ICICI Prudential Housing Opportunities Fund

ThematicDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

ICICI Prudential Housing Opportunities Fund is a Thematic fund run by ICICI Prudential Mutual Fund. On 30-09-2026, it managed ₹2,631 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 10.3% a year and its Regular plan returned 9.3% a year. Its benchmark, Nifty Housing TRI, returned 10.0% a year over the same 3 years.

NAV (Direct plan): ₹16.96; ▼ 0.53%30-10-2026
NAV (Regular plan): ₹16.08; ▼ 0.50%30-10-2026
Expense ratio: 1.22%Direct2.07%Regular; 1.22%; A year
Riskometer: Not available; Set by the fund house
3 year return: 10.3%Direct9.3%Regular; 10.3%; A year

ICICI Prudential Housing Opportunities Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹16.96 (down 0.53% that day); Regular Plan Growth ₹16.08 (down 0.50% that day).

This fund (Direct plan)

₹16.96

ICICI Prudential Housing Opportunities Fund Returns vs Nifty Housing TRI

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	−2.25%	−7.17%	−5.88%	−9.45%	+10.33%	--	--
This fund (Regular)	−2.31%	−7.37%	−6.29%	−10.22%	+9.25%	--	--
Nifty Housing TRI	−1.55%	−7.30%	−6.12%	−7.00%	+9.97%	--	--
Thematic average	−2.09%	−4.52%	+0.86%	−1.22%	+13.76%	--	--
Best in Thematic	+11.54%	+11.27%	+22.16%	+75.71%	+54.78%	--	--
Worst in Thematic	−16.05%	−11.74%	−13.97%	−22.44%	−4.46%	--	--
Rank in Thematic	117/235	180/232	194/232	186/215	88/133	--	--

Category rows compare the Direct plans of 235 Thematic funds. Rank 1 is the highest return.

ICICI Prudential Housing Opportunities Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular	Nifty Housing TRI
2026to date	−6.97%	−7.59%	−5.09%
2025	+7.17%	+6.10%	+7.46%
2024	+16.35%	+15.09%	+8.38%
2023	+32.43%	+30.61%	+25.09%

ICICI Prudential Housing Opportunities Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 378 periods, one for each trading day from 21-04-2025 to 30-10-2026.

0%5%10%15%20%25%

Jun 2022
to
Jun 2025Sept 2022
to
Sept 2025Dec 2022
to
Dec 2025Mar 2023
to
Mar 2026Jun 2023
to
Jun 2026Sept 2023
to
Sept 2026

ICICI Prudential Housing Opportunities Fund (Direct)Nifty Housing TRI

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Benchmark median	Beat benchmark
1 year	870	13.4%	−9.6%	47.4%	6%	9.0%	68%
2 years	624	20.2%	−3.1%	35.4%	5%	16.5%	99%
3 years	378	18.0%	9.2%	24.3%	0%	14.2%	100%

Period	Periods	Median	Lowest	Highest	With a loss	Benchmark median	Beat benchmark
1 year	43	11.5%	−15.4%	49.4%	16%	9.9%	63%
2 years	31	13.3%	−4.5%	39.0%	6%	8.4%	74%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat benchmark" counts the periods in which the fund did better than Nifty Housing TRI over the same days. Past returns do not promise future returns.

ICICI Prudential Housing Opportunities Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	ICICI Prudential Housing Opportunities Fund (Direct)This fund	Nifty Housing TRI
Return (CAGR)	−9.45%	−7.00%
Standard deviation	14.93%	17.05%
Sharpe ratio	-0.98	-0.72
Sortino ratio	-1.32	-0.96
Maximum drawdown	−13.3% (23-03-2026)	−14.1% (23-03-2026)
Beta	0.86	1.00
Alpha	−4.12%	0.00%

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.

Measure	ICICI Prudential Housing Opportunities Fund (Direct)This fund	Nifty Housing TRI
Return (CAGR)	+10.33%	+9.97%
Standard deviation	14.05%	17.08%
Sharpe ratio	0.31	0.23
Sortino ratio	0.42	0.31
Maximum drawdown	−16.7% (28-02-2025)	−19.9% (28-02-2025)
Beta	0.80	1.00
Alpha	+1.14%	0.00%

From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.

Measure	ICICI Prudential Housing Opportunities Fund (Direct)This fund	Nifty Housing TRI
Return (CAGR)	+12.44%	+8.97%
Standard deviation	12.48%	16.29%
Sharpe ratio	0.51	0.18
Sortino ratio	0.70	0.24
Maximum drawdown	−16.7% (28-02-2025)	−19.9% (28-02-2025)
Beta	0.73	1.00
Alpha	+4.28%	0.00%

From daily NAVs, 19-04-2022 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−20%−15%−10%−5%0%

2023202420252026

ICICI Prudential Housing Opportunities Fund (Direct)Nifty Housing TRI

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
ICICI Prudential Housing Opportunities Fund (Direct)	−16.7%	26-09-2024	28-02-2025	16-10-2025	8 months	−9.6%
Nifty Housing TRI	−19.9%	26-09-2024	28-02-2025	Not yet	--	−9.1%

From the Direct plan's daily NAV since 19-04-2022, adjusted for unit splits, and Nifty Housing TRI over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

ICICI Prudential Housing Opportunities Fund vs Other Thematic Funds

The five Thematic funds with the best three year return, and this fund. Direct plans.

Fund name	Rank	AUM (Cr)	Exp. ratio	1Y return	3Y return	3Y alpha	3Y beta	3Y Sharpe	3Y Sortino
Nippon India Taiwan Equity Fund	1/133	1,147	1.08%	+75.71%	+54.78%	--	--	1.38	2.03	Compare
HDFC Defence Fund	2/133	11,493	0.90%	+13.79%	+34.76%	−0.18%	0.83	1.12	1.54	Compare
HDFC Pharma and Healthcare Fund	3/133	3,501	1.05%	+23.12%	+30.53%	+8.23%	0.96	1.74	2.49	Compare
SBI Healthcare Opportunities Fund	4/133	5,870	1.01%	+17.12%	+24.60%	+3.61%	0.88	1.42	2.03	Compare
Aditya Birla Sun Life International Equity Fund	5/133	352	2.00%	+13.97%	+24.46%	--	--	1.49	2.16	Compare
ICICI Prudential Housing Opportunities Fund	88/133	2,631	1.22%	−9.45%	+10.33%	+1.14%	0.80	0.31	0.42

AUM is each fund's size at the end of its last reported month, from its own portfolio file. We calculate the risk ratios from daily NAVs over the last three years. The risk-free return is what NSE's overnight rate index earned over the same years. Alpha and beta compare each fund with its own benchmark's TRI. "--" means we have no figure: for alpha and beta, no daily series for that benchmark.

ICICI Prudential Housing Opportunities Fund Expense Ratio and Costs

What each plan charges a year, in force from 01-10-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio	Thematic median	Cost rank (1 = cheapest)
Direct	0.95%	0.02%	0.00%	0.25%	1.22%	1.18%	127/235
Regular	1.70%	0.02%	0.00%	0.35%	2.07%	2.41%	36/235

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file. Cost rank: where this plan comes when the Thematic funds' plans of the same type are sorted from the lowest total expense ratio to the highest.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	−10.22%	−9.45%	0.77%	₹89,780	₹90,550
3 years	9.25%	10.33%	1.08% a year	₹1,30,396	₹1,34,301

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

ICICI Prudential Housing Opportunities Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 19-04-2022 to 30-10-2026: 55 instalments, ₹5,50,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planICICI Prudential Housing Opportunities Fund (Direct)	₹5,50,000	₹6,56,407	₹1,06,407	7.7%
Regular planICICI Prudential Housing Opportunities Fund (Regular)	₹5,50,000	₹6,39,000	₹89,000	6.5%
Nifty Housing TRI	₹5,50,000	₹6,37,799	₹87,799	6.4%
Category averageCategory average, 235 Thematic funds	₹5,50,000	₹7,16,052	₹1,66,052	11.5%

₹0₹2.0 L₹4.0 L₹6.0 L₹8.0 L

2023202420252026

Direct planICICI Prudential Housing Opportunities Fund (Direct)Regular planICICI Prudential Housing Opportunities Fund (Regular)Nifty Housing TRICategory averageCategory average, 235 Thematic fundsAmount invested

From each plan's published NAV (Growth option), the benchmark's TRI and the category average, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

ICICI Prudential Housing Opportunities Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

96.5%Equity

Asset	Fund	Category
Equity	96.5%	94.5%
Cash and others	3.5%	4.0%

Market cap of stocks

Market cap	Fund	Category
Large Cap	54.2%	45.7%
Mid Cap	21.1%	19.6%
Small Cap	20.3%	24.1%
Not on AMFI's list	0.9%	2.3%

Share of the whole fund. Category: the average of the Thematic funds that hold stocks. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

ICICI Prudential Housing Opportunities Fund Sector Allocation

Sector allocation of the fund's stocks as on 30-09-2026

Largest sectors

Banks19.1%
Consumer Durables16.3%
Realty14.3%
Cement & Cement Products9.8%
Power9.7%
Ferrous Metals9.5%
Construction6.9%
Industrial Products5.3%
Finance3.6%
Insurance1.1%

The ten largest of 12 sectors. The other 2 add up to 1.0%.

Sector changes

Sector	July 2026	August 2026	September 2026	Change
Banks	19.6%	19.5%	19.1%	−0.5%
Consumer Durables	16.7%	16.4%	16.3%	−0.4%
Realty	13.6%	14.6%	14.3%	+0.7%
Cement & Cement Products	11.8%	9.9%	9.8%	−2.0%
Power	9.5%	9.5%	9.7%	+0.2%

Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.

ICICI Prudential Housing Opportunities Fund Portfolio Holdings

As on 30-09-2026 · 59 holdings · from the fund house's monthly portfolio

Holdings	Sector	Weight%	1M change
NTPC Ltd.	Power	7.08%	0.0%
HDFC Bank Ltd.	Banks	6.52%	0.0%
ICICI Bank Ltd.	Banks	6.31%	0.0%
Tata Steel Ltd.	Ferrous Metals	6.04%	0.0%
Asian Paints Ltd.	Consumer Durables	5.32%	+3.3%
Larsen & Toubro Ltd.	Construction	4.72%	0.0%
Ultratech Cement Ltd.	Cement & Cement Products	3.82%	0.0%
Oberoi Realty Ltd.	Realty	3.76%	0.0%
Shree Cements Ltd.	Cement & Cement Products	3.65%	0.0%
State Bank Of India	Banks	2.93%	+6.6%
Blue Star Ltd.	Consumer Durables	2.67%	0.0%
Brigade Enterprises Ltd.	Realty	2.64%	0.0%
JSW Steel Ltd.	Ferrous Metals	2.25%	0.0%
APL Apollo Tubes Ltd.	Industrial Products	2.19%	0.0%
Havells India Ltd.	Consumer Durables	2.06%	+16.6%
Sobha Ltd.	Realty	2.00%	+0.7%
Axis Bank Ltd.	Banks	1.97%	0.0%
The Phoenix Mills Ltd.	Realty	1.85%	0.0%
Orient Electric Ltd.	Consumer Durables	1.79%	0.0%
DLF Ltd.	Realty	1.47%	0.0%
NHPC Ltd.	Power	1.44%	0.0%
Ambuja Cements Ltd.	Cement & Cement Products	1.44%	0.0%
Supreme Industries Ltd.	Industrial Products	1.39%	0.0%
Kalpataru Projects International Ltd	Construction	1.18%	0.0%
Life Insurance Corporation of India	Insurance	1.14%	0.0%
LIC Housing Finance Ltd.	Finance	1.12%	0.0%
Mahindra Lifespace Developers Ltd.	Realty	1.03%	0.0%
Can Fin Homes Ltd.	Finance	1.00%	0.0%
Universal Cables Ltd	Industrial Products	0.93%	0.0%
Varmora Granito Ltd.	Consumer Durables	0.90%	New
JK Cement Ltd.	Cement & Cement Products	0.85%	0.0%
V-Guard Industries Ltd.	Consumer Durables	0.85%	0.0%
Jindal Steel Ltd.	Ferrous Metals	0.82%	0.0%
Tata Power Company Ltd.	Power	0.81%	0.0%
Pidilite Industries Ltd.	Chemicals & Petrochemicals	0.78%	0.0%
Kotak Mahindra Bank Ltd.	Banks	0.76%	−25.0%
RR Kabel Ltd.	Industrial Products	0.74%	0.0%
Aditya Birla Real Estate Ltd.	Realty	0.73%	0.0%
Bajaj Electricals Ltd.	Consumer Durables	0.56%	0.0%
Aadhar Housing Finance Ltd.	Finance	0.55%	0.0%
La Opala RG Ltd.	Consumer Durables	0.55%	0.0%
Ahluwalia Contracts (India) Ltd.	Construction	0.53%	+34.9%
Central Bank Of India	Banks	0.53%	0.0%
Aavas Financiers Ltd.	Finance	0.51%	0.0%
Arvind Smartspaces Ltd.	Realty	0.48%	−1.6%
Jsw Dulux Ltd.	Consumer Durables	0.48%	0.0%
KEC International Ltd.	Construction	0.47%	0.0%
Repco Home Finance Ltd.	Finance	0.42%	0.0%
Jindal Stainless Ltd.	Ferrous Metals	0.38%	0.0%
Kalpataru Ltd.	Realty	0.37%	−1.0%
Berger Paints India Ltd.	Consumer Durables	0.34%	New
NLC India Ltd.	Power	0.32%	0.0%
Ttk Prestige Ltd.	Consumer Durables	0.28%	0.0%
Whirlpool of India Ltd.	Consumer Durables	0.27%	0.0%
Crompton Greaves Consumer Electricals Ltd.	Consumer Durables	0.21%	0.0%
EMBASSY OFFICE PARKS REIT	Units of Real Estate Investment Trust (REITs)	0.21%
Premier Energies Ltd.	Electrical Equipment	0.20%	New
JSW Cement Ltd.	Cement & Cement Products	0.08%	0.0%
IndusInd Bank Ltd.	Banks	0.05%	0.0%

ICICI Prudential Housing Opportunities Fund Stocks Bought and Sold

All changes are between August 2026 and September 2026

Stocks bought and sold in September 2026

Asian Paints Ltd.	Added	+3.3%	5.32%
State Bank Of India	Added	+6.6%	2.93%
Havells India Ltd.	Added	+16.6%	2.06%
Sobha Ltd.	Added	+0.7%	2.00%
LG Electronics Inc	Sold out	−100%	was 1.06%
Kotak Mahindra Bank Ltd.	Reduced	−25.0%	0.76%
Varmora Granito Ltd.	New	New	0.90%
Ahluwalia Contracts (India) Ltd.	Added	+34.9%	0.53%
Arvind Smartspaces Ltd.	Reduced	−1.6%	0.48%
Kalpataru Ltd.	Reduced	−1.0%	0.37%
Berger Paints India Ltd.	New	New	0.34%
Premier Energies Ltd.	New	New	0.20%

A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.

What ICICI Prudential Housing Opportunities Fund bought and sold

ICICI Prudential Housing Opportunities Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
HDFC Housing Opportunities FundThematic · HDFC	50.0%	21	Compare
Tata Housing Opportunities FundThematic · Tata	42.3%	16	Compare
ICICI Prudential Large Cap FundLarge Cap · ICICI Prudential	33.3%	18	Compare
DSP Large Cap FundLarge Cap · DSP	32.5%	12	Compare
SBI ESG Exclusionary Strategy FundThematic · SBI	32.4%	13	Compare
Tata Flexi Cap FundFlexi Cap · Tata	31.8%	18	Compare
SBI Large Cap FundLarge Cap · SBI	31.7%	12	Compare
Tata Focused FundFocused · Tata	31.5%	10	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

ICICI Prudential Housing Opportunities Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 1.22%
Expense ratio (Regular): 2.07%
Category: Thematic
Risk: Not available
Benchmark: Nifty Housing TRI
Launch date: 18-04-2022
Minimum investment: ₹5,000
Minimum additional investment: ₹1,000
AUM: ₹2,630.77 Cr (30-09-2026)
Lock in: None
Scheme code (Direct): 150310
ISIN (Direct): INF109KC10C2
Scheme code (Regular): 150308
ISIN (Regular): INF109KC17B9
NAV history: From 19-04-2022, 4.5 years

Exit load: 1 % of applicable Net Asset Value If the amount sought to be redeemed or switch out within 1 months from allotment. Nil If the amount sought to be redeemed or switched out more than 1 months.

Tax on ICICI Prudential Housing Opportunities Fund returns

ICICI Prudential Housing Opportunities Fund is taxed as an equity fund: 65% or more of it is in Indian stocks.
Units sold within 1 year: the gain is taxed at 20%.
Units held longer: gains above ₹1.25 lakh in a financial year, across all your equity funds and shares, are taxed at 12.5%.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹16.96	30-10-2026
direct	IDCW	₹14.38	30-10-2026
regular	Growth	₹16.08	30-10-2026
regular	IDCW	₹13.52	30-10-2026

About ICICI Prudential Housing Opportunities Fund

ICICI Prudential Housing Opportunities Fund is a mutual fund from ICICI Prudential Mutual Fund. Its category is Thematic. It was launched on 18-04-2022. Its benchmark is Nifty Housing TRI. At the end of September 2026 it held 59 securities.

Fund Manager

Sanket Gaidhani
Fund manager of ICICI Prudential Housing Opportunities Fund, since 29-08-2025

See all funds of ICICI Prudential Mutual Fund

AUM change

September 2026: ₹2,630.77 Cr; −3.57% from August 2026
August 2026: ₹2,728.07 Cr; −0.35% from July 2026
July 2026: ₹2,737.62 Cr; +3.00% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare ICICI Prudential Housing Opportunities Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

Compare with any other fund

Frequently Asked Questions for ICICI Prudential Housing Opportunities Fund

What is the current NAV of ICICI Prudential Housing Opportunities Fund?

The Direct plan NAV is ₹16.96. The Regular plan NAV is ₹16.08, as on 30-10-2026.

What are the returns of ICICI Prudential Housing Opportunities Fund?

The Direct plan returned −9.45% in 1 year, +10.33% a year over 3 years. The Regular plan returned −10.22% in 1 year, +9.25% a year over 3 years. These figures are as on 30-10-2026.

What is the expense ratio of ICICI Prudential Housing Opportunities Fund?

The Direct plan charges 1.22% a year. The Regular plan charges 2.07% a year. This is the figure the fund house reported to AMFI, in force from 01-10-2026.

What is the AUM of ICICI Prudential Housing Opportunities Fund?

ICICI Prudential Housing Opportunities Fund managed ₹2,630.77 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of ICICI Prudential Housing Opportunities Fund?

At the end of September 2026 the largest holdings were NTPC (7.08%), HDFCBANK (6.52%), ICICIBANK (6.31%), TATASTEEL (6.04%), ASIANPAINT (5.32%). The fund held 59 securities in all.

What did ICICI Prudential Housing Opportunities Fund buy and sell in September 2026?

It bought 3 new stocks: Premier Energies Ltd, Varmora Granito Ltd, Berger Paints India Ltd. It sold out of 1: LG Electronics Inc. It added shares in 5. It reduced 3.

How do I invest in ICICI Prudential Housing Opportunities Fund?

Through ICICI Prudential Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹5,000. You can invest once or through a monthly SIP.

Who is the fund manager of ICICI Prudential Housing Opportunities Fund?

Sanket Gaidhani (since 29-08-2025).

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.