NJ Balanced Advantage Fund is a Balanced Advantage fund run by NJ Mutual Fund. In the 3 years to 30-10-2026, its Direct plan returned 7.7% a year and its Regular plan returned 6.3% a year. Its benchmark, NIFTY 50 Hybrid Composite Debt 50:50 Index, returned 6.0% a year over the same 3 years.
NAV (Direct plan)
₹14.13
▲ 0.14% · 30-10-2026
NAV (Regular plan)
₹13.23
▲ 0.08% · 30-10-2026
Expense ratio
1.10%Direct2.39%Regular
1.10%
A year
Riskometer
Very High
Set by the fund house
3 year return
7.7%Direct6.3%Regular
7.7%
A year
NJ Balanced Advantage Fund NAV Today
NAV on 30-10-2026: Direct Plan Growth ₹14.13 (up 0.14% that day); Regular Plan Growth ₹13.23 (up 0.08% that day).
This fund (Direct plan)
₹14.13
NJ Balanced Advantage Fund Returns vs NIFTY 50 Hybrid Composite Debt 50:50 Index
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
−0.49%
−3.81%
+0.57%
−1.53%
+7.67%
--
--
This fund (Regular)
−0.60%
−4.20%
−0.15%
−2.86%
+6.25%
--
--
NIFTY 50 Hybrid Composite Debt 50:50 Index
−3.31%
−3.02%
+1.93%
−2.65%
+6.05%
+5.96%
--
Balanced Advantage average
−0.55%
−2.88%
+0.08%
−2.08%
+9.14%
--
--
Best in Balanced Advantage
+1.54%
+1.98%
+8.19%
+8.40%
+12.82%
--
--
Worst in Balanced Advantage
−3.94%
−6.19%
−4.43%
−6.88%
+2.71%
--
--
Rank in Balanced Advantage
20/37
27/37
14/37
16/36
24/30
--
--
Category rows compare the Direct plans of 38 Balanced Advantage funds. Rank 1 is the highest return. The benchmark row is as on 30-09-2026, as NSE published it.
NJ Balanced Advantage Fund Year-wise Returns
Return of each calendar year
Year
Direct
Regular
2026to date
−2.08%
−3.22%
2025
+2.78%
+1.48%
2024
+11.52%
+10.05%
2023
+24.53%
+23.02%
2022
+1.10%
−0.20%
NJ Balanced Advantage Fund Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 491 periods, one for each trading day from 04-11-2024 to 30-10-2026.
0%5%10%15%20%
NJ Balanced Advantage Fund (Direct)
Category average, 38 Balanced Advantage funds
Jan 2022 to Jan 2025May 2022 to May 2025Sept 2022 to Sept 2025Jan 2023 to Jan 2026May 2023 to May 2026Sept 2023 to Sept 2026
NJ Balanced Advantage Fund (Direct)Category average, 38 Balanced Advantage funds
0%
0%
Below 0%
0%
0%
0-5%
15%
7%
5-10%
80%
85%
10-15%
6%
8%
15-20%
0%
0%
20-25%
0%
0%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Category median
Beat category
1 year
985
4.5%
−5.2%
36.2%
14%
8.1%
31%
2 years
738
14.3%
−3.0%
24.8%
8%
14.2%
46%
3 years
491
12.0%
7.1%
16.0%
0%
12.8%
7%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
Category median
Beat category
1 year
48
6.3%
−12.0%
38.4%
19%
9.4%
38%
2 years
36
8.1%
−4.1%
30.5%
8%
10.6%
36%
3 years
24
9.6%
1.8%
16.9%
0%
11.6%
4%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 38 Balanced Advantage funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.
NJ Balanced Advantage Fund Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
NJ Balanced Advantage Fund (Direct)This fund
Category average
Return (CAGR)
−1.53%
−2.10%
Standard deviation
7.76%
8.39%
Sharpe ratio
-0.87
-0.88
Sortino ratio
-1.14
-1.17
Maximum drawdown
−8.7%
(30-03-2026)
−8.3%
(30-03-2026)
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
NJ Balanced Advantage Fund (Direct)This fund
Category average
Return (CAGR)
+7.67%
+9.05%
Standard deviation
8.26%
7.94%
Sharpe ratio
0.20
0.38
Sortino ratio
0.27
0.51
Maximum drawdown
−14.8%
(07-04-2025)
−9.4%
(28-02-2025)
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
NJ Balanced Advantage Fund (Direct)This fund
Category average
Return (CAGR)
+7.15%
+8.38%
Standard deviation
8.02%
7.56%
Sharpe ratio
0.17
0.34
Sortino ratio
0.22
0.46
Maximum drawdown
−14.8%
(07-04-2025)
−9.4%
(28-02-2025)
From daily NAVs, 01-11-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−15%−10%−5%0%
NJ Balanced Advantage Fund (Direct)
Category average, 38 Balanced Advantage funds
20222023202420252026
NJ Balanced Advantage Fund (Direct)Category average, 38 Balanced Advantage funds
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
NJ Balanced Advantage Fund (Direct)
−14.8%
03-09-2024
07-04-2025
Not yet
--
−7.0%
Category average
−9.4%
26-09-2024
28-02-2025
26-06-2025
4 months
−4.2%
From the Direct plan's daily NAV since 01-11-2021, adjusted for unit splits, and the average of the 38 Balanced Advantage funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.
NJ Balanced Advantage Fund vs Other Balanced Advantage Funds
The five Balanced Advantage funds with the best three year return, and this fund. Direct plans.
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
NJ Balanced Advantage Fund Expense Ratio and Costs
What each plan charges a year, in force from 21-10-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
Balanced Advantage median
Cost rank (1 = cheapest)
Direct
0.57%
0.06%
0.02%
0.45%
1.10%
1.04%
24/38
Regular
1.66%
0.06%
0.02%
0.65%
2.39%
2.30%
21/38
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Balanced Advantage funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
−2.86%
−1.53%
1.33%
₹97,140
₹98,470
3 years
6.25%
7.67%
1.42% a year
₹1,19,946
₹1,24,820
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
NJ Balanced Advantage Fund SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 01-11-2021 to 30-10-2026: 60 instalments, ₹6,00,000 in all.
Direct planNJ Balanced Advantage Fund (Direct)Regular planNJ Balanced Advantage Fund (Regular)Category averageCategory average, 38 Balanced Advantage fundsAmount invested
From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
NJ Balanced Advantage Fund Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
90.4%Equity
Asset
Fund
Category
Equity
90.4%
69.0%
Cash and others
5.1%
7.9%
Debt
4.5%
23.0%
Market cap of stocks
Market cap
Fund
Category
Large Cap
56.7%
47.4%
Mid Cap
22.2%
11.6%
Small Cap
10.7%
8.8%
Not on AMFI's list
0.8%
1.4%
Share of the whole fund. Category: the average of the Balanced Advantage funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
NJ Balanced Advantage Fund Sector Allocation
Sector allocation of the fund's stocks as on 30-09-2026
Largest sectors
Banks15.9%
Pharmaceuticals & Biotechnology15.2%
Automobiles6.2%
Petroleum Products5.3%
Auto Components4.4%
Finance4.4%
Food Products4.3%
Consumer Durables3.8%
IT - Software3.6%
Healthcare Services3.2%
The ten largest of 39 sectors. The other 29 add up to 24.2%.
Sector changes
Sector
July 2026
August 2026
September 2026
Change
Banks
14.1%
15.7%
15.9%
+1.8%
Pharmaceuticals & Biotechnology
15.4%
15.4%
15.2%
−0.2%
Automobiles
6.4%
6.6%
6.2%
−0.2%
Petroleum Products
5.1%
5.4%
5.3%
+0.2%
Finance
5.0%
4.9%
4.4%
−0.6%
Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.
NJ Balanced Advantage Fund Portfolio Holdings
As on 30-09-2026 · 141 holdings · from the fund house's monthly portfolio
Holdings
Sector / Rating
Weight%
Holdings trend
1M change
HDFC Bank Limited
Banks
5.60%
+3.4%
Reliance Industries Limited
Petroleum Products
4.63%
0.0%
ICICI Bank Limited
Banks
4.14%
+2.7%
Torrent Pharmaceuticals Limited
Pharmaceuticals & Biotechnology
3.61%
−2.1%
Bosch Limited
Auto Components
3.55%
−4.2%
Dr. Lal Path Labs Limited
Healthcare Services
3.18%
−2.1%
Marico Limited
Agricultural Food & other Products
3.17%
−1.8%
Eicher Motors Limited
Automobiles
2.74%
−2.1%
Sun Pharmaceutical Industries Limited
Pharmaceuticals & Biotechnology
2.64%
−1.8%
Britannia Industries Limited
Food Products
2.47%
−2.1%
Cipla Limited
Pharmaceuticals & Biotechnology
2.45%
−6.0%
ITC Limited
Diversified FMCG
2.36%
−1.9%
Alkem Laboratories Limited
Pharmaceuticals & Biotechnology
2.22%
−2.0%
Dr. Reddy's Laboratories Limited
Pharmaceuticals & Biotechnology
2.17%
−2.1%
Oil & Natural Gas Corporation Limited
Oil
1.92%
−2.1%
Nestle India Limited
Food Products
1.84%
−2.1%
Kotak Mahindra Bank Limited
Banks
1.84%
−13.3%
Pidilite Industries Limited
Chemicals & Petrochemicals
1.76%
−2.0%
Hero MotoCorp Limited
Automobiles
1.61%
−2.1%
Ajanta Pharma Limited
Pharmaceuticals & Biotechnology
1.58%
−2.1%
Axis Bank Limited
Banks
1.58%
0.0%
Page Industries Limited
Textiles & Apparels
1.55%
−2.1%
Bajaj Finance Limited
Finance
1.52%
−1.3%
HDFC Asset Management Company Limited
Capital Markets
1.44%
−1.1%
State Bank of India
Banks
0.97%
+20.6%
Colgate Palmolive (India) Limited
Personal Products
0.91%
−2.1%
The Great Eastern Shipping Company Limited
Transport Services
0.90%
−2.1%
Emami Limited
Personal Products
0.90%
−2.1%
Bharti Airtel Limited
Telecom - Services
0.89%
0.0%
Endurance Technologies Limited
Auto Components
0.85%
−2.1%
Havells India Limited
Consumer Durables
0.81%
−2.1%
Tech Mahindra Limited
IT - Software
0.80%
−2.1%
National Stock Exchange Of India Ltd
Capital Markets
0.78%
New
Bajaj Auto Limited
Automobiles
0.78%
−2.1%
Indiamart Intermesh Limited
Retailing
0.76%
−2.1%
Hindustan Aeronautics Limited
Aerospace & Defense
0.75%
−1.7%
Aptus Value Housing Finance India Limited
Finance
0.75%
−2.1%
Muthoot Finance Limited
Finance
0.72%
−2.1%
Mahindra & Mahindra Limited
Automobiles
0.70%
−0.3%
Mphasis Limited
IT - Software
0.70%
−2.1%
Infosys Limited
IT - Software
0.70%
−1.3%
Kajaria Ceramics Limited
Consumer Durables
0.68%
−2.1%
Tata Technologies Limited
IT - Services
0.65%
−2.1%
Castrol India Limited
Petroleum Products
0.64%
−2.1%
UTI Asset Management Company Limited
Capital Markets
0.62%
−2.1%
364 Days Tbill (MD 29/10/2026) · Treasury bill
Sovereign
0.58%
Berger Paints (I) Limited
Consumer Durables
0.56%
−2.1%
HCL Technologies Limited
IT - Software
0.54%
−2.1%
ABB India Limited
Electrical Equipment
0.52%
−2.1%
Crompton Greaves Consumer Electricals Limited
Consumer Durables
0.52%
−1.9%
Aditya Birla Capital Limited
Finance
0.51%
0.0%
Vodafone Idea Limited
Telecom - Services
0.50%
0.0%
Yes Bank Limited
Banks
0.49%
0.0%
Canara Bank
Banks
0.48%
0.0%
Tata Consultancy Services Limited
IT - Software
0.44%
−2.1%
CRISIL Limited
Finance
0.42%
−2.1%
91 Days Tbill (MD 15/10/2026) · Treasury bill
Sovereign
0.40%
Kalyan Jewellers India Limited
Consumer Durables
0.40%
0.0%
Hindalco Industries Limited
Non - Ferrous Metals
0.37%
0.0%
91 Days Tbill (MD 01/10/2026) · Treasury bill
Sovereign
0.37%
364 Days Tbill (MD 23/10/2026) · Treasury bill
Sovereign
0.37%
182 Days Tbill (MD 31/12/2026) · Treasury bill
Sovereign
0.37%
Asian Paints Limited
Consumer Durables
0.36%
0.0%
Tata Elxsi Limited
IT - Software
0.36%
−2.1%
Titan Company Limited
Consumer Durables
0.36%
0.0%
Ambuja Cements Limited
Cement & Cement Products
0.35%
0.0%
IDFC First Bank Limited
Banks
0.35%
0.0%
Jio Financial Services Limited
Finance
0.34%
0.0%
Adani Ports and Special Economic Zone Limited
Transport Infrastructure
0.34%
0.0%
182 Days Tbill (MD 08/10/2026) · Treasury bill
Sovereign
0.31%
364 Days Tbill (MD 10/12/2026) · Treasury bill
Sovereign
0.31%
182 Days Tbill (MD 17/12/2026) · Treasury bill
Sovereign
0.30%
Tata Power Company Limited
Power
0.29%
0.0%
Maruti Suzuki India Limited
Automobiles
0.25%
0.0%
Abbott India Limited
Pharmaceuticals & Biotechnology
0.25%
−2.1%
364 Days Tbill (MD 07/01/2027) · Treasury bill
Sovereign
0.24%
NTPC Limited
Power
0.24%
0.0%
Punjab National Bank
Banks
0.21%
0.0%
Divi's Laboratories Limited
Pharmaceuticals & Biotechnology
0.20%
0.0%
HDFC Life Insurance Company Limited
Insurance
0.20%
0.0%
UltraTech Cement Limited
Cement & Cement Products
0.20%
0.0%
Adani Enterprises Limited
Metals & Minerals Trading
0.20%
0.0%
Adani Power Limited
Power
0.18%
0.0%
Tata Steel Limited
Ferrous Metals
0.18%
0.0%
5.74% Government of India (15/11/2026) · Government security
Sovereign
0.15%
Coal India Limited
Consumable Fuels
0.15%
0.0%
182 Days Tbill (MD 29/10/2026) · Treasury bill
Sovereign
0.15%
364 Days Tbill (MD 12/11/2026) · Treasury bill
Sovereign
0.15%
364 Days Tbill (MD 26/11/2026) · Treasury bill
Sovereign
0.15%
182 Days Tbill (MD 14/01/2027) · Treasury bill
Sovereign
0.15%
SBI Life Insurance Company Limited
Insurance
0.13%
0.0%
Larsen & Toubro Limited
Construction
0.12%
−20.3%
The Phoenix Mills Limited
Realty
0.11%
0.0%
Adani Energy Solutions Limited
Power
0.11%
0.0%
Indian Energy Exchange Limited
Capital Markets
0.10%
0.0%
91 Days Tbill (MD 22/10/2026) · Treasury bill
Sovereign
0.09%
Steel Authority of India Limited
Ferrous Metals
0.09%
0.0%
182 Days Tbill (MD 19/11/2026) · Treasury bill
Sovereign
0.09%
Glenmark Pharmaceuticals Limited
Pharmaceuticals & Biotechnology
0.09%
0.0%
Hindustan Unilever Limited
Diversified FMCG
0.09%
0.0%
Bandhan Bank Limited
Banks
0.08%
0.0%
364 Days Tbill (MD 03/12/2026) · Treasury bill
Sovereign
0.08%
UPL Limited
Fertilizers & Agrochemicals
0.07%
0.0%
LIC Housing Finance Limited
Finance
0.07%
0.0%
Bank of Baroda
Banks
0.07%
0.0%
364 Days Tbill (MD 02/10/2026) · Treasury bill
Sovereign
0.06%
364 Days Tbill (MD 25/02/2027) · Treasury bill
Sovereign
0.06%
364 Days Tbill (MD 19/03/2027) · Treasury bill
Sovereign
0.06%
Adani Green Energy Limited
Power
0.06%
0.0%
Amber Enterprises India Limited
Consumer Durables
0.06%
−54.2%
TVS Motor Company Limited
Automobiles
0.05%
0.0%
IndusInd Bank Limited
Banks
0.05%
0.0%
Shriram Finance Limited
Finance
0.05%
−81.9%
Solar Industries India Limited
Chemicals & Petrochemicals
0.04%
−39.1%
Life Insurance Corporation Of India
Insurance
0.04%
0.0%
Bank of India
Banks
0.03%
0.0%
91 Days Tbill (MD 29/10/2026) · Treasury bill
Sovereign
0.03%
182 Days Tbill (MD 05/11/2026) · Treasury bill
Sovereign
0.03%
Varun Beverages Limited
Beverages
0.03%
0.0%
Indus Towers Limited
Telecom - Services
0.03%
0.0%
Wipro Limited
IT - Software
0.02%
+114.2%
PNB Housing Finance Limited
Finance
0.02%
0.0%
Vedanta Limited
Diversified Metals
0.02%
0.0%
GE Vernova T&D India Limited
Electrical Equipment
0.02%
0.0%
Indian Oil Corporation Limited
Petroleum Products
0.01%
0.0%
Container Corporation of India Limited
Transport Services
0.01%
0.0%
One 97 Communications Limited
Financial Technology (Fintech)
0.01%
0.0%
Tata Motors Passenger Vehicles Limited
Automobiles
0.01%
0.0%
Bharat Heavy Electricals Limited
Electrical Equipment
0.01%
0.0%
Apollo Hospitals Enterprise Limited
Healthcare Services
0.01%
0.0%
GMR Airports Limited
Transport Infrastructure
0.01%
0.0%
The Indian Hotels Company Limited
Leisure Services
0.01%
0.0%
Ashok Leyland Limited
Agricultural, Commercial & Construction Vehicles
0.00%
0.0%
InterGlobe Aviation Limited
Transport Services
0.00%
0.0%
Inox Wind Limited
Electrical Equipment
0.00%
0.0%
Godrej Properties Limited
Realty
0.00%
0.0%
SBI Cards and Payment Services Limited
Finance
0.00%
−77.5%
Hitachi Energy India Limited
Electrical Equipment
0.00%
−90.0%
Hindustan Petroleum Corporation Limited
Petroleum Products
0.00%
0.0%
Dabur India Limited
Personal Products
0.00%
−99.6%
Power Grid Corporation of India Limited
Power
0.00%
−99.5%
NJ Balanced Advantage Fund Stocks Bought and Sold
All changes are between August 2026 and September 2026
More
Stocks bought and sold in September 2026
HDFC Bank Limited
↑Added
+3.4%
5.60%
ICICI Bank Limited
↑Added
+2.7%
4.14%
Bosch Limited
↓Reduced
−4.2%
3.55%
Torrent Pharmaceuticals Limited
↓Reduced
−2.1%
3.61%
Marico Limited
↓Reduced
−1.8%
3.17%
Dr. Lal Path Labs Limited
↓Reduced
−2.1%
3.18%
Eicher Motors Limited
↓Reduced
−2.1%
2.74%
Sun Pharmaceutical Industries Limited
↓Reduced
−1.8%
2.64%
Britannia Industries Limited
↓Reduced
−2.1%
2.47%
Cipla Limited
↓Reduced
−6.0%
2.45%
ITC Limited
↓Reduced
−1.9%
2.36%
Alkem Laboratories Limited
↓Reduced
−2.0%
2.22%
Dr. Reddy's Laboratories Limited
↓Reduced
−2.1%
2.17%
Nestle India Limited
↓Reduced
−2.1%
1.84%
Kotak Mahindra Bank Limited
↓Reduced
−13.3%
1.84%
Pidilite Industries Limited
↓Reduced
−2.0%
1.76%
Oil & Natural Gas Corporation Limited
↓Reduced
−2.1%
1.92%
Hero MotoCorp Limited
↓Reduced
−2.1%
1.61%
Bajaj Finance Limited
↓Reduced
−1.3%
1.52%
HDFC Asset Management Company Limited
↓Reduced
−1.1%
1.44%
Ajanta Pharma Limited
↓Reduced
−2.1%
1.58%
Page Industries Limited
↓Reduced
−2.1%
1.55%
State Bank of India
↑Added
+20.6%
0.97%
Havells India Limited
↓Reduced
−2.1%
0.81%
Colgate Palmolive (India) Limited
↓Reduced
−2.1%
0.91%
The Great Eastern Shipping Company Limited
↓Reduced
−2.1%
0.90%
Emami Limited
↓Reduced
−2.1%
0.90%
Endurance Technologies Limited
↓Reduced
−2.1%
0.85%
Bajaj Auto Limited
↓Reduced
−2.1%
0.78%
Tech Mahindra Limited
↓Reduced
−2.1%
0.80%
Indiamart Intermesh Limited
↓Reduced
−2.1%
0.76%
Aptus Value Housing Finance India Limited
↓Reduced
−2.1%
0.75%
National Stock Exchange Of India Ltd
↑New
New
0.78%
Mphasis Limited
↓Reduced
−2.1%
0.70%
Infosys Limited
↓Reduced
−1.3%
0.70%
Muthoot Finance Limited
↓Reduced
−2.1%
0.72%
Mahindra & Mahindra Limited
↓Reduced
−0.3%
0.70%
Hindustan Aeronautics Limited
↓Reduced
−1.7%
0.75%
Tata Technologies Limited
↓Reduced
−2.1%
0.65%
Kajaria Ceramics Limited
↓Reduced
−2.1%
0.68%
Castrol India Limited
↓Reduced
−2.1%
0.64%
UTI Asset Management Company Limited
↓Reduced
−2.1%
0.62%
Berger Paints (I) Limited
↓Reduced
−2.1%
0.56%
ABB India Limited
↓Reduced
−2.1%
0.52%
Crompton Greaves Consumer Electricals Limited
↓Reduced
−1.9%
0.52%
HCL Technologies Limited
↓Reduced
−2.1%
0.54%
Tata Consultancy Services Limited
↓Reduced
−2.1%
0.44%
CRISIL Limited
↓Reduced
−2.1%
0.42%
Tata Elxsi Limited
↓Reduced
−2.1%
0.36%
Power Grid Corporation of India Limited
↓Reduced
−99.5%
0.00%
Dabur India Limited
↓Reduced
−99.6%
0.00%
Shriram Finance Limited
↓Reduced
−81.9%
0.05%
Abbott India Limited
↓Reduced
−2.1%
0.25%
Larsen & Toubro Limited
↓Reduced
−20.3%
0.12%
Amber Enterprises India Limited
↓Reduced
−54.2%
0.06%
Solar Industries India Limited
↓Reduced
−39.1%
0.04%
Hitachi Energy India Limited
↓Reduced
−90.0%
0.00%
Wipro Limited
↑Added
+114.2%
0.02%
Max Healthcare Institute Limited
↓Sold out
−100%
was 0.01%
SBI Cards and Payment Services Limited
↓Reduced
−77.5%
0.00%
DLF Limited
↓Sold out
−100%
was 0.01%
No stocks in this group for September 2026.
A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
NJ Balanced Advantage Fund Overview
Fund facts from the scheme summary document, as on 16-10-2026
Expense ratio (Direct)
1.10%
Expense ratio (Regular)
2.39%
Category
Balanced Advantage
Risk
Very High
Launch date
29-10-2021
Minimum investment
₹500
Minimum additional investment
₹500
AUM
Not available
Lock in
None
Scheme code (Direct)
149264
ISIN (Direct)
INF0J8L01040
Scheme code (Regular)
149266
ISIN (Regular)
INF0J8L01024
NAV history
From 01-11-2021, 5.0 years
Benchmark
NIFTY 50 Hybrid Composite Debt 50:50 Index
Exit load
Nil
Tax on NJ Balanced Advantage Fund returns
How the gain is taxed depends on what the fund holds. A fund with 65% or more in Indian stocks is taxed as an equity fund: 20% within 1 year, 12.5% after, on gains above ₹1.25 lakh a year.
A fund with 65% or more in debt is taxed at your slab rate. Any other fund: your slab rate within 2 years, 12.5% after.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Growth
₹14.13
30-10-2026
direct
IDCW Payout
₹14.13
30-10-2026
regular
Growth
₹13.23
30-10-2026
regular
IDCW Payout
₹13.23
30-10-2026
About NJ Balanced Advantage Fund
NJ Balanced Advantage Fund is a mutual fund from NJ Mutual Fund. Its category is Balanced Advantage. It was launched on 29-10-2021. Its benchmark is NIFTY 50 Hybrid Composite Debt 50:50 Index. At the end of September 2026 it held 141 securities.
Frequently Asked Questions for NJ Balanced Advantage Fund
What is the current NAV of NJ Balanced Advantage Fund?
The Direct plan NAV is ₹14.13. The Regular plan NAV is ₹13.23, as on 30-10-2026.
What are the returns of NJ Balanced Advantage Fund?
The Direct plan returned −1.53% in 1 year, +7.67% a year over 3 years. The Regular plan returned −2.86% in 1 year, +6.25% a year over 3 years. These figures are as on 30-10-2026.
What is the expense ratio of NJ Balanced Advantage Fund?
The Direct plan charges 1.10% a year. The Regular plan charges 2.39% a year. This is the figure the fund house reported to AMFI, in force from 21-10-2026.
What are the top holdings of NJ Balanced Advantage Fund?
At the end of September 2026 the largest holdings were HDFCBANK (5.60%), RELIANCE (4.63%), ICICIBANK (4.14%), TORNTPHARM (3.61%), BOSCHLTD (3.55%). The fund held 141 securities in all.
What did NJ Balanced Advantage Fund buy and sell in September 2026?
It bought 1 new stock: National Stock Exchange Of India Ltd. It sold out of 2: Max Healthcare Institute Limited, DLF Limited. It added shares in 4. It reduced 54.
How do I invest in NJ Balanced Advantage Fund?
Through NJ Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹500. You can invest once or through a monthly SIP.
Who is the fund manager of NJ Balanced Advantage Fund?
Dhaval Patel, Viral Shah, Jaimin Ilavia.
What is the exit load of NJ Balanced Advantage Fund?
Nil
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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