TRUSTMF Overnight Fund is an Overnight fund run by Trust Mutual Fund. On 30-09-2026, it managed ₹74 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 6.0% a year and its Regular plan returned 5.9% a year.
NAV (Direct plan)
₹1,311.47
▲ 0.01% · 30-10-2026
NAV (Regular plan)
₹1,308.29
▲ 0.01% · 30-10-2026
Expense ratio
0.11%Direct0.17%Regular
0.11%
A year
Riskometer
Not available
Set by the fund house
3 year return
6.0%Direct5.9%Regular
6.0%
A year
TRUSTMF Overnight Fund NAV Today
NAV on 30-10-2026: Direct Plan Growth ₹1,311.47 (up 0.01% that day); Regular Plan Growth ₹1,308.29 (up 0.01% that day).
This fund (Direct plan)
₹1,311.4655
TRUSTMF Overnight Fund Returns vs Overnight Funds
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
+0.44%
+1.27%
+2.55%
+5.13%
+5.95%
--
--
This fund (Regular)
+0.44%
+1.25%
+2.52%
+5.07%
+5.89%
--
--
Overnight average
+0.45%
+1.28%
+2.59%
+5.22%
+5.99%
--
--
Best in Overnight
+0.47%
+1.33%
+2.79%
+5.48%
+6.16%
--
--
Worst in Overnight
+0.43%
+1.21%
+2.46%
+4.96%
+5.78%
--
--
Rank in Overnight
31/40
30/38
28/36
29/36
26/33
--
--
Category rows compare the Direct plans of 40 Overnight funds. Rank 1 is the highest return. The fund house names no benchmark we can show, so the category average is the comparison.
TRUSTMF Overnight Fund Year-wise Returns
Return of each calendar year
Year
Direct
Regular
2026to date
+4.22%
+4.17%
2025
+5.73%
+5.68%
2024
+6.71%
+6.66%
2023
+6.72%
+6.66%
TRUSTMF Overnight Fund Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 645 periods, one for each trading day from 19-01-2025 to 30-10-2026.
0%2%4%6%8%
TRUSTMF Overnight Fund (Direct)
Category average, 40 Overnight funds
Mar 2022 to Mar 2025Jun 2022 to Jun 2025Oct 2022 to Oct 2025Feb 2023 to Feb 2026May 2023 to May 2026Sept 2023 to Sept 2026
TRUSTMF Overnight Fund (Direct)Category average, 40 Overnight funds
0%
0%
Below 0%
0%
0%
0-5%
100%
100%
5-10%
0%
0%
10-15%
0%
0%
15-20%
0%
0%
20-25%
0%
0%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Category median
Beat category
1 year
1,299
6.3%
4.8%
6.8%
0%
6.3%
41%
2 years
994
6.4%
5.5%
6.7%
0%
6.4%
20%
3 years
645
6.3%
5.9%
6.5%
0%
6.3%
14%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Category median
Beat category
1 year
46
6.4%
5.1%
6.8%
0%
6.4%
33%
2 years
34
6.4%
5.3%
6.7%
0%
6.4%
18%
3 years
22
6.3%
5.6%
6.6%
0%
6.3%
14%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 40 Overnight funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.
TRUSTMF Overnight Fund Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
TRUSTMF Overnight Fund (Direct)This fund
Category average
Return (CAGR)
+5.13%
+5.19%
Standard deviation
0.04%
0.05%
Sharpe ratio
-2.94
-0.73
Sortino ratio
-7.12
-1.08
Maximum drawdown
0.0%
0.0%
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
TRUSTMF Overnight Fund (Direct)This fund
Category average
Return (CAGR)
+5.95%
+5.98%
Standard deviation
0.09%
0.05%
Sharpe ratio
-0.85
-0.61
Sortino ratio
-2.10
-0.93
Maximum drawdown
0.0%
0.0%
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
TRUSTMF Overnight Fund (Direct)This fund
Category average
Return (CAGR)
+5.84%
+5.85%
Standard deviation
0.11%
0.07%
Sharpe ratio
-0.65
-0.77
Sortino ratio
-1.45
-1.06
Maximum drawdown
0.0%
0.0%
From daily NAVs, 19-01-2022 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
0%0.1%
TRUSTMF Overnight Fund (Direct)
Category average, 40 Overnight funds
2023202420252026
TRUSTMF Overnight Fund (Direct)Category average, 40 Overnight funds
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
TRUSTMF Overnight Fund (Direct)
0.0%
--
--
--
--
0.0%
Category average
0.0%
--
--
--
--
0.0%
From the Direct plan's daily NAV since 19-01-2022, adjusted for unit splits, and the average of the 40 Overnight funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.
TRUSTMF Overnight Fund vs Other Overnight Funds
The five Overnight funds with the best three year return, and this fund. Direct plans.
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
TRUSTMF Overnight Fund Expense Ratio and Costs
What each plan charges a year, in force from 01-09-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
Overnight median
Cost rank (1 = cheapest)
Direct
0.06%
0.00%
0.04%
0.01%
0.11%
0.11%
21/40
Regular
0.11%
0.00%
0.04%
0.02%
0.17%
0.18%
15/39
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Overnight funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
5.07%
5.13%
0.06%
₹1,05,070
₹1,05,130
3 years
5.89%
5.95%
0.06% a year
₹1,18,731
₹1,18,933
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
TRUSTMF Overnight Fund SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 19-01-2022 to 30-10-2026: 58 instalments, ₹5,80,000 in all.
Direct planTRUSTMF Overnight Fund (Direct)Regular planTRUSTMF Overnight Fund (Regular)Category averageCategory average, 40 Overnight fundsAmount invested
From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
TRUSTMF Overnight Fund Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
97.7%Cash and others
Asset
Fund
Category
Cash and others
97.7%
89.1%
Debt
2.3%
10.9%
TRUSTMF Overnight Fund Portfolio Holdings
As on 30-09-2026 · 1 holdings · from the fund house's monthly portfolio
Holdings
Rating
Weight%
91 Days Tbill (MD 08/10/2026) · Treasury bill
Sovereign
2.30%
TRUSTMF Overnight Fund Overview
Fund facts from the scheme summary document
Expense ratio (Direct)
0.11%
Expense ratio (Regular)
0.17%
Category
Overnight
Risk
Not available
Benchmark
Not available
Launch date
Not available
Minimum investment
Not available
Minimum additional investment
Not available
AUM
₹73.86 Cr (30-09-2026)
Lock in
Not available
Scheme code (Direct)
149797
ISIN (Direct)
INF0GCD01453
Scheme code (Regular)
149795
ISIN (Regular)
INF0GCD01438
NAV history
From 19-01-2022, 4.8 years
Exit load
Not available
Tax on TRUSTMF Overnight Fund returns
TRUSTMF Overnight Fund is taxed as a debt fund: 65% or more of it is in bonds and money market papers.
For units bought on or after 01-04-2023, the gain is added to your income and taxed at your slab rate, however long you hold the units.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Growth
₹1,311.4655
30-10-2026
direct
Unclaimed Redemption Growth
₹1,012.6672
30-10-2026
direct
Daily IDCW Reinvestment
₹1,283.3594
30-10-2026
regular
Growth
₹1,308.2943
30-10-2026
regular
Daily IDCW Reinvestment
₹1,264.997
30-10-2026
About TRUSTMF Overnight Fund
TRUSTMF Overnight Fund is a mutual fund from Trust Mutual Fund. Its category is Overnight. At the end of September 2026 it held 1 securities.
Frequently Asked Questions for TRUSTMF Overnight Fund
What is the current NAV of TRUSTMF Overnight Fund?
The Direct plan NAV is ₹1,311.4655. The Regular plan NAV is ₹1,308.2943, as on 30-10-2026.
What are the returns of TRUSTMF Overnight Fund?
The Direct plan returned +5.13% in 1 year, +5.95% a year over 3 years. The Regular plan returned +5.07% in 1 year, +5.89% a year over 3 years. These figures are as on 30-10-2026.
What is the expense ratio of TRUSTMF Overnight Fund?
The Direct plan charges 0.11% a year. The Regular plan charges 0.17% a year. This is the figure the fund house reported to AMFI, in force from 01-09-2026.
What is the AUM of TRUSTMF Overnight Fund?
TRUSTMF Overnight Fund managed ₹73.86 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of TRUSTMF Overnight Fund?
At the end of September 2026 the largest holdings were 91 Days Tbill (MD 08/10/2026) (2.30%). The fund held 1 securities in all.
How do I invest in TRUSTMF Overnight Fund?
Through Trust Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. You can invest once or through a monthly SIP.
How does TRUSTMF Overnight Fund rank in its category?
The Direct plan ranks 26 of 33 Overnight funds by its 3 year return. The category average is +5.99% a year.
What is the difference between the Direct and Regular plan of TRUSTMF Overnight Fund?
Both plans hold the same investments. The Regular plan pays a commission to the distributor who sold it, so it charges more. The Direct plan charges 0.11% a year and the Regular plan 0.17%. The lower charge is why the Direct plan's NAV is higher.
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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