Aditya Birla Sun Life Crisil 10 year Gilt ETF vs ICICI Prudential 10 year Constant Maturity Gilt Fund
Direct Plan where a fund has one, Growth option · Data as on 30-10-2026
Aditya Birla Sun Life Crisil 10 year Gilt ETF is an ETF fund and ICICI Prudential 10 year Constant Maturity Gilt Fund is a Gilt fund. In the year to 30-10-2026, Aditya Birla Sun Life Crisil 10 year Gilt ETF returned 0.2% and ICICI Prudential 10 year Constant Maturity Gilt Fund (Direct) returned 2.1%. Aditya Birla Sun Life Crisil 10 year Gilt ETF charges 0.08% a year and ICICI Prudential 10 year Constant Maturity Gilt Fund 0.29%. Their portfolios overlap 82.2%: they hold 1 of the same security.
Aditya Birla Sun Life Crisil 10 year Gilt ETF
ETF
- 1 year return
- 0.2%
- Expense ratio
- 0.08%
- NAV
- ₹109.97
ICICI Prudential 10 year Constant Maturity Gilt Fund
Gilt
- 1 year return
- 2.1%
- Expense ratio
- 0.29%
- NAV
- ₹26.08
Which is better, Aditya Birla Sun Life Crisil 10 year Gilt ETF or ICICI Prudential 10 year Constant Maturity Gilt? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- ICICI Prudential 10 year Constant Maturity Gilt returned more over 1 year: 2.1% against 0.2%.
- Aditya Birla Sun Life Crisil 10 year Gilt ETF costs less: 0.08% a year against 0.29%.
- ICICI Prudential 10 year Constant Maturity Gilt fell less in its worst fall since 16-08-2024: −3.4% against −3.4%.
- ICICI Prudential 10 year Constant Maturity Gilt is the larger fund: ₹1,935 Cr against ₹32 Cr.
- Their portfolios overlap 82.2%: 1 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Aditya Birla Sun Life Crisil 10 year Gilt ETF | ICICI Prudential 10 year Constant Maturity Gilt Fund |
|---|---|---|
| Fund house | Aditya Birla Sun Life Mutual Fund | ICICI Prudential Mutual Fund |
| Category | ETF | Gilt |
| AUM | ₹32 Cr (30-09-2026) | ₹1,935 Cr (30-09-2026) |
| NAV | ₹109.97 | ₹26.08 (Direct) |
| Expense ratio (Direct) | Not available | 0.29% |
| Expense ratio (Regular) | Not available | 0.45% |
| Riskometer | Moderate | Not available |
| Benchmark | CRISIL 10 Year Gilt Index | CRISIL 10 Year Gilt Index |
| Launch date | 13-08-2024 | 12-09-2014 |
| Minimum investment | During New Fund Offer Period: Minimum of Rs. 1,000/- and in multiples of Rs. 100/- thereafter during the New Fund Offer period. During Ongoing Offer period: For Subscription / Redemption of units directly with Mutual Fund: Subscription / Redemption facili | ₹500 |
| Lock in | None | None |
| Fund managers | Bhupesh Bameta, Sanjay Godambe, Vighnesh Gupta | Manish Banthia, Raunak Surana |
| Exit load | NIL | Nil |
Aditya Birla Sun Life Crisil 10 year Gilt ETF vs ICICI Prudential 10 year Constant Maturity Gilt: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Crisil 10 year Gilt ETF | −1.04% | −2.37% | +0.61% | +0.17% | -- | -- | -- |
| ICICI Prudential 10 year Constant Maturity Gilt Fund (Direct) | −1.04% | −2.38% | +1.20% | +2.06% | +6.88% | +5.55% | +7.15% |
| Gilt average | −0.69% | −1.34% | +1.62% | +2.12% | +6.19% | +5.46% | +6.64% |
Category average: the average of the 28 Gilt funds, same plan type.
Aditya Birla Sun Life Crisil 10 year Gilt ETF vs ICICI Prudential 10 year Constant Maturity Gilt: Year-wise Returns
| Year | Aditya Birla Sun Life Crisil 10 year Gilt ETFAditya Birla Sun Life Crisil 10 year Gilt ETF | ICICI Prudential 10 year Constant Maturity GiltICICI Prudential 10 year Constant Maturity Gilt |
|---|---|---|
| 2026to date | −0.11% | +1.12% |
| 2025 | +6.75% | +7.66% |
| 2024 | -- | +9.44% |
| 2023 | -- | +7.88% |
| 2022 | -- | +1.39% |
| 2021 | -- | +2.95% |
Aditya Birla Sun Life Crisil 10 year Gilt ETF vs ICICI Prudential 10 year Constant Maturity Gilt: Rolling Returns
Every holding period of both funds
Rolling returns
Every 1-year holding period, 291 of them, one for each trading day from 18-08-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Aditya Birla Sun Life Crisil 10 year Gilt ETF
ICICI Prudential 10 year Constant Maturity Gilt Fund (Direct)
to
Sept 2025Dec 2024
to
Dec 2025Feb 2025
to
Feb 2026May 2025
to
May 2026Jul 2025
to
Jul 2026Sept 2025
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Crisil 10 year Gilt ETF | 3.8 | 47.8 | 48.5 | 0.0 | 0.0 | 0.0 | 0.0 | 4.5% | 4.2% | −0.4% | 8.5% |
| ICICI Prudential 10 year Constant Maturity Gilt | 0.0 | 42.1 | 57.9 | 0.0 | 0.0 | 0.0 | 0.0 | 5.7% | 6.2% | 0.9% | 8.9% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 16-08-2024. Past returns do not promise future returns.
Aditya Birla Sun Life Crisil 10 year Gilt ETF vs ICICI Prudential 10 year Constant Maturity Gilt: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 16-08-2024 to 30-10-2026: 27 instalments, ₹2,70,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Aditya Birla Sun Life Crisil 10 year Gilt ETFAditya Birla Sun Life Crisil 10 year Gilt ETF | ₹2,70,000 | ₹2,76,165 | ₹6,165 | 2.0% |
| ICICI Prudential 10 year Constant Maturity GiltICICI Prudential 10 year Constant Maturity Gilt Fund (Direct) | ₹2,70,000 | ₹2,80,243 | ₹10,243 | 3.2% |
Aditya Birla Sun Life Crisil 10 year Gilt ETFAditya Birla Sun Life Crisil 10 year Gilt ETF
ICICI Prudential 10 year Constant Maturity GiltICICI Prudential 10 year Constant Maturity Gilt Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Aditya Birla Sun Life Crisil 10 year Gilt ETF vs ICICI Prudential 10 year Constant Maturity Gilt: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Aditya Birla Sun Life Crisil 10 year Gilt ETF | ICICI Prudential 10 year Constant Maturity Gilt Fund (Direct) |
|---|---|---|
| Return (CAGR) | +0.17% | +2.06% |
| Standard deviation | 3.46% | 3.25% |
| Sharpe ratio | -1.47 | -0.98 |
| Sortino ratio | -1.95 | -1.35 |
| Maximum drawdown | −3.4% (23-10-2026) | −3.4% (26-10-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Aditya Birla Sun Life Crisil 10 year Gilt ETF | ICICI Prudential 10 year Constant Maturity Gilt Fund (Direct) |
|---|---|---|
| Return (CAGR) | +4.32% | +8.20% |
| Standard deviation | 2.99% | 3.72% |
| Sharpe ratio | -0.47 | 0.67 |
| Sortino ratio | -0.65 | 0.97 |
| Maximum drawdown | −3.4% (23-10-2026) | −4.7% (10-03-2017) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 16-08-2024 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Aditya Birla Sun Life Crisil 10 year Gilt ETF
ICICI Prudential 10 year Constant Maturity Gilt Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Crisil 10 year Gilt ETF | −3.4% | 14-08-2026 | 23-10-2026 | Not yet | -- | −3.0% |
| ICICI Prudential 10 year Constant Maturity Gilt Fund (Direct) | −3.4% | 14-08-2026 | 26-10-2026 | Not yet | -- | −3.0% |
From daily values since 16-08-2024, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Aditya Birla Sun Life Crisil 10 year Gilt ETF
ICICI Prudential 10 year Constant Maturity Gilt Fund (Direct)
Aditya Birla Sun Life Crisil 10 year Gilt ETF vs ICICI Prudential 10 year Constant Maturity Gilt: Portfolio Overlap
From each fund's latest monthly portfolio: Aditya Birla Sun Life Crisil 10 year Gilt ETF, September 2026; ICICI Prudential 10 year Constant Maturity Gilt Fund, September 2026
Holdings in common
- Overlap
- 82.2%
- Held by both
- 1
- Only in Aditya Birla Sun Life Crisil 10 year Gilt ETF
- 0
- Only in ICICI Prudential 10 year Constant Maturity Gilt
- 6
| Security | % of Aditya Birla Sun Life Crisil 10 year Gilt ETF | % of ICICI Prudential 10 year Constant Maturity Gilt |
|---|---|---|
| Government of India (11/05/2036) | 95.98% | 82.22% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 82.2% means 82.2% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Aditya Birla Sun Life Crisil 10 year Gilt ETF
Every holding of this fund is also held by the other.
Largest holdings only in ICICI Prudential 10 year Constant Maturity Gilt Fund
| Security | % of fund |
|---|---|
| Government Securities | 4.64% |
| State Government of Karnataka | 3.78% |
| State Government of Uttar Pradesh | 2.72% |
| State Government of Karnataka | 2.57% |
| Government Securities | 1.26% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Aditya Birla Sun Life Crisil 10 year Gilt ETF | ICICI Prudential 10 year Constant Maturity Gilt |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 96.0% | 97.3% |
| Cash and others | 4.0% | 2.7% |
Aditya Birla Sun Life Crisil 10 year Gilt ETF vs ICICI Prudential 10 year Constant Maturity Gilt: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Aditya Birla Sun Life Crisil 10 year Gilt ETF | ICICI Prudential 10 year Constant Maturity Gilt Fund |
|---|---|---|
| Total expense ratio (Direct) | Not available | 0.29% |
| Base expense ratio (Direct) | 0.00% | 0.24% |
| Total expense ratio (Regular) | Not available | 0.45% |
| Base expense ratio (Regular) | 0.07% | 0.37% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare ICICI Prudential 10 year Constant Maturity Gilt with
Aditya Birla Sun Life Crisil 10 year Gilt ETF vs ICICI Prudential 10 year Constant Maturity Gilt Fund: Frequently Asked Questions
What is the difference between Aditya Birla Sun Life Crisil 10 year Gilt ETF and ICICI Prudential 10 year Constant Maturity Gilt Fund?
Aditya Birla Sun Life Crisil 10 year Gilt ETF is an ETF fund, ICICI Prudential 10 year Constant Maturity Gilt Fund is a Gilt fund, run by Aditya Birla Sun Life Mutual Fund and ICICI Prudential Mutual Fund. Their portfolios overlap 82.2%. Aditya Birla Sun Life Crisil 10 year Gilt ETF charges 0.08% a year and ICICI Prudential 10 year Constant Maturity Gilt Fund 0.29%.
Which has given higher returns, Aditya Birla Sun Life Crisil 10 year Gilt ETF or ICICI Prudential 10 year Constant Maturity Gilt Fund?
Over 1 year: Aditya Birla Sun Life Crisil 10 year Gilt ETF +0.17%, ICICI Prudential 10 year Constant Maturity Gilt Fund +2.06%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Aditya Birla Sun Life Crisil 10 year Gilt ETF or ICICI Prudential 10 year Constant Maturity Gilt Fund?
Aditya Birla Sun Life Crisil 10 year Gilt ETF charges less: 0.08% a year against 0.29%. These are the total expense ratios reported to AMFI.
How much do Aditya Birla Sun Life Crisil 10 year Gilt ETF and ICICI Prudential 10 year Constant Maturity Gilt Fund overlap?
82.2%. They hold 1 of the same securities, the largest shared ones being Government of India (11/05/2036). From each fund's latest monthly portfolio.
Can I invest in both Aditya Birla Sun Life Crisil 10 year Gilt ETF and ICICI Prudential 10 year Constant Maturity Gilt Fund?
Yes. 82.2% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Aditya Birla Sun Life Crisil 10 year Gilt ETF and ICICI Prudential 10 year Constant Maturity Gilt Fund?
Aditya Birla Sun Life Crisil 10 year Gilt ETF: Bhupesh Bameta, Sanjay Godambe, Vighnesh Gupta. ICICI Prudential 10 year Constant Maturity Gilt Fund: Manish Banthia, Raunak Surana.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.