liquid Fund	1/36	53,470	0.13%	+6.54%	+6.96%	--	--	6.39	19.90	Compare
Edelweiss Liquid Fund	1/36	11,741	0.10%	+6.50%	+6.96%	--	--	6.45	18.56	Compare
Franklin India Liquid Fund	4/36	4,811	0.14%	+6.52%	+6.95%	--	--	6.51	21.25	Compare
Sundaram Liquid Fund	4/36	6,727	0.14%	+6.53%	+6.95%	--	--	6.03	18.56	Compare
Unifi Liquid Fund	39/40	21	0.09%	+5.80%	--	--	--	--	--

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

Unifi Liquid Fund Expense Ratio and Costs

What each plan charges a year, in force from 01-09-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Liquid median	Cost rank (1 = cheapest)
Direct	0.08%	0.00%	0.00%	0.01%	0.09%	0.14%	6/43
Regular	0.13%	0.00%	0.00%	0.02%	0.15%	0.25%	1/43

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Liquid funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	5.73%	5.80%	0.07%	₹1,05,730	₹1,05,800

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

Unifi Liquid Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 12-06-2025 to 30-10-2026: 17 instalments, ₹1,70,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planUnifi Liquid Fund (Direct)	₹1,70,000	₹1,77,300	₹7,300	5.8%
Regular planUnifi Liquid Fund (Regular)	₹1,70,000	₹1,77,211	₹7,211	5.7%
Category averageCategory average, 43 Liquid funds	₹1,70,000	₹1,77,832	₹7,832	6.2%

₹0₹50,000₹1.0 L₹1.5 L₹2.0 L

2026

Direct planUnifi Liquid Fund (Direct)Regular planUnifi Liquid Fund (Regular)Category averageCategory average, 43 Liquid fundsAmount invested

From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

Unifi Liquid Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

100.0%Cash and others

Asset	Fund	Category
Cash and others	100.0%	6.5%

Unifi Liquid Fund Portfolio Holdings

As on 30-09-2026 · 1 holdings · from the fund house's monthly portfolio

Holdings	Sector	Weight%
Corporate Debt Market Development Fund - Class A2		3.36%

Unifi Liquid Fund Overview

Fund facts from the scheme summary document

Expense ratio (Direct): 0.09%
Expense ratio (Regular): 0.15%
Category: Liquid
Risk: Not available
Benchmark: Not available
Launch date: Not available
Minimum investment: Not available
Minimum additional investment: Not available
AUM: ₹20.91 Cr (30-09-2026)
Lock in: Not available
Scheme code (Direct): 153570
ISIN (Direct): INF1MIY01056
Scheme code (Regular): 153571
ISIN (Regular): INF1MIY01064
NAV history: From 12-06-2025, 1.4 years

Exit load: Not available

Tax on Unifi Liquid Fund returns

Unifi Liquid Fund is taxed as a debt fund: 65% or more of it is in bonds and money market papers.
For units bought on or after 01-04-2023, the gain is added to your income and taxed at your slab rate, however long you hold the units.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹1,082.7606	30-10-2026
regular	Growth	₹1,081.7958	30-10-2026

About Unifi Liquid Fund

Unifi Liquid Fund is a mutual fund from Unifi Mutual Fund. Its category is Liquid. At the end of September 2026 it held 1 securities.

Fund Manager

Not available

See all funds of Unifi Mutual Fund

AUM change

September 2026: ₹20.91 Cr; −59.63% from August 2026
August 2026: ₹51.79 Cr; +5.98% from July 2026
July 2026: ₹48.87 Cr; −45.48% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare Unifi Liquid Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

Unifi Liquid vs Aditya Birla Sun Life LiquidLiquid
Unifi Liquid vs Axis LiquidLiquid
Unifi Liquid vs Edelweiss LiquidLiquid
Unifi Liquid vs Franklin India LiquidLiquid
Unifi Liquid vs Sundaram LiquidLiquid

Compare with any other fund

Frequently Asked Questions for Unifi Liquid Fund

What is the current NAV of Unifi Liquid Fund?

The Direct plan NAV is ₹1,082.7606. The Regular plan NAV is ₹1,081.7958, as on 30-10-2026.

What are the returns of Unifi Liquid Fund?

The Direct plan returned +5.80% in 1 year. The Regular plan returned +5.73% in 1 year. These figures are as on 30-10-2026.

What is the expense ratio of Unifi Liquid Fund?

The Direct plan charges 0.09% a year. The Regular plan charges 0.15% a year. This is the figure the fund house reported to AMFI, in force from 01-09-2026.

What is the AUM of Unifi Liquid Fund?

Unifi Liquid Fund managed ₹20.91 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of Unifi Liquid Fund?

At the end of September 2026 the largest holdings were Corporate Debt Market Development Fund - Class A2 (3.36%). The fund held 1 securities in all.

How do I invest in Unifi Liquid Fund?

Through Unifi Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. You can invest once or through a monthly SIP.

How has Unifi Liquid Fund performed against its benchmark?

Its benchmark is NIFTY Liquid Index A-I. The Direct plan returned +5.80% in 1 year. The benchmark returned +6.44% in 1 year.

How does Unifi Liquid Fund rank in its category?

The Direct plan ranks 39 of 40 Liquid funds by its 1 year return. The category average is +6.23%.

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.