Sundaram Long Term Tax Advantage Fund Series IV is an ELSS fund run by Sundaram Mutual Fund. On 30-09-2026, it managed ₹22 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 9.5% a year and its Regular plan returned 9.3% a year. Its benchmark, BSE 500 TRI, returned 9.9% a year over the same 3 years.
NAV (Direct plan)
₹33.53
▼ 2.09% · 30-10-2026
NAV (Regular plan)
₹32.79
▼ 2.09% · 30-10-2026
Expense ratio
1.04%Direct1.24%Regular
1.04%
A year
Riskometer
Very High
Set by the fund house
3 year return
9.5%Direct9.3%Regular
9.5%
A year
Sundaram Long Term Tax Advantage Fund Series IV NAV Today
NAV on 30-10-2026: Direct Plan ₹33.53 (down 2.09% that day); Regular Plan ₹32.79 (down 2.09% that day).
This fund (Direct plan)
₹33.5287
Sundaram Long Term Tax Advantage Fund Series IV Returns vs BSE 500 TRI
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
−8.36%
−10.02%
−5.09%
−4.32%
+9.50%
+13.89%
--
This fund (Regular)
−8.38%
−10.07%
−5.19%
−4.50%
+9.28%
+13.65%
--
BSE 500 TRI
−0.87%
−6.09%
−2.95%
−7.66%
+9.89%
+8.65%
+12.51%
ELSS average
−2.34%
−5.61%
−1.63%
−5.75%
+10.92%
+10.29%
--
Best in ELSS
+1.27%
−1.66%
+5.11%
+2.97%
+19.52%
+15.67%
--
Worst in ELSS
−8.36%
−10.02%
−7.36%
−11.32%
+2.93%
+5.27%
--
Rank in ELSS
50/50
50/50
46/50
15/50
32/49
4/43
--
Category rows compare the Direct plans of 50 ELSS funds. Rank 1 is the highest return.
Sundaram Long Term Tax Advantage Fund Series IV Year-wise Returns
Return of each calendar year
Year
Direct
Regular
BSE 500 TRI
2026to date
−2.34%
−2.50%
−7.81%
2025
+5.21%
+4.99%
+7.63%
2024
+12.46%
+12.22%
+15.81%
2023
+51.00%
+50.54%
+26.55%
2022
+5.36%
+5.24%
+4.77%
2021
+69.04%
+68.59%
+31.63%
Sundaram Long Term Tax Advantage Fund Series IV Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 1,311 periods, one for each trading day from 05-07-2021 to 30-10-2026.
0%10%20%30%40%50%
Sundaram Long Term Tax Advantage Fund Series IV (Direct)
BSE 500 TRI
Dec 2018 to Dec 2021Nov 2019 to Nov 2022Sept 2020 to Sept 2023Aug 2021 to Aug 2024Jul 2022 to Jul 2025May 2023 to May 2026
Sundaram Long Term Tax Advantage Fund Series IV (Direct)BSE 500 TRI
0%
0%
Below 0%
0%
0%
0-5%
1%
2%
5-10%
3%
21%
10-15%
25%
50%
15-20%
28%
21%
20-25%
43%
7%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Benchmark median
Beat benchmark
1 year
1,803
13.2%
−40.4%
113.4%
20%
9.7%
61%
2 years
1,560
24.1%
−12.7%
73.5%
7%
17.9%
76%
3 years
1,311
23.5%
8.8%
48.0%
0%
17.8%
99%
5 years
817
25.2%
13.5%
37.3%
0%
17.9%
100%
7 years
324
20.0%
16.7%
24.4%
0%
15.1%
100%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Benchmark median
Beat benchmark
1 year
88
17.2%
−54.0%
119.4%
22%
11.4%
67%
2 years
76
27.4%
−15.1%
68.7%
9%
15.2%
79%
3 years
64
30.9%
4.2%
43.7%
0%
18.2%
94%
5 years
40
26.9%
12.5%
36.6%
0%
17.6%
100%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat benchmark" counts the periods in which the fund did better than BSE 500 TRI over the same days. Past returns do not promise future returns.
Sundaram Long Term Tax Advantage Fund Series IV Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
Sundaram Long Term Tax Advantage Fund Series IV (Direct)This fund
BSE 500 TRI
Return (CAGR)
−4.32%
−7.66%
Standard deviation
17.58%
14.32%
Sharpe ratio
-0.54
-0.90
Sortino ratio
-0.76
-1.19
Maximum drawdown
−15.4%
(23-03-2026)
−14.8%
(30-03-2026)
Beta
1.05
1.00
Alpha
+4.00%
0.00%
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
Sundaram Long Term Tax Advantage Fund Series IV (Direct)This fund
BSE 500 TRI
Return (CAGR)
+9.50%
+9.89%
Standard deviation
16.35%
14.19%
Sharpe ratio
0.21
0.27
Sortino ratio
0.29
0.37
Maximum drawdown
−22.1%
(03-03-2025)
−18.7%
(28-02-2025)
Beta
0.97
1.00
Alpha
−0.27%
0.00%
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
Sundaram Long Term Tax Advantage Fund Series IV (Direct)This fund
BSE 500 TRI
Return (CAGR)
+13.89%
+8.65%
Standard deviation
15.95%
14.29%
Sharpe ratio
0.51
0.20
Sortino ratio
0.68
0.27
Maximum drawdown
−22.1%
(03-03-2025)
−18.7%
(28-02-2025)
Beta
0.94
1.00
Alpha
+5.42%
0.00%
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
Sundaram Long Term Tax Advantage Fund Series IV (Direct)This fund
BSE 500 TRI
Return (CAGR)
+15.62%
+12.19%
Standard deviation
16.96%
16.83%
Sharpe ratio
0.61
0.41
Sortino ratio
0.80
0.55
Maximum drawdown
−42.3%
(24-03-2020)
−38.1%
(23-03-2020)
Beta
0.83
1.00
Alpha
+4.59%
0.00%
From daily NAVs, 05-07-2018 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−50%−40%−30%−20%−10%0%
Sundaram Long Term Tax Advantage Fund Series IV (Direct)
BSE 500 TRI
20192020202120222023202420252026
Sundaram Long Term Tax Advantage Fund Series IV (Direct)BSE 500 TRI
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
Sundaram Long Term Tax Advantage Fund Series IV (Direct)
−42.3%
28-05-2019
24-03-2020
14-12-2020
9 months
−13.4%
BSE 500 TRI
−38.1%
17-01-2020
23-03-2020
06-11-2020
7 months
−9.4%
From the Direct plan's daily NAV since 05-07-2018, adjusted for unit splits, and BSE 500 TRI over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.
Sundaram Long Term Tax Advantage Fund Series IV vs Other ELSS Funds
The five ELSS funds with the best three year return, and this fund. Direct plans.
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
Sundaram Long Term Tax Advantage Fund Series IV Expense Ratio and Costs
What each plan charges a year, in force from 24-10-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
ELSS median
Cost rank (1 = cheapest)
Direct
0.83%
0.02%
0.00%
0.19%
1.04%
1.11%
18/49
Regular
1.00%
0.02%
0.00%
0.22%
1.24%
1.96%
5/50
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the ELSS funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
−4.50%
−4.32%
0.18%
₹95,500
₹95,680
3 years
9.28%
9.50%
0.22% a year
₹1,30,503
₹1,31,293
5 years
13.65%
13.89%
0.24% a year
₹1,89,604
₹1,91,614
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
Sundaram Long Term Tax Advantage Fund Series IV SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 05-07-2018 to 30-10-2026: 100 instalments, ₹10,00,000 in all.
Investment
Invested
Value now
Gain
Return a year
Direct planSundaram Long Term Tax Advantage Fund Series IV (Direct)
₹10,00,000
₹21,65,169
₹11,65,169
18.0%
BSE 500 TRI
₹10,00,000
₹16,67,361
₹6,67,361
12.0%
Category averageCategory average, 49 ELSS funds
₹10,00,000
₹18,13,338
₹8,13,338
13.9%
₹0₹5.0 L₹10.0 L₹15.0 L₹20.0 L₹25.0 L
Direct planSundaram Long Term Tax Advantage Fund Series IV (Direct)
BSE 500 TRI
Category averageCategory average, 49 ELSS funds
Amount invested
20192020202120222023202420252026
Direct planSundaram Long Term Tax Advantage Fund Series IV (Direct)BSE 500 TRICategory averageCategory average, 49 ELSS fundsAmount invested
From each plan's published NAV (Growth option), the benchmark's TRI and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Sundaram Long Term Tax Advantage Fund Series IV Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
97.6%Equity
Asset
Fund
Category
Equity
97.6%
96.3%
Cash and others
2.4%
3.1%
Market cap of stocks
Market cap
Fund
Category
Large Cap
4.1%
47.5%
Mid Cap
12.3%
18.4%
Small Cap
81.2%
29.4%
Share of the whole fund. Category: the average of the ELSS funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Sundaram Long Term Tax Advantage Fund Series IV Sector Allocation
Sector allocation of the fund's stocks as on 30-09-2026
Largest sectors
Industrial Products12.5%
Banks11.9%
Finance9.3%
Electrical Equipment8.9%
Consumer Durables8.8%
Healthcare Services6.9%
Pharmaceuticals & Biotechnology5.7%
It - Services5.6%
It - Software4.8%
Leisure Services4.3%
The ten largest of 19 sectors. The other 9 add up to 18.9%.
Sector changes
Sector
July 2026
August 2026
September 2026
Change
Industrial Products
13.9%
13.6%
12.5%
−1.5%
Banks
12.0%
11.0%
11.9%
0.0%
Finance
9.7%
9.5%
9.3%
−0.4%
Electrical Equipment
6.3%
7.6%
8.9%
+2.6%
Consumer Durables
8.2%
8.8%
8.8%
+0.6%
Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.
Sundaram Long Term Tax Advantage Fund Series IV Portfolio Holdings
As on 30-09-2026 · 40 holdings · from the fund house's monthly portfolio
Holdings
Sector / Rating
Weight%
Holdings trend
1M change
MTAR Technologies Ltd
Electrical Equipment
7.64%
0.0%
Aster DM Healthcare Ltd
Healthcare Services
6.89%
0.0%
Affle (India) Ltd
It - Services
4.60%
0.0%
Ujjivan Small Finance Bank Ltd
Banks
4.38%
0.0%
KSB LTD
Industrial Products
4.35%
0.0%
Eternal Ltd (Previously Zomato Ltd)
Retailing
4.11%
0.0%
TVS Holdings Ltd
Finance
3.93%
0.0%
Rate Gain Travel Technologies Ltd
It - Software
3.84%
0.0%
Safari Industries (India) Ltd
Consumer Durables
3.73%
0.0%
Equitas Small Finance Bank Limited
Banks
3.23%
0.0%
CSB Bank Ltd
Banks
3.21%
0.0%
Procter & Gamble Health Ltd
Pharmaceuticals & Biotechnology
3.19%
0.0%
KEI Industries Ltd
Industrial Products
3.17%
0.0%
Green Panel Industries Ltd
Consumer Durables
3.13%
0.0%
Sapphire Foods India Ltd
Leisure Services
2.96%
0.0%
Brigade Enterprises Ltd
Realty
2.79%
0.0%
SIS Ltd
Other Consumer Services
2.56%
0.0%
Angel One Ltd
Capital Markets
2.52%
0.0%
JK Cement Ltd
Cement & Cement Products
2.20%
0.0%
PNB Housing Finance Ltd
Finance
1.97%
0.0%
Venus Pipes & Tubes Ltd
Industrial Products
1.90%
0.0%
Landmark Cars Ltd
Automobiles
1.66%
0.0%
Cholamandalam Financial Holdings Ltd
Finance
1.58%
0.0%
Grindwell Norton Ltd
Industrial Products
1.56%
0.0%
RHI Magnesita India Ltd
Industrial Products
1.50%
0.0%
Natco Pharma Ltd
Pharmaceuticals & Biotechnology
1.44%
0.0%
Westlife Foodworld Ltd
Leisure Services
1.39%
0.0%
Elecon Engineering Company Ltd
Electrical Equipment
1.23%
0.0%
EID Parry India Ltd
Food Products
1.19%
0.0%
Bandhan Bank Ltd
Banks
1.13%
New
Amber Enterprises India Ltd
Consumer Durables
1.09%
0.0%
Granules India Ltd
Pharmaceuticals & Biotechnology
1.06%
0.0%
R Systems International Ltd
It - Services
0.96%
0.0%
Clean Science & Technology Ltd
Chemicals & Petrochemicals
0.96%
New
Birlasoft Ltd
It - Software
0.95%
0.0%
Aavas Financiers Ltd
Finance
0.95%
0.0%
Ganesha Ecosphere Ltd
Textiles & Apparels
0.94%
0.0%
Century Plyboards (India) Ltd
Consumer Durables
0.87%
0.0%
Can Fin Homes Ltd
Finance
0.84%
0.0%
TVS Motor Company Ltd 6.00% (Cumulative Non-Convertible Redeemable Preference Share) 09-Dec-2027
Automobiles
Not available
Sundaram Long Term Tax Advantage Fund Series IV Stocks Bought and Sold
All changes are between August 2026 and September 2026
More
Stocks bought and sold in September 2026
Shivalik Bimetal Controls Ltd
↓Sold out
−100%
was 1.23%
Bandhan Bank Ltd
↑New
New
1.13%
Clean Science & Technology Ltd
↑New
New
0.96%
Carborundum Universal Ltd
↓Sold out
−100%
was 0.27%
No stocks in this group for September 2026.
A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
Sundaram Long Term Tax Advantage Fund Series IV Overview
Fund facts from the scheme summary document, as on 16-10-2026
Expense ratio (Direct)
1.04%
Expense ratio (Regular)
1.24%
Category
ELSS
Risk
Very High
Benchmark
BSE 500 TRI
Launch date
29-06-2018
Minimum additional investment
Not available
AUM
₹21.58 Cr (30-09-2026)
Lock in
3 years
Scheme code (Direct)
143079
ISIN (Direct)
INF903JA1CZ6
Scheme code (Regular)
143077
ISIN (Regular)
INF903JA1CX1
NAV history
From 05-07-2018, 8.3 years
Minimum investment
For both Regular and Direct Plan Rs 500/-
Exit load
NIL
Tax on Sundaram Long Term Tax Advantage Fund Series IV returns
Sundaram Long Term Tax Advantage Fund Series IV is taxed as an equity fund: 65% or more of it is in Indian stocks.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
Investing in it can be deducted from income under Section 80C, up to ₹1.5 lakh a year, in the old tax regime. Each investment is locked in for 3 years.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
₹33.5287
30-10-2026
direct
₹30.8055
30-10-2026
regular
₹32.7936
30-10-2026
regular
₹30.0934
30-10-2026
About Sundaram Long Term Tax Advantage Fund Series IV
Sundaram Long Term Tax Advantage Fund Series IV is a mutual fund from Sundaram Mutual Fund. Its category is ELSS. It was launched on 29-06-2018. Its benchmark is BSE 500 TRI. At the end of September 2026 it held 40 securities.
Fund Manager
Rohit Seksaria
Fund manager of Sundaram Long Term Tax Advantage Fund Series IV, since 31-12-2021
Frequently Asked Questions for Sundaram Long Term Tax Advantage Fund Series IV
What is the current NAV of Sundaram Long Term Tax Advantage Fund Series IV?
The Direct plan NAV is ₹33.5287. The Regular plan NAV is ₹32.7936, as on 30-10-2026.
What are the returns of Sundaram Long Term Tax Advantage Fund Series IV?
The Direct plan returned −4.32% in 1 year, +9.50% a year over 3 years, +13.89% a year over 5 years. The Regular plan returned −4.50% in 1 year, +9.28% a year over 3 years, +13.65% a year over 5 years. These figures are as on 30-10-2026.
What is the expense ratio of Sundaram Long Term Tax Advantage Fund Series IV?
The Direct plan charges 1.04% a year. The Regular plan charges 1.24% a year. This is the figure the fund house reported to AMFI, in force from 24-10-2026.
What is the AUM of Sundaram Long Term Tax Advantage Fund Series IV?
Sundaram Long Term Tax Advantage Fund Series IV managed ₹21.58 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of Sundaram Long Term Tax Advantage Fund Series IV?
At the end of September 2026 the largest holdings were MTARTECH (7.64%), ASTERDM (6.89%), AFFLE (4.60%), UJJIVANSFB (4.38%), KSB (4.35%). The fund held 40 securities in all.
What did Sundaram Long Term Tax Advantage Fund Series IV buy and sell in September 2026?
It bought 2 new stocks: Clean Science & Technology Ltd, Bandhan Bank Ltd. It sold out of 2: Carborundum Universal Ltd, Shivalik Bimetal Controls Ltd.
How do I invest in Sundaram Long Term Tax Advantage Fund Series IV?
Through Sundaram Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least For both Regular and Direct Plan Rs 500/-. You can invest once or through a monthly SIP.
Who is the fund manager of Sundaram Long Term Tax Advantage Fund Series IV?
Rohit Seksaria (since 31-12-2021).
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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