Direct and Regular plans
Data as on 30-10-2026
ICICI Prudential Life Cycle Fund 2041 is a mutual fund run by ICICI Prudential Mutual Fund. On 30-09-2026, it managed ₹55 Cr of investors' money.
NAV on 30-10-2026: Direct Plan ₹9.56 (down 1.36% that day); ₹9.54 (down 1.37% that day).
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Period | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| This fund (Direct) | −3.94% | -- | -- | -- | -- | -- | -- |
| This fund | −4.05% | -- | -- | -- | -- | -- | -- |
| Category average | -- | -- | -- | -- | -- | -- | -- |
| Best in category | -- | -- | -- | -- | -- | -- | -- |
| Worst in category | -- | -- | -- | -- | -- | -- | -- |
| Rank in category | -- | -- | -- | -- | -- | -- | -- |
No category comparison is shown: this fund's category is too broad to compare, or has fewer than five funds. This fund's benchmark is 65% Nifty 200 TRI + 30% Nifty Composite Debt Index + 3% Domestic Price of Gold + 2% Domestic Price of Silver. Returns of that index are not available to us.
What each plan charges a year, in force from 01-10-2026
| Plan | Base expense ratio | Brokerage | Transaction costs | Levies and GST | Total expense ratio |
|---|---|---|---|---|---|
| Direct | 0.89% | 0.14% | 0.04% | 0.92% | 1.99% |
| Fund | 0.89% | 0.14% | 0.04% | 0.92% | 1.99% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file.
Asset allocation as on 30-09-2026
61.8%Cash and others
| Asset | Fund |
|---|---|
| Cash and others | 61.8% |
| Equity | 24.9% |
| Debt | 13.4% |
| Market cap | Fund |
|---|---|
| Large Cap | 7.6% |
| Mid Cap | 5.5% |
| Small Cap | 9.8% |
| Not on AMFI's list | 1.9% |
Share of the whole fund. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Bonds and money market papers by credit rating, % of the fund.
| Rating | Fund |
|---|---|
| Sovereign | 13.4% |
Sector allocation of the fund's stocks as on 30-09-2026
Capital Markets3.7%
Consumer Durables3.4%
Automobiles3.1%
Transport Services2.5%
Chemicals & Petrochemicals2.2%
Industrial Products2.0%
Auto Components2.0%
Electrical Equipment1.9%
Healthcare Services1.9%
Industrial Manufacturing1.5%
The ten largest of 11 sectors. The other 1 add up to 0.7%.
As on 30-09-2026 · 15 holdings · from the fund house's monthly portfolio
| Holdings | Sector / Rating | Weight% | Holdings trend | 1M change |
|---|---|---|---|---|
| Government Securities · Government security | SOV | 13.38% | ||
| Mahindra & Mahindra Ltd. | Automobiles | 3.08% | ||
| Interglobe Aviation Ltd. | Transport Services | 2.53% | ||
| 360 One Wam Ltd. | Capital Markets | 2.19% | ||
| Galaxy Surfactants Ltd. | Chemicals & Petrochemicals | 2.16% | ||
| Cummins India Ltd. | Industrial Products | 1.99% | ||
| The Ethos Ltd. | Consumer Durables | 1.98% | ||
| Sharda Motor Industries Ltd | Auto Components | 1.96% | ||
| Premier Energies Ltd. | Electrical Equipment | 1.93% | ||
| Jupiter Life Line Hospitals Ltd | Healthcare Services | 1.93% | ||
| ICICI Prudential Gold ETF | Mutual Fund | 1.90% | ||
| Omnitech Engineering Ltd. | Industrial Manufacturing | 1.53% | ||
| Angel One Ltd. | Capital Markets | 1.47% | ||
| Blue Star Ltd. | Consumer Durables | 1.38% | ||
| Gulf Oil Lubricants India Ltd. | Petroleum Products | 0.74% |
September 2026 is the first month we hold for this fund, so there is no earlier month to compare it with.
Funds with the most similar portfolios, across every fund house and category
| Fund | Overlap | Holdings in common | |
|---|---|---|---|
| ICICI Prudential Life Cycle Fund 2031ICICI Prudential | 19.4% | 4 | Compare |
| ICICI Prudential Life Cycle Fund 2036ICICI Prudential | 19.4% | 4 | Compare |
| ICICI Prudential Retirement Fund Hybrid Conservative PlanSolution · ICICI Prudential | 16.0% | 3 | Compare |
| UTI Balanced Hybrid FundHybrid · UTI | 15.8% | 2 | Compare |
| Mirae Asset Nifty200 Momentum 30 Plus 8-13 yr G-Sec 50:50 ETFETF · Mirae Asset | 15.4% | 2 | Compare |
| Edelweiss Nifty LargeMidcap250 Plus 8-13yr G-Sec 70:30 Index FundIndex · Edelweiss | 15.1% | 7 | Compare |
| Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index FundIndex · Zerodha | 15.0% | 7 | Compare |
| Zerodha Life Cycle Fund 2036Zerodha | 14.9% | 7 | Compare |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
Fund facts from the scheme summary document, as on 16-10-2026
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
| Plan | Option | NAV | As on |
|---|---|---|---|
| ₹9.5385 | 30-10-2026 | ||
| direct | ₹9.555 | 30-10-2026 |
ICICI Prudential Life Cycle Fund 2041 is a mutual fund from ICICI Prudential Mutual Fund. It was launched on 15-09-2026. Its benchmark is 65% Nifty 200 TRI + 30% Nifty Composite Debt Index + 3% Domestic Price of Gold + 2% Domestic Price of Silver. At the end of September 2026 it held 15 securities.
Divya Jain
Fund manager of ICICI Prudential Life Cycle Fund 2041, since 15-09-2026
Manish Banthia
Fund manager of ICICI Prudential Life Cycle Fund 2041, since 15-09-2026
Rohit Lakhotia
Fund manager of ICICI Prudential Life Cycle Fund 2041, since 15-09-2026
Gaurav Chikane
Fund manager of ICICI Prudential Life Cycle Fund 2041, since 15-09-2026
See all funds of ICICI Prudential Mutual Fund
AUM moves with money invested or taken out, and with the value of what the fund holds.
Returns, risk, costs and the stocks they share, side by side
The Direct plan NAV is ₹9.555. The NAV is ₹9.5385, as on 30-10-2026.
The Direct plan charges 1.99% a year. The fund charges 1.99% a year. This is the figure the fund house reported to AMFI, in force from 01-10-2026.
ICICI Prudential Life Cycle Fund 2041 managed ₹55.15 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
At the end of September 2026 the largest holdings were Government Securities (13.38%), M&M (3.08%), INDIGO (2.53%), 360ONE (2.19%), GALAXYSURF (2.16%). The fund held 15 securities in all.
Through ICICI Prudential Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹1,000. You can invest once or through a monthly SIP.
Divya Jain (since 15-09-2026), Manish Banthia (since 15-09-2026), Rohit Lakhotia (since 15-09-2026), Gaurav Chikane (since 15-09-2026).
• 3% of the applicable NAV - If units purchased or switched in from another scheme of the Fund are redeemed or switched out on or before 1 Year from the date of investment • 2% of the applicable NAV - If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 1 Year and before 2 Years from the date of investment • 1% of the applicable NAV - If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 2 year and before 3 Years from the date of investment • Nil – If units purchased or switch in from another scheme of the Fund are redeemed or switched out after 3 years from the date of investment.
First investment: ₹1,000. Each investment after that: ₹100.
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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