Union Aggressive Hybrid Fund vs Union Children's Fund
Direct Plan, Growth option · Data as on 30-10-2026
Union Aggressive Hybrid Fund is an Aggressive Hybrid fund and Union Children's Fund is a Solution fund. In the year to 30-10-2026, Union Aggressive Hybrid Fund (Direct) returned −1.9% and Union Children's Fund (Direct) returned −5.7%. Union Aggressive Hybrid Fund charges 1.59% a year and Union Children's Fund 1.45% (Direct plans). Their portfolios overlap 37.9%: they hold 35 of the same securities.
Union Aggressive Hybrid Fund
Aggressive Hybrid
- 1 year return
- −1.9%
- Expense ratio
- 1.59%
- NAV
- ₹19.18
Which is better, Union Aggressive Hybrid or Union Children's? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Union Aggressive Hybrid returned more over 1 year: −1.9% against −5.7%.
- Union Children's costs less: 1.45% a year against 1.59% (Direct plans).
- Union Aggressive Hybrid fell less in its worst fall since 21-12-2023: −13.7% against −17.4%.
- Union Aggressive Hybrid is the larger fund: ₹727 Cr against ₹91 Cr.
- Their portfolios overlap 37.9%: 35 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Union Aggressive Hybrid Fund | Union Children's Fund |
|---|---|---|
| Fund house | Union Mutual Fund | Union Mutual Fund |
| Category | Aggressive Hybrid | Solution |
| AUM | ₹727 Cr (30-09-2026) | ₹91 Cr (30-09-2026) |
| NAV | ₹19.18 (Direct) | ₹12.41 (Direct) |
| Expense ratio (Direct) | 1.59% | 1.45% |
| Expense ratio (Regular) | 2.79% | 2.60% |
| Riskometer | Very High | Very High |
| Benchmark | CRISIL Hybrid 35+65 - Aggressive Index | BSE 500 TRI |
| Launch date | 18-12-2020 | 19-12-2023 |
| Minimum investment | ₹1,000 | ₹1,000 |
| Lock in | None | 5 years, or until the child turns 18 if earlier |
| Fund managers | Sanjay Bembalkar, Vinod Malviya, Parijat Agrawal | Gaurav Chopra, Vinod Malviya, Parijat Agrawal |
| Exit load | Exit load of 1% if redeemed within 15 days. | Nil |
Union Aggressive Hybrid vs Union Children's: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Union Aggressive Hybrid Fund (Direct) | −0.62% | −2.89% | +1.11% | −1.89% | +10.28% | +8.26% | -- |
| Union Children's Fund (Direct) | −2.59% | −5.41% | −1.04% | −5.70% | -- | -- | -- |
| Aggressive Hybrid average | −0.88% | −3.67% | −0.27% | −3.33% | +10.77% | +9.35% | -- |
Category average: the average of the 29 Aggressive Hybrid funds, same plan type.
Union Aggressive Hybrid vs Union Children's: Year-wise Returns
| Year | Aggressive HybridUnion Aggressive Hybrid | Children'sUnion Children's |
|---|---|---|
| 2026to date | −1.84% | −4.90% |
| 2025 | +6.89% | +6.53% |
| 2024 | +15.70% | +21.29% |
| 2023 | +21.26% | -- |
| 2022 | +0.46% | -- |
| 2021 | +28.29% | -- |
Union Aggressive Hybrid vs Union Children's: Rolling Returns
Every holding period of both funds, against BSE 500 TRI, the benchmark of Union Children's Fund
Rolling returns
Every 1-year holding period, 457 of them, one for each trading day from 23-12-2024 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Union Aggressive Hybrid Fund (Direct)
Union Children's Fund (Direct)
BSE 500 TRI
to
Feb 2025Jun 2024
to
Jun 2025Oct 2024
to
Oct 2025Jan 2025
to
Jan 2026May 2025
to
May 2026Sept 2025
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Union Aggressive Hybrid | 4.4 | 37.0 | 43.8 | 11.6 | 3.3 | 0.0 | 0.0 | 6.0% | 6.0% | −3.9% | 17.8% | 89% |
| Union Children's | 7.4 | 33.3 | 35.2 | 17.3 | 4.6 | 2.2 | 0.0 | 6.8% | 6.9% | −7.4% | 23.8% | 94% |
| BSE 500 TRI | 26.7 | 31.1 | 31.5 | 7.7 | 3.1 | 0.0 | 0.0 | 3.9% | 3.5% | −9.2% | 18.2% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is BSE 500 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 21-12-2023. Past returns do not promise future returns.
Union Aggressive Hybrid vs Union Children's: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-12-2023 to 30-10-2026: 35 instalments, ₹3,50,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Union Aggressive HybridUnion Aggressive Hybrid Fund (Direct) | ₹3,50,000 | ₹3,69,864 | ₹19,864 | 3.7% |
| Union Children'sUnion Children's Fund (Direct) | ₹3,50,000 | ₹3,62,458 | ₹12,458 | 2.4% |
Union Aggressive HybridUnion Aggressive Hybrid Fund (Direct)
Union Children'sUnion Children's Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Union Aggressive Hybrid vs Union Children's: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Union Aggressive Hybrid Fund (Direct) | Union Children's Fund (Direct) |
|---|---|---|
| Return (CAGR) | −1.89% | −5.70% |
| Standard deviation | 11.12% | 15.40% |
| Sharpe ratio | -0.64 | -0.71 |
| Sortino ratio | -0.86 | -0.95 |
| Maximum drawdown | −10.3% (30-03-2026) | −13.9% (23-03-2026) |
| Beta | -- | 1.04 |
| Alpha | -- | +2.47% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Union Aggressive Hybrid Fund (Direct) | Union Children's Fund (Direct) |
|---|---|---|
| Return (CAGR) | +11.73% | +7.96% |
| Standard deviation | 10.52% | 14.54% |
| Sharpe ratio | 0.60 | 0.14 |
| Sortino ratio | 0.82 | 0.18 |
| Maximum drawdown | −15.1% (17-06-2022) | −17.4% (03-03-2025) |
| Beta | -- | 0.98 |
| Alpha | -- | +2.04% |
From daily NAVs, 28-12-2020 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Union Aggressive Hybrid Fund (Direct)
Union Children's Fund (Direct)
BSE 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Union Aggressive Hybrid Fund (Direct) | −13.7% | 26-09-2024 | 28-02-2025 | 26-06-2025 | 4 months | −4.8% |
| Union Children's Fund (Direct) | −17.4% | 23-09-2024 | 03-03-2025 | 16-09-2025 | 6 months | −8.6% |
| BSE 500 TRI | −18.7% | 26-09-2024 | 28-02-2025 | Not yet | -- | −9.4% |
From daily values since 21-12-2023, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Union Aggressive Hybrid Fund (Direct)
Union Children's Fund (Direct)
BSE 500 TRI
Against BSE 500 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Union Aggressive Hybrid Fund (Direct) | 85% | 70% | 4.17% |
| Union Children's Fund (Direct) | 104% | 91% | 3.73% |
From month-end values since 21-12-2023. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Union Aggressive Hybrid vs Union Children's: Portfolio Overlap
From each fund's latest monthly portfolio: Union Aggressive Hybrid Fund, September 2026; Union Children's Fund, September 2026
Holdings in common
- Overlap
- 37.9%
- Held by both
- 35
- Only in Union Aggressive Hybrid
- 46
- Only in Union Children's
- 36
| Security | % of Union Aggressive Hybrid | % of Union Children's |
|---|---|---|
| HDFC Bank Ltd. | 4.59% | 3.57% |
| ICICI Bank Ltd. | 2.94% | 3.42% |
| Axis Bank Ltd. | 2.39% | 4.09% |
| Reliance Industries Ltd. | 1.97% | 2.85% |
| State Bank of India | 2.55% | 1.80% |
| Bharti Airtel Ltd. | 1.76% | 2.41% |
| Gabriel India Ltd. | 1.48% | 1.96% |
| Bharat Heavy Electricals Ltd. | 1.47% | 1.40% |
| Inventurus Knowledge Solutions Ltd. | 1.35% | 1.44% |
| ZF Commercial Vehicle Control Systems India Ltd. | 1.26% | 1.33% |
| Infosys Ltd. | 1.67% | 1.14% |
| RBL Bank Ltd. | 1.11% | 1.82% |
| Sai Life Sciences Ltd. | 1.09% | 1.46% |
| LG Electronics India Ltd. | 1.04% | 1.21% |
| Larsen & Toubro Ltd. | 0.98% | 1.27% |
| Maruti Suzuki India Ltd. | 1.40% | 0.87% |
| Ajanta Pharma Ltd. | 0.86% | 2.46% |
| Bajaj Finance Ltd. | 1.85% | 0.82% |
| Shriram Finance Ltd. | 0.81% | 1.74% |
| JSW Energy Ltd. | 0.78% | 1.80% |
| Hindustan Unilever Ltd. | 0.77% | 1.03% |
| One 97 Communications Ltd. | 0.76% | 2.64% |
| Mphasis Ltd. | 0.74% | 1.77% |
| Gokaldas Exports Ltd. | 0.74% | 1.45% |
| Aarti Industries Ltd. | 0.74% | 1.66% |
| HDFC Life Insurance Company Ltd. | 0.72% | 0.78% |
| Billionbrains Garage Ventures Ltd. | 0.70% | 0.67% |
| Kotak Mahindra Bank Ltd. | 0.57% | 1.40% |
| Delhivery Ltd. | 0.86% | 0.56% |
| GE Vernova T&D India Ltd. | 0.55% | 1.16% |
| Jindal Steel Ltd. | 0.53% | 1.18% |
| Titan Company Ltd. | 0.60% | 0.52% |
| The Phoenix Mills Ltd. | 0.49% | 1.09% |
| 91 Day Treasury Bills | 0.12% | 0.06% |
| 91 Day Treasury Bills | 0.08% | 0.05% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 37.9% means 37.9% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Union Aggressive Hybrid Fund
| Security | % of fund |
|---|---|
| Power Finance Corporation Ltd. | 3.43% |
| National Bank for Agriculture and Rural Development | 3.42% |
| National Bank for Agriculture and Rural Development | 3.38% |
| REC Ltd. | 3.35% |
| Indian Railway Finance Corporation Ltd. | 2.06% |
Largest holdings only in Union Children's Fund
| Security | % of fund |
|---|---|
| IPCA Laboratories Ltd. | 2.27% |
| Aether Industries Ltd. | 2.09% |
| Ujjivan Small Finance Bank Ltd. | 1.80% |
| S.J.S. Enterprises Ltd. | 1.78% |
| Nippon Life India Asset Management Ltd. | 1.69% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Union Aggressive Hybrid | Union Children's |
|---|---|---|
| Equity | 72.2% | 96.0% |
| Debt | 19.9% | 0.1% |
| Cash and others | 7.9% | 3.9% |
Market cap of stocks
| Market cap | Union Aggressive Hybrid | Union Children's |
|---|---|---|
| Large Cap | 39.3% | 37.1% |
| Mid Cap | 10.2% | 29.4% |
| Small Cap | 19.1% | 29.4% |
| Not on AMFI's list | 3.7% | 0.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Union Aggressive Hybrid | Union Children's |
|---|---|---|
| Banks | 14.2% | 20.6% |
| Pharmaceuticals & Biotechnology | 4.7% | 7.3% |
| Auto Components | 3.9% | 6.3% |
| Chemicals & Petrochemicals | 1.9% | 6.0% |
| Electrical Equipment | 2.9% | 5.3% |
| Consumer Durables | 2.9% | 4.7% |
| Finance | 4.5% | 3.5% |
| Construction | 3.3% | 2.0% |
| Capital Markets | 3.1% | 2.4% |
The six largest sectors of each fund's stocks, % of the fund.
Union Aggressive Hybrid vs Union Children's: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Union Aggressive Hybrid Fund | Union Children's Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.59% | 1.45% |
| Base expense ratio (Direct) | 0.99% | 1.11% |
| Total expense ratio (Regular) | 2.79% | 2.60% |
| Base expense ratio (Regular) | 2.03% | 2.10% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Union Aggressive Hybrid Fund vs Union Children's Fund: Frequently Asked Questions
What is the difference between Union Aggressive Hybrid Fund and Union Children's Fund?
Union Aggressive Hybrid Fund is an Aggressive Hybrid fund, Union Children's Fund is a Solution fund, run by Union Mutual Fund. Their portfolios overlap 37.9%. Union Aggressive Hybrid Fund charges 1.59% a year and Union Children's Fund 1.45%.
Which has given higher returns, Union Aggressive Hybrid Fund or Union Children's Fund?
Over 1 year: Union Aggressive Hybrid Fund −1.89%, Union Children's Fund −5.70%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Union Aggressive Hybrid Fund or Union Children's Fund?
Union Children's Fund charges less: 1.45% a year against 1.59%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Union Aggressive Hybrid Fund and Union Children's Fund overlap?
37.9%. They hold 35 of the same securities, the largest shared ones being HDFCBANK, ICICIBANK, AXISBANK. From each fund's latest monthly portfolio.
Which is riskier, Union Aggressive Hybrid Fund or Union Children's Fund?
On SEBI's riskometer, Union Aggressive Hybrid Fund is rated Very High and Union Children's Fund Very High. Over 1 years, the standard deviation of daily returns was 11.12% and 15.40% a year.
Can I invest in both Union Aggressive Hybrid Fund and Union Children's Fund?
Yes. 37.9% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Union Aggressive Hybrid Fund and Union Children's Fund?
Union Aggressive Hybrid Fund: Sanjay Bembalkar, Vinod Malviya, Parijat Agrawal. Union Children's Fund: Gaurav Chopra, Vinod Malviya, Parijat Agrawal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.