DebtDirect and Regular plans, Growth and IDCW options
Data as on 30-10-2026
DSP Financial Services Sectoral Debt Fund is a mutual fund run by DSP Mutual Fund. On 30-09-2026, it managed ₹685 Cr of investors' money.
NAV on 30-10-2026: Direct Plan Growth ₹10.06 (up 0.02% that day); Regular Plan Growth ₹10.06 (up 0.01% that day).
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Period | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| This fund (Direct) | +0.14% | -- | -- | -- | -- | -- | -- |
| This fund (Regular) | +0.13% | -- | -- | -- | -- | -- | -- |
| Category average | -- | -- | -- | -- | -- | -- | -- |
| Best in category | -- | -- | -- | -- | -- | -- | -- |
| Worst in category | -- | -- | -- | -- | -- | -- | -- |
| Rank in category | -- | -- | -- | -- | -- | -- | -- |
No category comparison is shown: this fund's category is too broad to compare, or has fewer than five funds. This fund's benchmark is Crisil Financial Services Short Term Debt Index A-II. Returns of that index are not available to us.
What each plan charges a year, in force from 23-10-2026
| Plan | Base expense ratio | Brokerage | Transaction costs | Levies and GST | Total expense ratio |
|---|---|---|---|---|---|
| Direct | 0.20% | 0.04% | 0.00% | 0.04% | 0.28% |
| Regular | 0.38% | 0.04% | 0.00% | 0.08% | 0.50% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file.
Asset allocation as on 30-09-2026
98.7%Debt
| Asset | Fund |
|---|---|
| Debt | 98.7% |
| Cash and others | 1.3% |
Bonds and money market papers by credit rating, % of the fund.
| Rating | Fund |
|---|---|
| Sovereign | 9.0% |
| AAA and A1+ | 76.9% |
| AA | 12.8% |
As on 30-09-2026 · 21 holdings · from the fund house's monthly portfolio
| Holdings | Rating | Weight% |
|---|---|---|
| Bharti Telecom Limited · Bond | CRISIL AAA | 8.53% |
| Tata Capital Limited · Bond | CRISIL AAA | 7.65% |
| 8.05% Gujarat SDL 31012028 · State government security | Sovereign | 7.50% |
| Kotak Mahindra Prime Limited | CRISIL AAA | 7.44% |
| Sundaram Finance Limited · Bond | CRISIL AAA | 7.40% |
| Bajaj Finance Limited · Bond | CRISIL AAA | 7.35% |
| HDB Financial Services Limited · Bond | CRISIL AAA | 7.31% |
| Piramal Finance Limited · Bond | CARE AA+ | 4.51% |
| Mahindra & Mahindra Financial Services Limited · Bond | IND AAA | 4.41% |
| Infina Finance Pvt Limited · Commercial paper | CRISIL A1+ | 4.08% |
| Tata Capital Housing Finance Limited · Bond | CRISIL AAA | 3.92% |
| Muthoot Finance Limited · Bond | CRISIL AA+ | 3.88% |
| Jio Credit Limited · Bond | CRISIL AAA | 3.86% |
| Tata Capital Housing Finance Limited · Bond | CRISIL AAA | 3.76% |
| Mahindra Rural Housing Finance Limited · Bond | CRISIL AAA | 3.75% |
| Jio Credit Limited · Bond | CRISIL AAA | 3.74% |
| Cholamandalam Investment and Finance Co Limited · Bond | ICRA AA+ | 3.67% |
| Tata Capital Housing Finance Limited · Bond | CRISIL AAA | 2.27% |
| 8.23% Gujarat SDL 21022028 · State government security | Sovereign | 1.50% |
| Jio Credit Limited · Bond | CRISIL AAA | 1.47% |
| Muthoot Finance Limited · Bond | CRISIL AA+ | 0.73% |
Funds with the most similar portfolios, across every fund house and category
| Fund | Overlap | Holdings in common | |
|---|---|---|---|
| TRUSTMF Corporate Bond FundCorporate Bond · Trust | 12.7% | 2 | Compare |
| Axis CRISIL-IBX AAA Bond Financial Services - Sep 2027 Index FundIndex · Axis | 11.7% | 2 | Compare |
| Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 FundIndex · Kotak Mahindra | 11.7% | 2 | Compare |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.
Fund facts from the scheme summary document, as on 16-10-2026
Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.
| Plan | Option | NAV | As on |
|---|---|---|---|
| direct | Growth | ₹10.0605 | 30-10-2026 |
| direct | IDCW | ₹10.0605 | 30-10-2026 |
| regular | Growth | ₹10.0573 | 30-10-2026 |
| regular | IDCW | ₹10.0573 | 30-10-2026 |
DSP Financial Services Sectoral Debt Fund is a mutual fund from DSP Mutual Fund. Its category is Debt. It was launched on 27-08-2026. Its benchmark is Crisil Financial Services Short Term Debt Index A-II. At the end of September 2026 it held 21 securities.
Karan Mundhra
Fund manager of DSP Financial Services Sectoral Debt Fund, since 27-08-2026
Kunal Khudania
Fund manager of DSP Financial Services Sectoral Debt Fund, since 27-08-2026
Shalini Vasanta
Fund manager of DSP Financial Services Sectoral Debt Fund, since 27-08-2026
See all funds of DSP Mutual Fund
AUM moves with money invested or taken out, and with the value of what the fund holds.
Returns, risk, costs and the stocks they share, side by side
The Direct plan NAV is ₹10.0605. The Regular plan NAV is ₹10.0573, as on 30-10-2026.
The Direct plan charges 0.28% a year. The Regular plan charges 0.50% a year. This is the figure the fund house reported to AMFI, in force from 23-10-2026.
DSP Financial Services Sectoral Debt Fund managed ₹684.64 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.
At the end of September 2026 the largest holdings were Bharti Telecom Limited (8.53%), Tata Capital Limited (7.65%), 8.05% Gujarat SDL 31012028 (7.50%), Kotak Mahindra Prime Limited (7.44%), Sundaram Finance Limited (7.40%). The fund held 21 securities in all.
Through DSP Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹100. You can invest once or through a monthly SIP.
Karan Mundhra (since 27-08-2026), Kunal Khudania (since 27-08-2026), Shalini Vasanta (since 27-08-2026).
Nil
No. You can redeem your units on any business day. An exit load may still apply.
Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.
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