Sundaram Multi Asset Allocation Fund is a Multi Asset fund run by Sundaram Mutual Fund. On 30-09-2026, it managed ₹3,205 Cr of investors' money. In the year to 30-10-2026, its Direct plan returned −2.8% and its Regular plan returned −4.1%.
NAV (Direct plan)
₹13.02
▼ 0.24% · 30-10-2026
NAV (Regular plan)
₹12.50
▼ 0.25% · 30-10-2026
Expense ratio
0.79%Direct2.10%Regular
0.79%
A year
Riskometer
Very High
Set by the fund house
1 year return
−2.8%Direct−4.1%Regular
−2.8%
Total
Sundaram Multi Asset Allocation Fund NAV Today
NAV on 30-10-2026: Direct Plan Growth ₹13.02 (down 0.24% that day); Regular Plan Growth ₹12.50 (down 0.25% that day).
This fund (Direct plan)
₹13.0237
Sundaram Multi Asset Allocation Fund Returns vs Multi Asset Funds
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
−1.70%
−4.30%
−3.75%
−2.75%
--
--
--
This fund (Regular)
−1.80%
−4.61%
−4.39%
−4.08%
--
--
--
Multi Asset average
−1.71%
−3.33%
−1.78%
+2.00%
--
--
--
Best in Multi Asset
+0.22%
+1.02%
+3.21%
+8.36%
--
--
--
Worst in Multi Asset
−3.85%
−5.28%
−5.92%
−3.66%
--
--
--
Rank in Multi Asset
21/37
28/36
30/34
28/31
--
--
--
Category rows compare the Direct plans of 37 Multi Asset funds. Rank 1 is the highest return. This fund's benchmark is NIFTY 500 TRI 65% + NIFTY Short Duration Debt Index 10% + Domestic Prices of Gold 25%. Returns of that index are not available to us, so the category average is the comparison.
Sundaram Multi Asset Allocation Fund Year-wise Returns
Return of each calendar year
Year
Direct
Regular
2026to date
−4.86%
−5.92%
2025
+20.59%
+18.91%
Sundaram Multi Asset Allocation Fund Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 1-year holding period, plotted on the day it ended. There are 431 periods, one for each trading day from 29-01-2025 to 30-10-2026.
−10%0%10%20%30%
Sundaram Multi Asset Allocation Fund (Direct)
Category average, 37 Multi Asset funds
Mar 2024 to Mar 2025Jul 2024 to Jul 2025Oct 2024 to Oct 2025Feb 2025 to Feb 2026May 2025 to May 2026Sept 2025 to Sept 2026
Sundaram Multi Asset Allocation Fund (Direct)Category average, 37 Multi Asset funds
3%
0%
Below 0%
3%
3%
0-5%
25%
23%
5-10%
43%
49%
10-15%
13%
16%
15-20%
13%
8%
20-25%
1%
1%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Category median
Beat category
1 year
431
12.2%
−5.0%
28.0%
3%
12.3%
61%
2 years
185
11.1%
4.9%
20.0%
0%
11.7%
14%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Category median
Beat category
1 year
22
9.7%
−5.3%
25.7%
14%
11.0%
50%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 37 Multi Asset funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.
Sundaram Multi Asset Allocation Fund Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
Sundaram Multi Asset Allocation Fund (Direct)This fund
Category average
Return (CAGR)
−2.75%
+2.25%
Standard deviation
13.43%
10.59%
Sharpe ratio
-0.60
-0.28
Sortino ratio
-0.80
-0.38
Maximum drawdown
−13.1%
(23-03-2026)
−10.3%
(23-03-2026)
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
Sundaram Multi Asset Allocation Fund (Direct)This fund
Category average
Return (CAGR)
+10.00%
+11.49%
Standard deviation
10.71%
8.97%
Sharpe ratio
0.38
0.62
Sortino ratio
0.52
0.83
Maximum drawdown
−13.1%
(23-03-2026)
−10.3%
(23-03-2026)
From daily NAVs, 29-01-2024 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−15%−10%−5%0%
Sundaram Multi Asset Allocation Fund (Direct)
Category average, 37 Multi Asset funds
20252026
Sundaram Multi Asset Allocation Fund (Direct)Category average, 37 Multi Asset funds
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
Sundaram Multi Asset Allocation Fund (Direct)
−13.1%
29-01-2026
23-03-2026
Not yet
--
−9.7%
Category average
−10.3%
29-01-2026
23-03-2026
21-08-2026
5 months
−6.1%
From the Direct plan's daily NAV since 29-01-2024, adjusted for unit splits, and the average of the 37 Multi Asset funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.
Sundaram Multi Asset Allocation Fund vs Other Multi Asset Funds
The five Multi Asset funds with the best three year return, and this fund. Direct plans.
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
Sundaram Multi Asset Allocation Fund Expense Ratio and Costs
What each plan charges a year, in force from 23-10-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
Multi Asset median
Cost rank (1 = cheapest)
Direct
0.44%
0.08%
0.01%
0.26%
0.79%
0.85%
16/37
Regular
1.58%
0.08%
0.01%
0.43%
2.10%
2.15%
17/37
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Multi Asset funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
−4.08%
−2.75%
1.33%
₹95,920
₹97,250
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
Sundaram Multi Asset Allocation Fund SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 29-01-2024 to 30-10-2026: 34 instalments, ₹3,40,000 in all.
Investment
Invested
Value now
Gain
Return a year
Direct planSundaram Multi Asset Allocation Fund (Direct)
₹3,40,000
₹3,66,449
₹26,449
5.2%
Regular planSundaram Multi Asset Allocation Fund (Regular)
₹3,40,000
₹3,58,592
₹18,592
3.7%
Category averageCategory average, 37 Multi Asset funds
₹3,40,000
₹3,78,793
₹38,793
7.6%
₹0₹1.0 L₹2.0 L₹3.0 L₹4.0 L
Direct planSundaram Multi Asset Allocation Fund (Direct)
Regular planSundaram Multi Asset Allocation Fund (Regular)
Category averageCategory average, 37 Multi Asset funds
Amount invested
20252026
Direct planSundaram Multi Asset Allocation Fund (Direct)Regular planSundaram Multi Asset Allocation Fund (Regular)Category averageCategory average, 37 Multi Asset fundsAmount invested
From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Sundaram Multi Asset Allocation Fund Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
67.7%Equity
Asset
Fund
Category
Equity
67.7%
58.2%
Cash and others
22.0%
25.6%
Debt
10.3%
16.2%
Market cap of stocks
Market cap
Fund
Category
Large Cap
37.9%
35.1%
Mid Cap
15.6%
11.8%
Small Cap
12.6%
9.3%
Not on AMFI's list
1.6%
1.1%
Share of the whole fund. Category: the average of the Multi Asset funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Credit rating
Bonds and money market papers by credit rating, % of the fund. Category: the average of 37 Multi Asset funds.
Rating
Fund
Category
Sovereign
10.3%
5.3%
Sundaram Multi Asset Allocation Fund Sector Allocation
Sector allocation of the fund's stocks as on 30-09-2026
Largest sectors
Banks9.5%
Finance5.5%
Automobiles5.3%
Pharmaceuticals & Biotechnology5.0%
It - Software4.1%
Petroleum Products3.5%
Construction3.2%
Telecom - Services3.1%
Non - Ferrous Metals3.0%
Capital Markets2.7%
The ten largest of 28 sectors. The other 18 add up to 22.8%.
Sector changes
Sector
July 2026
August 2026
September 2026
Change
Banks
11.9%
9.6%
9.5%
−2.4%
Finance
5.5%
5.6%
5.5%
0.0%
Automobiles
5.9%
6.1%
5.3%
−0.6%
Pharmaceuticals & Biotechnology
3.3%
3.2%
5.0%
+1.7%
It - Software
4.6%
5.0%
4.1%
−0.5%
Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.
Sundaram Multi Asset Allocation Fund Portfolio Holdings
As on 30-09-2026 · 68 holdings · from the fund house's monthly portfolio
Holdings
Sector / Rating
Weight%
Holdings trend
1M change
SBI-ETF GOLD
7.17%
Nippon India ETF Gold Bees
4.94%
ICICI Bank Ltd
Banks
4.67%
+0.7%
Kotak Mutual Fund - Gold Exchange Traded Fund
3.69%
Reliance Industries Ltd
Petroleum Products
3.52%
+21.7%
7.38% Central Government Securities 20/06/2027 · Government security
Sovereign
3.30%
Larsen & Toubro Ltd
Construction
3.17%
0.0%
HDFC Gold Exchange Traded Fund
3.17%
Bharti Airtel Ltd
Telecom - Services
3.11%
+4.4%
HDFC Bank Ltd
Banks
2.87%
−8.7%
Eternal Ltd (Previously Zomato Ltd)
Retailing
2.47%
0.0%
TVS Motor Company Ltd
Automobiles
2.04%
+26.1%
DSP-GOLD ETF
1.98%
Kotak Mahindra Bank Ltd
Banks
1.97%
0.0%
6.01% Central Government Securities 21/07/2030 · Government security
Sovereign
1.67%
One 97 Communications Ltd
Financial Technology (Fintech)
1.66%
−12.8%
Hindalco Industries Ltd
Non - Ferrous Metals
1.59%
+6.2%
7.04% Central Government Securities 03/06/2029 · Government security
Sovereign
1.57%
Cholamandalam Investment and Finance Company Ltd
Finance
1.51%
0.0%
Oracle Financial Services Software Ltd
It - Software
1.49%
0.0%
Mahindra & Mahindra Ltd
Automobiles
1.45%
−48.4%
Coforge Ltd
It - Software
1.40%
−24.2%
Vedanta Aluminium Metal Ltd
Non - Ferrous Metals
1.36%
+7.0%
Fractal Analytics Ltd
It - Software
1.25%
0.0%
Bajaj Finserv Ltd
Finance
1.24%
+12.3%
Amber Enterprises India Ltd
Consumer Durables
1.19%
0.0%
Poonawalla Fincorp Ltd
Finance
1.17%
0.0%
Cummins India Ltd
Industrial Products
1.16%
0.0%
Coromandel International Ltd
Fertilizers & Agrochemicals
1.13%
+3.1%
Granules India Ltd
Pharmaceuticals & Biotechnology
1.13%
+42.9%
Aster DM Healthcare Ltd
Healthcare Services
1.12%
+3.1%
MTAR Technologies Ltd
Electrical Equipment
1.12%
0.0%
Billionbrains Garage Ventures Ltd
Capital Markets
1.11%
0.0%
SBI Life Insurance Company Ltd
Insurance
1.06%
New
Sun Pharmaceutical Industries Ltd
Pharmaceuticals & Biotechnology
1.04%
0.0%
PB Fintech Ltd
Financial Technology (Fintech)
1.03%
0.0%
Force Motors Ltd
Automobiles
1.02%
+20.1%
Multi Commodity Exchange of India Ltd
Capital Markets
0.96%
0.0%
JSW Infrastructure Ltd
Transport Infrastructure
0.96%
0.0%
7.32% Government Securities-13/11/2030 · Government security
Sovereign
0.95%
UNO Minda Ltd
Auto Components
0.95%
0.0%
6.75% Central Government Securities 23/12/2029 · Government security
Sovereign
0.94%
Ultratech Cement Ltd
Cement & Cement Products
0.93%
0.0%
Delhivery Ltd
Transport Services
0.86%
0.0%
Mankind Pharma Ltd
Pharmaceuticals & Biotechnology
0.85%
0.0%
Horizon Industrial Parks Ltd
Realty
0.84%
0.0%
Interglobe Aviation Ltd
Transport Services
0.84%
+11.3%
Home First Finance Company Ltd
Finance
0.80%
0.0%
CRISIL Ltd
Finance
0.77%
0.0%
CCL Products (India) Ltd
Agricultural Food & Other Products
0.77%
0.0%
Gland Pharma Ltd
Pharmaceuticals & Biotechnology
0.76%
New
6.48% Central Government Securities 06/10/2035 · Government security
Sovereign
0.75%
Bajaj Auto Ltd
Automobiles
0.74%
0.0%
Ashok Leyland Ltd
Agricultural, Commercial & Construction Vehicles
0.67%
+101.5%
Indegene Limited
Healthcare Services
0.66%
0.0%
Prudent Corporate Advisory Services Ltd
Capital Markets
0.65%
0.0%
Mrs. Bectors Food Specialities Ltd
Food Products
0.65%
0.0%
Alkem Laboratories Ltd
Pharmaceuticals & Biotechnology
0.64%
+5.6%
6.94% Central Government Securities 11/05/2036 · Government security
Sovereign
0.61%
Lupin Ltd
Pharmaceuticals & Biotechnology
0.59%
New
Clean Science & Technology Ltd
Chemicals & Petrochemicals
0.56%
+54.5%
TD Power Systems Ltd
Electrical Equipment
0.51%
0.0%
Cochin Shipyard Ltd
Industrial Manufacturing
0.51%
+62.4%
Thermax Ltd
Electrical Equipment
0.47%
New
Elecon Engineering Company Ltd
Electrical Equipment
0.41%
0.0%
7.10% Central Government Securities 08/04/2034 · Government security
Sovereign
0.31%
Dhoot Transmission Ltd
Auto Components
0.26%
New
7.37% Government Securities-23/10/2028 · Government security
Sovereign
0.16%
Sundaram Multi Asset Allocation Fund Stocks Bought and Sold
All changes are between August 2026 and September 2026
More
Stocks bought and sold in September 2026
ICICI Bank Ltd
↑Added
+0.7%
4.67%
Reliance Industries Ltd
↑Added
+21.7%
3.52%
Bharti Airtel Ltd
↑Added
+4.4%
3.11%
HDFC Bank Ltd
↓Reduced
−8.7%
2.87%
Mahindra & Mahindra Ltd
↓Reduced
−48.4%
1.45%
TVS Motor Company Ltd
↑Added
+26.1%
2.04%
Coforge Ltd
↓Reduced
−24.2%
1.40%
One 97 Communications Ltd
↓Reduced
−12.8%
1.66%
Hindalco Industries Ltd
↑Added
+6.2%
1.59%
Vedanta Aluminium Metal Ltd
↑Added
+7.0%
1.36%
Bajaj Finserv Ltd
↑Added
+12.3%
1.24%
Coromandel International Ltd
↑Added
+3.1%
1.13%
Granules India Ltd
↑Added
+42.9%
1.13%
Aster DM Healthcare Ltd
↑Added
+3.1%
1.12%
SBI Life Insurance Company Ltd
↑New
New
1.06%
Force Motors Ltd
↑Added
+20.1%
1.02%
Amara Raja Energy & Mobility Ltd
↓Sold out
−100%
was 0.86%
Interglobe Aviation Ltd
↑Added
+11.3%
0.84%
Gland Pharma Ltd
↑New
New
0.76%
Affle (India) Ltd
↓Sold out
−100%
was 0.68%
Ashok Leyland Ltd
↑Added
+101.5%
0.67%
Alkem Laboratories Ltd
↑Added
+5.6%
0.64%
Lupin Ltd
↑New
New
0.59%
Clean Science & Technology Ltd
↑Added
+54.5%
0.56%
Cochin Shipyard Ltd
↑Added
+62.4%
0.51%
Thermax Ltd
↑New
New
0.47%
Dhoot Transmission Ltd
↑New
New
0.26%
JK Cement Ltd
↓Sold out
−100%
was 0.16%
No stocks in this group for September 2026.
A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
Sundaram Multi Asset Allocation Fund Overview
Fund facts from the scheme summary document, as on 16-10-2026
Expense ratio (Direct)
0.79%
Expense ratio (Regular)
2.10%
Category
Multi Asset
Risk
Very High
Launch date
25-01-2024
Minimum investment
₹100
Minimum additional investment
₹100
AUM
₹3,204.67 Cr (30-09-2026)
Lock in
None
Scheme code (Direct)
152314
ISIN (Direct)
INF903JA1LK9
Scheme code (Regular)
152311
ISIN (Regular)
INF903JA1LH5
NAV history
From 29-01-2024, 2.8 years
Benchmark
NIFTY 500 TRI 65% + NIFTY Short Duration Debt Index 10% + Domestic Prices of Gold 25%
Exit load
Exit Load for units in excess of 30% of the investment,1% will be charged for redemption within 365 days.
Tax on Sundaram Multi Asset Allocation Fund returns
How the gain is taxed depends on what the fund holds. A fund with 65% or more in Indian stocks is taxed as an equity fund: 20% within 1 year, 12.5% after, on gains above ₹1.25 lakh a year.
A fund with 65% or more in debt is taxed at your slab rate. Any other fund: your slab rate within 2 years, 12.5% after.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Growth
₹13.0237
30-10-2026
direct
Income Distribution Cum Capital Withdrawal IDCW
₹13.0237
30-10-2026
direct
Income Distribution Cum Capital Withdrawal IDCW
₹13.0237
30-10-2026
regular
Growth
₹12.4976
30-10-2026
regular
Income Distribution Cum Capital Withdrawal IDCW
₹12.4976
30-10-2026
regular
Income Distribution Cum Capital Withdrawal IDCW
₹12.4976
30-10-2026
About Sundaram Multi Asset Allocation Fund
Sundaram Multi Asset Allocation Fund is a mutual fund from Sundaram Mutual Fund. Its category is Multi Asset. It was launched on 25-01-2024. Its benchmark is NIFTY 500 TRI 65% + NIFTY Short Duration Debt Index 10% + Domestic Prices of Gold 25%. At the end of September 2026 it held 68 securities.
Fund Manager
Rohit Seksaria
Fund manager of Sundaram Multi Asset Allocation Fund
Clyton Richard Fernandes
Fund manager of Sundaram Multi Asset Allocation Fund
Kumaresh Ramakrishnan
Fund manager of Sundaram Multi Asset Allocation Fund
Arjun Nagarajan
Fund manager of Sundaram Multi Asset Allocation Fund
Shalav Saket
Fund manager of Sundaram Multi Asset Allocation Fund
Frequently Asked Questions for Sundaram Multi Asset Allocation Fund
What is the current NAV of Sundaram Multi Asset Allocation Fund?
The Direct plan NAV is ₹13.0237. The Regular plan NAV is ₹12.4976, as on 30-10-2026.
What are the returns of Sundaram Multi Asset Allocation Fund?
The Direct plan returned −2.75% in 1 year. The Regular plan returned −4.08% in 1 year. These figures are as on 30-10-2026.
What is the expense ratio of Sundaram Multi Asset Allocation Fund?
The Direct plan charges 0.79% a year. The Regular plan charges 2.10% a year. This is the figure the fund house reported to AMFI, in force from 23-10-2026.
What is the AUM of Sundaram Multi Asset Allocation Fund?
Sundaram Multi Asset Allocation Fund managed ₹3,204.67 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of Sundaram Multi Asset Allocation Fund?
At the end of September 2026 the largest holdings were SBIGOLD (7.17%), GOLDBEES (4.94%), ICICIBANK (4.67%), GOLD1 (3.69%), RELIANCE (3.52%). The fund held 68 securities in all.
What did Sundaram Multi Asset Allocation Fund buy and sell in September 2026?
It bought 5 new stocks: Dhoot Transmission Ltd, Gland Pharma Ltd, SBI Life Insurance Company Ltd, Thermax Ltd, Lupin Ltd. It sold out of 3: Affle (India) Ltd, JK Cement Ltd, Amara Raja Energy & Mobility Ltd. It added shares in 16. It reduced 4.
How do I invest in Sundaram Multi Asset Allocation Fund?
Through Sundaram Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹100. You can invest once or through a monthly SIP.
Who is the fund manager of Sundaram Multi Asset Allocation Fund?
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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