Motilal Oswal 5 Year G-Sec Fund of Fund vs Motilal Oswal Multi Asset Passive Fund of Fund
Direct Plan, Growth option · Data as on 30-10-2026
Motilal Oswal 5 Year G-Sec Fund of Fund is a Fund of Funds fund and Motilal Oswal Multi Asset Passive Fund of Fund is a mutual fund. In the 3 years to 30-10-2026, Motilal Oswal 5 Year G-Sec Fund of Fund (Direct) returned 6.9% a year and Motilal Oswal Multi Asset Passive Fund of Fund (Direct) returned 13.2% a year. Motilal Oswal 5 Year G-Sec Fund of Fund charges 0.17% a year and Motilal Oswal Multi Asset Passive Fund of Fund 0.29% (Direct plans). Their portfolios overlap 11.6%: they hold 1 of the same security.
Motilal Oswal 5 Year G-Sec Fund of Fund
Fund of Funds
- 3 year return
- 6.9%
- Expense ratio
- 0.17%
- NAV
- ₹13.18
Motilal Oswal Multi Asset Passive Fund of Fund
- 3 year return
- 13.2%
- Expense ratio
- 0.29%
- NAV
- ₹18.54
Which is better, Motilal Oswal 5 Year G-Sec Fund of or Motilal Oswal Multi Asset Passive Fund of? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Motilal Oswal Multi Asset Passive Fund of returned more over 5 years: 10.0% a year against 5.6%.
- Motilal Oswal Multi Asset Passive Fund of returned more over 3 years: 13.2% a year against 6.9%.
- Motilal Oswal 5 Year G-Sec Fund of costs less: 0.17% a year against 0.29% (Direct plans).
- Motilal Oswal 5 Year G-Sec Fund of swung less over 3 years: a standard deviation of 7.7% a year against 9.1%.
- Motilal Oswal 5 Year G-Sec Fund of fell less in its worst fall since 12-10-2021: −3.8% against −12.4%.
- Motilal Oswal Multi Asset Passive Fund of is the larger fund: ₹151 Cr against ₹62 Cr.
- Their portfolios overlap 11.6%: 1 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Motilal Oswal 5 Year G-Sec Fund of Fund | Motilal Oswal Multi Asset Passive Fund of Fund |
|---|---|---|
| Fund house | Motilal Oswal Mutual Fund | Motilal Oswal Mutual Fund |
| Category | Fund of Funds | Not available |
| AUM | ₹62 Cr (30-09-2026) | ₹151 Cr (30-09-2026) |
| NAV | ₹13.18 (Direct) | ₹18.54 (Direct) |
| Expense ratio (Direct) | 0.17% | 0.29% |
| Expense ratio (Regular) | 0.25% | 0.76% |
| Riskometer | Moderate | Not available |
| Benchmark | Nifty 5 yr Benchmark G-sec Index | Not available |
| Launch date | 06-10-2021 | Not available |
| Minimum investment | ₹500 | Not available |
| Lock in | None | Not available |
| Fund managers | Abhiroop Mukherjee | Not available |
| Exit load | Exit load of 1%, if redeemed within 15 days. | Not available |
Motilal Oswal 5 Year G-Sec Fund of vs Motilal Oswal Multi Asset Passive Fund of: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Motilal Oswal 5 Year G-Sec Fund of Fund (Direct) | −0.01% | −0.92% | +1.80% | +2.86% | +6.87% | +5.62% | -- |
| Motilal Oswal Multi Asset Passive Fund of Fund (Direct) | −3.51% | −6.54% | −5.98% | −4.05% | +13.22% | +9.96% | -- |
Motilal Oswal 5 Year G-Sec Fund of vs Motilal Oswal Multi Asset Passive Fund of: Year-wise Returns
| Year | 5 Year G-SecMotilal Oswal 5 Year G-Sec Fund of | Multi Asset PassiveMotilal Oswal Multi Asset Passive Fund of |
|---|---|---|
| 2026to date | +2.73% | −5.70% |
| 2025 | +7.61% | +17.09% |
| 2024 | +8.06% | +16.93% |
| 2023 | +7.25% | +21.84% |
| 2022 | +1.94% | +1.67% |
Motilal Oswal 5 Year G-Sec Fund of vs Motilal Oswal Multi Asset Passive Fund of: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 496 of them, one for each trading day from 14-10-2024 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Motilal Oswal 5 Year G-Sec Fund of Fund (Direct)
Motilal Oswal Multi Asset Passive Fund of Fund (Direct)
to
Dec 2024Apr 2022
to
Apr 2025Aug 2022
to
Aug 2025Dec 2022
to
Dec 2025May 2023
to
May 2026Aug 2023
to
Aug 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Motilal Oswal 5 Year G-Sec Fund of | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 7.1% | 7.4% | 5.0% | 9.0% |
| Motilal Oswal Multi Asset Passive Fund of | 0.0 | 0.0 | 0.0 | 35.2 | 64.8 | 0.0 | 0.0 | 16.1% | 16.5% | 10.6% | 19.9% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 12-10-2021. Past returns do not promise future returns.
Motilal Oswal 5 Year G-Sec Fund of vs Motilal Oswal Multi Asset Passive Fund of: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 12-10-2021 to 30-10-2026: 61 instalments, ₹6,10,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Motilal Oswal 5 Year G-Sec Fund ofMotilal Oswal 5 Year G-Sec Fund of Fund (Direct) | ₹6,10,000 | ₹7,11,163 | ₹1,01,163 | 6.0% |
| Motilal Oswal Multi Asset Passive Fund ofMotilal Oswal Multi Asset Passive Fund of Fund (Direct) | ₹6,10,000 | ₹7,83,285 | ₹1,73,285 | 9.8% |
Motilal Oswal 5 Year G-Sec Fund ofMotilal Oswal 5 Year G-Sec Fund of Fund (Direct)
Motilal Oswal Multi Asset Passive Fund ofMotilal Oswal Multi Asset Passive Fund of Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Motilal Oswal 5 Year G-Sec Fund of vs Motilal Oswal Multi Asset Passive Fund of: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Motilal Oswal 5 Year G-Sec Fund of Fund (Direct) | Motilal Oswal Multi Asset Passive Fund of Fund (Direct) |
|---|---|---|
| Return (CAGR) | +2.86% | −4.05% |
| Standard deviation | 7.71% | 10.44% |
| Sharpe ratio | -0.31 | -0.89 |
| Sortino ratio | -0.44 | -1.17 |
| Maximum drawdown | −3.5% (22-10-2026) | −9.9% (23-10-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Motilal Oswal 5 Year G-Sec Fund of Fund (Direct) | Motilal Oswal Multi Asset Passive Fund of Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.87% | +13.22% |
| Standard deviation | 7.70% | 9.13% |
| Sharpe ratio | 0.11 | 0.79 |
| Sortino ratio | 0.16 | 1.08 |
| Maximum drawdown | −3.5% (07-03-2025) | −9.9% (23-10-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Motilal Oswal 5 Year G-Sec Fund of Fund (Direct) | Motilal Oswal Multi Asset Passive Fund of Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.62% | +9.96% |
| Standard deviation | 6.35% | 9.34% |
| Sharpe ratio | -0.03 | 0.45 |
| Sortino ratio | -0.04 | 0.61 |
| Maximum drawdown | −3.8% (09-05-2022) | −12.4% (20-06-2022) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Motilal Oswal 5 Year G-Sec Fund of Fund (Direct) | Motilal Oswal Multi Asset Passive Fund of Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.58% | +11.90% |
| Standard deviation | 6.32% | 9.19% |
| Sharpe ratio | -0.03 | 0.69 |
| Sortino ratio | -0.04 | 0.96 |
| Maximum drawdown | −3.8% (09-05-2022) | −12.4% (20-06-2022) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 12-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Motilal Oswal 5 Year G-Sec Fund of Fund (Direct)
Motilal Oswal Multi Asset Passive Fund of Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Motilal Oswal 5 Year G-Sec Fund of Fund (Direct) | −3.8% | 18-02-2022 | 09-05-2022 | 13-09-2022 | 4 months | −2.1% |
| Motilal Oswal Multi Asset Passive Fund of Fund (Direct) | −12.4% | 17-01-2022 | 20-06-2022 | 17-08-2022 | 58 days | −8.6% |
From daily values since 12-10-2021, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Motilal Oswal 5 Year G-Sec Fund of Fund (Direct)
Motilal Oswal Multi Asset Passive Fund of Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Motilal Oswal 5 Year G-Sec Fund of Fund (Direct)
Motilal Oswal Multi Asset Passive Fund of Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Motilal Oswal 5 Year G-Sec Fund of Fund (Direct)
Motilal Oswal Multi Asset Passive Fund of Fund (Direct)
Motilal Oswal 5 Year G-Sec Fund of vs Motilal Oswal Multi Asset Passive Fund of: Portfolio Overlap
From each fund's latest monthly portfolio: Motilal Oswal 5 Year G-Sec Fund of Fund, September 2026; Motilal Oswal Multi Asset Passive Fund of Fund, September 2026
Holdings in common
- Overlap
- 11.6%
- Held by both
- 1
- Only in Motilal Oswal 5 Year G-Sec Fund of
- 0
- Only in Motilal Oswal Multi Asset Passive Fund of
- 11
| Security | % of Motilal Oswal 5 Year G-Sec Fund of | % of Motilal Oswal Multi Asset Passive Fund of |
|---|---|---|
| Motilal Oswal Nifty 5 Year Benchmark G-sec ETF-Gr | 100.02% | 11.56% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 11.6% means 11.6% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Motilal Oswal 5 Year G-Sec Fund of Fund
Every holding of this fund is also held by the other.
Largest holdings only in Motilal Oswal Multi Asset Passive Fund of Fund
| Security | % of fund |
|---|---|
| Motilal Oswal Gold ETF | 14.48% |
| Motilal Oswal Nifty 50 ETF | 12.20% |
| Motilal Oswal Silver ETF | 11.93% |
| Motilal Oswal Nifty Smallcap 250 ETF | 11.36% |
| Motilal Oswal BSE Low Volatility ETF | 10.07% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Motilal Oswal 5 Year G-Sec Fund of | Motilal Oswal Multi Asset Passive Fund of |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 0.0% | 0.0% |
| Cash and others | 100.0% | 100.0% |
Motilal Oswal 5 Year G-Sec Fund of vs Motilal Oswal Multi Asset Passive Fund of: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Motilal Oswal 5 Year G-Sec Fund of Fund | Motilal Oswal Multi Asset Passive Fund of Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.17% | 0.29% |
| Base expense ratio (Direct) | 0.13% | 0.09% |
| Total expense ratio (Regular) | 0.25% | 0.76% |
| Base expense ratio (Regular) | 0.20% | 0.50% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
Motilal Oswal 5 Year G-Sec Fund of Fund vs Motilal Oswal Multi Asset Passive Fund of Fund: Frequently Asked Questions
What is the difference between Motilal Oswal 5 Year G-Sec Fund of Fund and Motilal Oswal Multi Asset Passive Fund of Fund?
Motilal Oswal 5 Year G-Sec Fund of Fund is a Fund of Funds fund, Motilal Oswal Multi Asset Passive Fund of Fund is a mutual fund, run by Motilal Oswal Mutual Fund. Their portfolios overlap 11.6%. Motilal Oswal 5 Year G-Sec Fund of Fund charges 0.17% a year and Motilal Oswal Multi Asset Passive Fund of Fund 0.29%.
Which has given higher returns, Motilal Oswal 5 Year G-Sec Fund of Fund or Motilal Oswal Multi Asset Passive Fund of Fund?
Over 1 year: Motilal Oswal 5 Year G-Sec Fund of Fund +2.86%, Motilal Oswal Multi Asset Passive Fund of Fund −4.05%. Over 3 years: Motilal Oswal 5 Year G-Sec Fund of Fund +6.87% a year, Motilal Oswal Multi Asset Passive Fund of Fund +13.22% a year. Over 5 years: Motilal Oswal 5 Year G-Sec Fund of Fund +5.62% a year, Motilal Oswal Multi Asset Passive Fund of Fund +9.96% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Motilal Oswal 5 Year G-Sec Fund of Fund or Motilal Oswal Multi Asset Passive Fund of Fund?
Motilal Oswal 5 Year G-Sec Fund of Fund charges less: 0.17% a year against 0.29%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Motilal Oswal 5 Year G-Sec Fund of Fund and Motilal Oswal Multi Asset Passive Fund of Fund overlap?
11.6%. They hold 1 of the same securities, the largest shared ones being MOGSEC. From each fund's latest monthly portfolio.
Which is better for SIP, Motilal Oswal 5 Year G-Sec Fund of Fund or Motilal Oswal Multi Asset Passive Fund of Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 12-10-2021 to 30-10-2026 grew to ₹7,11,163 in Motilal Oswal 5 Year G-Sec Fund of Fund (XIRR 6.0% a year) and ₹7,83,285 in Motilal Oswal Multi Asset Passive Fund of Fund (XIRR 9.8% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Motilal Oswal 5 Year G-Sec Fund of Fund and Motilal Oswal Multi Asset Passive Fund of Fund?
Yes. 11.6% of each fund's money sits in the same holdings, so some of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.