ICICI Prudential Overnight Fund

OvernightDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

ICICI Prudential Overnight Fund is an Overnight fund run by ICICI Prudential Mutual Fund. On 30-09-2026, it managed ₹12,280 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 6.0% a year and its Regular plan returned 6.0% a year.

NAV (Direct plan): ₹1,495.26; ▲ 0.02%30-10-2026
NAV (Regular plan): ₹1,485.56; ▲ 0.02%30-10-2026
Expense ratio: 0.09%Direct0.15%Regular; 0.09%; A year
Riskometer: Not available; Set by the fund house
3 year return: 6.0%Direct6.0%Regular; 6.0%; A year

ICICI Prudential Overnight Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹1,495.26 (up 0.02% that day); Regular Plan Growth ₹1,485.56 (up 0.02% that day).

This fund (Direct plan)

₹1,495.2631

This fund split each unit into 0.1 on 17-08-2022 (fund house notice). NAVs before that day are shown divided by 0.1, so the line and the returns are not broken by the split.

ICICI Prudential Overnight Fund Returns vs Overnight Funds

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	+0.45%	+1.29%	+2.60%	+5.26%	+6.01%	+5.76%	--
This fund (Regular)	+0.44%	+1.27%	+2.56%	+5.19%	+5.95%	+5.68%	--
Overnight average	+0.45%	+1.28%	+2.59%	+5.22%	+5.99%	+5.75%	--
Best in Overnight	+0.47%	+1.33%	+2.79%	+5.48%	+6.16%	+5.89%	--
Worst in Overnight	+0.43%	+1.21%	+2.46%	+4.96%	+5.78%	+5.57%	--
Rank in Overnight	4/40	13/38	11/36	13/36	19/33	16/27	--

Category rows compare the Direct plans of 40 Overnight funds. Rank 1 is the highest return. The fund house names no benchmark we can show, so the category average is the comparison.

ICICI Prudential Overnight Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular
2026to date	+4.32%	+4.27%
2025	+5.82%	+5.75%
2024	+6.70%	+6.66%
2023	+6.69%	+6.60%
2022	+4.69%	+4.60%
2021	+3.18%	+3.08%

ICICI Prudential Overnight Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 1,699 periods, one for each trading day from 15-11-2021 to 30-10-2026.

0%2%4%6%8%

Apr 2019
to
Apr 2022Feb 2020
to
Feb 2023Dec 2020
to
Dec 2023Oct 2021
to
Oct 2024Aug 2022
to
Aug 2025Jun 2023
to
Jun 2026

ICICI Prudential Overnight Fund (Direct)Category average, 40 Overnight funds

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	2,304	5.5%	3.0%	6.8%	0%	5.5%	43%
2 years	1,999	5.7%	3.1%	6.7%	0%	5.7%	48%
3 years	1,699	5.4%	3.6%	6.5%	0%	5.4%	38%
5 years	1,076	5.1%	4.7%	5.8%	0%	5.1%	33%
7 years	345	5.1%	5.1%	5.2%	0%	5.1%	0%

Every SIP holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Category median	Beat category
1 year	84	5.4%	3.0%	6.8%	0%	5.3%	37%
2 years	72	5.6%	3.2%	6.7%	0%	5.5%	39%
3 years	60	5.8%	3.4%	6.6%	0%	5.8%	44%
5 years	36	5.9%	4.8%	6.0%	0%	5.9%	49%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat category" counts the periods in which the fund did better than the average of the 40 Overnight funds (Direct plans, each weighted the same) over the same days. Past returns do not promise future returns.

ICICI Prudential Overnight Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	ICICI Prudential Overnight Fund (Direct)This fund	Category average
Return (CAGR)	+5.26%	+5.19%
Standard deviation	0.04%	0.05%
Sharpe ratio	0.42	-0.73
Sortino ratio	1.50	-1.08
Maximum drawdown	0.0%	0.0%

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	ICICI Prudential Overnight Fund (Direct)This fund	Category average
Return (CAGR)	+6.01%	+5.98%
Standard deviation	0.04%	0.05%
Sharpe ratio	-0.42	-0.61
Sortino ratio	-0.63	-0.93
Maximum drawdown	0.0%	0.0%

From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	ICICI Prudential Overnight Fund (Direct)This fund	Category average
Return (CAGR)	+5.76%	+5.74%
Standard deviation	0.09%	0.07%
Sharpe ratio	-0.46	-0.74
Sortino ratio	-0.86	-1.01
Maximum drawdown	0.0%	0.0%

From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Measure	ICICI Prudential Overnight Fund (Direct)This fund	Category average
Return (CAGR)	+5.18%	+5.19%
Standard deviation	0.11%	0.09%
Sharpe ratio	-0.48	-0.49
Sortino ratio	-0.82	-0.68
Maximum drawdown	0.0%	0.0%

From daily NAVs, 15-11-2018 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

0%0.1%

20192020202120222023202420252026

ICICI Prudential Overnight Fund (Direct)Category average, 40 Overnight funds

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
ICICI Prudential Overnight Fund (Direct)	0.0%	--	--	--	--	0.0%
Category average	0.0%	--	--	--	--	0.0%

From the Direct plan's daily NAV since 15-11-2018, adjusted for unit splits, and the average of the 40 Overnight funds (Direct plans, each weighted the same) over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

ICICI Prudential Overnight Fund vs Other Overnight Funds

The five Overnight funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
Bank of India Overnight Fund	1/33	88	0.09%	+5.48%	+6.16%	--	--	1.92	5.24	Compare
Axis Overnight Fund	2/33	10,855	0.09%	+5.29%	+6.05%	+0.03%	1.01	0.67	1.07	Compare
Bajaj Finserv Overnight Fund	2/33	792	0.11%	+5.34%	+6.05%	--	--	0.58	0.93	Compare
Tata Overnight Fund	2/33	5,556	0.09%	+5.30%	+6.05%	--	--	0.64	1.02	Compare
Nippon India Overnight Fund	5/33	6,791	0.10%	+5.27%	+6.04%	--	--	0.33	0.52	Compare
ICICI Prudential Overnight Fund	19/33	12,280	0.09%	+5.26%	+6.01%	--	--	-0.42	-0.63

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

ICICI Prudential Overnight Fund Expense Ratio and Costs

What each plan charges a year, in force from 03-09-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Overnight median	Cost rank (1 = cheapest)
Direct	0.07%	0.00%	0.01%	0.01%	0.09%	0.11%	10/40
Regular	0.12%	0.00%	0.01%	0.02%	0.15%	0.18%	10/39

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Overnight funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	5.19%	5.26%	0.07%	₹1,05,190	₹1,05,260
3 years	5.95%	6.01%	0.06% a year	₹1,18,933	₹1,19,135
5 years	5.68%	5.76%	0.08% a year	₹1,31,815	₹1,32,314

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

ICICI Prudential Overnight Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 15-11-2018 to 30-10-2026: 96 instalments, ₹9,60,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planICICI Prudential Overnight Fund (Direct)	₹9,60,000	₹11,99,271	₹2,39,271	5.5%
Regular planICICI Prudential Overnight Fund (Regular)	₹9,60,000	₹11,95,488	₹2,35,488	5.4%
Category averageCategory average, 40 Overnight funds	₹9,70,000	₹12,09,005	₹2,39,005	5.5%

₹0₹5.0 L₹10.0 L₹15.0 L

20192020202120222023202420252026

Direct planICICI Prudential Overnight Fund (Direct)Regular planICICI Prudential Overnight Fund (Regular)Category averageCategory average, 40 Overnight fundsAmount invested

From each plan's published NAV (Growth option) and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

ICICI Prudential Overnight Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

94.6%Cash and others

Asset	Fund	Category
Cash and others	94.6%	89.1%
Debt	5.4%	10.9%

ICICI Prudential Overnight Fund Portfolio Holdings

As on 30-09-2026 · 3 holdings · from the fund house's monthly portfolio

Holdings	Rating	Weight%
364 Days Treasury Bills · Government security	SOV	2.56%
364 Days Treasury Bills · Government security	SOV	2.04%
91 Days Treasury Bills · Government security	SOV	0.81%

ICICI Prudential Overnight Fund Overview

Fund facts from the scheme summary document

Expense ratio (Direct): 0.09%
Expense ratio (Regular): 0.15%
Category: Overnight
Risk: Not available
Benchmark: Not available
Launch date: Not available
Minimum investment: Not available
Minimum additional investment: Not available
AUM: ₹12,280.45 Cr (30-09-2026)
Lock in: Not available
Scheme code (Direct): 145536
ISIN (Direct): INF109KC11G1
Scheme code (Regular): 145535
ISIN (Regular): INF109KC17E3
NAV history: From 15-11-2018, 8.0 years

Exit load: Not available

Tax on ICICI Prudential Overnight Fund returns

ICICI Prudential Overnight Fund is taxed as a debt fund: 65% or more of it is in bonds and money market papers.
For units bought on or after 01-04-2023, the gain is added to your income and taxed at your slab rate, however long you hold the units.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Unclaimed Redemption Stable Scheme	₹1,000.00	30-10-2026
direct	Unclaimed Redemption Transitory Scheme	₹1,319.309	30-10-2026
direct	Growth	₹1,495.2631	30-10-2026
direct	Daily IDCW	₹1,000.005	30-10-2026
direct	Unclaimed IDCW Stable Scheme	₹1,000.00	30-10-2026
direct	Unclaimed IDCW Transitory Scheme	₹1,319.2971	30-10-2026
direct	Weekly IDCW	₹1,000.6185	30-10-2026
regular	Growth	₹1,485.558	30-10-2026
regular	Daily IDCW	₹1,000.005	30-10-2026
regular	Weekly IDCW	₹1,000.6122	30-10-2026

About ICICI Prudential Overnight Fund

ICICI Prudential Overnight Fund is a mutual fund from ICICI Prudential Mutual Fund. Its category is Overnight. At the end of September 2026 it held 3 securities.

Fund Manager

Not available

See all funds of ICICI Prudential Mutual Fund

AUM change

September 2026: ₹12,280.45 Cr; −14.53% from August 2026
August 2026: ₹14,368.22 Cr; +9.31% from July 2026
July 2026: ₹13,144.35 Cr; +30.58% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare ICICI Prudential Overnight Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

ICICI Prudential Overnight vs Bank of India OvernightOvernight
ICICI Prudential Overnight vs Axis OvernightOvernight
ICICI Prudential Overnight vs Bajaj Finserv OvernightOvernight
ICICI Prudential Overnight vs Tata OvernightOvernight
ICICI Prudential Overnight vs Nippon India OvernightOvernight

Compare with any other fund

Frequently Asked Questions for ICICI Prudential Overnight Fund

What is the current NAV of ICICI Prudential Overnight Fund?

The Direct plan NAV is ₹1,495.2631. The Regular plan NAV is ₹1,485.558, as on 30-10-2026.

What are the returns of ICICI Prudential Overnight Fund?

The Direct plan returned +5.26% in 1 year, +6.01% a year over 3 years, +5.76% a year over 5 years. The Regular plan returned +5.19% in 1 year, +5.95% a year over 3 years, +5.68% a year over 5 years. These figures are as on 30-10-2026.

What is the expense ratio of ICICI Prudential Overnight Fund?

The Direct plan charges 0.09% a year. The Regular plan charges 0.15% a year. This is the figure the fund house reported to AMFI, in force from 03-09-2026.

What is the AUM of ICICI Prudential Overnight Fund?

ICICI Prudential Overnight Fund managed ₹12,280.45 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of ICICI Prudential Overnight Fund?

At the end of September 2026 the largest holdings were 364 Days Treasury Bills (2.56%), 364 Days Treasury Bills (2.04%), 91 Days Treasury Bills (0.81%). The fund held 3 securities in all.

How do I invest in ICICI Prudential Overnight Fund?

Through ICICI Prudential Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. You can invest once or through a monthly SIP.

How does ICICI Prudential Overnight Fund rank in its category?

The Direct plan ranks 19 of 33 Overnight funds by its 3 year return. The category average is +5.99% a year.

What is the difference between the Direct and Regular plan of ICICI Prudential Overnight Fund?

Both plans hold the same investments. The Regular plan pays a commission to the distributor who sold it, so it charges more. The Direct plan charges 0.09% a year and the Regular plan 0.15%. The lower charge is why the Direct plan's NAV is higher.

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.