SBI ELSS Tax Saver Fund is an ELSS fund run by SBI Mutual Fund. On 30-09-2026, it managed ₹30,027 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 13.2% a year and its Regular plan returned 12.5% a year. Its benchmark, BSE 500 TRI, returned 9.9% a year over the same 3 years.
NAV (Direct plan)
₹441.93
▼ 0.40% · 30-10-2026
NAV (Regular plan)
₹405.66
▼ 0.40% · 30-10-2026
Expense ratio
1.23%Direct1.85%Regular
1.23%
A year
Riskometer
Very High
Set by the fund house
3 year return
13.2%Direct12.5%Regular
13.2%
A year
SBI ELSS Tax Saver Fund NAV Today
NAV on 30-10-2026: Direct Plan Growth ₹441.93 (down 0.40% that day); Regular Plan Growth ₹405.66 (down 0.40% that day).
This fund (Direct plan)
₹441.9345
SBI ELSS Tax Saver Fund Returns vs BSE 500 TRI
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
−0.50%
−7.18%
−4.75%
−8.94%
+13.23%
+13.15%
+13.59%
This fund (Regular)
−0.55%
−7.33%
−5.04%
−9.52%
+12.50%
+12.42%
+12.86%
BSE 500 TRI
−0.87%
−6.09%
−2.95%
−7.66%
+9.89%
+8.65%
+12.51%
ELSS average
−2.34%
−5.61%
−1.63%
−5.75%
+10.92%
+10.29%
+13.05%
Best in ELSS
+1.27%
−1.66%
+5.11%
+2.97%
+19.52%
+15.67%
+19.15%
Worst in ELSS
−8.36%
−10.02%
−7.36%
−11.32%
+2.93%
+5.27%
+9.91%
Rank in ELSS
15/50
41/50
44/50
40/50
10/49
6/43
10/27
Category rows compare the Direct plans of 50 ELSS funds. Rank 1 is the highest return.
SBI ELSS Tax Saver Fund Year-wise Returns
Return of each calendar year
Year
Direct
Regular
BSE 500 TRI
2026to date
−10.21%
−10.67%
−7.81%
2025
+7.28%
+6.60%
+7.63%
2024
+28.61%
+27.74%
+15.81%
2023
+41.00%
+40.00%
+26.55%
2022
+7.58%
+6.93%
+4.77%
2021
+31.86%
+31.04%
+31.63%
SBI ELSS Tax Saver Fund Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 2,675 periods, one for each trading day from 04-01-2016 to 30-10-2026.
−10%0%10%20%30%40%
SBI ELSS Tax Saver Fund (Direct)
BSE 500 TRI
Nov 2013 to Nov 2016Sept 2015 to Sept 2018Jul 2017 to Jul 2020May 2019 to May 2022Mar 2021 to Mar 2024Dec 2022 to Dec 2025
SBI ELSS Tax Saver Fund (Direct)BSE 500 TRI
3%
2%
Below 0%
7%
4%
0-5%
15%
8%
5-10%
17%
37%
10-15%
20%
34%
15-20%
17%
12%
20-25%
21%
3%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Benchmark median
Beat benchmark
1 year
3,163
10.8%
−33.1%
94.6%
17%
11.3%
51%
2 years
2,921
16.0%
−16.0%
51.9%
9%
15.5%
54%
3 years
2,675
17.6%
−8.2%
35.7%
3%
14.9%
54%
5 years
2,182
14.8%
−3.1%
34.9%
1%
14.9%
51%
7 years
1,693
14.0%
6.8%
20.7%
0%
14.3%
55%
10 years
950
15.7%
13.2%
18.8%
0%
14.6%
100%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Benchmark median
Beat benchmark
1 year
154
13.7%
−46.2%
72.1%
23%
12.7%
51%
2 years
142
14.3%
−26.7%
53.3%
10%
12.4%
50%
3 years
130
16.4%
−18.7%
40.7%
5%
14.9%
48%
5 years
106
15.8%
−8.1%
34.4%
3%
15.4%
45%
7 years
82
15.6%
−1.1%
26.9%
1%
15.5%
54%
10 years
46
18.0%
13.0%
21.3%
0%
15.3%
96%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat benchmark" counts the periods in which the fund did better than BSE 500 TRI over the same days. Past returns do not promise future returns.
SBI ELSS Tax Saver Fund Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
SBI ELSS Tax Saver Fund (Direct)This fund
BSE 500 TRI
Return (CAGR)
−8.94%
−7.66%
Standard deviation
13.24%
14.32%
Sharpe ratio
-1.07
-0.90
Sortino ratio
-1.41
-1.19
Maximum drawdown
−14.3%
(31-03-2026)
−14.8%
(30-03-2026)
Beta
0.91
1.00
Alpha
−2.40%
0.00%
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
SBI ELSS Tax Saver Fund (Direct)This fund
BSE 500 TRI
Return (CAGR)
+13.23%
+9.89%
Standard deviation
13.11%
14.19%
Sharpe ratio
0.55
0.27
Sortino ratio
0.75
0.37
Maximum drawdown
−15.8%
(07-04-2025)
−18.7%
(28-02-2025)
Beta
0.90
1.00
Alpha
+3.72%
0.00%
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
SBI ELSS Tax Saver Fund (Direct)This fund
BSE 500 TRI
Return (CAGR)
+13.15%
+8.65%
Standard deviation
13.35%
14.29%
Sharpe ratio
0.55
0.20
Sortino ratio
0.74
0.27
Maximum drawdown
−16.7%
(20-06-2022)
−18.7%
(28-02-2025)
Beta
0.91
1.00
Alpha
+4.76%
0.00%
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
SBI ELSS Tax Saver Fund (Direct)This fund
BSE 500 TRI
Return (CAGR)
+13.59%
+12.51%
Standard deviation
15.23%
16.03%
Sharpe ratio
0.54
0.44
Sortino ratio
0.72
0.59
Maximum drawdown
−38.2%
(23-03-2020)
−38.1%
(23-03-2020)
Beta
0.92
1.00
Alpha
+1.63%
0.00%
From daily NAVs, 28-10-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Measure
SBI ELSS Tax Saver Fund (Direct)This fund
BSE 500 TRI
Return (CAGR)
+14.52%
+12.82%
Standard deviation
15.05%
15.77%
Sharpe ratio
0.56
0.43
Sortino ratio
0.76
0.58
Maximum drawdown
−38.2%
(23-03-2020)
−38.1%
(23-03-2020)
Beta
0.93
1.00
Alpha
+2.18%
0.00%
From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−40%−30%−20%−10%0%
SBI ELSS Tax Saver Fund (Direct)
BSE 500 TRI
2014201620182020202220242026
SBI ELSS Tax Saver Fund (Direct)BSE 500 TRI
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
SBI ELSS Tax Saver Fund (Direct)
−38.2%
23-01-2018
23-03-2020
17-11-2020
8 months
−10.8%
BSE 500 TRI
−38.1%
17-01-2020
23-03-2020
06-11-2020
7 months
−9.4%
From the Direct plan's daily NAV since 02-01-2013, adjusted for unit splits, and BSE 500 TRI over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.
SBI ELSS Tax Saver Fund vs Other ELSS Funds
The five ELSS funds with the best three year return, and this fund. Direct plans.
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
SBI ELSS Tax Saver Fund Expense Ratio and Costs
What each plan charges a year, in force from 01-10-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
ELSS median
Cost rank (1 = cheapest)
Direct
0.82%
0.06%
0.01%
0.34%
1.23%
1.11%
35/49
Regular
1.35%
0.06%
0.01%
0.43%
1.85%
1.96%
20/50
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the ELSS funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
−9.52%
−8.94%
0.58%
₹90,480
₹91,060
3 years
12.50%
13.23%
0.73% a year
₹1,42,383
₹1,45,173
5 years
12.42%
13.15%
0.73% a year
₹1,79,563
₹1,85,470
10 years
12.86%
13.59%
0.73% a year
₹3,35,274
₹3,57,603
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
SBI ELSS Tax Saver Fund SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 02-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.
Investment
Invested
Value now
Gain
Return a year
Direct planSBI ELSS Tax Saver Fund (Direct)
₹16,60,000
₹48,67,692
₹32,07,692
14.4%
Regular planSBI ELSS Tax Saver Fund (Regular)
₹16,60,000
₹45,96,368
₹29,36,368
13.7%
BSE 500 TRI
₹16,60,000
₹42,30,102
₹25,70,102
12.6%
Category averageCategory average, 49 ELSS funds
₹16,60,000
₹47,55,907
₹30,95,907
14.1%
₹0₹20.0 L₹40.0 L₹60.0 L
Direct planSBI ELSS Tax Saver Fund (Direct)
Regular planSBI ELSS Tax Saver Fund (Regular)
BSE 500 TRI
Category averageCategory average, 49 ELSS funds
Amount invested
2014201620182020202220242026
Direct planSBI ELSS Tax Saver Fund (Direct)Regular planSBI ELSS Tax Saver Fund (Regular)BSE 500 TRICategory averageCategory average, 49 ELSS fundsAmount invested
From each plan's published NAV (Growth option), the benchmark's TRI and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
SBI ELSS Tax Saver Fund Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
95.5%Equity
Asset
Fund
Category
Equity
95.5%
96.3%
Cash and others
4.3%
3.1%
Debt
0.2%
0.6%
Market cap of stocks
Market cap
Fund
Category
Large Cap
63.3%
47.5%
Mid Cap
16.9%
18.4%
Small Cap
15.2%
29.4%
Not on AMFI's list
0.1%
1.2%
Share of the whole fund. Category: the average of the ELSS funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
SBI ELSS Tax Saver Fund Sector Allocation
Sector allocation of the fund's stocks as on 30-09-2026
Largest sectors
Banks23.4%
Finance8.6%
Pharmaceuticals & Biotechnology5.4%
Petroleum Products4.7%
IT - Software4.1%
Auto Components4.1%
Power4.1%
Industrial Products3.8%
Insurance3.5%
Automobiles3.2%
The ten largest of 33 sectors. The other 23 add up to 30.7%.
Sector changes
Sector
July 2026
August 2026
September 2026
Change
Banks
25.3%
25.6%
23.4%
−1.9%
Finance
8.4%
8.6%
8.6%
+0.1%
Pharmaceuticals & Biotechnology
6.6%
5.6%
5.4%
−1.2%
Petroleum Products
4.0%
3.9%
4.7%
+0.7%
IT - Software
4.8%
4.4%
4.1%
−0.7%
Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.
SBI ELSS Tax Saver Fund Portfolio Holdings
As on 30-09-2026 · 91 holdings · from the fund house's monthly portfolio
Holdings
Sector / Rating
Weight%
Holdings trend
1M change
Kotak Mahindra Bank Ltd.
Banks
6.76%
−4.0%
ICICI Bank Ltd.
Banks
6.45%
−13.9%
HDFC Bank Ltd.
Banks
5.92%
−10.7%
Reliance Industries Ltd.
Petroleum Products
4.65%
+20.5%
Adani Enterprises Ltd.
Metals & Minerals Trading
2.93%
−11.8%
Larsen & Toubro Ltd.
Construction
2.84%
0.0%
Bajaj Finance Ltd.
Finance
2.65%
−4.0%
Torrent Power Ltd.
Power
2.33%
0.0%
Cipla Ltd.
Pharmaceuticals & Biotechnology
2.13%
0.0%
Tech Mahindra Ltd.
IT - Software
1.92%
0.0%
FSN E-Commerce Ventures Ltd.
Retailing
1.92%
0.0%
Axis Bank Ltd.
Banks
1.80%
+25.7%
Bharti Airtel Ltd.
Telecom - Services
1.79%
0.0%
HDFC Life Insurance Company Ltd.
Insurance
1.77%
0.0%
Sun Pharmaceutical Industries Ltd.
Pharmaceuticals & Biotechnology
1.65%
0.0%
Hindalco Industries Ltd.
Non - Ferrous Metals
1.44%
0.0%
Cholamandalam Investment & Finance Co. Ltd.
Finance
1.40%
0.0%
AIA Engineering Ltd.
Industrial Products
1.39%
−23.2%
Asian Paints Ltd.
Consumer Durables
1.27%
0.0%
Grindwell Norton Ltd.
Industrial Products
1.25%
0.0%
Maruti Suzuki India Ltd.
Automobiles
1.20%
0.0%
Britannia Industries Ltd.
Food Products
1.19%
0.0%
Muthoot Finance Ltd.
Finance
1.15%
0.0%
Tata Motors Ltd.
Agricultural, Commercial & Construction Vehicles
1.12%
0.0%
Samvardhana Motherson International Ltd.
Auto Components
1.09%
0.0%
TVS Holdings Ltd.
Finance
1.08%
0.0%
Mahindra Lifespace Developers Ltd.
Realty
1.08%
0.0%
Eicher Motors Ltd.
Automobiles
1.04%
+85.2%
ICICI Prudential Life Insurance Company Ltd.
Insurance
1.02%
0.0%
Adani Energy Solutions Ltd.
Power
0.99%
0.0%
Mahindra & Mahindra Ltd.
Automobiles
0.98%
0.0%
Navin Fluorine International Ltd.
Chemicals & Petrochemicals
0.97%
+51.7%
Bharat Forge Ltd.
Auto Components
0.94%
0.0%
Billionbrains Garage Ventures Ltd.
Capital Markets
0.92%
New
Manappuram Finance Ltd.
Finance
0.92%
0.0%
Tata Consultancy Services Ltd.
IT - Software
0.92%
0.0%
Tata Steel Ltd.
Ferrous Metals
0.91%
0.0%
Oil & Natural Gas Corporation Ltd.
Oil
0.90%
0.0%
Medplus Health Services Ltd.
Retailing
0.89%
0.0%
Tata Communications Ltd.
Telecom - Services
0.88%
0.0%
Infosys Ltd.
IT - Software
0.88%
0.0%
Sheela Foam Ltd.
Consumer Durables
0.87%
0.0%
Bosch Ltd.
Auto Components
0.87%
+24.4%
One 97 Communications Ltd.
Financial Technology (Fintech)
0.84%
0.0%
Aurobindo Pharma Ltd.
Pharmaceuticals & Biotechnology
0.84%
0.0%
Delhivery Ltd.
Transport Services
0.82%
0.0%
Sundaram Clayton Ltd.
Auto Components
0.79%
0.0%
JSW Energy Ltd.
Power
0.74%
0.0%
Bandhan Bank Ltd.
Banks
0.71%
0.0%
Cummins India Ltd.
Industrial Products
0.61%
0.0%
Bank of Baroda
Banks
0.57%
0.0%
Godrej Consumer Products Ltd.
Personal Products
0.57%
0.0%
Kajaria Ceramics Ltd.
Consumer Durables
0.55%
0.0%
360 ONE WAM Ltd.
Capital Markets
0.51%
0.0%
Biocon Ltd.
Pharmaceuticals & Biotechnology
0.50%
0.0%
Equitas Small Finance Bank Ltd.
Banks
0.48%
0.0%
Berger Paints India Ltd.
Consumer Durables
0.48%
0.0%
Shree Cement Ltd.
Cement & Cement Products
0.48%
0.0%
Cholamandalam Financial Holdings Ltd.
Finance
0.48%
0.0%
United Breweries Ltd.
Beverages
0.47%
0.0%
Jubilant Foodworks Ltd.
Leisure Services
0.46%
0.0%
Karur Vysya Bank Ltd.
Banks
0.45%
0.0%
Fortis Healthcare Ltd.
Healthcare Services
0.45%
0.0%
JSW Cement Ltd.
Cement & Cement Products
0.44%
0.0%
Pitti Engineering Ltd.
Industrial Manufacturing
0.42%
0.0%
Hexaware Technologies Ltd.
IT - Software
0.42%
−11.7%
BSE Ltd.
Capital Markets
0.41%
New
Niva Bupa Health Insurance Company Ltd.
Insurance
0.40%
0.0%
Balkrishna Industries Ltd.
Auto Components
0.40%
0.0%
GAIL (India) Ltd.
Gas
0.40%
−59.3%
SBI Cards & Payment Services Ltd.
Finance
0.39%
New
Astral Ltd.
Industrial Products
0.37%
0.0%
HeidelbergCement India Ltd.
Cement & Cement Products
0.34%
0.0%
Krishna Institute of Medical Sciences Ltd.
Healthcare Services
0.33%
0.0%
ICICI Lombard General Insurance Company Ltd.
Insurance
0.30%
New
Lupin Ltd.
Pharmaceuticals & Biotechnology
0.29%
−34.8%
Gujarat Energy Ltd.
Gas
0.28%
0.0%
The South Indian Bank Ltd.
Banks
0.27%
0.0%
Aavas Financiers Ltd.
Finance
0.25%
−2.7%
Sundaram Finance Ltd.
Finance
0.22%
+44.5%
Timken India Ltd.
Industrial Products
0.17%
0.0%
Multi Commodity Exchange of India Ltd.
Capital Markets
0.16%
New
364 DAY T-BILL 19.11.26 · Treasury bill
Sovereign
0.13%
Deepak Fertilizers and Petrochemicals Corporation Ltd.
Chemicals & Petrochemicals
0.12%
0.0%
Thermax Ltd.
Electrical Equipment
0.11%
0.0%
Solar Industries India Ltd.
Chemicals & Petrochemicals
0.08%
0.0%
GSPL Transmission Ltd.
Gas
0.06%
0.0%
TVS Holdings Ltd.
Finance
0.04%
TATA Capital Ltd.
Finance
0.01%
0.0%
Angel One Ltd.
Capital Markets
0.00%
0.0%
Manpasand Beverages Ltd.
Beverages
0.00%
0.0%
SBI ELSS Tax Saver Fund Stocks Bought and Sold
All changes are between August 2026 and September 2026
More
Stocks bought and sold in September 2026
ICICI Bank Ltd.
↓Reduced
−13.9%
6.45%
Kotak Mahindra Bank Ltd.
↓Reduced
−4.0%
6.76%
HDFC Bank Ltd.
↓Reduced
−10.7%
5.92%
Reliance Industries Ltd.
↑Added
+20.5%
4.65%
Adani Enterprises Ltd.
↓Reduced
−11.8%
2.93%
Bajaj Finance Ltd.
↓Reduced
−4.0%
2.65%
AIA Engineering Ltd.
↓Reduced
−23.2%
1.39%
Axis Bank Ltd.
↑Added
+25.7%
1.80%
Eicher Motors Ltd.
↑Added
+85.2%
1.04%
State Bank of India
↓Sold out
−100%
was 1.04%
Navin Fluorine International Ltd.
↑Added
+51.7%
0.97%
GAIL (India) Ltd.
↓Reduced
−59.3%
0.40%
Billionbrains Garage Ventures Ltd.
↑New
New
0.92%
Bosch Ltd.
↑Added
+24.4%
0.87%
Dhoot Transmission Ltd.
↓Sold out
−100%
was 0.64%
Hexaware Technologies Ltd.
↓Reduced
−11.7%
0.42%
Lupin Ltd.
↓Reduced
−34.8%
0.29%
BSE Ltd.
↑New
New
0.41%
SBI Cards & Payment Services Ltd.
↑New
New
0.39%
ICICI Lombard General Insurance Company Ltd.
↑New
New
0.30%
Aavas Financiers Ltd.
↓Reduced
−2.7%
0.25%
Sundaram Finance Ltd.
↑Added
+44.5%
0.22%
Multi Commodity Exchange of India Ltd.
↑New
New
0.16%
PB Fintech Ltd.
↓Sold out
−100%
was 0.08%
Rallis India Ltd.
↓Sold out
−100%
was 0.03%
No stocks in this group for September 2026.
A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
SBI ELSS Tax Saver Fund Overview
Fund facts from the scheme summary document, as on 16-10-2026
Expense ratio (Direct)
1.23%
Expense ratio (Regular)
1.85%
Category
ELSS
Risk
Very High
Benchmark
BSE 500 TRI
Launch date
31-03-1993
Minimum investment
₹500
Minimum additional investment
₹500
AUM
₹30,026.63 Cr (30-09-2026)
Lock in
3 years
Scheme code (Direct)
119723
ISIN (Direct)
INF200K01UM9
Scheme code (Regular)
105628
ISIN (Regular)
INF200K01495
NAV history
From 02-01-2013, 13.8 years
Exit load
Nil
Tax on SBI ELSS Tax Saver Fund returns
SBI ELSS Tax Saver Fund is taxed as an equity fund: 65% or more of it is in Indian stocks.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
Investing in it can be deducted from income under Section 80C, up to ₹1.5 lakh a year, in the old tax regime. Each investment is locked in for 3 years.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Growth
₹441.9345
30-10-2026
direct
IDCW
₹109.4622
30-10-2026
regular
Growth
₹405.6571
30-10-2026
regular
IDCW
₹82.243
30-10-2026
About SBI ELSS Tax Saver Fund
SBI ELSS Tax Saver Fund is a mutual fund from SBI Mutual Fund. Its category is ELSS. It was launched on 31-03-1993. Its benchmark is BSE 500 TRI. At the end of September 2026 it held 91 securities.
Fund Manager
Dinesh Balachandran
Fund manager of SBI ELSS Tax Saver Fund, since 09-09-2016
Frequently Asked Questions for SBI ELSS Tax Saver Fund
What is the current NAV of SBI ELSS Tax Saver Fund?
The Direct plan NAV is ₹441.9345. The Regular plan NAV is ₹405.6571, as on 30-10-2026.
What are the returns of SBI ELSS Tax Saver Fund?
The Direct plan returned −8.94% in 1 year, +13.23% a year over 3 years, +13.15% a year over 5 years. The Regular plan returned −9.52% in 1 year, +12.50% a year over 3 years, +12.42% a year over 5 years. These figures are as on 30-10-2026.
What is the expense ratio of SBI ELSS Tax Saver Fund?
The Direct plan charges 1.23% a year. The Regular plan charges 1.85% a year. This is the figure the fund house reported to AMFI, in force from 01-10-2026.
What is the AUM of SBI ELSS Tax Saver Fund?
SBI ELSS Tax Saver Fund managed ₹30,026.63 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of SBI ELSS Tax Saver Fund?
At the end of September 2026 the largest holdings were KOTAKBANK (6.76%), ICICIBANK (6.45%), HDFCBANK (5.92%), RELIANCE (4.65%), ADANIENT (2.93%). The fund held 91 securities in all.
What did SBI ELSS Tax Saver Fund buy and sell in September 2026?
It bought 5 new stocks: SBI Cards & Payment Services Ltd, Billionbrains Garage Ventures Ltd, BSE Ltd, Multi Commodity Exchange of India Ltd, ICICI Lombard General Insurance Company Ltd. It sold out of 4: Dhoot Transmission Ltd, State Bank of India, PB Fintech Ltd, Rallis India Ltd. It added shares in 6. It reduced 10.
How do I invest in SBI ELSS Tax Saver Fund?
Through SBI Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹500. You can invest once or through a monthly SIP.
Who is the fund manager of SBI ELSS Tax Saver Fund?
Dinesh Balachandran (since 09-09-2016).
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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