LIC MF Children's Fund is a mutual fund run by LIC Mutual Fund. On 30-09-2026, it managed ₹16 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 7.9% a year and its Regular plan returned 7.0% a year.
NAV (Direct plan)
₹36.40
▼ 0.70% · 30-10-2026
NAV (Regular plan)
₹32.31
▼ 0.70% · 30-10-2026
Expense ratio
2.10%Direct2.84%Regular
2.10%
A year
Riskometer
Very High
Set by the fund house
3 year return
7.9%Direct7.0%Regular
7.9%
A year
LIC MF Children's Fund NAV Today
NAV on 30-10-2026: Direct Plan Growth ₹36.40 (down 0.70% that day); Regular Plan Growth ₹32.31 (down 0.70% that day).
This fund (Direct plan)
₹36.3998
LIC MF Children's Fund Returns
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
Trailing returns
Period
1M
3M
6M
1Y
3Y
5Y
10Y
This fund (Direct)
−3.64%
−4.27%
+2.42%
−1.53%
+7.86%
+6.90%
+7.97%
This fund (Regular)
−3.69%
−4.45%
+2.00%
−2.33%
+6.97%
+6.11%
+7.09%
Category average
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Best in category
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Worst in category
--
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Rank in category
--
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No category comparison is shown: this fund's category is too broad to compare, or has fewer than five funds. This fund's benchmark is CRISIL Hybrid 35+65 - Aggressive Index. Returns of that index are not available to us.
LIC MF Children's Fund Year-wise Returns
Return of each calendar year
Year
Direct
Regular
2026to date
−0.67%
−1.34%
2025
−4.19%
−4.95%
2024
+19.55%
+18.48%
2023
+22.65%
+22.14%
2022
−0.21%
−0.95%
2021
+16.67%
+15.50%
LIC MF Children's Fund Rolling Returns
The return of every holding period in the fund's history, not only the one that ends today
Rolling returns
Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 2,646 periods, one for each trading day from 18-01-2016 to 30-10-2026.
−5%0%5%10%15%20%
LIC MF Children's Fund (Direct)
Nov 2013 to Nov 2016Sept 2015 to Sept 2018Jul 2017 to Jul 2020May 2019 to May 2022Mar 2021 to Mar 2024Dec 2022 to Dec 2025
LIC MF Children's Fund (Direct)
3%
Below 0%
11%
0-5%
28%
5-10%
44%
10-15%
14%
15-20%
0%
20-25%
0%
Above 25%
Every holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
1 year
3,126
9.3%
−22.3%
64.0%
22%
2 years
2,889
11.1%
−10.1%
34.9%
5%
3 years
2,646
11.1%
−6.9%
21.3%
3%
5 years
2,163
9.3%
−1.7%
19.9%
0%
7 years
1,674
9.6%
4.7%
12.8%
0%
10 years
931
9.7%
7.4%
11.6%
0%
Every SIP holding period at a glance
Period
Periods
Median
Lowest
Highest
With a loss
1 year
154
10.3%
−34.1%
44.2%
25%
2 years
142
9.3%
−16.0%
29.5%
13%
3 years
130
10.3%
−11.2%
22.7%
5%
5 years
106
9.9%
−4.4%
19.2%
2%
7 years
82
9.9%
0.0%
16.2%
0%
10 years
46
10.2%
7.6%
13.2%
0%
Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. Past returns do not promise future returns.
LIC MF Children's Fund Risk
How much it swings, and the falls an investor had to sit through
Risk and return
Measure
LIC MF Children's Fund (Direct)This fund
Return (CAGR)
−1.53%
Standard deviation
13.04%
Sharpe ratio
-0.52
Sortino ratio
-0.71
Maximum drawdown
−13.2%
(23-03-2026)
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
LIC MF Children's Fund (Direct)This fund
Return (CAGR)
+7.86%
Standard deviation
14.39%
Sharpe ratio
0.13
Sortino ratio
0.17
Maximum drawdown
−19.5%
(03-03-2025)
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
LIC MF Children's Fund (Direct)This fund
Return (CAGR)
+6.90%
Standard deviation
13.48%
Sharpe ratio
0.08
Sortino ratio
0.11
Maximum drawdown
−19.5%
(03-03-2025)
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
LIC MF Children's Fund (Direct)This fund
Return (CAGR)
+7.97%
Standard deviation
13.85%
Sharpe ratio
0.19
Sortino ratio
0.25
Maximum drawdown
−31.2%
(23-03-2020)
From daily NAVs, 28-10-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Measure
LIC MF Children's Fund (Direct)This fund
Return (CAGR)
+9.53%
Standard deviation
12.97%
Sharpe ratio
0.27
Sortino ratio
0.36
Maximum drawdown
−31.2%
(23-03-2020)
From daily NAVs, 16-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
−40%−30%−20%−10%0%
LIC MF Children's Fund (Direct)
2014201620182020202220242026
LIC MF Children's Fund (Direct)
Worst fall
High before it
Bottom
Back at the high
Time to climb back
Below its high today
LIC MF Children's Fund (Direct)
−31.2%
16-01-2020
23-03-2020
05-11-2020
7 months
−8.2%
From the Direct plan's daily NAV since 16-01-2013, adjusted for unit splits. "Time to climb back" runs from the bottom to the first day back at the old high.
LIC MF Children's Fund Expense Ratio and Costs
What each plan charges a year, in force from 01-10-2026
Plan
Base expense ratio
Brokerage
Transaction costs
Levies and GST
Total expense ratio
Direct
1.39%
0.15%
0.01%
0.55%
2.10%
Regular
2.09%
0.15%
0.01%
0.59%
2.84%
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file.
Direct vs Regular: what the gap cost
Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.
Over the last
Regular
Direct
Direct earned more by
₹1 lakh became (Regular)
₹1 lakh became (Direct)
1 year
−2.33%
−1.53%
0.80%
₹97,670
₹98,470
3 years
6.97%
7.86%
0.89% a year
₹1,22,401
₹1,25,482
5 years
6.11%
6.90%
0.79% a year
₹1,34,518
₹1,39,601
10 years
7.09%
7.97%
0.88% a year
₹1,98,376
₹2,15,294
Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.
LIC MF Children's Fund SIP Calculator
What a one-time or monthly investment in this fund would be worth today, from its own NAV history
Growth of an investment
Step up each year
PeriodFor
₹10,000 on the first trading day of every month, from 16-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.
Investment
Invested
Value now
Gain
Return a year
Direct planLIC MF Children's Fund (Direct)
₹16,60,000
₹31,81,814
₹15,21,814
8.9%
Regular planLIC MF Children's Fund (Regular)
₹16,60,000
₹29,67,354
₹13,07,354
8.0%
₹0₹10.0 L₹20.0 L₹30.0 L₹40.0 L
Direct planLIC MF Children's Fund (Direct)
Regular planLIC MF Children's Fund (Regular)
Amount invested
2014201620182020202220242026
Direct planLIC MF Children's Fund (Direct)Regular planLIC MF Children's Fund (Regular)Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
LIC MF Children's Fund Asset Allocation
Asset allocation as on 30-09-2026
What the fund holds
78.6%Equity
Asset
Fund
Equity
78.6%
Cash and others
11.6%
Debt
9.8%
Market cap of stocks
Market cap
Fund
Large Cap
34.9%
Mid Cap
27.3%
Small Cap
16.5%
Share of the whole fund. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
LIC MF Children's Fund Sector Allocation
Sector allocation of the fund's stocks as on 30-09-2026
Largest sectors
Pharmaceuticals & Biotechnology13.2%
Electrical Equipment8.2%
Banks6.8%
Auto Components6.6%
Automobiles6.5%
Industrial Products6.4%
Finance4.3%
IT - Software4.2%
Consumer Durables4.0%
Capital Markets3.9%
The ten largest of 16 sectors. The other 6 add up to 14.6%.
Sector changes
Sector
July 2026
August 2026
September 2026
Change
Pharmaceuticals & Biotechnology
12.4%
13.3%
13.2%
+0.8%
Electrical Equipment
7.4%
8.3%
8.2%
+0.8%
Banks
11.0%
6.9%
6.8%
−4.2%
Auto Components
--
6.6%
6.6%
--
Automobiles
6.8%
6.9%
6.5%
−0.3%
Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.
LIC MF Children's Fund Portfolio Holdings
As on 30-09-2026 · 35 holdings · from the fund house's monthly portfolio
Holdings
Sector / Rating
Weight%
Holdings trend
1M change
7.38% Government of India · Government security
SOVEREIGN
9.80%
Ajanta Pharma Ltd.
Pharmaceuticals & Biotechnology
5.17%
+87.5%
Bajaj Auto Ltd.
Automobiles
3.45%
0.0%
Endurance Technologies Ltd.
Auto Components
3.37%
0.0%
Lumax Auto Technologies Ltd.
Auto Components
3.23%
0.0%
Torrent Pharmaceuticals Ltd.
Pharmaceuticals & Biotechnology
3.20%
0.0%
Multi Commodity Exchange Of India Ltd.
Capital Markets
3.14%
0.0%
Cummins India Ltd.
Industrial Products
3.10%
0.0%
Mahindra & Mahindra Ltd.
Automobiles
3.00%
0.0%
Persistent Systems Ltd.
IT - Software
2.95%
0.0%
Titan Company Ltd.
Consumer Durables
2.90%
0.0%
Ujjivan Small Finance Bank Ltd.
Banks
2.85%
0.0%
Radico Khaitan Ltd.
Beverages
2.79%
0.0%
Eternal Ltd.
Retailing
2.70%
0.0%
Hitachi Energy India Ltd.
Electrical Equipment
2.63%
0.0%
Neuland Laboratories Ltd.
Pharmaceuticals & Biotechnology
2.56%
0.0%
Solar Industries India Ltd.
Chemicals & Petrochemicals
2.50%
0.0%
Sun Pharmaceutical Industries Ltd.
Pharmaceuticals & Biotechnology
2.31%
−50.0%
Shriram Finance Ltd.
Finance
2.25%
0.0%
The Federal Bank Ltd.
Banks
2.22%
0.0%
Apar Industries Ltd.
Electrical Equipment
2.11%
0.0%
Creditaccess Grameen Ltd.
Finance
2.07%
0.0%
KSH International Ltd.
Industrial Products
1.87%
0.0%
Britannia Industries Ltd.
Food Products
1.84%
0.0%
Aster DM Quality Care Ltd.
Healthcare Services
1.77%
0.0%
Shadowfax Technologies Ltd.
Transport Services
1.69%
0.0%
ICICI Bank Ltd.
Banks
1.68%
0.0%
Kirloskar Oil Engines Ltd.
Industrial Products
1.47%
0.0%
Siemens Energy India Ltd.
Electrical Equipment
1.46%
0.0%
ABB India Ltd.
Electrical Equipment
1.29%
0.0%
InterGlobe Aviation Ltd.
Transport Services
1.26%
0.0%
Mphasis Ltd.
IT - Software
1.22%
0.0%
LG Electronics India Ltd.
Consumer Durables
1.08%
0.0%
BSE Ltd.
Capital Markets
0.76%
0.0%
Avalon Technologies Ltd.
Electrical Equipment
0.73%
0.0%
LIC MF Children's Fund Stocks Bought and Sold
All changes are between August 2026 and September 2026
More
Stocks bought and sold in September 2026
Ajanta Pharma Ltd.
↑Added
+87.5%
5.17%
Sun Pharmaceutical Industries Ltd.
↓Reduced
−50.0%
2.31%
Coforge Ltd.
↓Sold out
−100%
was 3.01%
No stocks in this group for September 2026.
A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
LIC MF Children's Fund Overview
Fund facts from the scheme summary document, as on 16-10-2026
Expense ratio (Direct)
2.10%
Expense ratio (Regular)
2.84%
Category
Solution
Risk
Very High
Benchmark
CRISIL Hybrid 35+65 - Aggressive Index
Launch date
16-10-2001
Minimum investment
₹5,000
Minimum additional investment
₹500
AUM
₹15.75 Cr (30-09-2026)
Scheme code (Direct)
120285
ISIN (Direct)
INF767K01FB1
Scheme code (Regular)
101271
ISIN (Regular)
INF767K01048
NAV history
From 16-01-2013, 13.8 years
Lock in
5 years, or until the child turns 18 if earlier
Exit load
Nil (Lock-in Period:- Lock-in-period for at least 5 years or till the child attains age of majority whichever is earlier
Tax on LIC MF Children's Fund returns
How the gain is taxed depends on what the fund holds. A fund with 65% or more in Indian stocks is taxed as an equity fund: 20% within 1 year, 12.5% after, on gains above ₹1.25 lakh a year.
A fund with 65% or more in debt is taxed at your slab rate. Any other fund: your slab rate within 2 years, 12.5% after.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
All plans and options
Plan
Option
NAV
As on
direct
Growth
₹36.3998
30-10-2026
regular
Growth
₹32.3127
30-10-2026
About LIC MF Children's Fund
LIC MF Children's Fund is a mutual fund from LIC Mutual Fund. Its category is Solution. It was launched on 16-10-2001. Its benchmark is CRISIL Hybrid 35+65 - Aggressive Index. At the end of September 2026 it held 35 securities.
Fund Manager
Siddharth Panjwani
Fund manager of LIC MF Children's Fund, since 26-09-2023
Pratik Harish Shroff
Fund manager of LIC MF Children's Fund, since 01-07-2026
Frequently Asked Questions for LIC MF Children's Fund
What is the current NAV of LIC MF Children's Fund?
The Direct plan NAV is ₹36.3998. The Regular plan NAV is ₹32.3127, as on 30-10-2026.
What are the returns of LIC MF Children's Fund?
The Direct plan returned −1.53% in 1 year, +7.86% a year over 3 years, +6.90% a year over 5 years. The Regular plan returned −2.33% in 1 year, +6.97% a year over 3 years, +6.11% a year over 5 years. These figures are as on 30-10-2026.
What is the expense ratio of LIC MF Children's Fund?
The Direct plan charges 2.10% a year. The Regular plan charges 2.84% a year. This is the figure the fund house reported to AMFI, in force from 01-10-2026.
What is the AUM of LIC MF Children's Fund?
LIC MF Children's Fund managed ₹15.75 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
What are the top holdings of LIC MF Children's Fund?
At the end of September 2026 the largest holdings were 7.38% Government of India (9.80%), AJANTPHARM (5.17%), BAJAJ-AUTO (3.45%), ENDURANCE (3.37%), LUMAXTECH (3.23%). The fund held 35 securities in all.
What did LIC MF Children's Fund buy and sell in September 2026?
It sold out of 1: Coforge Ltd. It added shares in 1. It reduced 1.
How do I invest in LIC MF Children's Fund?
Through LIC Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹5,000. You can invest once or through a monthly SIP.
Who is the fund manager of LIC MF Children's Fund?
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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