Motilal Oswal 5 Year G-Sec Fund of Fund

Fund of FundsDirect and Regular plans, Growth option

Data as on 30-10-2026

Motilal Oswal 5 Year G-Sec Fund of Fund is a mutual fund run by Motilal Oswal Mutual Fund. On 30-09-2026, it managed ₹62 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 6.9% a year and its Regular plan returned 6.8% a year. Its benchmark, NIFTY 5yr Benchmark G-sec Index, returned 7.4% a year over the same 3 years.

NAV (Direct plan): ₹13.18; ▲ 0.62%30-10-2026
NAV (Regular plan): ₹13.13; ▲ 0.62%30-10-2026
Expense ratio: 0.17%Direct0.25%Regular; 0.17%; A year
Riskometer: Moderate; Set by the fund house
3 year return: 6.9%Direct6.8%Regular; 6.9%; A year

Motilal Oswal 5 Year G-Sec Fund of Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹13.18 (up 0.62% that day); Regular Plan Growth ₹13.13 (up 0.62% that day).

This fund (Direct plan)

₹13.1765

Motilal Oswal 5 Year G-Sec Fund of Fund Returns vs NIFTY 5yr Benchmark G-sec Index

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	−0.01%	−0.92%	+1.80%	+2.86%	+6.87%	+5.62%	--
This fund (Regular)	−0.02%	−0.94%	+1.76%	+2.77%	+6.79%	+5.54%	--
NIFTY 5yr Benchmark G-sec Index	−0.54%	−0.17%	+3.25%	+4.17%	+7.37%	+6.14%	--
Category average	--	--	--	--	--	--	--
Best in category	--	--	--	--	--	--	--
Worst in category	--	--	--	--	--	--	--
Rank in category	--	--	--	--	--	--	--

No category comparison is shown: this fund's category is too broad to compare, or has fewer than five funds. The benchmark row is as on 30-09-2026, as NSE published it.

Motilal Oswal 5 Year G-Sec Fund of Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	+2.73%	+2.66%
2025	+7.61%	+7.52%
2024	+8.06%	+7.98%
2023	+7.25%	+7.18%
2022	+1.94%	+1.86%

Motilal Oswal 5 Year G-Sec Fund of Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 496 periods, one for each trading day from 14-10-2024 to 30-10-2026.

0%2%4%6%8%10%

Dec 2021
to
Dec 2024Apr 2022
to
Apr 2025Aug 2022
to
Aug 2025Dec 2022
to
Dec 2025May 2023
to
May 2026Aug 2023
to
Aug 2026

Motilal Oswal 5 Year G-Sec Fund of Fund (Direct)

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss
1 year	981	7.1%	0.2%	13.8%	0%
2 years	737	7.5%	3.7%	10.0%	0%
3 years	496	7.4%	5.0%	9.0%	0%

Period	Periods	Median	Lowest	Highest	With a loss
1 year	49	6.9%	−0.0%	11.9%	2%
2 years	37	7.2%	4.8%	10.2%	0%
3 years	25	7.5%	5.9%	9.2%	0%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. Past returns do not promise future returns.

Motilal Oswal 5 Year G-Sec Fund of Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	Motilal Oswal 5 Year G-Sec Fund of Fund (Direct)This fund
Return (CAGR)	+2.86%
Standard deviation	7.71%
Sharpe ratio	-0.31
Sortino ratio	-0.44
Maximum drawdown	−3.5% (22-10-2026)

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Motilal Oswal 5 Year G-Sec Fund of Fund (Direct)This fund
Return (CAGR)	+6.87%
Standard deviation	7.70%
Sharpe ratio	0.11
Sortino ratio	0.16
Maximum drawdown	−3.5% (07-03-2025)

From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Motilal Oswal 5 Year G-Sec Fund of Fund (Direct)This fund
Return (CAGR)	+5.62%
Standard deviation	6.35%
Sharpe ratio	-0.03
Sortino ratio	-0.04
Maximum drawdown	−3.8% (09-05-2022)

From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Motilal Oswal 5 Year G-Sec Fund of Fund (Direct)This fund
Return (CAGR)	+5.58%
Standard deviation	6.32%
Sharpe ratio	-0.03
Sortino ratio	-0.04
Maximum drawdown	−3.8% (09-05-2022)

From daily NAVs, 12-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−4%−3%−2%−1%0%

20222023202420252026

Motilal Oswal 5 Year G-Sec Fund of Fund (Direct)

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
Motilal Oswal 5 Year G-Sec Fund of Fund (Direct)	−3.8%	18-02-2022	09-05-2022	13-09-2022	4 months	−2.1%

From the Direct plan's daily NAV since 12-10-2021, adjusted for unit splits. "Time to climb back" runs from the bottom to the first day back at the old high.

Motilal Oswal 5 Year G-Sec Fund of Fund Expense Ratio and Costs

What each plan charges a year, in force from 01-09-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio
Direct	0.13%	0.01%	0.00%	0.03%	0.17%
Regular	0.20%	0.01%	0.00%	0.04%	0.25%

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	2.77%	2.86%	0.09%	₹1,02,770	₹1,02,860
3 years	6.79%	6.87%	0.08% a year	₹1,21,784	₹1,22,058
5 years	5.54%	5.62%	0.08% a year	₹1,30,944	₹1,31,441

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

Motilal Oswal 5 Year G-Sec Fund of Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 12-10-2021 to 30-10-2026: 61 instalments, ₹6,10,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planMotilal Oswal 5 Year G-Sec Fund of Fund (Direct)	₹6,10,000	₹7,11,163	₹1,01,163	6.0%
Regular planMotilal Oswal 5 Year G-Sec Fund of Fund (Regular)	₹6,10,000	₹7,09,678	₹99,678	5.9%

₹0₹2.0 L₹4.0 L₹6.0 L₹8.0 L

20222023202420252026

Direct planMotilal Oswal 5 Year G-Sec Fund of Fund (Direct)Regular planMotilal Oswal 5 Year G-Sec Fund of Fund (Regular)Amount invested

From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

Motilal Oswal 5 Year G-Sec Fund of Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

100.0%Cash and others

Asset	Fund
Cash and others	100.0%

Motilal Oswal 5 Year G-Sec Fund of Fund Portfolio Holdings

As on 30-09-2026 · 1 holdings · from the fund house's monthly portfolio

Holdings	Sector	Weight%
Motilal Oswal Nifty 5 Year Benchmark G-sec ETF-Gr		100.02%

Motilal Oswal 5 Year G-Sec Fund of Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
Motilal Oswal Multi Asset Passive Fund of FundFund of Funds · Motilal Oswal	11.6%	1	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

Motilal Oswal 5 Year G-Sec Fund of Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 0.17%
Expense ratio (Regular): 0.25%
Category: Fund of Funds
Risk: Moderate
Benchmark: Nifty 5 yr Benchmark G-sec Index
Launch date: 06-10-2021
Minimum investment: ₹500
Minimum additional investment: ₹500
AUM: ₹61.62 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 149240
ISIN (Direct): INF247L01AQ1
Scheme code (Regular): 149241
ISIN (Regular): INF247L01AR9
NAV history: From 12-10-2021, 5.0 years

Exit load: Exit load of 1%, if redeemed within 15 days.

Tax on Motilal Oswal 5 Year G-Sec Fund of Fund returns

How the gain is taxed depends on what the fund holds. A fund with 65% or more in Indian stocks is taxed as an equity fund: 20% within 1 year, 12.5% after, on gains above ₹1.25 lakh a year.
A fund with 65% or more in debt is taxed at your slab rate. Any other fund: your slab rate within 2 years, 12.5% after.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹13.1765	30-10-2026
regular	Growth	₹13.126	30-10-2026

About Motilal Oswal 5 Year G-Sec Fund of Fund

Motilal Oswal 5 Year G-Sec Fund of Fund is a mutual fund from Motilal Oswal Mutual Fund. Its category is Fund of Funds. It was launched on 06-10-2021. Its benchmark is Nifty 5 yr Benchmark G-sec Index. At the end of September 2026 it held 1 securities.

Fund Manager

Abhiroop Mukherjee
Fund manager of Motilal Oswal 5 Year G-Sec Fund of Fund, since 06-10-2021

See all funds of Motilal Oswal Mutual Fund

AUM change

September 2026: ₹61.62 Cr; +0.24% from August 2026
August 2026: ₹61.47 Cr; −0.58% from July 2026
July 2026: ₹61.83 Cr; +3.57% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare Motilal Oswal 5 Year G-Sec Fund of Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

Motilal Oswal 5 Year G-Sec Fund of vs Motilal Oswal Multi Asset Passive Fund of11.6% overlap

Compare with any other fund

Frequently Asked Questions for Motilal Oswal 5 Year G-Sec Fund of Fund

What is the current NAV of Motilal Oswal 5 Year G-Sec Fund of Fund?

The Direct plan NAV is ₹13.1765. The Regular plan NAV is ₹13.126, as on 30-10-2026.

What are the returns of Motilal Oswal 5 Year G-Sec Fund of Fund?

The Direct plan returned +2.86% in 1 year, +6.87% a year over 3 years, +5.62% a year over 5 years. The Regular plan returned +2.77% in 1 year, +6.79% a year over 3 years, +5.54% a year over 5 years. These figures are as on 30-10-2026.

What is the expense ratio of Motilal Oswal 5 Year G-Sec Fund of Fund?

The Direct plan charges 0.17% a year. The Regular plan charges 0.25% a year. This is the figure the fund house reported to AMFI, in force from 01-09-2026.

What is the AUM of Motilal Oswal 5 Year G-Sec Fund of Fund?

Motilal Oswal 5 Year G-Sec Fund of Fund managed ₹61.62 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of Motilal Oswal 5 Year G-Sec Fund of Fund?

At the end of September 2026 the largest holdings were MOGSEC (100.02%). The fund held 1 securities in all.

How do I invest in Motilal Oswal 5 Year G-Sec Fund of Fund?

Through Motilal Oswal Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹500. You can invest once or through a monthly SIP.

Who is the fund manager of Motilal Oswal 5 Year G-Sec Fund of Fund?

Abhiroop Mukherjee (since 06-10-2021).

What is the exit load of Motilal Oswal 5 Year G-Sec Fund of Fund?

Exit load of 1%, if redeemed within 15 days.

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.