WhiteOak Capital Large & Mid Cap Fund vs WhiteOak Capital Mid Cap Fund
Direct Plan, Growth option · Data as on 30-10-2026
WhiteOak Capital Large & Mid Cap Fund is a Large & Mid Cap fund and WhiteOak Capital Mid Cap Fund is a Mid Cap fund. In the year to 30-10-2026, WhiteOak Capital Large & Mid Cap Fund (Direct) returned −2.3% and WhiteOak Capital Mid Cap Fund (Direct) returned 3.6%. WhiteOak Capital Large & Mid Cap Fund charges 0.89% a year and WhiteOak Capital Mid Cap Fund 0.93% (Direct plans). Their portfolios overlap 46.9%: they hold 85 of the same securities.
WhiteOak Capital Large & Mid Cap Fund
Large & Mid Cap
- 1 year return
- −2.3%
- Expense ratio
- 0.89%
- NAV
- ₹13.69
WhiteOak Capital Mid Cap Fund
Mid Cap
- 1 year return
- 3.6%
- Expense ratio
- 0.93%
- NAV
- ₹21.98
Which is better, WhiteOak Capital Large & Mid Cap or WhiteOak Capital Mid Cap? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- WhiteOak Capital Mid Cap returned more over 1 year: 3.6% against −2.3%.
- WhiteOak Capital Large & Mid Cap costs less: 0.89% a year against 0.93% (Direct plans).
- WhiteOak Capital Large & Mid Cap fell less in its worst fall since 26-12-2023: −16.0% against −19.3%.
- WhiteOak Capital Large & Mid Cap holds more in large companies: 47.1% of the fund in large caps against 4.7%.
- WhiteOak Capital Mid Cap is the larger fund: ₹7,540 Cr against ₹2,376 Cr.
- Their portfolios overlap 46.9%: 85 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | WhiteOak Capital Large & Mid Cap Fund | WhiteOak Capital Mid Cap Fund |
|---|---|---|
| Fund house | WhiteOak Capital Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Large & Mid Cap | Mid Cap |
| AUM | ₹2,376 Cr (30-09-2026) | ₹7,540 Cr (30-09-2026) |
| NAV | ₹13.69 (Direct) | ₹21.98 (Direct) |
| Expense ratio (Direct) | 0.89% | 0.93% |
| Expense ratio (Regular) | 2.35% | 2.24% |
| Riskometer | Very High | Very High |
| Benchmark | BSE 250 Large MidCap TRI | BSE Midcap 150 TRI |
| Launch date | 22-12-2023 | 07-09-2022 |
| Minimum investment | ₹500 | ₹500 |
| Lock in | None | None |
| Fund managers | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal |
| Exit load | Nil | Nil |
WhiteOak Capital Large & Mid Cap vs WhiteOak Capital Mid Cap: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| WhiteOak Capital Large & Mid Cap Fund (Direct) | −0.04% | −5.49% | +0.97% | −2.30% | -- | -- | -- |
| WhiteOak Capital Mid Cap Fund (Direct) | −2.15% | −4.73% | +4.05% | +3.63% | +20.42% | -- | -- |
| Large & Mid Cap average | −1.78% | −5.20% | −0.43% | −3.99% | -- | -- | -- |
| Mid Cap average | −3.36% | −6.03% | −0.14% | −2.17% | +14.75% | -- | -- |
Category average: the average of the 36 Large & Mid Cap funds and the 34 Mid Cap funds, same plan type.
WhiteOak Capital Large & Mid Cap vs WhiteOak Capital Mid Cap: Year-wise Returns
| Year | Large & MidWhiteOak Capital Large & Mid Cap | MidWhiteOak Capital Mid Cap |
|---|---|---|
| 2026to date | −2.41% | +3.98% |
| 2025 | +8.25% | +6.68% |
| 2024 | +27.61% | +35.48% |
| 2023 | -- | +43.99% |
WhiteOak Capital Large & Mid Cap vs WhiteOak Capital Mid Cap: Rolling Returns
Every holding period of both funds, against BSE 250 LargeMidCap Index TRI, the benchmark of WhiteOak Capital Large & Mid Cap Fund
Rolling returns
Every 1-year holding period, 455 of them, one for each trading day from 26-12-2024 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
WhiteOak Capital Large & Mid Cap Fund (Direct)
WhiteOak Capital Mid Cap Fund (Direct)
BSE 250 LargeMidCap Index TRI
to
Feb 2025Jun 2024
to
Jun 2025Oct 2024
to
Oct 2025Jan 2025
to
Jan 2026May 2025
to
May 2026Sept 2025
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| WhiteOak Capital Large & Mid Cap | 3.3 | 19.1 | 34.5 | 28.4 | 10.3 | 2.2 | 2.2 | 9.6% | 9.1% | −4.5% | 30.6% | 98% |
| WhiteOak Capital Mid Cap | 0.0 | 6.8 | 22.9 | 34.1 | 25.3 | 7.7 | 3.3 | 13.3% | 13.0% | 1.3% | 38.9% | 96% |
| BSE 250 LargeMidCap Index TRI | 26.4 | 32.1 | 27.5 | 11.4 | 2.6 | 0.0 | 0.0 | 4.0% | 3.8% | −9.6% | 17.4% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is BSE 250 LargeMidCap Index TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 26-12-2023. Past returns do not promise future returns.
WhiteOak Capital Large & Mid Cap vs WhiteOak Capital Mid Cap: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 26-12-2023 to 30-10-2026: 35 instalments, ₹3,50,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| WhiteOak Capital Large & Mid CapWhiteOak Capital Large & Mid Cap Fund (Direct) | ₹3,50,000 | ₹3,80,307 | ₹30,307 | 5.6% |
| WhiteOak Capital Mid CapWhiteOak Capital Mid Cap Fund (Direct) | ₹3,50,000 | ₹4,09,047 | ₹59,047 | 10.7% |
WhiteOak Capital Large & Mid CapWhiteOak Capital Large & Mid Cap Fund (Direct)
WhiteOak Capital Mid CapWhiteOak Capital Mid Cap Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
WhiteOak Capital Large & Mid Cap vs WhiteOak Capital Mid Cap: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | WhiteOak Capital Large & Mid Cap Fund (Direct) | WhiteOak Capital Mid Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | −2.30% | +3.63% |
| Standard deviation | 13.60% | 15.20% |
| Sharpe ratio | -0.55 | -0.11 |
| Sortino ratio | -0.74 | -0.15 |
| Maximum drawdown | −13.1% (23-03-2026) | −14.0% (23-03-2026) |
| Beta | 0.94 | 0.90 |
| Alpha | +4.89% | +7.82% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | WhiteOak Capital Large & Mid Cap Fund (Direct) | WhiteOak Capital Mid Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +11.50% | +20.72% |
| Standard deviation | 14.33% | 14.65% |
| Sharpe ratio | 0.39 | 0.99 |
| Sortino ratio | 0.52 | 1.36 |
| Maximum drawdown | −16.0% (28-02-2025) | −19.3% (07-04-2025) |
| Beta | 0.98 | 0.89 |
| Alpha | +6.03% | +6.96% |
From daily NAVs, 26-12-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
WhiteOak Capital Large & Mid Cap Fund (Direct)
WhiteOak Capital Mid Cap Fund (Direct)
BSE 250 LargeMidCap Index TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| WhiteOak Capital Large & Mid Cap Fund (Direct) | −16.0% | 16-12-2024 | 28-02-2025 | 26-06-2025 | 4 months | −7.4% |
| WhiteOak Capital Mid Cap Fund (Direct) | −19.3% | 16-12-2024 | 07-04-2025 | 30-06-2025 | 3 months | −8.2% |
| BSE 250 LargeMidCap Index TRI | −18.0% | 26-09-2024 | 28-02-2025 | 02-01-2026 | 10 months | −9.4% |
From daily values since 26-12-2023, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
WhiteOak Capital Large & Mid Cap Fund (Direct)
WhiteOak Capital Mid Cap Fund (Direct)
BSE 250 LargeMidCap Index TRI
Against BSE 250 LargeMidCap Index TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| WhiteOak Capital Large & Mid Cap Fund (Direct) | 118% | 87% | 3.81% |
| WhiteOak Capital Mid Cap Fund (Direct) | 135% | 83% | 7.54% |
From month-end values since 26-12-2023. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
WhiteOak Capital Large & Mid Cap vs WhiteOak Capital Mid Cap: Portfolio Overlap
From each fund's latest monthly portfolio: WhiteOak Capital Large & Mid Cap Fund, September 2026; WhiteOak Capital Mid Cap Fund, September 2026
Holdings in common
- Overlap
- 46.9%
- Held by both
- 85
- Only in WhiteOak Capital Large & Mid Cap
- 42
- Only in WhiteOak Capital Mid Cap
- 64
| Security | % of WhiteOak Capital Large & Mid Cap | % of WhiteOak Capital Mid Cap |
|---|---|---|
| The Federal Bank Limited | 1.97% | 2.50% |
| Max Financial Services Limited | 1.78% | 2.48% |
| Laurus Labs Limited | 1.75% | 2.20% |
| Bharti Hexacom Limited | 1.57% | 2.78% |
| The Phoenix Mills Limited | 1.55% | 1.95% |
| Nexus Select Trust - REIT | 1.37% | 1.31% |
| Fortis Healthcare Limited | 1.19% | 1.58% |
| Bharat Heavy Electricals Limited | 1.16% | 1.86% |
| Motilal Oswal Financial Services Limited | 1.10% | 2.05% |
| Info Edge (India) Limited | 1.07% | 1.87% |
| Muthoot Finance Limited | 1.02% | 1.05% |
| JSW Infrastructure Ltd | 1.00% | 0.94% |
| IPCA Laboratories Limited | 0.94% | 1.33% |
| Lenskart Solutions Limited | 0.90% | 1.66% |
| IndusInd Bank Limited | 0.86% | 1.20% |
| Marico Limited | 0.84% | 1.45% |
| 360 One WAM Limited | 0.84% | 1.53% |
| KEI Industries Limited | 0.84% | 1.22% |
| National Aluminium Company Limited | 0.83% | 1.12% |
| AIA Engineering Limited | 0.83% | 1.12% |
| Berger Paints (I) Limited | 0.82% | 1.39% |
| Coforge Limited | 0.72% | 2.73% |
| Alkem Laboratories Limited | 0.71% | 0.84% |
| Ajanta Pharma Limited | 0.70% | 1.32% |
| Persistent Systems Limited | 0.70% | 1.01% |
| Tube Investments of India Limited | 0.70% | 0.89% |
| 91 Days Tbill (MD 29/10/2026) | 0.85% | 0.67% |
| Navin Fluorine International Limited | 0.63% | 0.76% |
| Oil India Limited | 1.01% | 0.62% |
| 91 Days Tbill (MD 10/12/2026) | 0.62% | 0.66% |
| Hitachi Energy India Limited | 0.59% | 0.72% |
| Abbott India Limited | 0.59% | 0.75% |
| Embassy Office Parks REIT | 0.56% | 0.61% |
| REC Limited | 0.55% | 0.72% |
| Vishal Mega Mart Limited | 0.54% | 1.96% |
| Knowledge Realty Trust | 0.54% | 0.60% |
| Mahindra & Mahindra Financial Services Limited | 0.51% | 1.03% |
| Billionbrains Garage Ventures Ltd | 0.48% | 0.49% |
| Multi Commodity Exchange of India Limited | 0.47% | 1.07% |
| Godrej Industries Limited | 0.46% | 0.47% |
| FSN E-Commerce Ventures Limited | 0.45% | 0.87% |
| Bank of India | 0.43% | 0.63% |
| Cummins India Limited | 0.43% | 0.54% |
| Hindustan Petroleum Corporation Limited | 0.42% | 0.53% |
| Jindal Stainless Limited | 0.42% | 0.95% |
| Mankind Pharma Limited | 0.42% | 0.58% |
| Hero MotoCorp Limited | 0.71% | 0.41% |
| Max Healthcare Institute Limited | 0.40% | 0.83% |
| GE Vernova T&D India Limited | 0.40% | 0.73% |
| 182 Days Tbill (MD 17/12/2026) | 0.39% | 0.52% |
| 182 Days Tbill (MD 12/11/2026) | 0.38% | 0.71% |
| Sai Life Sciences Limited | 0.38% | 0.50% |
| Meesho Ltd | 0.36% | 0.74% |
| Coromandel International Limited | 0.36% | 0.62% |
| Poly Medicure Limited | 0.42% | 0.35% |
| Vertis Infrastructure Trust | 0.79% | 0.32% |
| 91 Days Tbill (MD 22/10/2026) | 0.41% | 0.32% |
| 91 Days Tbill (MD 03/12/2026) | 0.32% | 0.33% |
| Supreme Industries Limited | 0.31% | 0.39% |
| Narayana Hrudayalaya Limited | 0.31% | 0.52% |
| Endurance Technologies Limited | 0.30% | 0.32% |
| 91 Days Tbill (MD 08/10/2026) | 0.42% | 0.26% |
| 91 Days Tbill (MD 19/11/2026) | 0.42% | 0.26% |
| Page Industries Limited | 0.26% | 0.80% |
| Gland Pharma Limited | 0.25% | 0.89% |
| NMDC Limited | 0.25% | 0.37% |
| Colgate Palmolive (India) Limited | 0.23% | 0.47% |
| Aditya Birla Capital Limited | 0.23% | 0.42% |
| Anthem Biosciences Limited | 0.22% | 0.30% |
| International Gemological Institute Limited | 0.22% | 0.21% |
| Godrej Properties Limited | 0.21% | 0.55% |
| Aditya Birla Real Estate Limited | 0.16% | 0.30% |
| 91 Days Tbill (MD 05/11/2026) | 0.23% | 0.15% |
| Intellect Design Arena Limited | 0.16% | 0.13% |
| AU Small Finance Bank Limited | 0.13% | 0.15% |
| 182 Days Tbill (MD 05/11/2026) | 0.18% | 0.12% |
| PB Fintech Limited | 0.12% | 1.18% |
| 364 Days Tbill (MD 12/11/2026) | 0.10% | 0.18% |
| Sobha Limited | 0.09% | 0.19% |
| ICICI Prudential Life Insurance Company Limited | 0.15% | 0.05% |
| Petronet LNG Limited | 0.04% | 0.04% |
| Cholamandalam Financial Holdings Limited | 0.03% | 0.13% |
| Oracle Financial Services Software Limited | 0.03% | 0.34% |
| Nippon Life India Asset Management Limited | 0.03% | 0.02% |
| Sona BLW Precision Forgings Limited | 0.02% | 1.30% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 46.9% means 46.9% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in WhiteOak Capital Large & Mid Cap Fund
| Security | % of fund |
|---|---|
| ICICI Bank Limited | 6.63% |
| Nestle India Limited | 3.38% |
| Bharti Airtel Limited | 2.73% |
| HDFC Bank Limited | 2.72% |
| Eternal Limited | 2.41% |
Largest holdings only in WhiteOak Capital Mid Cap Fund
| Security | % of fund |
|---|---|
| Bandhan Bank Limited | 1.25% |
| Aadhar Housing Finance Limited | 0.83% |
| Azad Engineering Ltd | 0.67% |
| Indo-MIM Limited | 0.65% |
| Juniper Green Energy Limited | 0.61% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | WhiteOak Capital Large & Mid Cap | WhiteOak Capital Mid Cap |
|---|---|---|
| Equity | 85.9% | 85.0% |
| Debt | 4.3% | 4.2% |
| Cash and others | 9.8% | 10.8% |
Market cap of stocks
| Market cap | WhiteOak Capital Large & Mid Cap | WhiteOak Capital Mid Cap |
|---|---|---|
| Large Cap | 47.1% | 4.7% |
| Mid Cap | 36.0% | 58.7% |
| Small Cap | 2.3% | 19.6% |
| Not on AMFI's list | 0.5% | 2.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | WhiteOak Capital Large & Mid Cap | WhiteOak Capital Mid Cap |
|---|---|---|
| Banks | 18.1% | 6.3% |
| Pharmaceuticals & Biotechnology | 9.1% | 9.9% |
| Retailing | 5.7% | 7.4% |
| Finance | 4.8% | 6.6% |
| Capital Markets | 3.6% | 6.0% |
| Electrical Equipment | 2.1% | 5.0% |
| Telecom - Services | 4.3% | 2.8% |
| Automobiles | 4.2% | 0.4% |
The six largest sectors of each fund's stocks, % of the fund.
WhiteOak Capital Large & Mid Cap vs WhiteOak Capital Mid Cap: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | WhiteOak Capital Large & Mid Cap Fund | WhiteOak Capital Mid Cap Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.89% | 0.93% |
| Base expense ratio (Direct) | 0.48% | 0.43% |
| Total expense ratio (Regular) | 2.35% | 2.24% |
| Base expense ratio (Regular) | 1.72% | 1.54% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare WhiteOak Capital Large & Mid Cap with
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- WhiteOak Capital Large & Mid Cap vs Quant Large & Mid Cap
WhiteOak Capital Large & Mid Cap Fund vs WhiteOak Capital Mid Cap Fund: Frequently Asked Questions
What is the difference between WhiteOak Capital Large & Mid Cap Fund and WhiteOak Capital Mid Cap Fund?
WhiteOak Capital Large & Mid Cap Fund is a Large & Mid Cap fund, WhiteOak Capital Mid Cap Fund is a Mid Cap fund, run by WhiteOak Capital Mutual Fund. Their portfolios overlap 46.9%. WhiteOak Capital Large & Mid Cap Fund charges 0.89% a year and WhiteOak Capital Mid Cap Fund 0.93%.
Which has given higher returns, WhiteOak Capital Large & Mid Cap Fund or WhiteOak Capital Mid Cap Fund?
Over 1 year: WhiteOak Capital Large & Mid Cap Fund −2.30%, WhiteOak Capital Mid Cap Fund +3.63%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, WhiteOak Capital Large & Mid Cap Fund or WhiteOak Capital Mid Cap Fund?
WhiteOak Capital Large & Mid Cap Fund charges less: 0.89% a year against 0.93%. These are the Direct plans' total expense ratios reported to AMFI.
How much do WhiteOak Capital Large & Mid Cap Fund and WhiteOak Capital Mid Cap Fund overlap?
46.9%. They hold 85 of the same securities, the largest shared ones being FEDERALBNK, MFSL, LAURUSLABS. From each fund's latest monthly portfolio.
Which is riskier, WhiteOak Capital Large & Mid Cap Fund or WhiteOak Capital Mid Cap Fund?
On SEBI's riskometer, WhiteOak Capital Large & Mid Cap Fund is rated Very High and WhiteOak Capital Mid Cap Fund Very High. Over 1 years, the standard deviation of daily returns was 13.60% and 15.20% a year.
Can I invest in both WhiteOak Capital Large & Mid Cap Fund and WhiteOak Capital Mid Cap Fund?
Yes. 46.9% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages WhiteOak Capital Large & Mid Cap Fund and WhiteOak Capital Mid Cap Fund?
WhiteOak Capital Large & Mid Cap Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal. WhiteOak Capital Mid Cap Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.