Invesco India Gilt Fund

GiltDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

Invesco India Gilt Fund is a Gilt fund run by Invesco Mutual Fund. On 30-09-2026, it managed ₹105 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 6.1% a year and its Regular plan returned 5.3% a year. Its benchmark, NIFTY All Duration G-Sec Index, returned 6.3% a year over the same 3 years.

NAV (Direct plan): ₹3,173.25; ▼ 0.14%30-10-2026
NAV (Regular plan): ₹2,843.55; ▼ 0.07%30-10-2026
Expense ratio: 0.48%Direct1.25%Regular; 0.48%; A year
Riskometer: Moderate; Set by the fund house
3 year return: 6.1%Direct5.3%Regular; 6.1%; A year

Invesco India Gilt Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹3,173.25 (down 0.14% that day); Regular Plan Growth ₹2,843.55 (down 0.07% that day).

This fund (Direct plan)

₹3,173.247

This fund split each unit into 0.01 on 22-04-2013 (fund house notice). NAVs before that day are shown divided by 0.01, so the line and the returns are not broken by the split.

Invesco India Gilt Fund Returns vs NIFTY All Duration G-Sec Index

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	−1.04%	−2.34%	+1.14%	+1.24%	+6.10%	+5.44%	+5.96%
This fund (Regular)	−1.04%	−2.47%	+0.82%	+0.59%	+5.34%	+4.66%	+5.16%
NIFTY All Duration G-Sec Index	−1.12%	−1.44%	+2.72%	+2.10%	+6.28%	+5.48%	--
Gilt average	−0.69%	−1.34%	+1.62%	+2.12%	+6.19%	+5.46%	+6.64%
Best in Gilt	+0.27%	+0.76%	+4.80%	+7.50%	+8.37%	+6.46%	+7.66%
Worst in Gilt	−1.33%	−2.45%	+0.15%	−0.46%	+4.58%	+4.74%	+5.39%
Rank in Gilt	21/28	24/28	21/28	23/28	15/26	10/22	18/21

Category rows compare the Direct plans of 28 Gilt funds. Rank 1 is the highest return. The benchmark row is as on 30-09-2026, as NSE published it.

Invesco India Gilt Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	+0.26%	−0.25%
2025	+5.01%	+4.20%
2024	+10.79%	+9.97%
2023	+7.40%	+6.58%
2022	+3.14%	+2.35%
2021	+1.45%	+0.67%

Invesco India Gilt Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 2,618 periods, one for each trading day from 04-01-2016 to 30-10-2026.

0%5%10%15%

Nov 2013
to
Nov 2016Sept 2015
to
Sept 2018Jul 2017
to
Jul 2020May 2019
to
May 2022Mar 2021
to
Mar 2024Dec 2022
to
Dec 2025

Invesco India Gilt Fund (Direct)Category average, 28 Gilt funds

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	3,094	7.3%	−3.2%	20.7%	6%	7.9%	35%
2 years	2,859	8.0%	1.5%	14.7%	0%	8.3%	29%
3 years	2,618	7.4%	3.3%	14.6%	0%	8.1%	24%
5 years	2,135	6.8%	4.9%	10.3%	0%	7.7%	4%
7 years	1,653	7.1%	5.1%	10.1%	0%	7.9%	0%
10 years	925	7.3%	5.9%	8.1%	0%	8.1%	0%

Every SIP holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	154	7.3%	−6.6%	28.6%	5%	8.4%	35%
2 years	142	7.7%	0.7%	17.9%	0%	7.9%	27%
3 years	130	7.2%	2.9%	16.1%	0%	7.6%	26%
5 years	106	6.9%	4.8%	9.7%	0%	7.3%	20%
7 years	82	6.5%	4.9%	9.5%	0%	7.1%	0%
10 years	46	6.7%	5.6%	7.6%	0%	7.5%	0%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 28 Gilt funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.

Invesco India Gilt Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	Invesco India Gilt Fund (Direct)This fund	Category average
Return (CAGR)	+1.24%	+2.12%
Standard deviation	4.38%	3.18%
Sharpe ratio	-0.91	-0.98
Sortino ratio	-1.24	-1.35
Maximum drawdown	−3.9% (23-10-2026)	−2.6% (02-04-2026)

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Invesco India Gilt Fund (Direct)This fund	Category average
Return (CAGR)	+6.10%	+6.18%
Standard deviation	3.61%	2.80%
Sharpe ratio	0.02	0.06
Sortino ratio	0.03	0.08
Maximum drawdown	−4.2% (02-04-2026)	−3.1% (26-08-2025)

From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Invesco India Gilt Fund (Direct)This fund	Category average
Return (CAGR)	+5.44%	+5.38%
Standard deviation	3.02%	2.56%
Sharpe ratio	-0.12	-0.16
Sortino ratio	-0.17	-0.23
Maximum drawdown	−4.2% (02-04-2026)	−3.1% (26-08-2025)

From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Invesco India Gilt Fund (Direct)This fund	Category average
Return (CAGR)	+5.96%	+6.62%
Standard deviation	3.77%	3.20%
Sharpe ratio	0.15	0.38
Sortino ratio	0.21	0.56
Maximum drawdown	−6.2% (22-02-2018)	−3.6% (10-03-2017)

From daily NAVs, 28-10-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	Invesco India Gilt Fund (Direct)This fund	Category average
Return (CAGR)	+7.00%	+7.67%
Standard deviation	4.09%	3.64%
Sharpe ratio	0.23	0.45
Sortino ratio	0.33	0.64
Maximum drawdown	−9.2% (19-08-2013)	−9.0% (19-08-2013)

From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−10%−8%−6%−4%−2%0%

2014201620182020202220242026

Invesco India Gilt Fund (Direct)Category average, 28 Gilt funds

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
Invesco India Gilt Fund (Direct)	−9.2%	27-05-2013	19-08-2013	21-05-2014	9 months	−3.5%
Category average	−9.0%	27-05-2013	19-08-2013	21-05-2014	9 months	−2.3%

From the Direct plan's daily NAV since 02-01-2013, adjusted for unit splits, and the average of the 28 Gilt funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

Invesco India Gilt Fund vs Other Gilt Funds

The five Gilt funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
Bandhan Gilt Fund	1/26	1,686	0.57%	+7.50%	+8.37%	--	--	0.69	1.00	Compare
Bandhan 10 year Constant Maturity Gilt Fund	2/26	285	0.26%	+2.61%	+7.25%	--	--	0.44	0.64	Compare
Axis Gilt Fund	3/26	336	0.46%	+3.08%	+6.94%	--	--	0.31	0.45	Compare
ICICI Prudential 10 year Constant Maturity Gilt Fund	4/26	1,935	0.29%	+2.06%	+6.88%	--	--	0.32	0.45	Compare
UTI 10 year Constant Maturity Gilt Fund	5/26	105	0.33%	+1.45%	+6.55%	--	--	0.19	0.27	Compare
Invesco India Gilt Fund	15/26	105	0.48%	+1.24%	+6.10%	--	--	0.02	0.03

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

Invesco India Gilt Fund Expense Ratio and Costs

What each plan charges a year, in force from 01-09-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Gilt median	Cost rank (1 = cheapest)
Direct	0.39%	0.00%	0.02%	0.07%	0.48%	0.48%	14/28
Regular	1.06%	0.00%	0.02%	0.17%	1.25%	1.15%	21/28

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Gilt funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	0.59%	1.24%	0.65%	₹1,00,590	₹1,01,240
3 years	5.34%	6.10%	0.76% a year	₹1,16,891	₹1,19,439
5 years	4.66%	5.44%	0.78% a year	₹1,25,575	₹1,30,325
10 years	5.16%	5.96%	0.80% a year	₹1,65,389	₹1,78,410

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

Invesco India Gilt Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 02-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planInvesco India Gilt Fund (Direct)	₹16,60,000	₹26,14,062	₹9,54,062	6.3%
Regular planInvesco India Gilt Fund (Regular)	₹16,60,000	₹24,59,577	₹7,99,577	5.5%
Category averageCategory average, 28 Gilt funds	₹16,60,000	₹27,39,509	₹10,79,509	6.9%

₹0₹10.0 L₹20.0 L₹30.0 L

2014201620182020202220242026

Direct planInvesco India Gilt Fund (Direct)Regular planInvesco India Gilt Fund (Regular)Category averageCategory average, 28 Gilt fundsAmount invested

From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

Invesco India Gilt Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

88.4%Debt

Asset	Fund	Category
Debt	88.4%	87.2%
Cash and others	11.6%	12.8%

Credit rating

Bonds and money market papers by credit rating, % of the fund. Category: the average of 28 Gilt funds.

Rating	Fund	Category
Sovereign	88.4%	86.6%

Invesco India Gilt Fund Portfolio Holdings

As on 30-09-2026 · 4 holdings · from the fund house's monthly portfolio

Holdings	Rating	Weight%
6.94% Government of India 2036 · Government security	SOVEREIGN	32.78%
7.24% Government of India 2055 · Government security	SOVEREIGN	27.11%
7.71% Government of India 2066 · Government security	SOVEREIGN	19.04%
7.63% Government of India 2056 · Government security	SOVEREIGN	9.49%

Invesco India Gilt Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
SBI Gilt FundGilt · SBI	51.8%	2	Compare
Edelweiss Gilt FundGilt · Edelweiss	48.3%	3	Compare
Canara Robeco Dynamic Term FundDynamic Bond · Canara Robeco	47.6%	2	Compare
Axis Gilt FundGilt · Axis	47.4%	3	Compare
SBI Long Term FundLong Duration · SBI	45.5%	2	Compare
Union Gilt FundGilt · Union	44.5%	2	Compare
Canara Robeco Medium to Long Term FundMedium to Long Duration · Canara Robeco	37.9%	2	Compare
Mirae Asset Dynamic Term FundDynamic Bond · Mirae Asset	34.4%	3	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

Invesco India Gilt Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 0.48%
Expense ratio (Regular): 1.25%
Category: Gilt
Risk: Moderate
Benchmark: Nifty All Duration G-Sec Index
Launch date: 09-02-2008
Minimum investment: Not available
Minimum additional investment: Not available
AUM: ₹105.01 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 120520
ISIN (Direct): INF205K01SN0
Scheme code (Regular): 107477
ISIN (Regular): INF205K01SR1
NAV history: From 02-01-2013, 13.8 years

Exit load: Nil

Tax on Invesco India Gilt Fund returns

Invesco India Gilt Fund is taxed as a debt fund: 65% or more of it is in bonds and money market papers.
For units bought on or after 01-04-2023, the gain is added to your income and taxed at your slab rate, however long you hold the units.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹3,173.247	30-10-2026
direct	Annual IDCW	₹1,188.3413	30-10-2026
direct	Monthly IDCW	₹2,476.1933	30-10-2026
direct	Quarterly IDCW	₹1,099.6392	30-10-2026
regular	Growth	₹2,843.5503	30-10-2026
regular	Annual IDCW	₹1,144.5123	30-10-2026
regular	Monthly IDCW	₹1,601.6929	30-10-2026
regular	Quarterly IDCW	₹1,296.485	30-10-2026

About Invesco India Gilt Fund

Invesco India Gilt Fund is a mutual fund from Invesco Mutual Fund. Its category is Gilt. It was launched on 09-02-2008. Its benchmark is Nifty All Duration G-Sec Index. At the end of September 2026 it held 4 securities.

Fund Manager

Krishna Cheemalapati
Fund manager of Invesco India Gilt Fund
Vikas Garg
Fund manager of Invesco India Gilt Fund

See all funds of Invesco Mutual Fund

AUM change

September 2026: ₹105.01 Cr; −5.72% from August 2026
August 2026: ₹111.38 Cr; −15.14% from July 2026
July 2026: ₹131.25 Cr; −5.49% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare Invesco India Gilt Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

Invesco India Gilt vs Bandhan GiltGilt
Invesco India Gilt vs Bandhan 10 year Constant Maturity GiltGilt
Invesco India Gilt vs Axis Gilt47.4% overlap
Invesco India Gilt vs ICICI Prudential 10 year Constant Maturity GiltGilt
Invesco India Gilt vs UTI 10 year Constant Maturity GiltGilt
Invesco India Gilt vs SBI Gilt51.8% overlap
Invesco India Gilt vs Edelweiss Gilt48.3% overlap
Invesco India Gilt vs Canara Robeco Dynamic Term47.6% overlap

Compare with any other fund

Frequently Asked Questions for Invesco India Gilt Fund

What is the current NAV of Invesco India Gilt Fund?

The Direct plan NAV is ₹3,173.247. The Regular plan NAV is ₹2,843.5503, as on 30-10-2026.

What are the returns of Invesco India Gilt Fund?

The Direct plan returned +1.24% in 1 year, +6.10% a year over 3 years, +5.44% a year over 5 years. The Regular plan returned +0.59% in 1 year, +5.34% a year over 3 years, +4.66% a year over 5 years. These figures are as on 30-10-2026.

What is the expense ratio of Invesco India Gilt Fund?

The Direct plan charges 0.48% a year. The Regular plan charges 1.25% a year. This is the figure the fund house reported to AMFI, in force from 01-09-2026.

What is the AUM of Invesco India Gilt Fund?

Invesco India Gilt Fund managed ₹105.01 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of Invesco India Gilt Fund?

At the end of September 2026 the largest holdings were 6.94% Government of India 2036 (32.78%), 7.24% Government of India 2055 (27.11%), 7.71% Government of India 2066 (19.04%), 7.63% Government of India 2056 (9.49%). The fund held 4 securities in all.

How do I invest in Invesco India Gilt Fund?

Through Invesco Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. You can invest once or through a monthly SIP.

Who is the fund manager of Invesco India Gilt Fund?

Krishna Cheemalapati, Vikas Garg.

What is the exit load of Invesco India Gilt Fund?

Nil

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.