Bank of India Large Cap Fund is a Large Cap fund run by Bank of India Mutual Fund. On 30-09-2026, it managed ₹226 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 11.8% a year and its Regular plan returned 10.3% a year. Its benchmark, Nifty 100 TRI, returned 9.1% a year over the same 3 years.
NAV (Direct plan)
₹17.01
▼ 0.41% · 30-10-2026
NAV (Regular plan)
₹15.88
▼ 0.38% · 30-10-2026
Expense ratio
1.29%Direct2.74%Regular
1.29%
A year
Riskometer
Very High
Set by the fund house
3 year return
11.8%Direct10.3%Regular
11.8%
A year
Bank of India Large Cap Fund NAV Today
NAV on 30-10-2026: Direct Plan Growth ₹17.01 (down 0.41% that day); Regular Plan Growth ₹15.88 (down 0.38% that day).
This fund (Direct plan)
₹17.01
Bank of India Large Cap Fund Returns vs Nifty 100 TRI
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
−2.13%
−3.79%
−2.07%
−2.80%
+11.81%
+8.56%
--
This fund (Regular)
−2.22%
−4.05%
−2.70%
−4.11%
+10.34%
+7.19%
--
Nifty 100 TRI
+1.04%
−5.31%
−2.96%
−8.69%
+9.08%
+7.22%
+11.72%
Large Cap average
+0.62%
−4.36%
−1.05%
−6.33%
+10.38%
+8.23%
--
Best in Large Cap
+2.29%
+1.11%
+6.60%
+2.96%
+14.19%
+11.98%
--
Worst in Large Cap
−2.13%
−6.44%
−5.00%
−10.55%
+7.81%
+5.19%
--
Rank in Large Cap
35/35
7/35
24/35
4/33
6/30
10/27
--
Category rows compare the Direct plans of 35 Large Cap funds. Rank 1 is the highest return.
Bank of India Large Cap Fund Year-wise Returns
Return of each calendar year
Year
Direct
Regular
Nifty 100 TRI
2026to date
−3.68%
−4.74%
−9.32%
2025
+7.62%
+6.04%
+10.24%
2024
+14.52%
+13.09%
+12.95%
2023
+31.11%
+29.79%
+21.24%
2022
−1.89%
−2.99%
+4.94%
Bank of India Large Cap Fund Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 576 periods, one for each trading day from 01-07-2024 to 30-10-2026.
0%5%10%15%20%25%
Bank of India Large Cap Fund (Direct)
Nifty 100 TRI
Sept 2021 to Sept 2024Jan 2022 to Jan 2025Jun 2022 to Jun 2025Nov 2022 to Nov 2025Apr 2023 to Apr 2026Aug 2023 to Aug 2026
Bank of India Large Cap Fund (Direct)Nifty 100 TRI
0%
0%
Below 0%
0%
0%
0-5%
0%
8%
5-10%
33%
63%
10-15%
63%
29%
15-20%
5%
0%
20-25%
0%
0%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Benchmark median
Beat benchmark
1 year
1,065
7.4%
−10.1%
52.8%
26%
7.9%
58%
2 years
819
17.1%
−1.6%
35.9%
2%
15.0%
77%
3 years
576
15.9%
10.0%
21.9%
0%
13.6%
99%
5 years
83
11.2%
7.7%
12.4%
0%
9.6%
100%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Benchmark median
Beat benchmark
1 year
52
10.2%
−24.9%
57.1%
23%
7.1%
60%
2 years
40
10.8%
−3.4%
38.6%
3%
10.9%
65%
3 years
28
13.8%
4.1%
27.8%
0%
13.2%
93%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat benchmark" counts the periods in which the fund did better than Nifty 100 TRI over the same days. Past returns do not promise future returns.
Bank of India Large Cap Fund Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
Bank of India Large Cap Fund (Direct)This fund
Nifty 100 TRI
Return (CAGR)
−2.80%
−8.69%
Standard deviation
14.23%
14.04%
Sharpe ratio
-0.57
-0.99
Sortino ratio
-0.75
-1.32
Maximum drawdown
−13.0%
(30-03-2026)
−14.9%
(30-03-2026)
Beta
0.98
1.00
Alpha
+5.68%
0.00%
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
Bank of India Large Cap Fund (Direct)This fund
Nifty 100 TRI
Return (CAGR)
+11.81%
+9.08%
Standard deviation
15.01%
13.72%
Sharpe ratio
0.39
0.22
Sortino ratio
0.51
0.31
Maximum drawdown
−20.8%
(28-02-2025)
−17.2%
(28-02-2025)
Beta
1.05
1.00
Alpha
+2.58%
0.00%
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
Bank of India Large Cap Fund (Direct)This fund
Nifty 100 TRI
Return (CAGR)
+8.56%
+7.22%
Standard deviation
14.67%
14.01%
Sharpe ratio
0.19
0.10
Sortino ratio
0.25
0.14
Maximum drawdown
−21.1%
(17-06-2022)
−17.2%
(28-02-2025)
Beta
1.01
1.00
Alpha
+1.33%
0.00%
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
Bank of India Large Cap Fund (Direct)This fund
Nifty 100 TRI
Return (CAGR)
+10.50%
+9.18%
Standard deviation
14.41%
13.81%
Sharpe ratio
0.34
0.26
Sortino ratio
0.45
0.35
Maximum drawdown
−22.6%
(17-06-2022)
−17.2%
(28-02-2025)
Beta
1.00
1.00
Alpha
+1.31%
0.00%
From daily NAVs, 01-07-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−25%−20%−15%−10%−5%0%
Bank of India Large Cap Fund (Direct)
Nifty 100 TRI
20222023202420252026
Bank of India Large Cap Fund (Direct)Nifty 100 TRI
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
Bank of India Large Cap Fund (Direct)
−22.6%
18-10-2021
17-06-2022
06-07-2023
13 months
−6.5%
Nifty 100 TRI
−17.2%
26-09-2024
28-02-2025
02-01-2026
10 months
−10.1%
From the Direct plan's daily NAV since 01-07-2021, adjusted for unit splits, and Nifty 100 TRI over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.
Bank of India Large Cap Fund vs Other Large Cap Funds
The five Large Cap funds with the best three year return, and this fund. Direct plans.
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
Bank of India Large Cap Fund Expense Ratio and Costs
What each plan charges a year, in force from 01-10-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
Large Cap median
Cost rank (1 = cheapest)
Direct
0.87%
0.09%
0.01%
0.32%
1.29%
1.08%
26/35
Regular
2.10%
0.09%
0.01%
0.54%
2.74%
2.21%
33/35
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Large Cap funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
−4.11%
−2.80%
1.31%
₹95,890
₹97,200
3 years
10.34%
11.81%
1.47% a year
₹1,34,338
₹1,39,779
5 years
7.19%
8.56%
1.37% a year
₹1,41,505
₹1,50,782
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
Bank of India Large Cap Fund SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 01-07-2021 to 30-10-2026: 64 instalments, ₹6,40,000 in all.
Investment
Invested
Value now
Gain
Return a year
Direct planBank of India Large Cap Fund (Direct)
₹6,40,000
₹8,14,897
₹1,74,897
9.0%
Regular planBank of India Large Cap Fund (Regular)
₹6,40,000
₹7,84,132
₹1,44,132
7.6%
Nifty 100 TRI
₹6,40,000
₹7,57,305
₹1,17,305
6.3%
Category averageCategory average, 35 Large Cap funds
₹6,40,000
₹7,90,294
₹1,50,294
7.8%
₹0₹2.0 L₹4.0 L₹6.0 L₹8.0 L₹10.0 L
Direct planBank of India Large Cap Fund (Direct)
Regular planBank of India Large Cap Fund (Regular)
Nifty 100 TRI
Category averageCategory average, 35 Large Cap funds
Amount invested
20222023202420252026
Direct planBank of India Large Cap Fund (Direct)Regular planBank of India Large Cap Fund (Regular)Nifty 100 TRICategory averageCategory average, 35 Large Cap fundsAmount invested
From each plan's published NAV (Growth option), the benchmark's TRI and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Bank of India Large Cap Fund Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
97.3%Equity
Asset
Fund
Category
Equity
97.3%
96.0%
Cash and others
2.7%
2.9%
Market cap of stocks
Market cap
Fund
Category
Large Cap
80.1%
82.5%
Mid Cap
2.5%
8.7%
Small Cap
11.4%
3.3%
Not on AMFI's list
3.2%
1.6%
Share of the whole fund. Category: the average of the Large Cap funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Bank of India Large Cap Fund Sector Allocation
Sector allocation of the fund's stocks as on 30-09-2026
Largest sectors
Banks22.8%
Capital Markets7.3%
Consumer Durables5.8%
Finance5.4%
Transport Infrastructure4.5%
Construction4.1%
Electrical Equipment4.0%
IT - Software3.4%
Aerospace & Defense3.4%
Petroleum Products3.2%
The ten largest of 29 sectors. The other 19 add up to 33.3%.
Sector changes
Sector
July 2026
August 2026
September 2026
Change
Banks
23.4%
23.6%
22.8%
−0.6%
Capital Markets
5.8%
5.5%
7.3%
+1.4%
Consumer Durables
5.8%
6.5%
5.8%
0.0%
Finance
7.0%
5.5%
5.4%
−1.6%
Transport Infrastructure
4.3%
3.9%
4.5%
+0.2%
Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.
Bank of India Large Cap Fund Portfolio Holdings
As on 30-09-2026 · 58 holdings · from the fund house's monthly portfolio
Holdings
Sector / Rating
Weight%
Holdings trend
1M change
HDFC Bank Limited
Banks
7.19%
0.0%
ICICI Bank Limited
Banks
5.79%
0.0%
State Bank of India
Banks
4.60%
0.0%
Adani Ports and Special Economic Zone Limited
Transport Infrastructure
4.55%
0.0%
ICICI Prudential Asset Management Company Limited
Capital Markets
3.52%
0.0%
Larsen & Toubro Limited
Construction
3.46%
+43.5%
Reliance Industries Limited
Petroleum Products
3.20%
0.0%
Tech Mahindra Limited
IT - Software
3.04%
0.0%
Quality Power Electrical Eqp Ltd
Electrical Equipment
2.84%
−18.2%
Shriram Finance Limited
Finance
2.82%
0.0%
Vedanta Aluminium Metal Limited
Non - Ferrous Metals
2.45%
0.0%
Samvardhana Motherson International Limited
Auto Components
2.33%
+9.3%
Bank of Baroda
Banks
2.28%
0.0%
Axis Bank Limited
Banks
1.99%
0.0%
UltraTech Cement Limited
Cement & Cement Products
1.94%
+14.3%
Asian Paints Limited
Consumer Durables
1.74%
+18.0%
Titan Company Limited
Consumer Durables
1.74%
0.0%
Bharat Electronics Limited
Aerospace & Defense
1.72%
0.0%
Bajaj Auto Limited
Automobiles
1.71%
+16.3%
Bharti Airtel Limited
Telecom - Services
1.71%
0.0%
Hindustan Aeronautics Limited
Aerospace & Defense
1.71%
0.0%
Solar Industries India Limited
Chemicals & Petrochemicals
1.63%
0.0%
Tata Motors Ltd
Agricultural, Commercial & Construction Vehicles
1.63%
0.0%
Tata Steel Limited
Ferrous Metals
1.55%
0.0%
JSW Steel Limited
Ferrous Metals
1.48%
0.0%
Mahindra & Mahindra Limited
Automobiles
1.47%
−30.7%
CreditAccess Grameen Limited
Finance
1.39%
0.0%
Apollo Hospitals Enterprise Limited
Healthcare Services
1.37%
0.0%
Power Grid Corporation of India Limited
Power
1.31%
0.0%
Britannia Industries Limited
Food Products
1.31%
0.0%
HDFC Asset Management Company Limited
Capital Markets
1.28%
0.0%
Mankind Pharma Limited
Pharmaceuticals & Biotechnology
1.22%
0.0%
Onemi Technology Solutions Limited
Finance
1.21%
+5.4%
Hindustan Unilever Limited
Diversified FMCG
1.21%
0.0%
Balrampur Chini Mills Limited
Agricultural Food & other Products
1.17%
0.0%
ITC Limited
Diversified FMCG
1.16%
0.0%
TD Power Systems Limited
Electrical Equipment
1.15%
0.0%
Adani Power Limited
Power
1.15%
0.0%
National Stock Exchange Of India Ltd
Capital Markets
1.04%
New
Lalithaa Jewellery Mart Ltd
Consumer Durables
1.00%
−40.2%
Mazagon Dock Shipbuilders Limited
Industrial Manufacturing
0.93%
0.0%
Canara Bank
Banks
0.92%
0.0%
SBI Life Insurance Company Limited
Insurance
0.91%
0.0%
Anand Rathi Wealth Limited
Capital Markets
0.75%
New
Sky Gold And Diamonds Limited
Consumer Durables
0.72%
−21.7%
Avenue Supermarts Limited
Retailing
0.71%
New
BSE Limited
Capital Markets
0.68%
0.0%
Cemindia Projects Ltd
Construction
0.66%
0.0%
Entero Healthcare Solutions Ltd
Retailing
0.62%
0.0%
Vedanta Limited
Diversified Metals
0.62%
0.0%
Stylam Industries Limited
Consumer Durables
0.61%
−34.3%
Triveni Engineering & Industries Limited
Agricultural Food & other Products
0.51%
0.0%
GNA Axles Limited
Auto Components
0.49%
New
Optiemus Infracom Ltd
Telecom - Equipment & Accessories
0.46%
New
Coforge Limited
IT - Software
0.39%
−78.3%
Pidilite Industries Limited
Chemicals & Petrochemicals
0.23%
0.0%
364 Days Tbill (MD 07/01/2027) · Treasury bill
SOVEREIGN
0.02%
Vedanta Iron And Steel Limited
Ferrous Metals
0.02%
0.0%
Bank of India Large Cap Fund Stocks Bought and Sold
All changes are between August 2026 and September 2026
More
Stocks bought and sold in September 2026
Larsen & Toubro Limited
↑Added
+43.5%
3.46%
Quality Power Electrical Eqp Ltd
↓Reduced
−18.2%
2.84%
Samvardhana Motherson International Limited
↑Added
+9.3%
2.33%
Mahindra & Mahindra Limited
↓Reduced
−30.7%
1.47%
Coforge Limited
↓Reduced
−78.3%
0.39%
UltraTech Cement Limited
↑Added
+14.3%
1.94%
Asian Paints Limited
↑Added
+18.0%
1.74%
Bajaj Auto Limited
↑Added
+16.3%
1.71%
Onemi Technology Solutions Limited
↑Added
+5.4%
1.21%
Lalithaa Jewellery Mart Ltd
↓Reduced
−40.2%
1.00%
National Stock Exchange Of India Ltd
↑New
New
1.04%
Stylam Industries Limited
↓Reduced
−34.3%
0.61%
Sky Gold And Diamonds Limited
↓Reduced
−21.7%
0.72%
Anand Rathi Wealth Limited
↑New
New
0.75%
TVS Srichakra Limited
↓Sold out
−100%
was 0.72%
Avenue Supermarts Limited
↑New
New
0.71%
GNA Axles Limited
↑New
New
0.49%
Optiemus Infracom Ltd
↑New
New
0.46%
No stocks in this group for September 2026.
A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
Bank of India Large Cap Fund Overview
Fund facts from the scheme summary document, as on 16-10-2026
Expense ratio (Direct)
1.29%
Expense ratio (Regular)
2.74%
Category
Large Cap
Risk
Very High
Benchmark
Nifty 100 TRI
Launch date
29-06-2021
Minimum investment
₹5,000
Minimum additional investment
₹1,000
AUM
₹226.16 Cr (30-09-2026)
Lock in
None
Scheme code (Direct)
148980
ISIN (Direct)
INF761K01FL3
Scheme code (Regular)
148982
ISIN (Regular)
INF761K01FO7
NAV history
From 01-07-2021, 5.3 years
Exit load
Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
Tax on Bank of India Large Cap Fund returns
Bank of India Large Cap Fund is taxed as an equity fund: 65% or more of it is in Indian stocks.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Growth
₹17.01
30-10-2026
direct
IDCW
₹16.97
30-10-2026
regular
Growth
₹15.88
30-10-2026
regular
IDCW
₹15.88
30-10-2026
About Bank of India Large Cap Fund
Bank of India Large Cap Fund is a mutual fund from Bank of India Mutual Fund. Its category is Large Cap. It was launched on 29-06-2021. Its benchmark is Nifty 100 TRI. At the end of September 2026 it held 58 securities.
Frequently Asked Questions for Bank of India Large Cap Fund
What is the current NAV of Bank of India Large Cap Fund?
The Direct plan NAV is ₹17.01. The Regular plan NAV is ₹15.88, as on 30-10-2026.
What are the returns of Bank of India Large Cap Fund?
The Direct plan returned −2.80% in 1 year, +11.81% a year over 3 years, +8.56% a year over 5 years. The Regular plan returned −4.11% in 1 year, +10.34% a year over 3 years, +7.19% a year over 5 years. These figures are as on 30-10-2026.
What is the expense ratio of Bank of India Large Cap Fund?
The Direct plan charges 1.29% a year. The Regular plan charges 2.74% a year. This is the figure the fund house reported to AMFI, in force from 01-10-2026.
What is the AUM of Bank of India Large Cap Fund?
Bank of India Large Cap Fund managed ₹226.16 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of Bank of India Large Cap Fund?
At the end of September 2026 the largest holdings were HDFCBANK (7.19%), ICICIBANK (5.79%), SBIN (4.60%), ADANIPORTS (4.55%), ICICIAMC (3.52%). The fund held 58 securities in all.
What did Bank of India Large Cap Fund buy and sell in September 2026?
It bought 5 new stocks: Avenue Supermarts Limited, Optiemus Infracom Ltd, Anand Rathi Wealth Limited, National Stock Exchange Of India Ltd, GNA Axles Limited. It sold out of 1: TVS Srichakra Limited. It added shares in 6. It reduced 6.
How do I invest in Bank of India Large Cap Fund?
Through Bank of India Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹5,000. You can invest once or through a monthly SIP.
Who is the fund manager of Bank of India Large Cap Fund?
Alok Singh, amp, Nilesh Jethani.
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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