Bajaj Finserv Overnight Fund

OvernightDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

Bajaj Finserv Overnight Fund is an Overnight fund run by Bajaj Finserv Mutual Fund. On 30-09-2026, it managed ₹792 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 6.0% a year and its Regular plan returned 6.0% a year.

NAV (Direct plan): ₹1,217.99; ▲ 0.02%30-10-2026
NAV (Regular plan): ₹1,215.97; ▲ 0.02%30-10-2026
Expense ratio: 0.11%Direct0.16%Regular; 0.11%; A year
Riskometer: Low; Set by the fund house
3 year return: 6.0%Direct6.0%Regular; 6.0%; A year

Bajaj Finserv Overnight Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹1,217.99 (up 0.02% that day); Regular Plan Growth ₹1,215.97 (up 0.02% that day).

This fund (Direct plan)

₹1,217.9946

Bajaj Finserv Overnight Fund Returns vs Overnight Funds

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	+0.47%	+1.33%	+2.64%	+5.34%	+6.05%	--	--
This fund (Regular)	+0.47%	+1.31%	+2.62%	+5.29%	+5.99%	--	--
Overnight average	+0.45%	+1.28%	+2.59%	+5.22%	+5.99%	--	--
Best in Overnight	+0.47%	+1.33%	+2.79%	+5.48%	+6.16%	--	--
Worst in Overnight	+0.43%	+1.21%	+2.46%	+4.96%	+5.78%	--	--
Rank in Overnight	1/40	1/38	2/36	2/36	2/33	--	--

Category rows compare the Direct plans of 40 Overnight funds. Rank 1 is the highest return. This fund's benchmark is CRISIL Liquid Overnight Index. Returns of that index are not available to us, so the category average is the comparison.

Bajaj Finserv Overnight Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	+4.37%	+4.33%
2025	+5.86%	+5.81%
2024	+6.72%	+6.66%

Bajaj Finserv Overnight Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 113 periods, one for each trading day from 05-07-2026 to 30-10-2026.

0%2%4%6%8%

Jul 2023
to
Jul 2026Aug 2023
to
Aug 2026Aug 2023
to
Aug 2026Sept 2023
to
Sept 2026Oct 2023
to
Oct 2026Oct 2023
to
Oct 2026

Bajaj Finserv Overnight Fund (Direct)Category average, 40 Overnight funds

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	843	6.2%	5.3%	6.8%	0%	6.2%	95%
2 years	478	6.2%	5.7%	6.6%	0%	6.1%	100%
3 years	113	6.1%	6.0%	6.2%	0%	6.1%	100%

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	28	6.0%	5.3%	6.8%	0%	6.0%	96%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 40 Overnight funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.

Bajaj Finserv Overnight Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	Bajaj Finserv Overnight Fund (Direct)This fund	Category average
Return (CAGR)	+5.34%	+5.19%
Standard deviation	0.04%	0.05%
Sharpe ratio	2.20	-0.73
Sortino ratio	9.40	-1.08
Maximum drawdown	0.0%	0.0%

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Bajaj Finserv Overnight Fund (Direct)This fund	Category average
Return (CAGR)	+6.05%	+5.98%
Standard deviation	0.04%	0.05%
Sharpe ratio	0.58	-0.61
Sortino ratio	0.93	-0.93
Maximum drawdown	0.0%	0.0%

From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Bajaj Finserv Overnight Fund (Direct)This fund	Category average
Return (CAGR)	+6.11%	+6.05%
Standard deviation	0.04%	0.06%
Sharpe ratio	0.30	-0.67
Sortino ratio	0.46	-0.99
Maximum drawdown	0.0%	0.0%

From daily NAVs, 05-07-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

0%0.1%

202420252026

Bajaj Finserv Overnight Fund (Direct)Category average, 40 Overnight funds

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
Bajaj Finserv Overnight Fund (Direct)	0.0%	--	--	--	--	0.0%
Category average	0.0%	--	--	--	--	0.0%

From the Direct plan's daily NAV since 05-07-2023, adjusted for unit splits, and the average of the 40 Overnight funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

Bajaj Finserv Overnight Fund vs Other Overnight Funds

The five Overnight funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
Bank of India Overnight Fund	1/33	88	0.09%	+5.48%	+6.16%	--	--	1.92	5.24	Compare
Axis Overnight Fund	2/33	10,855	0.09%	+5.29%	+6.05%	+0.03%	1.01	0.67	1.07	Compare
Tata Overnight Fund	2/33	5,556	0.09%	+5.30%	+6.05%	--	--	0.64	1.02	Compare
Bajaj Finserv Overnight Fund	2/33	792	0.11%	+5.34%	+6.05%	--	--	0.58	0.93
Nippon India Overnight Fund	5/33	6,791	0.10%	+5.27%	+6.04%	--	--	0.33	0.52	Compare

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

Bajaj Finserv Overnight Fund Expense Ratio and Costs

What each plan charges a year, in force from 01-09-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Overnight median	Cost rank (1 = cheapest)
Direct	0.07%	0.00%	0.03%	0.01%	0.11%	0.11%	21/40
Regular	0.11%	0.00%	0.03%	0.02%	0.16%	0.18%	12/39

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Overnight funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	5.29%	5.34%	0.05%	₹1,05,290	₹1,05,340
3 years	5.99%	6.05%	0.06% a year	₹1,19,068	₹1,19,270

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

Bajaj Finserv Overnight Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 05-07-2023 to 30-10-2026: 40 instalments, ₹4,00,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planBajaj Finserv Overnight Fund (Direct)	₹4,00,000	₹4,40,895	₹40,895	5.8%
Regular planBajaj Finserv Overnight Fund (Regular)	₹4,00,000	₹4,40,507	₹40,507	5.7%
Category averageCategory average, 40 Overnight funds	₹4,10,000	₹4,50,357	₹40,357	5.7%

₹0₹1.0 L₹2.0 L₹3.0 L₹4.0 L₹5.0 L

202420252026

Direct planBajaj Finserv Overnight Fund (Direct)Regular planBajaj Finserv Overnight Fund (Regular)Category averageCategory average, 40 Overnight fundsAmount invested

From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

Bajaj Finserv Overnight Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

88.6%Cash and others

Asset	Fund	Category
Cash and others	88.6%	89.1%
Debt	11.4%	10.9%

Credit rating

Bonds and money market papers by credit rating, % of the fund. Category: the average of 32 Overnight funds.

Rating	Fund	Category
Sovereign	5.0%	4.7%
AAA and A1+	6.3%	3.1%

Bajaj Finserv Overnight Fund Portfolio Holdings

As on 30-09-2026 · 4 holdings · from the fund house's monthly portfolio

Holdings	Rating	Weight%
National Bank For Agriculture and Rural Development (01/10/2026) · Commercial paper	CRISIL A1+	6.31%
91 Days Tbill (MD 01/10/2026) · Treasury bill	Sovereign	3.16%
364 Days Tbill (MD 02/10/2026) · Treasury bill	Sovereign	1.26%
182 Days Tbill (MD 29/10/2026) · Treasury bill	Sovereign	0.63%

Bajaj Finserv Overnight Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 0.11%
Expense ratio (Regular): 0.16%
Category: Overnight
Risk: Low
Benchmark: CRISIL Liquid Overnight Index
Launch date: 05-07-2023
Minimum investment: ₹100
Minimum additional investment: ₹100
AUM: ₹791.92 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 151849
ISIN (Direct): INF0QA701177
Scheme code (Regular): 151851
ISIN (Regular): INF0QA701250
NAV history: From 05-07-2023, 3.3 years

Exit load: Nil

Tax on Bajaj Finserv Overnight Fund returns

Bajaj Finserv Overnight Fund is taxed as a debt fund: 65% or more of it is in bonds and money market papers.
For units bought on or after 01-04-2023, the gain is added to your income and taxed at your slab rate, however long you hold the units.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Unclaimed Less Than Years Redemption	₹1,088.4514	30-10-2026
direct	Growth	₹1,217.9946	30-10-2026
direct	Unclaimed Less Than Years IDCW	₹1,082.6724	30-10-2026
direct	Daily IDCW	₹1,033.1412	30-10-2026
direct	Fortnightly IDCW	₹1,034.9189	30-10-2026
direct	Monthly IDCW	₹1,035.6011	30-10-2026
direct	Weekly IDCW	₹1,033.7903	30-10-2026
regular	Growth	₹1,215.973	30-10-2026
regular	Daily IDCW	₹1,032.8859	30-10-2026
regular	Fortnightly IDCW	₹1,034.6591	30-10-2026
regular	Monthly IDCW	₹1,035.3206	30-10-2026
regular	Weekly IDCW	₹1,033.5319	30-10-2026

About Bajaj Finserv Overnight Fund

Bajaj Finserv Overnight Fund is a mutual fund from Bajaj Finserv Mutual Fund. Its category is Overnight. It was launched on 05-07-2023. Its benchmark is CRISIL Liquid Overnight Index. At the end of September 2026 it held 4 securities.

Fund Manager

Nimesh Chandan
Fund manager of Bajaj Finserv Overnight Fund, since 05-07-2023
Siddharth Chaudhary
Fund manager of Bajaj Finserv Overnight Fund, since 05-07-2023
Chirag Shah
Fund manager of Bajaj Finserv Overnight Fund, since 19-05-2026
Sourish Chatterjee
Fund manager of Bajaj Finserv Overnight Fund, since 19-05-2026

See all funds of Bajaj Finserv Mutual Fund

AUM change

September 2026: ₹791.92 Cr; +21.27% from August 2026
August 2026: ₹653.04 Cr; −3.53% from July 2026
July 2026: ₹676.93 Cr; −0.51% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare Bajaj Finserv Overnight Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

Bajaj Finserv Overnight vs Bank of India OvernightOvernight
Bajaj Finserv Overnight vs Axis OvernightOvernight
Bajaj Finserv Overnight vs Tata OvernightOvernight
Bajaj Finserv Overnight vs Nippon India OvernightOvernight

Compare with any other fund

Frequently Asked Questions for Bajaj Finserv Overnight Fund

What is the current NAV of Bajaj Finserv Overnight Fund?

The Direct plan NAV is ₹1,217.9946. The Regular plan NAV is ₹1,215.973, as on 30-10-2026.

What are the returns of Bajaj Finserv Overnight Fund?

The Direct plan returned +5.34% in 1 year, +6.05% a year over 3 years. The Regular plan returned +5.29% in 1 year, +5.99% a year over 3 years. These figures are as on 30-10-2026.

What is the expense ratio of Bajaj Finserv Overnight Fund?

The Direct plan charges 0.11% a year. The Regular plan charges 0.16% a year. This is the figure the fund house reported to AMFI, in force from 01-09-2026.

What is the AUM of Bajaj Finserv Overnight Fund?

Bajaj Finserv Overnight Fund managed ₹791.92 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of Bajaj Finserv Overnight Fund?

At the end of September 2026 the largest holdings were National Bank For Agriculture and Rural Development (01/10/2026) (6.31%), 91 Days Tbill (MD 01/10/2026) (3.16%), 364 Days Tbill (MD 02/10/2026) (1.26%), 182 Days Tbill (MD 29/10/2026) (0.63%). The fund held 4 securities in all.

How do I invest in Bajaj Finserv Overnight Fund?

Through Bajaj Finserv Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹100. You can invest once or through a monthly SIP.

Who is the fund manager of Bajaj Finserv Overnight Fund?

Nimesh Chandan (since 05-07-2023), Siddharth Chaudhary (since 05-07-2023), Chirag Shah (since 19-05-2026), Sourish Chatterjee (since 19-05-2026).

What is the exit load of Bajaj Finserv Overnight Fund?

Nil

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.