ThematicDirect and Regular plans, Growth and IDCW options
Data as on 30-10-2026
LIC MF Consumption Fund is a Thematic fund run by LIC Mutual Fund. On 30-09-2026, it managed ₹424 Cr of investors' money.
NAV on 30-10-2026: Direct Plan Growth ₹9.16 (down 0.69% that day); Regular Plan Growth ₹9.03 (down 0.69% that day).
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Period | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| This fund (Direct) | −2.54% | −7.77% | −2.41% | -- | -- | -- | -- |
| This fund (Regular) | −2.66% | −8.12% | −3.15% | -- | -- | -- | -- |
| Nifty India Consumption TRI | +0.16% | −8.10% | −2.24% | −10.58% | +11.02% | +10.59% | +12.37% |
| Thematic average | −2.09% | −4.52% | +0.86% | -- | -- | -- | -- |
| Best in Thematic | +11.54% | +11.27% | +22.16% | -- | -- | -- | -- |
| Worst in Thematic | −16.05% | −11.74% | −13.97% | -- | -- | -- | -- |
| Rank in Thematic | 130/235 | 199/232 | 146/232 | -- | -- | -- | -- |
Category rows compare the Direct plans of 235 Thematic funds. Rank 1 is the highest return.
| Year | Direct | Regular | Nifty India Consumption TRI |
|---|---|---|---|
| 2026to date | −8.21% | −9.36% | −9.10% |
The five Thematic funds with the best three year return, and this fund. Direct plans.
| Fund name | Rank | AUM (Cr) | Exp. ratio | 1Y return | 3Y return | 3Y alpha | 3Y beta | 3Y Sharpe | 3Y Sortino | |
|---|---|---|---|---|---|---|---|---|---|---|
| Nippon India Taiwan Equity Fund | 1/133 | 1,147 | 1.08% | +75.71% | +54.78% | -- | -- | 1.38 | 2.03 | Compare |
| HDFC Defence Fund | 2/133 | 11,493 | 0.90% | +13.79% | +34.76% | −0.18% | 0.83 | 1.12 | 1.54 | Compare |
| HDFC Pharma and Healthcare Fund | 3/133 | 3,501 | 1.05% | +23.12% | +30.53% | +8.23% | 0.96 | 1.74 | 2.49 | Compare |
| SBI Healthcare Opportunities Fund | 4/133 | 5,870 | 1.01% | +17.12% | +24.60% | +3.61% | 0.88 | 1.42 | 2.03 | Compare |
| Aditya Birla Sun Life International Equity Fund | 5/133 | 352 | 2.00% | +13.97% | +24.46% | -- | -- | 1.49 | 2.16 | Compare |
| LIC MF Consumption Fund | -- | 424 | 1.22% | -- | -- | -- | -- | -- | -- |
AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.
What each plan charges a year, in force from 01-10-2026
| Plan | Base expense ratio | Brokerage | Transaction costs | Levies and GST | Total expense ratio | Thematic median | Cost rank (1 = cheapest) |
|---|---|---|---|---|---|---|---|
| Direct | 0.77% | 0.10% | 0.01% | 0.34% | 1.22% | 1.18% | 127/235 |
| Regular | 2.10% | 0.10% | 0.01% | 0.52% | 2.73% | 2.41% | 187/235 |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Thematic funds' plans of the same type are sorted from the lowest total expense ratio to the highest.
Asset allocation as on 30-09-2026
93.9%Equity
| Asset | Fund | Category |
|---|---|---|
| Equity | 93.9% | 94.5% |
| Cash and others | 6.1% | 4.0% |
| Market cap | Fund | Category |
|---|---|---|
| Large Cap | 36.7% | 45.7% |
| Mid Cap | 28.7% | 19.6% |
| Small Cap | 28.0% | 24.1% |
| Not on AMFI's list | 0.5% | 2.3% |
Share of the whole fund. Category: the average of the Thematic funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Sector allocation of the fund's stocks as on 30-09-2026
Retailing14.5%
Consumer Durables12.3%
Leisure Services9.2%
Automobiles7.8%
Food Products6.1%
Pharmaceuticals & Biotechnology5.5%
Healthcare Services5.2%
Beverages3.9%
Cement & Cement Products3.8%
Telecom - Services3.5%
The ten largest of 20 sectors. The other 10 add up to 22.2%.
| Sector | July 2026 | August 2026 | September 2026 | Change |
|---|---|---|---|---|
| Retailing | 10.6% | 12.7% | 14.5% | +3.9% |
| Consumer Durables | 12.1% | 12.6% | 12.3% | +0.2% |
| Leisure Services | 7.8% | 8.4% | 9.2% | +1.4% |
| Automobiles | 8.7% | 8.6% | 7.8% | −0.9% |
| Food Products | 6.3% | 6.7% | 6.1% | −0.2% |
Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.
As on 30-09-2026 · 53 holdings · from the fund house's monthly portfolio
| Holdings | Sector | Weight% | Holdings trend | 1M change |
|---|---|---|---|---|
| Eternal Ltd. | Retailing | 5.28% | +64.8% | |
| The Indian Hotels Company Ltd. | Leisure Services | 3.54% | 0.0% | |
| Bharti Airtel Ltd. | Telecom - Services | 3.45% | 0.0% | |
| ITC Hotels Ltd. | Leisure Services | 2.99% | 0.0% | |
| LG Electronics India Ltd. | Consumer Durables | 2.79% | 0.0% | |
| MRS Bectors Food Specialities Ltd. | Food Products | 2.71% | 0.0% | |
| Leela Palaces Hotels & Resorts Ltd. | Leisure Services | 2.67% | 0.0% | |
| JK Cement Ltd. | Cement & Cement Products | 2.64% | +18.0% | |
| Eureka Forbes Ltd. | Consumer Durables | 2.46% | 0.0% | |
| TVS Motor Company Ltd. | Automobiles | 2.41% | −9.8% | |
| Godfrey Phillips India Ltd. | Cigarettes & Tobacco Products | 2.41% | −9.2% | |
| Vishal Mega Mart Ltd | Retailing | 2.38% | 0.0% | |
| Torrent Pharmaceuticals Ltd. | Pharmaceuticals & Biotechnology | 2.20% | 0.0% | |
| Arvind Fashions Ltd. | Retailing | 2.17% | 0.0% | |
| Axis Bank Ltd. | Banks | 2.16% | 0.0% | |
| Marico Ltd. | Agricultural Food & other Products | 2.09% | 0.0% | |
| Trent Ltd. | Retailing | 2.03% | −10.6% | |
| Ethos Ltd. | Consumer Durables | 2.03% | 0.0% | |
| Abbott India Ltd. | Pharmaceuticals & Biotechnology | 1.99% | 0.0% | |
| Affle 3i Ltd. | IT - Services | 1.97% | 0.0% | |
| Mahindra & Mahindra Ltd. | Automobiles | 1.94% | −11.3% | |
| InterGlobe Aviation Ltd. | Transport Services | 1.76% | −47.7% | |
| Safari Industries India Ltd. | Consumer Durables | 1.74% | 0.0% | |
| Hyundai Motor India Ltd. | Automobiles | 1.73% | 0.0% | |
| Eicher Motors Ltd. | Automobiles | 1.73% | −12.3% | |
| Metro Brands Ltd. | Consumer Durables | 1.69% | 0.0% | |
| Bajaj Finance Ltd. | Finance | 1.65% | 0.0% | |
| ICICI Lombard General Insurance Co. Ltd. | Insurance | 1.58% | 0.0% | |
| Metropolis Healthcare Ltd. | Healthcare Services | 1.58% | 0.0% | |
| HDFC Life Insurance Company Ltd. | Insurance | 1.52% | 0.0% | |
| Swiggy Ltd. | Retailing | 1.50% | 0.0% | |
| Muthoot Finance Ltd. | Finance | 1.49% | −25.3% | |
| Aster DM Quality Care Ltd. | Healthcare Services | 1.41% | 0.0% | |
| Britannia Industries Ltd. | Food Products | 1.40% | 0.0% | |
| Allied Blenders And Distillers Ltd. | Beverages | 1.39% | 0.0% | |
| Pidilite Industries Ltd. | Chemicals & Petrochemicals | 1.32% | −26.9% | |
| Radico Khaitan Ltd. | Beverages | 1.31% | 0.0% | |
| Pfizer Ltd. | Pharmaceuticals & Biotechnology | 1.31% | 0.0% | |
| Titan Company Ltd. | Consumer Durables | 1.31% | 0.0% | |
| Orkla India Ltd. | Food Products | 1.17% | 0.0% | |
| VARUN BEVERAGES LIMITED | Beverages | 1.17% | 0.0% | |
| Apollo Hospitals Enterprise Ltd. | Healthcare Services | 1.13% | −25.4% | |
| Dr Agarwal's Health Care Ltd. | Healthcare Services | 1.12% | 0.0% | |
| Star Cement Ltd. | Cement & Cement Products | 1.12% | +114.6% | |
| HDFC Asset Management Company Ltd. | Capital Markets | 1.04% | −48.3% | |
| Arvind Ltd. | Textiles & Apparels | 1.04% | New | |
| Multi Commodity Exchange Of India Ltd. | Capital Markets | 0.99% | New | |
| Bikaji Foods International Ltd. | Food Products | 0.84% | −33.7% | |
| Delhivery Ltd. | Transport Services | 0.72% | 0.0% | |
| Lenskart Solutions Ltd. | Retailing | 0.59% | 0.0% | |
| FSN E-Commerce Ventures Ltd. | Retailing | 0.51% | 0.0% | |
| NSE India Ltd. | Capital Markets | 0.45% | New | |
| Campus Activewear Ltd. | Consumer Durables | 0.26% | −48.8% |
All changes are between August 2026 and September 2026
| Eternal Ltd. | Added | +64.8% | 5.28% |
|---|---|---|---|
| InterGlobe Aviation Ltd. | Reduced | −47.7% | 1.76% |
| Godfrey Phillips India Ltd. | Reduced | −9.2% | 2.41% |
| JK Cement Ltd. | Added | +18.0% | 2.64% |
| TVS Motor Company Ltd. | Reduced | −9.8% | 2.41% |
| Trent Ltd. | Reduced | −10.6% | 2.03% |
| Mahindra & Mahindra Ltd. | Reduced | −11.3% | 1.94% |
| HDFC Asset Management Company Ltd. | Reduced | −48.3% | 1.04% |
| Eicher Motors Ltd. | Reduced | −12.3% | 1.73% |
| Muthoot Finance Ltd. | Reduced | −25.3% | 1.49% |
| Pidilite Industries Ltd. | Reduced | −26.9% | 1.32% |
| Ujjivan Small Finance Bank Ltd. | Sold out | −100% | was 1.57% |
| Apollo Hospitals Enterprise Ltd. | Reduced | −25.4% | 1.13% |
| One 97 Communications Ltd. | Sold out | −100% | was 1.52% |
| Bikaji Foods International Ltd. | Reduced | −33.7% | 0.84% |
| Ultratech Cement Ltd. | Sold out | −100% | was 1.30% |
| Shadowfax Technologies Ltd. | Sold out | −100% | was 1.27% |
| Star Cement Ltd. | Added | +114.6% | 1.12% |
| Nippon Life India Asset Management Ltd. | Sold out | −100% | was 1.07% |
| Arvind Ltd. | New | New | 1.04% |
| Multi Commodity Exchange Of India Ltd. | New | New | 0.99% |
| Campus Activewear Ltd. | Reduced | −48.8% | 0.26% |
| NSE India Ltd. | New | New | 0.45% |
No stocks in this group for September 2026.
A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.
Funds with the most similar portfolios, across every fund house and category
| Fund | Overlap | Holdings in common | |
|---|---|---|---|
| Aditya Birla Sun Life Consumption FundThematic · Aditya Birla Sun Life | 35.6% | 25 | Compare |
| Edelweiss Consumption FundThematic · Edelweiss | 32.9% | 20 | Compare |
| Mahindra Manulife Consumption FundThematic · Mahindra Manulife | 32.5% | 18 | Compare |
| Mirae Asset Great Consumer FundThematic · Mirae Asset | 32.5% | 19 | Compare |
| Axis Consumption FundThematic · Axis | 31.8% | 20 | Compare |
| Baroda BNP Paribas India Consumption FundThematic · Baroda BNP Paribas | 31.3% | 19 | Compare |
| Union Consumption FundThematic · Union | 31.1% | 18 | Compare |
| LIC MF Large Cap FundLarge Cap · LIC | 29.9% | 18 | Compare |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
Fund facts from the scheme summary document, as on 16-10-2026
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
| Plan | Option | NAV | As on |
|---|---|---|---|
| direct | Growth | ₹9.1585 | 30-10-2026 |
| direct | IDCW | ₹9.1585 | 30-10-2026 |
| regular | Growth | ₹9.0267 | 30-10-2026 |
| regular | IDCW | ₹9.0267 | 30-10-2026 |
LIC MF Consumption Fund is a mutual fund from LIC Mutual Fund. Its category is Thematic. It was launched on 21-11-2025. Its benchmark is Nifty India Consumption TRI. At the end of September 2026 it held 53 securities.
Sumit Bhatnagar
Fund manager of LIC MF Consumption Fund, since 21-11-2025
Nikhil Kapoor
Fund manager of LIC MF Consumption Fund, since 01-07-2026
See all funds of LIC Mutual Fund
AUM moves with money invested or taken out, and with the value of what the fund holds.
Returns, risk, costs and the stocks they share, side by side
The Direct plan NAV is ₹9.1585. The Regular plan NAV is ₹9.0267, as on 30-10-2026.
The Direct plan charges 1.22% a year. The Regular plan charges 2.73% a year. This is the figure the fund house reported to AMFI, in force from 01-10-2026.
LIC MF Consumption Fund managed ₹424.24 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
At the end of September 2026 the largest holdings were ETERNAL (5.28%), INDHOTEL (3.54%), BHARTIARTL (3.45%), ITCHOTELS (2.99%), LGEINDIA (2.79%). The fund held 53 securities in all.
It bought 3 new stocks: Arvind Ltd, NSE India Ltd, Multi Commodity Exchange Of India Ltd. It sold out of 5: Shadowfax Technologies Ltd, Nippon Life India Asset Management Ltd, Ultratech Cement Ltd, Ujjivan Small Finance Bank Ltd, One 97 Communications Ltd. It added shares in 3. It reduced 12.
Through LIC Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹5,000. You can invest once or through a monthly SIP.
Sumit Bhatnagar (since 21-11-2025), Nikhil Kapoor (since 01-07-2026).
Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 90 days.
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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