Sundaram Services Fund is a Thematic fund run by Sundaram Mutual Fund. On 30-09-2026, it managed ₹4,999 Cr of investors' money. In the 3 years to 29-10-2026, its Direct plan returned 13.4% a year and its Regular plan returned 12.1% a year. Its benchmark, Nifty Services Sector TRI, returned 9.3% a year over the same 3 years.
NAV (Direct plan)
₹37.95
▲ 1.13% · 29-10-2026
NAV (Regular plan)
₹34.55
▲ 1.13% · 29-10-2026
Expense ratio
0.86%Direct1.95%Regular
0.86%
A year
Riskometer
Very High
Set by the fund house
3 year return
13.4%Direct12.1%Regular
13.4%
A year
Sundaram Services Fund NAV Today
NAV on 29-10-2026: Direct Plan Growth ₹37.95 (up 1.13% that day); Regular Plan Growth ₹34.55 (up 1.13% that day).
This fund (Direct plan)
₹37.949
Sundaram Services Fund Returns vs Nifty Services Sector TRI
Returns as on 29-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
−1.53%
−5.13%
+3.05%
−4.35%
+13.38%
+11.59%
--
This fund (Regular)
−1.61%
−5.39%
+2.49%
−5.43%
+12.09%
+10.24%
--
Nifty Services Sector TRI
+4.73%
−1.88%
+1.07%
−8.65%
+9.26%
+5.56%
+12.05%
Thematic average
−2.09%
−4.52%
+0.86%
−1.22%
+13.76%
+11.62%
--
Best in Thematic
+11.54%
+11.27%
+22.16%
+75.71%
+54.78%
+21.14%
--
Worst in Thematic
−16.05%
−11.74%
−13.97%
−22.44%
−4.46%
+3.65%
--
Rank in Thematic
88/235
106/232
76/232
114/215
63/133
43/96
--
Category rows compare the Direct plans of 235 Thematic funds. Rank 1 is the highest return.
Sundaram Services Fund Year-wise Returns
Return of each calendar year
Year
Direct
Regular
Nifty Services Sector TRI
2026to date
−3.58%
−4.48%
−8.33%
2025
+11.88%
+10.63%
+8.52%
2024
+19.27%
+17.87%
+14.87%
2023
+29.56%
+28.05%
+12.81%
2022
+4.65%
+3.15%
+3.04%
2021
+46.78%
+44.74%
+25.52%
Sundaram Services Fund Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 1,255 periods, one for each trading day from 27-09-2021 to 29-10-2026.
0%10%20%30%40%
Sundaram Services Fund (Direct)
Nifty Services Sector TRI
Feb 2019 to Feb 2022Jan 2020 to Jan 2023Nov 2020 to Nov 2023Sept 2021 to Sept 2024Aug 2022 to Aug 2025Jun 2023 to Jun 2026
Sundaram Services Fund (Direct)Nifty Services Sector TRI
0%
0%
Below 0%
0%
0%
0-5%
0%
19%
5-10%
5%
48%
10-15%
34%
19%
15-20%
31%
12%
20-25%
30%
3%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Benchmark median
Beat benchmark
1 year
1,750
16.6%
−23.9%
91.2%
8%
10.0%
93%
2 years
1,502
21.8%
1.5%
58.8%
0%
14.6%
100%
3 years
1,255
21.6%
11.8%
37.4%
0%
12.8%
100%
5 years
762
22.8%
10.7%
32.0%
0%
13.8%
100%
7 years
269
20.3%
16.8%
21.7%
0%
11.3%
100%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Benchmark median
Beat benchmark
1 year
86
18.0%
−39.0%
76.6%
16%
10.1%
87%
2 years
74
21.8%
−4.2%
56.8%
1%
14.3%
100%
3 years
62
21.6%
4.5%
41.7%
0%
13.1%
100%
5 years
38
22.4%
10.4%
28.7%
0%
13.2%
100%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat benchmark" counts the periods in which the fund did better than Nifty Services Sector TRI over the same days. Past returns do not promise future returns.
Sundaram Services Fund Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
Sundaram Services Fund (Direct)This fund
Nifty Services Sector TRI
Return (CAGR)
−4.35%
−6.81%
Standard deviation
15.57%
14.70%
Sharpe ratio
-0.62
-0.82
Sortino ratio
-0.85
-1.13
Maximum drawdown
−17.2%
(31-03-2026)
−16.7%
(30-03-2026)
Beta
0.95
1.00
Alpha
+3.60%
0.00%
From daily NAVs, 29-10-2025 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
Sundaram Services Fund (Direct)This fund
Nifty Services Sector TRI
Return (CAGR)
+13.38%
+9.49%
Standard deviation
14.09%
14.08%
Sharpe ratio
0.52
0.25
Sortino ratio
0.72
0.35
Maximum drawdown
−17.2%
(31-03-2026)
−16.7%
(30-03-2026)
Beta
0.89
1.00
Alpha
+4.47%
0.00%
From daily NAVs, 27-10-2023 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
Sundaram Services Fund (Direct)This fund
Nifty Services Sector TRI
Return (CAGR)
+11.59%
+5.81%
Standard deviation
14.00%
14.75%
Sharpe ratio
0.41
0.00
Sortino ratio
0.56
0.00
Maximum drawdown
−17.4%
(20-06-2022)
−19.7%
(17-06-2022)
Beta
0.85
1.00
Alpha
+5.99%
0.00%
From daily NAVs, 29-10-2021 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
Sundaram Services Fund (Direct)This fund
Nifty Services Sector TRI
Return (CAGR)
+17.89%
+10.94%
Standard deviation
16.10%
18.62%
Sharpe ratio
0.78
0.31
Sortino ratio
1.05
0.41
Maximum drawdown
−39.6%
(23-03-2020)
−40.0%
(23-03-2020)
Beta
0.78
1.00
Alpha
+8.33%
0.00%
From daily NAVs, 25-09-2018 to 29-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−50%−40%−30%−20%−10%0%
Sundaram Services Fund (Direct)
Nifty Services Sector TRI
20192020202120222023202420252026
Sundaram Services Fund (Direct)Nifty Services Sector TRI
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
Sundaram Services Fund (Direct)
−39.6%
19-02-2020
23-03-2020
04-12-2020
8 months
−7.6%
Nifty Services Sector TRI
−40.0%
14-01-2020
23-03-2020
10-11-2020
8 months
−8.5%
From the Direct plan's daily NAV since 25-09-2018, adjusted for unit splits, and Nifty Services Sector TRI over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.
Sundaram Services Fund vs Other Thematic Funds
The five Thematic funds with the best three year return, and this fund. Direct plans.
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
Sundaram Services Fund Expense Ratio and Costs
What each plan charges a year, in force from 21-10-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
Thematic median
Cost rank (1 = cheapest)
Direct
0.65%
0.03%
0.00%
0.18%
0.86%
1.18%
22/235
Regular
1.61%
0.03%
0.00%
0.31%
1.95%
2.41%
18/235
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Thematic funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
−5.43%
−4.35%
1.08%
₹94,570
₹95,650
3 years
12.09%
13.38%
1.29% a year
₹1,40,832
₹1,45,750
5 years
10.24%
11.59%
1.35% a year
₹1,62,816
₹1,73,032
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
Sundaram Services Fund SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 25-09-2018 to 29-10-2026: 98 instalments, ₹9,80,000 in all.
Direct planSundaram Services Fund (Direct)Regular planSundaram Services Fund (Regular)Nifty Services Sector TRICategory averageCategory average, 235 Thematic fundsAmount invested
From each plan's published NAV (Growth option), the benchmark's TRI and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Sundaram Services Fund Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
96.4%Equity
Asset
Fund
Category
Equity
96.4%
94.5%
Cash and others
2.7%
4.0%
Debt
1.0%
1.5%
Market cap of stocks
Market cap
Fund
Category
Large Cap
51.1%
45.7%
Mid Cap
14.0%
19.6%
Small Cap
30.0%
24.1%
Foreign stocks
0.7%
2.7%
Not on AMFI's list
0.6%
2.3%
Share of the whole fund. Category: the average of the Thematic funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Sundaram Services Fund Sector Allocation
Sector allocation of the fund's stocks as on 30-09-2026
Largest sectors
Banks17.0%
Finance13.9%
Retailing8.7%
Telecom - Services8.0%
Healthcare Services7.7%
It - Software5.4%
Transport Services5.3%
Transport Infrastructure3.9%
Petroleum Products3.8%
Financial Technology (Fintech)3.7%
The ten largest of 18 sectors. The other 8 add up to 19.0%.
Sector changes
Sector
July 2026
August 2026
September 2026
Change
Banks
16.6%
16.5%
17.0%
+0.4%
Finance
14.4%
14.2%
13.9%
−0.5%
Retailing
8.2%
8.6%
8.7%
+0.5%
Telecom - Services
8.6%
7.9%
8.0%
−0.6%
Healthcare Services
7.4%
7.5%
7.7%
+0.3%
Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.
Sundaram Services Fund Portfolio Holdings
As on 30-09-2026 · 56 holdings · from the fund house's monthly portfolio
Holdings
Sector / Rating
Weight%
Holdings trend
1M change
Eternal Ltd (Previously Zomato Ltd)
Retailing
6.10%
0.0%
Bharti Airtel Ltd
Telecom - Services
5.06%
0.0%
Axis Bank Ltd
Banks
4.58%
0.0%
Interglobe Aviation Ltd
Transport Services
4.17%
+9.7%
Adani Ports and Special Economic Zone Ltd
Transport Infrastructure
3.92%
0.0%
Reliance Industries Ltd
Petroleum Products
3.84%
0.0%
Rate Gain Travel Technologies Ltd
It - Software
2.90%
0.0%
ICICI Bank Ltd
Banks
2.85%
+9.8%
Kotak Mahindra Bank Ltd
Banks
2.71%
−8.7%
Apollo Hospitals Enterprise Ltd
Healthcare Services
2.69%
0.0%
One 97 Communications Ltd
Financial Technology (Fintech)
2.68%
0.0%
Info Edge (India) Ltd
Retailing
2.64%
0.0%
PNB Housing Finance Ltd
Finance
2.57%
0.0%
Titan Company Ltd
Consumer Durables
2.53%
0.0%
Shriram Finance Ltd
Finance
2.53%
0.0%
Bajaj Finserv Ltd
Finance
2.45%
0.0%
HDFC Bank Ltd
Banks
2.40%
0.0%
Cholamandalam Financial Holdings Ltd
Finance
2.29%
0.0%
Aster DM Healthcare Ltd
Healthcare Services
2.26%
0.0%
Coforge Ltd
It - Software
2.20%
0.0%
Affle (India) Ltd
It - Services
2.13%
0.0%
Indus Towers Ltd (Prev Bharti Infratel Ltd)
Telecom - Services
2.11%
0.0%
Bandhan Bank Ltd
Banks
1.77%
0.0%
Aavas Financiers Ltd
Finance
1.64%
0.0%
LIC of India Ltd
Insurance
1.37%
0.0%
Landmark Cars Ltd
Automobiles
1.29%
0.0%
Sapphire Foods India Ltd
Leisure Services
1.20%
+1.4%
The Phoenix Mills Ltd
Realty
1.15%
0.0%
Chalet Hotels Ltd
Leisure Services
1.12%
0.0%
Angel One Ltd
Capital Markets
1.12%
0.0%
Fortis Health Care Ltd
Healthcare Services
1.11%
+52.2%
HDFC Life Insurance Company Ltd
Insurance
1.10%
+29.8%
Delhivery Ltd
Transport Services
1.10%
0.0%
Five-Star Business Finance Ltd
Finance
1.10%
0.0%
Senco Gold Ltd
Consumer Durables
1.05%
0.0%
Ujjivan Small Finance Bank Ltd
Banks
1.02%
0.0%
PB Fintech Ltd
Financial Technology (Fintech)
1.01%
0.0%
Sundaram Liquid Fund - Direct Growth
1.00%
Metropolis Healthcare Ltd
Healthcare Services
1.00%
+3.9%
364 Days - T Bill - 20/05/2027 · Treasury bill
Sovereign
0.96%
OnEMI Technology Solutions LTD
Finance
0.95%
0.0%
Equitas Small Finance Bank Limited
Banks
0.89%
+28.5%
SIS Ltd
Other Consumer Services
0.89%
0.0%
Bharti Hexacom Ltd
Telecom - Services
0.86%
0.0%
Medi Assist Healthcare Services Ltd
Insurance
0.80%
0.0%
Prudent Corporate Advisory Services Ltd
Capital Markets
0.77%
−0.4%
CSB Bank Ltd
Banks
0.75%
0.0%
Make My Trip Ltd (USD)
Leisure Services
0.67%
0.0%
R Systems International Ltd
It - Services
0.61%
0.0%
Manipal Health Enterprises Ltd
Healthcare Services
0.59%
0.0%
UTI Asset Management Co Ltd
Capital Markets
0.54%
0.0%
Westlife Foodworld Ltd
Leisure Services
0.53%
0.0%
Power Finance Corporation Ltd
Finance
0.43%
New
Infosys Ltd
It - Software
0.24%
0.0%
ICICI Prudential Life Insurance Company Ltd
Insurance
0.07%
−55.1%
LTIMindtree Ltd
It - Software
0.02%
−95.5%
Sundaram Services Fund Stocks Bought and Sold
All changes are between August 2026 and September 2026
More
Stocks bought and sold in September 2026
Interglobe Aviation Ltd
↑Added
+9.7%
4.17%
ICICI Bank Ltd
↑Added
+9.8%
2.85%
Kotak Mahindra Bank Ltd
↓Reduced
−8.7%
2.71%
Sapphire Foods India Ltd
↑Added
+1.4%
1.20%
Fortis Health Care Ltd
↑Added
+52.2%
1.11%
HDFC Life Insurance Company Ltd
↑Added
+29.8%
1.10%
Metropolis Healthcare Ltd
↑Added
+3.9%
1.00%
Equitas Small Finance Bank Limited
↑Added
+28.5%
0.89%
Prudent Corporate Advisory Services Ltd
↓Reduced
−0.4%
0.77%
LTIMindtree Ltd
↓Reduced
−95.5%
0.02%
REC Ltd
↓Sold out
−100%
was 0.44%
Power Finance Corporation Ltd
↑New
New
0.43%
ICICI Prudential Life Insurance Company Ltd
↓Reduced
−55.1%
0.07%
No stocks in this group for September 2026.
A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
Sundaram Services Fund Overview
Fund facts from the scheme summary document, as on 16-10-2026
Expense ratio (Direct)
0.86%
Expense ratio (Regular)
1.95%
Category
Thematic
Risk
Very High
Benchmark
Nifty Services Sector TRI
Launch date
21-09-2018
Minimum investment
₹100
Minimum additional investment
₹100
AUM
₹4,999.11 Cr (30-09-2026)
Lock in
None
Scheme code (Direct)
144835
ISIN (Direct)
INF903JA1FA2
Scheme code (Regular)
144838
ISIN (Regular)
INF903JA1EX7
NAV history
From 25-09-2018, 8.1 years
Exit load
Nil - If up to 25% of the units invested are redeemed or withdrawn by way of SWP within 365 days from the date of allotment. Any redemptions or withdrawals by way of SWP in excess of the above mentioned limit would be subject to an exit load of 1 % of the applicable NAV will be charged, if the units are redeemed within 365 days from the date of allotment of units For redemption or withdrawal by way of SWP after 365 days from the date of allotment - Nil. Further, exit load will be waived on Intra-scheme and Inter scheme Switchouts/STP. Generally, the exit load will be calculated on First in First out (FIFO) basis.
Tax on Sundaram Services Fund returns
Sundaram Services Fund is taxed as an equity fund: 65% or more of it is in Indian stocks.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Growth
₹37.949
29-10-2026
direct
Income Distribution Cum Capital Withdrawal IDCW
₹22.6016
29-10-2026
direct
Income Distribution Cum Capital Withdrawal IDCW
₹22.6016
29-10-2026
regular
Growth
₹34.553
29-10-2026
regular
Income Distribution Cum Capital Withdrawal IDCW
₹20.5401
29-10-2026
regular
Income Distribution Cum Capital Withdrawal IDCW
₹20.5401
29-10-2026
About Sundaram Services Fund
Sundaram Services Fund is a mutual fund from Sundaram Mutual Fund. Its category is Thematic. It was launched on 21-09-2018. Its benchmark is Nifty Services Sector TRI. At the end of September 2026 it held 56 securities.
Frequently Asked Questions for Sundaram Services Fund
What is the current NAV of Sundaram Services Fund?
The Direct plan NAV is ₹37.949. The Regular plan NAV is ₹34.553, as on 29-10-2026.
What are the returns of Sundaram Services Fund?
The Direct plan returned −4.35% in 1 year, +13.38% a year over 3 years, +11.59% a year over 5 years. The Regular plan returned −5.43% in 1 year, +12.09% a year over 3 years, +10.24% a year over 5 years. These figures are as on 29-10-2026.
What is the expense ratio of Sundaram Services Fund?
The Direct plan charges 0.86% a year. The Regular plan charges 1.95% a year. This is the figure the fund house reported to AMFI, in force from 21-10-2026.
What is the AUM of Sundaram Services Fund?
Sundaram Services Fund managed ₹4,999.11 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of Sundaram Services Fund?
At the end of September 2026 the largest holdings were ETERNAL (6.10%), BHARTIARTL (5.06%), AXISBANK (4.58%), INDIGO (4.17%), ADANIPORTS (3.92%). The fund held 56 securities in all.
What did Sundaram Services Fund buy and sell in September 2026?
It bought 1 new stock: Power Finance Corporation Ltd. It sold out of 1: REC Ltd. It added shares in 7. It reduced 4.
How do I invest in Sundaram Services Fund?
Through Sundaram Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹100. You can invest once or through a monthly SIP.
Who is the fund manager of Sundaram Services Fund?
Rohit Seksaria, Shalav Saket.
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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