ICICI Prudential 10 year Constant Maturity Gilt Fund

GiltDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

ICICI Prudential 10 year Constant Maturity Gilt Fund is a Gilt fund run by ICICI Prudential Mutual Fund. On 30-09-2026, it managed ₹1,935 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 6.9% a year and its Regular plan returned 6.7% a year.

NAV (Direct plan): ₹26.08; ▼ 0.20%30-10-2026
NAV (Regular plan): ₹25.47; ▼ 0.20%30-10-2026
Expense ratio: 0.29%Direct0.45%Regular; 0.29%; A year
Riskometer: Not available; Set by the fund house
3 year return: 6.9%Direct6.7%Regular; 6.9%; A year

ICICI Prudential 10 year Constant Maturity Gilt Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹26.08 (down 0.20% that day); Regular Plan Growth ₹25.47 (down 0.20% that day).

This fund (Direct plan)

₹26.0833

ICICI Prudential 10 year Constant Maturity Gilt Fund Returns vs Gilt Funds

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	−1.04%	−2.38%	+1.20%	+2.06%	+6.88%	+5.55%	+7.15%
This fund (Regular)	−1.06%	−2.42%	+1.12%	+1.91%	+6.72%	+5.39%	+6.97%
Gilt average	−0.69%	−1.34%	+1.62%	+2.12%	+6.19%	+5.46%	+6.64%
Best in Gilt	+0.27%	+0.76%	+4.80%	+7.50%	+8.37%	+6.46%	+7.66%
Worst in Gilt	−1.33%	−2.45%	+0.15%	−0.46%	+4.58%	+4.74%	+5.39%
Rank in Gilt	21/28	25/28	20/28	11/28	4/26	8/22	5/21

Category rows compare the Direct plans of 28 Gilt funds. Rank 1 is the highest return. This fund's benchmark is CRISIL 10 Year Gilt Index. Returns of that index are not available to us, so the category average is the comparison.

ICICI Prudential 10 year Constant Maturity Gilt Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	+1.12%	+1.00%
2025	+7.66%	+7.50%
2024	+9.44%	+9.27%
2023	+7.88%	+7.71%
2022	+1.39%	+1.23%
2021	+2.95%	+2.79%

ICICI Prudential 10 year Constant Maturity Gilt Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 2,207 periods, one for each trading day from 15-09-2017 to 30-10-2026.

0%5%10%15%

Jun 2015
to
Jun 2018Dec 2016
to
Dec 2019Jul 2018
to
Jul 2021Feb 2020
to
Feb 2023Aug 2021
to
Aug 2024Feb 2023
to
Feb 2026

ICICI Prudential 10 year Constant Maturity Gilt Fund (Direct)Category average, 28 Gilt funds

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	2,688	8.4%	−2.2%	20.1%	3%	7.6%	68%
2 years	2,450	8.5%	1.5%	16.2%	0%	7.9%	64%
3 years	2,207	8.3%	3.5%	12.6%	0%	7.6%	76%
5 years	1,725	8.0%	5.4%	11.4%	0%	7.4%	100%
7 years	1,241	8.2%	6.4%	10.4%	0%	7.7%	100%
10 years	514	8.4%	7.1%	8.9%	0%	7.8%	100%

Every SIP holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	134	7.9%	−3.8%	22.9%	5%	7.6%	71%
2 years	122	8.0%	−0.2%	16.9%	1%	7.2%	61%
3 years	110	7.7%	2.8%	14.3%	0%	7.1%	65%
5 years	86	7.2%	5.6%	12.0%	0%	6.8%	83%
7 years	62	7.3%	6.1%	9.8%	0%	6.9%	100%
10 years	26	7.8%	6.9%	8.4%	0%	7.2%	100%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 28 Gilt funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.

ICICI Prudential 10 year Constant Maturity Gilt Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	ICICI Prudential 10 year Constant Maturity Gilt Fund (Direct)This fund	Category average
Return (CAGR)	+2.06%	+2.12%
Standard deviation	3.25%	3.18%
Sharpe ratio	-0.98	-0.98
Sortino ratio	-1.35	-1.35
Maximum drawdown	−3.4% (26-10-2026)	−2.6% (02-04-2026)

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	ICICI Prudential 10 year Constant Maturity Gilt Fund (Direct)This fund	Category average
Return (CAGR)	+6.88%	+6.18%
Standard deviation	2.68%	2.80%
Sharpe ratio	0.32	0.06
Sortino ratio	0.45	0.08
Maximum drawdown	−3.4% (26-10-2026)	−3.1% (26-08-2025)

From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	ICICI Prudential 10 year Constant Maturity Gilt Fund (Direct)This fund	Category average
Return (CAGR)	+5.55%	+5.38%
Standard deviation	3.25%	2.56%
Sharpe ratio	-0.08	-0.16
Sortino ratio	-0.11	-0.23
Maximum drawdown	−4.7% (13-06-2022)	−3.1% (26-08-2025)

From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	ICICI Prudential 10 year Constant Maturity Gilt Fund (Direct)This fund	Category average
Return (CAGR)	+7.15%	+6.62%
Standard deviation	3.85%	3.20%
Sharpe ratio	0.45	0.38
Sortino ratio	0.66	0.56
Maximum drawdown	−4.7% (10-03-2017)	−3.6% (10-03-2017)

From daily NAVs, 28-10-2016 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	ICICI Prudential 10 year Constant Maturity Gilt Fund (Direct)This fund	Category average
Return (CAGR)	+8.20%	+7.79%
Standard deviation	3.72%	3.19%
Sharpe ratio	0.67	0.65
Sortino ratio	0.97	0.96
Maximum drawdown	−4.7% (10-03-2017)	−3.6% (10-03-2017)

From daily NAVs, 15-09-2014 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−5%−4%−3%−2%−1%0%

201520172019202120232025

ICICI Prudential 10 year Constant Maturity Gilt Fund (Direct)Category average, 28 Gilt funds

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
ICICI Prudential 10 year Constant Maturity Gilt Fund (Direct)	−4.7%	24-11-2016	10-03-2017	08-06-2017	3 months	−3.0%
Category average	−3.6%	24-11-2016	10-03-2017	06-06-2017	3 months	−2.3%

From the Direct plan's daily NAV since 15-09-2014, adjusted for unit splits, and the average of the 28 Gilt funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

ICICI Prudential 10 year Constant Maturity Gilt Fund vs Other Gilt Funds

The five Gilt funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
Bandhan Gilt Fund	1/26	1,686	0.57%	+7.50%	+8.37%	--	--	0.69	1.00	Compare
Bandhan 10 year Constant Maturity Gilt Fund	2/26	285	0.26%	+2.61%	+7.25%	--	--	0.44	0.64	Compare
Axis Gilt Fund	3/26	336	0.46%	+3.08%	+6.94%	--	--	0.31	0.45	Compare
ICICI Prudential 10 year Constant Maturity Gilt Fund	4/26	1,935	0.29%	+2.06%	+6.88%	--	--	0.32	0.45
UTI 10 year Constant Maturity Gilt Fund	5/26	105	0.33%	+1.45%	+6.55%	--	--	0.19	0.27	Compare

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

ICICI Prudential 10 year Constant Maturity Gilt Fund Expense Ratio and Costs

What each plan charges a year, in force from 04-09-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Gilt median	Cost rank (1 = cheapest)
Direct	0.24%	0.00%	0.01%	0.04%	0.29%	0.48%	3/28
Regular	0.37%	0.00%	0.01%	0.07%	0.45%	1.15%	2/28

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Gilt funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	1.91%	2.06%	0.15%	₹1,01,910	₹1,02,060
3 years	6.72%	6.88%	0.16% a year	₹1,21,545	₹1,22,093
5 years	5.39%	5.55%	0.16% a year	₹1,30,016	₹1,31,006
10 years	6.97%	7.15%	0.18% a year	₹1,96,164	₹1,99,490

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

ICICI Prudential 10 year Constant Maturity Gilt Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 15-09-2014 to 30-10-2026: 146 instalments, ₹14,60,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planICICI Prudential 10 year Constant Maturity Gilt Fund (Direct)	₹14,60,000	₹22,83,646	₹8,23,646	7.1%
Regular planICICI Prudential 10 year Constant Maturity Gilt Fund (Regular)	₹14,60,000	₹22,56,029	₹7,96,029	6.9%
Category averageCategory average, 28 Gilt funds	₹14,60,000	₹22,06,643	₹7,46,643	6.6%

₹0₹5.0 L₹10.0 L₹15.0 L₹20.0 L₹25.0 L

201520172019202120232025

Direct planICICI Prudential 10 year Constant Maturity Gilt Fund (Direct)Regular planICICI Prudential 10 year Constant Maturity Gilt Fund (Regular)Category averageCategory average, 28 Gilt fundsAmount invested

From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

ICICI Prudential 10 year Constant Maturity Gilt Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

97.3%Debt

Asset	Fund	Category
Debt	97.3%	87.2%
Cash and others	2.7%	12.8%

Credit rating

Bonds and money market papers by credit rating, % of the fund. Category: the average of 28 Gilt funds.

Rating	Fund	Category
Sovereign	97.3%	86.6%

ICICI Prudential 10 year Constant Maturity Gilt Fund Portfolio Holdings

As on 30-09-2026 · 7 holdings · from the fund house's monthly portfolio

Holdings	Rating	Weight%
Government Securities · Government security	SOV	82.22%
Government Securities · Government security	SOV	4.64%
State Government of Karnataka · State government security	SOV	3.78%
State Government of Uttar Pradesh · State government security	SOV	2.72%
State Government of Karnataka · State government security	SOV	2.57%
Government Securities · Government security	SOV	1.26%
Government Securities · Government security	SOV	0.10%

ICICI Prudential 10 year Constant Maturity Gilt Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
DSP 10 year Constant Maturity Gilt FundGilt · DSP	82.2%	1	Compare
DSP Nifty 10 Yr Benchmark G-Sec ETFETF · DSP	82.2%	1	Compare
UTI Nifty 10 yr Benchmark G-Sec ETFETF · UTI	82.2%	1	Compare
Aditya Birla Sun Life Crisil 10 year Gilt ETFETF · Aditya Birla Sun Life	82.2%	1	Compare
ICICI Prudential Nifty 10 yr Benchmark G-Sec ETFETF · ICICI Prudential	82.2%	1	Compare
SBI Nifty 10 yr Benchmark G-Sec ETFETF · SBI	82.2%	1	Compare
Bandhan 10 year Constant Maturity Gilt FundGilt · Bandhan	71.9%	2	Compare
SBI 10 Year Constant Maturity Gilt FundGilt · SBI	65.3%	2	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

ICICI Prudential 10 year Constant Maturity Gilt Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 0.29%
Expense ratio (Regular): 0.45%
Category: Gilt
Risk: Not available
Benchmark: CRISIL 10 Year Gilt Index
Launch date: 12-09-2014
Minimum investment: ₹500
Minimum additional investment: ₹500
AUM: ₹1,934.74 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 131061
ISIN (Direct): INF109KA1O37
Scheme code (Regular): 131051
ISIN (Regular): INF109KA1N46
NAV history: From 15-09-2014, 12.1 years

Exit load: Nil

Tax on ICICI Prudential 10 year Constant Maturity Gilt Fund returns

ICICI Prudential 10 year Constant Maturity Gilt Fund is taxed as a debt fund: 65% or more of it is in bonds and money market papers.
For units bought on or after 01-04-2023, the gain is added to your income and taxed at your slab rate, however long you hold the units.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹26.0833	30-10-2026
direct	Quarterly IDCW	₹11.3702	30-10-2026
regular	Growth	₹25.4653	30-10-2026
regular	Quarterly IDCW	₹11.1133	30-10-2026

About ICICI Prudential 10 year Constant Maturity Gilt Fund

ICICI Prudential 10 year Constant Maturity Gilt Fund is a mutual fund from ICICI Prudential Mutual Fund. Its category is Gilt. It was launched on 12-09-2014. Its benchmark is CRISIL 10 Year Gilt Index. At the end of September 2026 it held 7 securities.

Fund Manager

Manish Banthia
Fund manager of ICICI Prudential 10 year Constant Maturity Gilt Fund, since 22-01-2024
Raunak Surana
Fund manager of ICICI Prudential 10 year Constant Maturity Gilt Fund, since 22-01-2024

See all funds of ICICI Prudential Mutual Fund

AUM change

September 2026: ₹1,934.74 Cr; −3.86% from August 2026
August 2026: ₹2,012.49 Cr; +1.03% from July 2026
July 2026: ₹1,991.94 Cr; −1.22% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare ICICI Prudential 10 year Constant Maturity Gilt Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

Compare with any other fund

Frequently Asked Questions for ICICI Prudential 10 year Constant Maturity Gilt Fund

What is the current NAV of ICICI Prudential 10 year Constant Maturity Gilt Fund?

The Direct plan NAV is ₹26.0833. The Regular plan NAV is ₹25.4653, as on 30-10-2026.

What are the returns of ICICI Prudential 10 year Constant Maturity Gilt Fund?

The Direct plan returned +2.06% in 1 year, +6.88% a year over 3 years, +5.55% a year over 5 years. The Regular plan returned +1.91% in 1 year, +6.72% a year over 3 years, +5.39% a year over 5 years. These figures are as on 30-10-2026.

What is the expense ratio of ICICI Prudential 10 year Constant Maturity Gilt Fund?

The Direct plan charges 0.29% a year. The Regular plan charges 0.45% a year. This is the figure the fund house reported to AMFI, in force from 04-09-2026.

What is the AUM of ICICI Prudential 10 year Constant Maturity Gilt Fund?

ICICI Prudential 10 year Constant Maturity Gilt Fund managed ₹1,934.74 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of ICICI Prudential 10 year Constant Maturity Gilt Fund?

At the end of September 2026 the largest holdings were Government Securities (82.22%), Government Securities (4.64%), State Government of Karnataka (3.78%), State Government of Uttar Pradesh (2.72%), State Government of Karnataka (2.57%). The fund held 7 securities in all.

How do I invest in ICICI Prudential 10 year Constant Maturity Gilt Fund?

Through ICICI Prudential Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹500. You can invest once or through a monthly SIP.

Who is the fund manager of ICICI Prudential 10 year Constant Maturity Gilt Fund?

Manish Banthia (since 22-01-2024), Raunak Surana (since 22-01-2024).

What is the exit load of ICICI Prudential 10 year Constant Maturity Gilt Fund?

Nil

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.