Unifi Flexi Cap Fund

Flexi CapDirect and Regular plans, Growth option

Data as on 30-10-2026

Unifi Flexi Cap Fund is a Flexi Cap fund run by Unifi Mutual Fund. On 30-09-2026, it managed ₹239 Cr of investors' money. In the year to 30-10-2026, its Direct plan returned 1.8% and its Regular plan returned 0.5%. Its benchmark, Nifty 500 TRI, returned −7.3% over the same year.

NAV (Direct plan): ₹10.56; ▼ 1.07%30-10-2026
NAV (Regular plan): ₹10.37; ▼ 1.07%30-10-2026
Expense ratio: 1.42%Direct2.70%Regular; 1.42%; A year
Riskometer: Not available; Set by the fund house
1 year return: 1.8%Direct0.5%Regular; 1.8%; Total

Unifi Flexi Cap Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹10.56 (down 1.07% that day); Regular Plan Growth ₹10.37 (down 1.07% that day).

This fund (Direct plan)

₹10.5554

Unifi Flexi Cap Fund Returns vs Nifty 500 TRI

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	−0.48%	−0.17%	+4.66%	+1.80%	--	--	--
This fund (Regular)	−0.59%	−0.49%	+3.99%	+0.49%	--	--	--
Nifty 500 TRI	−0.75%	−6.05%	−2.83%	−7.34%	+10.22%	+8.81%	+12.51%
Flexi Cap average	−1.62%	−4.17%	+1.00%	−3.58%	--	--	--
Best in Flexi Cap	+0.85%	−0.17%	+8.85%	+6.40%	--	--	--
Worst in Flexi Cap	−6.55%	−8.89%	−7.46%	−10.21%	--	--	--
Rank in Flexi Cap	11/46	1/44	9/44	5/42	--	--	--

Category rows compare the Direct plans of 46 Flexi Cap funds. Rank 1 is the highest return.

Unifi Flexi Cap Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular	Nifty 500 TRI
2026to date	+1.43%	+0.35%	−7.51%

Unifi Flexi Cap Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 1-year holding period, plotted on the day it ended. There are 99 periods, one for each trading day from 09-06-2026 to 30-10-2026.

−10%−5%0%5%10%

Jun 2025
to
Jun 2026Jul 2025
to
Jul 2026Aug 2025
to
Aug 2026Sept 2025
to
Sept 2026Sept 2025
to
Sept 2026Oct 2025
to
Oct 2026

Unifi Flexi Cap Fund (Direct)Nifty 500 TRI

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Benchmark median	Beat benchmark
1 year	99	4.4%	−0.7%	9.8%	3%	0.2%	100%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat benchmark" counts the periods in which the fund did better than Nifty 500 TRI over the same days. Past returns do not promise future returns.

Unifi Flexi Cap Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	Unifi Flexi Cap Fund (Direct)This fund	Nifty 500 TRI
Return (CAGR)	+1.80%	−7.34%
Standard deviation	14.29%	14.48%
Sharpe ratio	-0.24	-0.87
Sortino ratio	-0.33	-1.16
Maximum drawdown	−13.2% (31-03-2026)	−14.7% (30-03-2026)
Beta	0.95	1.00
Alpha	+8.53%	0.00%

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.

Measure	Unifi Flexi Cap Fund (Direct)This fund	Nifty 500 TRI
Return (CAGR)	+3.17%	−3.48%
Standard deviation	12.78%	13.19%
Sharpe ratio	-0.17	-0.67
Sortino ratio	-0.23	-0.89
Maximum drawdown	−13.2% (31-03-2026)	−14.7% (30-03-2026)
Beta	0.93	1.00
Alpha	+6.01%	0.00%

From daily NAVs, 09-06-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−15%−10%−5%0%

2026

Unifi Flexi Cap Fund (Direct)Nifty 500 TRI

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
Unifi Flexi Cap Fund (Direct)	−13.2%	02-01-2026	31-03-2026	18-06-2026	3 months	−3.4%
Nifty 500 TRI	−14.7%	02-01-2026	30-03-2026	Not yet	--	−8.4%

From the Direct plan's daily NAV since 09-06-2025, adjusted for unit splits, and Nifty 500 TRI over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

Unifi Flexi Cap Fund vs Other Flexi Cap Funds

The five Flexi Cap funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
ITI Flexi Cap Fund	1/36	1,588	0.88%	+6.40%	+18.32%	+7.73%	1.09	0.76	1.02	Compare
Bank of India Flexi Cap Fund	2/36	3,098	0.89%	+1.91%	+18.16%	+7.73%	1.14	0.69	0.92	Compare
Motilal Oswal Flexi Cap Fund	3/36	13,446	1.19%	−3.83%	+16.84%	+6.55%	1.02	0.64	0.89	Compare
360 One Flexicap Fund	4/36	2,246	0.92%	+1.77%	+16.69%	+6.74%	1.01	0.70	0.96	Compare
Invesco India Flexi Cap Fund	5/36	5,437	0.88%	−2.73%	+16.68%	+6.64%	1.04	0.69	0.96	Compare
Unifi Flexi Cap Fund	5/42	239	1.42%	+1.80%	--	--	--	--	--

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

Unifi Flexi Cap Fund Expense Ratio and Costs

What each plan charges a year, in force from 01-10-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Flexi Cap median	Cost rank (1 = cheapest)
Direct	1.00%	0.06%	0.00%	0.36%	1.42%	0.96%	36/46
Regular	2.10%	0.06%	0.00%	0.54%	2.70%	2.19%	38/46

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Flexi Cap funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	0.49%	1.80%	1.31%	₹1,00,490	₹1,01,800

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

Unifi Flexi Cap Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 09-06-2025 to 30-10-2026: 17 instalments, ₹1,70,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planUnifi Flexi Cap Fund (Direct)	₹1,70,000	₹1,75,567	₹5,567	4.4%
Regular planUnifi Flexi Cap Fund (Regular)	₹1,70,000	₹1,73,879	₹3,879	3.1%
Nifty 500 TRI	₹1,70,000	₹1,63,337	−₹6,663	−5.3%
Category averageCategory average, 46 Flexi Cap funds	₹1,70,000	₹1,68,963	−₹1,037	−0.8%

₹0₹50,000₹1.0 L₹1.5 L₹2.0 L

2026

Direct planUnifi Flexi Cap Fund (Direct)Regular planUnifi Flexi Cap Fund (Regular)Nifty 500 TRICategory averageCategory average, 46 Flexi Cap fundsAmount invested

From each plan's published NAV (Growth option), the benchmark's TRI and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

Unifi Flexi Cap Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

98.2%Equity

Asset	Fund	Category
Equity	98.2%	94.3%
Cash and others	1.8%	4.6%

Market cap of stocks

Market cap	Fund	Category
Large Cap	42.3%	51.2%
Mid Cap	9.1%	19.0%
Small Cap	41.5%	21.9%
Not on AMFI's list	5.3%	1.9%

Share of the whole fund. Category: the average of the Flexi Cap funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

Unifi Flexi Cap Fund Sector Allocation

Sector allocation of the fund's stocks as on 30-09-2026

Largest sectors

Banks17.0%
Pharmaceuticals & Biotechnology8.4%
Finance7.0%
Consumer Durables6.7%
Capital Markets5.8%
Healthcare Services5.2%
Aerospace & Defense4.9%
Telecom - Services3.8%
Transport Infrastructure3.7%
Automobiles3.6%

The ten largest of 26 sectors. The other 16 add up to 32.0%.

Sector changes

Sector	July 2026	August 2026	September 2026	Change
Banks	--	17.7%	17.0%	--
Pharmaceuticals & Biotechnology	--	8.5%	8.4%	--
Finance	--	7.2%	7.0%	--
Consumer Durables	--	0.9%	6.7%	--
Capital Markets	--	5.8%	5.8%	--

Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.

Unifi Flexi Cap Fund Portfolio Holdings

As on 30-09-2026 · 55 holdings · from the fund house's monthly portfolio

Holdings	Sector	Weight%	1M change
The South Indian Bank Limited	Banks	4.65%	0.0%
Deepa Jewellers Limited	Consumer Durables	4.63%	New
Bharti Airtel Limited	Telecom - Services	3.76%	0.0%
Adani Port & Special Economic Zone Limited	Transport Infrastructure	3.69%	+4.3%
Fedbank Financial Ser Limited	Finance	3.48%	+5.8%
ICICI Bank Limited	Banks	3.40%	0.0%
CARE Ratings Limited	Capital Markets	3.25%	+2.1%
Hindustan Aeronautics Limited	Aerospace & Defense	3.13%	+60.0%
Reliance Industries Limited	Petroleum Products	3.08%	0.0%
Kotak Mahindra Bank Limited	Banks	2.79%	0.0%
Larsen & Toubro Limited	Construction	2.68%	0.0%
Pearl Global Industries Limited	Textiles & Apparels	2.47%	+100.0%
Vadilal Industries Limited	Food Products	2.34%	+13.2%
Marksans Pharma Limited	Pharmaceuticals & Biotechnology	2.30%	0.0%
Apollo Hospitals Enterprise Limited	Healthcare Services	2.29%	0.0%
Axis Bank Limited	Banks	2.19%	0.0%
HDFC Bank Limited	Banks	2.08%	0.0%
Shyam Metalics and Energy Limited	Industrial Products	2.05%	0.0%
State Bank of India	Banks	1.93%	0.0%
Centum Electronics Limited	Aerospace & Defense	1.81%	0.0%
Aarti Pharmalabs Limited	Pharmaceuticals & Biotechnology	1.70%	0.0%
Jubilant Ingrevia Limited	Chemicals & Petrochemicals	1.64%	0.0%
Vedanta Aluminium Metal Limited	Non - Ferrous Metals	1.56%	+12.5%
Endurance Technologies Limited	Auto Components	1.50%	0.0%
Narayana Hrudayalaya Limited	Healthcare Services	1.50%	0.0%
Rainbow Childrens Medicare Limited	Healthcare Services	1.43%	0.0%
NTPC Limited	Power	1.42%	0.0%
Torrent Pharmaceuticals Limited	Pharmaceuticals & Biotechnology	1.41%	0.0%
Bajaj Auto Limited	Automobiles	1.40%	0.0%
Fujiyama Power Systems Limited	Electrical Equipment	1.39%	+21.9%
Angel One Limited	Capital Markets	1.38%	+20.0%
Redington Limited	Commercial Services & Supplies	1.36%	0.0%
Quality Power Electrical Equipments Limited	Electrical Equipment	1.33%	0.0%
JK Paper Limited	Paper, Forest & Jute Products	1.32%	+14.3%
TVS Motor Company Limited	Automobiles	1.20%	0.0%
Tata Steel Limited	Ferrous Metals	1.16%	+50.0%
Alivus Life Sciences	Pharmaceuticals & Biotechnology	1.16%	0.0%
HDFC Asset Management Company Limited	Capital Markets	1.15%	+20.0%
PNB Housing Finance Limited	Finance	1.13%	0.0%
Dixon Technologies (India) Limited	Consumer Durables	1.10%	New
Tube Investments of India Limited	Auto Components	1.09%	0.0%
Oracle Financial Services Software	IT - Software	1.09%	0.0%
GlaxoSmithKline Pharmaceuticals Limited	Pharmaceuticals & Biotechnology	1.04%	0.0%
ITC Hotels Limited	Leisure Services	1.03%	+50.0%
V-Guard Industries Limited	Consumer Durables	0.99%	+33.3%
Mahindra & Mahindra Limited	Automobiles	0.99%	0.0%
Tech Mahindra Limited	IT - Software	0.96%	0.0%
Home First Finance Company India Limited	Finance	0.93%	0.0%
Aadhar Housing Finance Limited	Finance	0.87%	0.0%
RPG Life Sciences Limited	Pharmaceuticals & Biotechnology	0.84%	0.0%
Sagility Limited	IT - Services	0.80%	0.0%
MphasiS Limited	IT - Software	0.73%	0.0%
HEG Graphite Limited	Industrial Products	0.69%	New
Can Fin Homes Limited	Finance	0.60%	0.0%
HEG Limited	Industrial Products	0.35%	New

Unifi Flexi Cap Fund Stocks Bought and Sold

All changes are between August 2026 and September 2026

Stocks bought and sold in September 2026

Deepa Jewellers Limited	New	New	4.63%
Adani Port & Special Economic Zone Limited	Added	+4.3%	3.69%
Fedbank Financial Ser Limited	Added	+5.8%	3.48%
CARE Ratings Limited	Added	+2.1%	3.25%
Hindustan Aeronautics Limited	Added	+60.0%	3.13%
Pearl Global Industries Limited	Added	+100.0%	2.47%
Vadilal Industries Limited	Added	+13.2%	2.34%
Vedanta Aluminium Metal Limited	Added	+12.5%	1.56%
Fujiyama Power Systems Limited	Added	+21.9%	1.39%
Angel One Limited	Added	+20.0%	1.38%
JK Paper Limited	Added	+14.3%	1.32%
Tata Steel Limited	Added	+50.0%	1.16%
HDFC Asset Management Company Limited	Added	+20.0%	1.15%
Dixon Technologies (India) Limited	New	New	1.10%
ITC Hotels Limited	Added	+50.0%	1.03%
V-Guard Industries Limited	Added	+33.3%	0.99%
HEG Graphite Limited	New	New	0.69%
HEG Limited	New	New	0.35%
Symbiotec Pharmalab Limited	Sold out	−100%	was 0.04%

A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.

What Unifi Flexi Cap Fund bought and sold

Unifi Flexi Cap Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
JM Large Cap FundLarge Cap · JM Financial	35.7%	17	Compare
Bank of India Large Cap FundLarge Cap · Bank of India	32.2%	17	Compare
LIC MF Nifty 100 ETFETF · LIC	31.6%	20	Compare
ITI Large Cap FundLarge Cap · ITI	31.4%	16	Compare
Motilal Oswal Nifty 100 ETFETF · Motilal Oswal	31.1%	20	Compare
Nippon India ETF Nifty 100ETF · Nippon India	31.1%	20	Compare
Axis Nifty 100 Index FundIndex · Axis	31.1%	20	Compare
HDFC NIFTY 100 ETFETF · HDFC	31.1%	20	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

Unifi Flexi Cap Fund Overview

Fund facts from the scheme summary document

Expense ratio (Direct): 1.42%
Expense ratio (Regular): 2.70%
Category: Flexi Cap
Risk: Not available
Benchmark: Not available
Launch date: Not available
Minimum investment: Not available
Minimum additional investment: Not available
AUM: ₹238.73 Cr (30-09-2026)
Lock in: Not available
Scheme code (Direct): 153543
ISIN (Direct): INF1MIY01031
Scheme code (Regular): 153542
ISIN (Regular): INF1MIY01049
NAV history: From 09-06-2025, 1.4 years

Exit load: Not available

Tax on Unifi Flexi Cap Fund returns

Unifi Flexi Cap Fund is taxed as an equity fund: 65% or more of it is in Indian stocks.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹10.5554	30-10-2026
regular	Growth	₹10.3653	30-10-2026

About Unifi Flexi Cap Fund

Unifi Flexi Cap Fund is a mutual fund from Unifi Mutual Fund. Its category is Flexi Cap. At the end of September 2026 it held 55 securities.

Fund Manager

Not available

See all funds of Unifi Mutual Fund

AUM change

September 2026: ₹238.73 Cr; +1.18% from August 2026
August 2026: ₹235.94 Cr; +3.94% from July 2026
July 2026: ₹226.99 Cr; +13.54% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare Unifi Flexi Cap Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

Unifi Flexi Cap vs ITI Flexi CapFlexi Cap
Unifi Flexi Cap vs Bank of India Flexi CapFlexi Cap
Unifi Flexi Cap vs Motilal Oswal Flexi CapFlexi Cap
Unifi Flexi Cap vs 360 One FlexicapFlexi Cap
Unifi Flexi Cap vs Invesco India Flexi CapFlexi Cap
Unifi Flexi Cap vs JM Large Cap35.7% overlap
Unifi Flexi Cap vs Bank of India Large Cap32.2% overlap
Unifi Flexi Cap vs LIC MF Nifty 100 ETF31.6% overlap

Compare with any other fund

Frequently Asked Questions for Unifi Flexi Cap Fund

What is the current NAV of Unifi Flexi Cap Fund?

The Direct plan NAV is ₹10.5554. The Regular plan NAV is ₹10.3653, as on 30-10-2026.

What are the returns of Unifi Flexi Cap Fund?

The Direct plan returned +1.80% in 1 year. The Regular plan returned +0.49% in 1 year. These figures are as on 30-10-2026.

What is the expense ratio of Unifi Flexi Cap Fund?

The Direct plan charges 1.42% a year. The Regular plan charges 2.70% a year. This is the figure the fund house reported to AMFI, in force from 01-10-2026.

What is the AUM of Unifi Flexi Cap Fund?

Unifi Flexi Cap Fund managed ₹238.73 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of Unifi Flexi Cap Fund?

At the end of September 2026 the largest holdings were SOUTHBANK (4.65%), Deepa Jewellers Limited (4.63%), BHARTIARTL (3.76%), ADANIPORTS (3.69%), FEDFINA (3.48%). The fund held 55 securities in all.

What did Unifi Flexi Cap Fund buy and sell in September 2026?

It bought 4 new stocks: HEG Graphite Limited, Deepa Jewellers Limited, HEG Limited, Dixon Technologies (India) Limited. It sold out of 1: Symbiotec Pharmalab Limited. It added shares in 14.

How do I invest in Unifi Flexi Cap Fund?

Through Unifi Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. You can invest once or through a monthly SIP.

How has Unifi Flexi Cap Fund performed against its benchmark?

Its benchmark is Nifty 500 TRI. The Direct plan returned +1.80% in 1 year. The benchmark returned −7.34% in 1 year.

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.