DSP Financial Services Sectoral Debt Fund vs TRUSTMF Corporate Bond Fund
Direct Plan, Growth option · Data as on 30-10-2026
DSP Financial Services Sectoral Debt Fund is a Debt fund and TRUSTMF Corporate Bond Fund is a Corporate Bond fund. DSP Financial Services Sectoral Debt Fund charges 0.28% a year and TRUSTMF Corporate Bond Fund 0.26% (Direct plans). Their portfolios overlap 12.7%: they hold 2 of the same securities.
DSP Financial Services Sectoral Debt Fund
Debt
- Expense ratio
- 0.28%
- NAV
- ₹10.06
TRUSTMF Corporate Bond Fund
Corporate Bond
- Expense ratio
- 0.26%
- NAV
- ₹1,275.86
Which is better, DSP Financial Services Sectoral Debt or TRUSTMF Corporate Bond? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- TRUSTMF Corporate Bond costs less: 0.26% a year against 0.28% (Direct plans).
- DSP Financial Services Sectoral Debt fell less in its worst fall since 28-08-2026: −0.1% against −0.4%.
- DSP Financial Services Sectoral Debt is the larger fund: ₹685 Cr against ₹78 Cr.
- Their portfolios overlap 12.7%: 2 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | DSP Financial Services Sectoral Debt Fund | TRUSTMF Corporate Bond Fund |
|---|---|---|
| Fund house | DSP Mutual Fund | Trust Mutual Fund |
| Category | Debt | Corporate Bond |
| AUM | ₹685 Cr (30-09-2026) | ₹78 Cr (30-09-2026) |
| NAV | ₹10.06 (Direct) | ₹1,275.86 (Direct) |
| Expense ratio (Direct) | 0.28% | 0.26% |
| Expense ratio (Regular) | 0.50% | 0.63% |
| Riskometer | Moderate | Not available |
| Benchmark | Crisil Financial Services Short Term Debt Index A-II | Not available |
| Launch date | 27-08-2026 | Not available |
| Minimum investment | ₹100 | Not available |
| Lock in | None | Not available |
| Fund managers | Karan Mundhra, Kunal Khudania, Shalini Vasanta | Not available |
| Exit load | Nil | Not available |
DSP Financial Services Sectoral Debt vs TRUSTMF Corporate Bond: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| DSP Financial Services Sectoral Debt Fund (Direct) | +0.14% | -- | -- | -- | -- | -- | -- |
| TRUSTMF Corporate Bond Fund (Direct) | −0.13% | +0.31% | +2.39% | +3.98% | +6.65% | -- | -- |
| Corporate Bond average | −0.24% | +0.05% | +2.31% | +4.00% | +7.02% | -- | -- |
Category average: the average of the 21 Corporate Bond funds, same plan type.
DSP Financial Services Sectoral Debt vs TRUSTMF Corporate Bond: Year-wise Returns
| Year | DSP Financial Services Sectoral DebtDSP Financial Services Sectoral Debt | TRUSTMF Corporate BondTRUSTMF Corporate Bond |
|---|---|---|
| 2026to date | -- | +3.37% |
| 2025 | -- | +7.13% |
| 2024 | -- | +8.01% |
DSP Financial Services Sectoral Debt vs TRUSTMF Corporate Bond: Rolling Returns
Every holding period of both funds
DSP Financial Services Sectoral Debt vs TRUSTMF Corporate Bond: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | DSP Financial Services Sectoral Debt Fund (Direct) | TRUSTMF Corporate Bond Fund (Direct) |
|---|---|---|
| Return (CAGR) | +3.31% | +6.66% |
| Standard deviation | 0.66% | 1.23% |
| Sharpe ratio | -2.97 | 0.39 |
| Sortino ratio | -3.50 | 0.57 |
| Maximum drawdown | −0.1% (23-10-2026) | −0.6% (02-04-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 28-08-2026 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
DSP Financial Services Sectoral Debt Fund (Direct)
TRUSTMF Corporate Bond Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| DSP Financial Services Sectoral Debt Fund (Direct) | −0.1% | 13-10-2026 | 23-10-2026 | Not yet | -- | −0.0% |
| TRUSTMF Corporate Bond Fund (Direct) | −0.4% | 10-09-2026 | 23-10-2026 | Not yet | -- | −0.3% |
From daily values since 28-08-2026, the first day every fund has.
DSP Financial Services Sectoral Debt vs TRUSTMF Corporate Bond: Portfolio Overlap
From each fund's latest monthly portfolio: DSP Financial Services Sectoral Debt Fund, September 2026; TRUSTMF Corporate Bond Fund, September 2026
Holdings in common
- Overlap
- 12.7%
- Held by both
- 2
- Only in DSP Financial Services Sectoral Debt
- 19
- Only in TRUSTMF Corporate Bond
- 11
| Security | % of DSP Financial Services Sectoral Debt | % of TRUSTMF Corporate Bond |
|---|---|---|
| Bajaj Finance Limited | 7.35% | 6.37% |
| Sundaram Finance Limited | 7.40% | 6.36% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 12.7% means 12.7% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in DSP Financial Services Sectoral Debt Fund
| Security | % of fund |
|---|---|
| Bharti Telecom Limited | 8.53% |
| Tata Capital Limited | 7.65% |
| 8.05% Gujarat SDL 31012028 | 7.50% |
| Kotak Mahindra Prime Limited | 7.44% |
| HDB Financial Services Limited | 7.31% |
Largest holdings only in TRUSTMF Corporate Bond Fund
| Security | % of fund |
|---|---|
| 7.6% Power Finance Corporation Limited (13/04/2029) | 12.85% |
| 6.47% Indian Railway Finance Corporation Limited (30/05/2028) | 12.67% |
| 7.48% National Bank For Agriculture and Rural Development (15/09/2028) | 11.55% |
| 7.35% Export Import Bank of India (27/07/2028) | 10.93% |
| 7.70% HDFC Bank Limited (16/05/2028) | 6.43% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | DSP Financial Services Sectoral Debt | TRUSTMF Corporate Bond |
|---|---|---|
| Equity | 0.0% | 0.0% |
| Debt | 98.7% | 83.5% |
| Cash and others | 1.3% | 16.5% |
DSP Financial Services Sectoral Debt vs TRUSTMF Corporate Bond: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | DSP Financial Services Sectoral Debt Fund | TRUSTMF Corporate Bond Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.28% | 0.26% |
| Base expense ratio (Direct) | 0.20% | 0.21% |
| Total expense ratio (Regular) | 0.50% | 0.63% |
| Base expense ratio (Regular) | 0.38% | 0.55% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
DSP Financial Services Sectoral Debt Fund vs TRUSTMF Corporate Bond Fund: Frequently Asked Questions
What is the difference between DSP Financial Services Sectoral Debt Fund and TRUSTMF Corporate Bond Fund?
DSP Financial Services Sectoral Debt Fund is a Debt fund, TRUSTMF Corporate Bond Fund is a Corporate Bond fund, run by DSP Mutual Fund and Trust Mutual Fund. Their portfolios overlap 12.7%. DSP Financial Services Sectoral Debt Fund charges 0.28% a year and TRUSTMF Corporate Bond Fund 0.26%.
Which has the lower expense ratio, DSP Financial Services Sectoral Debt Fund or TRUSTMF Corporate Bond Fund?
TRUSTMF Corporate Bond Fund charges less: 0.26% a year against 0.28%. These are the Direct plans' total expense ratios reported to AMFI.
How much do DSP Financial Services Sectoral Debt Fund and TRUSTMF Corporate Bond Fund overlap?
12.7%. They hold 2 of the same securities, the largest shared ones being Bajaj Finance Limited, Sundaram Finance Limited. From each fund's latest monthly portfolio.
Can I invest in both DSP Financial Services Sectoral Debt Fund and TRUSTMF Corporate Bond Fund?
Yes. 12.7% of each fund's money sits in the same holdings, so some of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.