WhiteOak Capital Aggressive Hybrid Fund vs WhiteOak Capital ELSS Tax Saver Fund
Direct Plan, Growth option · Data as on 30-10-2026
WhiteOak Capital Aggressive Hybrid Fund is an Aggressive Hybrid fund and WhiteOak Capital ELSS Tax Saver Fund is an ELSS fund. WhiteOak Capital Aggressive Hybrid Fund charges 1.19% a year and WhiteOak Capital ELSS Tax Saver Fund 0.86% (Direct plans). Their portfolios overlap 61.6%: they hold 110 of the same securities.
WhiteOak Capital Aggressive Hybrid Fund
Aggressive Hybrid
- Expense ratio
- 1.19%
- NAV
- ₹10.11
WhiteOak Capital ELSS Tax Saver Fund
ELSS
- Expense ratio
- 0.86%
- NAV
- ₹18.41
Which is better, WhiteOak Capital Aggressive Hybrid or WhiteOak Capital ELSS Tax Saver? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- WhiteOak Capital ELSS Tax Saver costs less: 0.86% a year against 1.19% (Direct plans).
- WhiteOak Capital Aggressive Hybrid fell less in its worst fall since 01-07-2026: −5.7% against −8.5%.
- WhiteOak Capital Aggressive Hybrid is the larger fund: ₹594 Cr against ₹481 Cr.
- Their portfolios overlap 61.6%: 110 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | WhiteOak Capital Aggressive Hybrid Fund | WhiteOak Capital ELSS Tax Saver Fund |
|---|---|---|
| Fund house | WhiteOak Capital Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Aggressive Hybrid | ELSS |
| AUM | ₹594 Cr (30-09-2026) | ₹481 Cr (30-09-2026) |
| NAV | ₹10.11 (Direct) | ₹18.41 (Direct) |
| Expense ratio (Direct) | 1.19% | 0.86% |
| Expense ratio (Regular) | 2.99% | 2.58% |
| Riskometer | Very High | Very High |
| Benchmark | CRISIL Hybrid 35+65 - Aggressive Index | BSE 500 TRI |
| Launch date | 30-06-2026 | 14-10-2022 |
| Minimum investment | ₹100 | ₹500 |
| Lock in | None | 3 years |
| Fund managers | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal |
| Exit load | Nil | Nil |
WhiteOak Capital Aggressive Hybrid vs WhiteOak Capital ELSS Tax Saver: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| WhiteOak Capital Aggressive Hybrid Fund (Direct) | −0.12% | −2.17% | -- | -- | -- | -- | -- |
| WhiteOak Capital ELSS Tax Saver Fund (Direct) | −0.74% | −3.51% | +3.23% | −2.32% | +15.53% | -- | -- |
| Aggressive Hybrid average | −0.88% | −3.67% | -- | -- | -- | -- | -- |
| ELSS average | −2.34% | −5.61% | −1.63% | −5.75% | +10.92% | -- | -- |
Category average: the average of the 29 Aggressive Hybrid funds and the 50 ELSS funds, same plan type.
WhiteOak Capital Aggressive Hybrid vs WhiteOak Capital ELSS Tax Saver: Year-wise Returns
| Year | Aggressive HybridWhiteOak Capital Aggressive Hybrid | ELSS Tax SaverWhiteOak Capital ELSS Tax Saver |
|---|---|---|
| 2026to date | -- | −1.72% |
| 2025 | -- | +4.95% |
| 2024 | -- | +30.34% |
| 2023 | -- | +34.58% |
WhiteOak Capital Aggressive Hybrid vs WhiteOak Capital ELSS Tax Saver: Rolling Returns
Every holding period of both funds, against BSE 500 TRI, the benchmark of WhiteOak Capital ELSS Tax Saver Fund
WhiteOak Capital Aggressive Hybrid vs WhiteOak Capital ELSS Tax Saver: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | WhiteOak Capital Aggressive Hybrid Fund (Direct) | WhiteOak Capital ELSS Tax Saver Fund (Direct) |
|---|---|---|
| Return (CAGR) | +0.90% | +16.16% |
| Standard deviation | 8.35% | 13.02% |
| Sharpe ratio | -0.52 | 0.77 |
| Sortino ratio | -0.67 | 1.04 |
| Maximum drawdown | −5.7% (23-10-2026) | −16.4% (28-02-2025) |
| Beta | -- | 0.95 |
| Alpha | -- | +5.64% |
From daily NAVs, 01-07-2026 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
WhiteOak Capital Aggressive Hybrid Fund (Direct)
WhiteOak Capital ELSS Tax Saver Fund (Direct)
BSE 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| WhiteOak Capital Aggressive Hybrid Fund (Direct) | −5.7% | 25-08-2026 | 23-10-2026 | Not yet | -- | −4.0% |
| WhiteOak Capital ELSS Tax Saver Fund (Direct) | −8.5% | 28-08-2026 | 23-10-2026 | Not yet | -- | −6.4% |
| BSE 500 TRI | −9.7% | 06-08-2026 | 23-10-2026 | Not yet | -- | −7.8% |
From daily values since 01-07-2026, the first day every fund has.
WhiteOak Capital Aggressive Hybrid vs WhiteOak Capital ELSS Tax Saver: Portfolio Overlap
From each fund's latest monthly portfolio: WhiteOak Capital Aggressive Hybrid Fund, September 2026; WhiteOak Capital ELSS Tax Saver Fund, September 2026
Holdings in common
- Overlap
- 61.6%
- Held by both
- 110
- Only in WhiteOak Capital Aggressive Hybrid
- 37
- Only in WhiteOak Capital ELSS Tax Saver
- 31
| Security | % of WhiteOak Capital Aggressive Hybrid | % of WhiteOak Capital ELSS Tax Saver |
|---|---|---|
| ICICI Bank Limited | 7.21% | 8.15% |
| Bharti Airtel Limited | 3.45% | 3.91% |
| HDFC Bank Limited | 3.33% | 3.97% |
| Nestle India Limited | 2.76% | 3.52% |
| State Bank of India | 2.14% | 2.47% |
| Eternal Limited | 2.14% | 2.82% |
| Reliance Industries Limited | 2.04% | 2.33% |
| Mahindra & Mahindra Limited | 2.04% | 2.41% |
| Kotak Mahindra Bank Limited | 1.71% | 2.56% |
| Titan Company Limited | 1.34% | 1.80% |
| Torrent Pharmaceuticals Limited | 1.32% | 1.78% |
| Maruti Suzuki India Limited | 1.30% | 1.49% |
| Bharat Electronics Limited | 1.14% | 1.63% |
| Axis Bank Limited | 1.12% | 1.35% |
| Coforge Limited | 1.00% | 1.87% |
| Cipla Limited | 0.91% | 0.90% |
| Hindalco Industries Limited | 0.78% | 1.03% |
| Tech Mahindra Limited | 0.90% | 0.74% |
| Persistent Systems Limited | 0.73% | 1.26% |
| Larsen & Toubro Limited | 0.91% | 0.64% |
| Aadhar Housing Finance Limited | 0.64% | 1.03% |
| Bajaj Finserv Limited | 0.64% | 1.04% |
| Asian Paints Limited | 0.59% | 0.78% |
| Muthoot Finance Limited | 0.59% | 0.89% |
| Lenskart Solutions Limited | 0.58% | 0.69% |
| Bajaj Finance Limited | 0.82% | 0.56% |
| Infosys Limited | 0.54% | 0.48% |
| Max Financial Services Limited | 0.48% | 0.85% |
| National Stock Exchange Of India Ltd | 0.65% | 0.41% |
| Tata Consultancy Services Limited | 0.45% | 0.40% |
| Azad Engineering Ltd | 0.39% | 0.80% |
| Juniper Green Energy Limited | 0.71% | 0.38% |
| Neogen Chemicals Limited | 0.43% | 0.38% |
| Adani Enterprises Limited | 0.42% | 0.38% |
| Blue Star Limited | 0.38% | 0.38% |
| SS Retail Limited | 0.45% | 0.37% |
| Manorama Industries Limited | 0.37% | 0.38% |
| Oil India Limited | 0.36% | 0.46% |
| Info Edge (India) Limited | 0.36% | 0.54% |
| India Shelter Finance Corporation Limited | 0.36% | 0.62% |
| JSW Steel Limited | 0.42% | 0.35% |
| Navin Fluorine International Limited | 0.35% | 0.86% |
| CARE Ratings Limited | 0.35% | 0.58% |
| Corona Remedies Limited | 0.34% | 0.47% |
| Cholamandalam Investment and Finance Company Ltd | 0.41% | 0.33% |
| Solar Industries India Limited | 0.33% | 0.66% |
| NTPC Limited | 0.38% | 0.32% |
| Sona BLW Precision Forgings Limited | 0.31% | 0.49% |
| Power Finance Corporation Limited | 0.31% | 0.46% |
| Krishna Institute Of Medical Sciences Limited | 0.30% | 0.48% |
| Tata Steel Limited | 0.40% | 0.28% |
| Leela Palaces Hotels & Resorts Limited | 0.28% | 0.48% |
| Five Star Business Finance Limited | 0.28% | 0.56% |
| Gillette India Limited | 0.43% | 0.27% |
| Dynamatic Technologies Limited | 0.27% | 0.59% |
| IIFL Finance Limited | 0.27% | 0.42% |
| Billionbrains Garage Ventures Ltd | 0.35% | 0.26% |
| Ajanta Pharma Limited | 0.26% | 0.68% |
| The Phoenix Mills Limited | 0.26% | 0.41% |
| Ajax Engineering Limited | 0.26% | 0.63% |
| The South Indian Bank Limited | 0.26% | 0.43% |
| Neuland Laboratories Limited | 0.26% | 0.71% |
| PB Fintech Limited | 0.25% | 0.37% |
| Poly Medicure Limited | 0.24% | 0.58% |
| Safari Industries (India) Limited | 0.24% | 0.27% |
| Dr. Lal Path Labs Limited | 0.24% | 0.61% |
| UTI Asset Management Company Limited | 0.23% | 0.26% |
| KRN Heat Exchanger And Refrigeration Limited | 0.23% | 0.93% |
| 360 One WAM Limited | 0.24% | 0.22% |
| Eureka Forbes Ltd | 0.22% | 0.37% |
| S.J.S. Enterprises Limited | 0.21% | 0.51% |
| PNB Housing Finance Limited | 0.21% | 0.59% |
| TBO Tek Limited | 0.21% | 0.46% |
| Vijaya Diagnostic Centre Limited | 0.20% | 0.49% |
| Indigo Paints Limited | 0.20% | 0.56% |
| Shaily Engineering Plastics Limited | 0.20% | 0.58% |
| Tenneco Clean Air India Limited | 0.20% | 0.39% |
| TD Power Systems Limited | 0.20% | 0.73% |
| Mankind Pharma Limited | 0.20% | 0.32% |
| Yash Highvoltage Limited | 0.19% | 0.83% |
| Gland Pharma Limited | 0.19% | 0.55% |
| City Union Bank Limited | 0.19% | 0.60% |
| Aye Finance Limited | 0.19% | 0.36% |
| eClerx Services Limited | 0.19% | 0.42% |
| Aditya Infotech Limited | 0.19% | 0.34% |
| Vedanta Aluminium Metal Limited | 0.41% | 0.18% |
| Vishal Mega Mart Limited | 0.17% | 0.30% |
| Cartrade Tech Limited | 0.17% | 0.50% |
| Repco Home Finance Limited | 0.17% | 0.40% |
| JSW Cement Limited | 0.17% | 0.53% |
| Acutaas Chemicals Limited | 0.16% | 0.64% |
| Fortis Healthcare Limited | 0.16% | 0.32% |
| Aether Industries Limited | 0.16% | 0.34% |
| AIA Engineering Limited | 0.16% | 0.29% |
| Vedant Fashions Limited | 0.16% | 0.26% |
| Sudeep Pharma Limited | 0.15% | 0.29% |
| Doms Industries Limited | 0.15% | 0.23% |
| Computer Age Management Services Limited | 0.15% | 0.37% |
| Karur Vysya Bank Limited | 0.14% | 0.44% |
| Horizon Industrial Parks Limited | 0.13% | 0.22% |
| Canara HSBC Life Insurance company Ltd | 0.12% | 0.17% |
| Elgi Equipments Limited | 0.12% | 0.32% |
| International Gemological Institute Limited | 0.11% | 0.31% |
| Jupiter Life Line Hospitals Limited | 0.11% | 0.26% |
| Intellect Design Arena Limited | 0.09% | 0.30% |
| Clean Max Enviro Energy Solutions Limited | 0.09% | 0.23% |
| Fine Organic Industries Limited | 0.09% | 0.30% |
| Lemon Tree Hotels Limited | 0.09% | 0.19% |
| Orkla India Limited | 0.07% | 0.24% |
| Hy-Tech Engineers Limited | 0.50% | 0.02% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 61.6% means 61.6% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in WhiteOak Capital Aggressive Hybrid Fund
| Security | % of fund |
|---|---|
| 7.57% LIC Housing Finance Limited (23/11/2029) | 2.50% |
| 6.87% REC Limited (31/05/2030) | 2.45% |
| 7.54% Godrej Industries Limited (04/05/2029) | 2.30% |
| Nexus Select Trust - REIT | 1.87% |
| 8.2301% HDB Financial Services Limited (05/07/2029) | 1.68% |
Largest holdings only in WhiteOak Capital ELSS Tax Saver Fund
| Security | % of fund |
|---|---|
| Yasho Industries Limited | 1.24% |
| National Aluminium Company Limited | 0.53% |
| Vasa Denticity Limited | 0.50% |
| Tube Investments of India Limited | 0.47% |
| Pidilite Industries Limited | 0.44% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | WhiteOak Capital Aggressive Hybrid | WhiteOak Capital ELSS Tax Saver |
|---|---|---|
| Equity | 70.3% | 97.4% |
| Debt | 17.7% | 0.0% |
| Cash and others | 11.9% | 2.6% |
Market cap of stocks
| Market cap | WhiteOak Capital Aggressive Hybrid | WhiteOak Capital ELSS Tax Saver |
|---|---|---|
| Large Cap | 45.0% | 52.3% |
| Mid Cap | 7.1% | 11.7% |
| Small Cap | 13.7% | 30.4% |
| Not on AMFI's list | 4.5% | 3.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | WhiteOak Capital Aggressive Hybrid | WhiteOak Capital ELSS Tax Saver |
|---|---|---|
| Banks | 16.1% | 20.3% |
| Finance | 5.3% | 7.6% |
| Pharmaceuticals & Biotechnology | 4.1% | 6.4% |
| IT - Software | 4.0% | 5.6% |
| Retailing | 4.0% | 5.5% |
| Consumer Durables | 3.7% | 5.0% |
The six largest sectors of each fund's stocks, % of the fund.
WhiteOak Capital Aggressive Hybrid vs WhiteOak Capital ELSS Tax Saver: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | WhiteOak Capital Aggressive Hybrid Fund | WhiteOak Capital ELSS Tax Saver Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.19% | 0.86% |
| Base expense ratio (Direct) | 0.53% | 0.64% |
| Total expense ratio (Regular) | 2.99% | 2.58% |
| Base expense ratio (Regular) | 2.06% | 2.10% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare WhiteOak Capital Aggressive Hybrid with
- WhiteOak Capital Aggressive Hybrid vs Bank of India Aggressive Hybrid
- WhiteOak Capital Aggressive Hybrid vs Bandhan Aggressive Hybrid
- WhiteOak Capital Aggressive Hybrid vs Quant Aggressive Hybrid
- WhiteOak Capital Aggressive Hybrid vs HSBC Aggressive Hybrid
- WhiteOak Capital Aggressive Hybrid vs Edelweiss Aggressive Hybrid
WhiteOak Capital Aggressive Hybrid Fund vs WhiteOak Capital ELSS Tax Saver Fund: Frequently Asked Questions
What is the difference between WhiteOak Capital Aggressive Hybrid Fund and WhiteOak Capital ELSS Tax Saver Fund?
WhiteOak Capital Aggressive Hybrid Fund is an Aggressive Hybrid fund, WhiteOak Capital ELSS Tax Saver Fund is an ELSS fund, run by WhiteOak Capital Mutual Fund. Their portfolios overlap 61.6%. WhiteOak Capital Aggressive Hybrid Fund charges 1.19% a year and WhiteOak Capital ELSS Tax Saver Fund 0.86%.
Which has the lower expense ratio, WhiteOak Capital Aggressive Hybrid Fund or WhiteOak Capital ELSS Tax Saver Fund?
WhiteOak Capital ELSS Tax Saver Fund charges less: 0.86% a year against 1.19%. These are the Direct plans' total expense ratios reported to AMFI.
How much do WhiteOak Capital Aggressive Hybrid Fund and WhiteOak Capital ELSS Tax Saver Fund overlap?
61.6%. They hold 110 of the same securities, the largest shared ones being ICICIBANK, BHARTIARTL, HDFCBANK. From each fund's latest monthly portfolio.
Which is riskier, WhiteOak Capital Aggressive Hybrid Fund or WhiteOak Capital ELSS Tax Saver Fund?
On SEBI's riskometer, WhiteOak Capital Aggressive Hybrid Fund is rated Very High and WhiteOak Capital ELSS Tax Saver Fund Very High. Over their common history, the standard deviation of daily returns was 8.35% and 13.02% a year.
Can I invest in both WhiteOak Capital Aggressive Hybrid Fund and WhiteOak Capital ELSS Tax Saver Fund?
Yes. 61.6% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages WhiteOak Capital Aggressive Hybrid Fund and WhiteOak Capital ELSS Tax Saver Fund?
WhiteOak Capital Aggressive Hybrid Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal. WhiteOak Capital ELSS Tax Saver Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.