Union Children's Fund

SolutionDirect and Regular plans, Growth and IDCW options

Data as on 30-10-2026

Union Children's Fund is a mutual fund run by Union Mutual Fund. On 30-09-2026, it managed ₹91 Cr of investors' money. In the year to 30-10-2026, its Direct plan returned −5.7% and its Regular plan returned −6.8%. Its benchmark, BSE 500 TRI, returned −7.7% over the same year.

NAV (Direct plan): ₹12.41; ▼ 0.64%30-10-2026
NAV (Regular plan): ₹11.96; ▼ 0.66%30-10-2026
Expense ratio: 1.45%Direct2.60%Regular; 1.45%; A year
Riskometer: Very High; Set by the fund house
1 year return: −5.7%Direct−6.8%Regular; −5.7%; Total

Union Children's Fund NAV Today

NAV on 30-10-2026: Direct Plan Growth ₹12.41 (down 0.64% that day); Regular Plan Growth ₹11.96 (down 0.66% that day).

This fund (Direct plan)

₹12.41

Union Children's Fund Returns vs BSE 500 TRI

Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

Trailing returns
Period	1M	3M	6M	1Y	3Y	5Y	10Y
This fund (Direct)	−2.59%	−5.41%	−1.04%	−5.70%	--	--	--
This fund (Regular)	−2.69%	−5.68%	−1.64%	−6.85%	--	--	--
BSE 500 TRI	−0.87%	−6.09%	−2.95%	−7.66%	+9.89%	+8.65%	+12.51%
Category average	--	--	--	--	--	--	--
Best in category	--	--	--	--	--	--	--
Worst in category	--	--	--	--	--	--	--
Rank in category	--	--	--	--	--	--	--

No category comparison is shown: this fund's category is too broad to compare, or has fewer than five funds.

Union Children's Fund Year-wise Returns

Return of each calendar year
Year	Direct	Regular	BSE 500 TRI
2026to date	−4.90%	−5.83%	−7.81%
2025	+6.53%	+5.31%	+7.63%
2024	+21.29%	+19.52%	+15.81%

Union Children's Fund Rolling Returns

The return of every holding period in the fund's history, not only the one that ends today

Rolling returns

Each point is the yearly return of one 1-year holding period, plotted on the day it ended. There are 457 periods, one for each trading day from 23-12-2024 to 30-10-2026.

−10%0%10%20%30%

Feb 2024
to
Feb 2025Jun 2024
to
Jun 2025Oct 2024
to
Oct 2025Jan 2025
to
Jan 2026May 2025
to
May 2026Sept 2025
to
Sept 2026

Union Children's Fund (Direct)BSE 500 TRI

Every holding period at a glance

Period	Periods	Median	Lowest	Highest	With a loss	Benchmark median	Beat benchmark
1 year	457	6.9%	−7.4%	23.8%	7%	3.5%	94%
2 years	210	6.5%	−0.8%	14.8%	3%	2.9%	100%

Period	Periods	Median	Lowest	Highest	With a loss	Benchmark median	Beat benchmark
1 year	23	7.8%	−15.0%	19.8%	30%	3.5%	96%

Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. "Beat benchmark" counts the periods in which the fund did better than BSE 500 TRI over the same days. Past returns do not promise future returns.

Union Children's Fund Risk

How much it swings, and the falls an investor had to sit through

Risk and return

Measure	Union Children's Fund (Direct)This fund	BSE 500 TRI
Return (CAGR)	−5.70%	−7.66%
Standard deviation	15.40%	14.32%
Sharpe ratio	-0.71	-0.90
Sortino ratio	-0.95	-1.19
Maximum drawdown	−13.9% (23-03-2026)	−14.8% (30-03-2026)
Beta	1.04	1.00
Alpha	+2.47%	0.00%

From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.

Measure	Union Children's Fund (Direct)This fund	BSE 500 TRI
Return (CAGR)	+7.96%	+5.92%
Standard deviation	14.54%	14.33%
Sharpe ratio	0.14	-0.00
Sortino ratio	0.18	-0.00
Maximum drawdown	−17.4% (03-03-2025)	−18.7% (28-02-2025)
Beta	0.98	1.00
Alpha	+2.04%	0.00%

From daily NAVs, 21-12-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta: 1 moves with the benchmark, below 1 moves less. Alpha: return beyond what its beta explains, a year.

Drawdowns

How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

−20%−15%−10%−5%0%

202420252026

Union Children's Fund (Direct)BSE 500 TRI

	Worst fall	High before it	Bottom	Back at the high	Time to climb back	Below its high today
Union Children's Fund (Direct)	−17.4%	23-09-2024	03-03-2025	16-09-2025	6 months	−8.6%
BSE 500 TRI	−18.7%	26-09-2024	28-02-2025	Not yet	--	−9.4%

From the Direct plan's daily NAV since 21-12-2023, adjusted for unit splits, and BSE 500 TRI over the same days. "Time to climb back" runs from the bottom to the first day back at the old high.

Union Children's Fund Expense Ratio and Costs

What each plan charges a year, in force from 22-10-2026

Plan	Base expense ratio	Brokerage	Transaction costs	Levies and GST	Total expense ratio
Direct	1.11%	0.04%	0.00%	0.30%	1.45%
Regular	2.10%	0.04%	0.00%	0.46%	2.60%

The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file.

Direct vs Regular: what the gap cost

Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

Over the last	Regular	Direct	Direct earned more by	₹1 lakh became (Regular)	₹1 lakh became (Direct)
1 year	−6.85%	−5.70%	1.15%	₹93,150	₹94,300

Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

Union Children's Fund SIP Calculator

What a one-time or monthly investment in this fund would be worth today, from its own NAV history

Growth of an investment

Every month₹

Step up each year

PeriodFor

₹10,000 on the first trading day of every month, from 21-12-2023 to 30-10-2026: 35 instalments, ₹3,50,000 in all.

Investment	Invested	Value now	Gain	Return a year
Direct planUnion Children's Fund (Direct)	₹3,50,000	₹3,62,458	₹12,458	2.4%
Regular planUnion Children's Fund (Regular)	₹3,50,000	₹3,55,705	₹5,705	1.1%
BSE 500 TRI	₹3,50,000	₹3,49,404	−₹596	−0.1%

₹0₹1.0 L₹2.0 L₹3.0 L₹4.0 L

202420252026

Direct planUnion Children's Fund (Direct)Regular planUnion Children's Fund (Regular)BSE 500 TRIAmount invested

From each plan's published NAV (Growth option), the benchmark's TRI, over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

Union Children's Fund Asset Allocation

Asset allocation as on 30-09-2026

What the fund holds

96.0%Equity

Asset	Fund
Equity	96.0%
Cash and others	3.9%
Debt	0.1%

Market cap of stocks

Market cap	Fund
Large Cap	37.1%
Mid Cap	29.4%
Small Cap	29.4%

Share of the whole fund. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

Union Children's Fund Sector Allocation

Sector allocation of the fund's stocks as on 30-09-2026

Largest sectors

Banks20.6%
Pharmaceuticals & Biotechnology7.3%
Auto Components6.3%
Chemicals & Petrochemicals6.0%
Electrical Equipment5.3%
Consumer Durables4.7%
IT - Software4.2%
Finance3.5%
Retailing3.1%
Industrial Products2.9%

The ten largest of 28 sectors. The other 18 add up to 32.0%.

Sector changes

Sector	July 2026	August 2026	September 2026	Change
Banks	20.5%	20.6%	20.6%	+0.1%
Pharmaceuticals & Biotechnology	6.5%	6.9%	7.3%	+0.9%
Auto Components	7.2%	6.5%	6.3%	−0.9%
Chemicals & Petrochemicals	5.8%	6.0%	6.0%	+0.2%
Electrical Equipment	5.0%	5.4%	5.3%	+0.2%

Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.

Union Children's Fund Portfolio Holdings

As on 30-09-2026 · 71 holdings · from the fund house's monthly portfolio

Holdings	Sector / Rating	Weight%	1M change
Axis Bank Ltd.	Banks	4.09%	0.0%
HDFC Bank Ltd.	Banks	3.57%	0.0%
ICICI Bank Ltd.	Banks	3.42%	0.0%
Reliance Industries Ltd.	Petroleum Products	2.85%	0.0%
One 97 Communications Ltd.	Financial Technology (Fintech)	2.64%	0.0%
Ajanta Pharma Ltd.	Pharmaceuticals & Biotechnology	2.46%	0.0%
Bharti Airtel Ltd.	Telecom - Services	2.41%	0.0%
IPCA Laboratories Ltd.	Pharmaceuticals & Biotechnology	2.27%	0.0%
Aether Industries Ltd.	Chemicals & Petrochemicals	2.09%	0.0%
Gabriel India Ltd.	Auto Components	1.96%	0.0%
RBL Bank Ltd.	Banks	1.82%	0.0%
State Bank of India	Banks	1.80%	0.0%
Ujjivan Small Finance Bank Ltd.	Banks	1.80%	0.0%
JSW Energy Ltd.	Power	1.80%	0.0%
S.J.S. Enterprises Ltd.	Auto Components	1.78%	0.0%
Mphasis Ltd.	IT - Software	1.77%	0.0%
Shriram Finance Ltd.	Finance	1.74%	0.0%
Nippon Life India Asset Management Ltd.	Capital Markets	1.69%	0.0%
Aarti Industries Ltd.	Chemicals & Petrochemicals	1.66%	0.0%
Max Financial Services Ltd.	Insurance	1.54%	0.0%
Fortis Healthcare Ltd.	Healthcare Services	1.51%	0.0%
Mahindra & Mahindra Ltd.	Automobiles	1.50%	0.0%
Sai Life Sciences Ltd.	Pharmaceuticals & Biotechnology	1.46%	0.0%
Gokaldas Exports Ltd.	Textiles & Apparels	1.45%	+15.7%
Inventurus Knowledge Solutions Ltd.	IT - Services	1.44%	0.0%
Voltamp Transformers Ltd.	Electrical Equipment	1.43%	0.0%
Amber Enterprises India Ltd.	Consumer Durables	1.41%	0.0%
Kotak Mahindra Bank Ltd.	Banks	1.40%	0.0%
Bharat Heavy Electricals Ltd.	Electrical Equipment	1.40%	0.0%
SRF Ltd.	Chemicals & Petrochemicals	1.34%	0.0%
The Federal Bank Ltd.	Banks	1.33%	0.0%
ZF Commercial Vehicle Control Systems India Ltd.	Auto Components	1.33%	0.0%
CG Power and Industrial Solutions Ltd.	Electrical Equipment	1.32%	0.0%
Arvind Ltd.	Textiles & Apparels	1.31%	0.0%
Larsen & Toubro Ltd.	Construction	1.27%	0.0%
Endurance Technologies Ltd.	Auto Components	1.21%	0.0%
LG Electronics India Ltd.	Consumer Durables	1.21%	0.0%
CarTrade Tech Ltd.	Retailing	1.19%	0.0%
Jindal Steel Ltd.	Ferrous Metals	1.18%	0.0%
Acutaas Chemicals Ltd.	Pharmaceuticals & Biotechnology	1.16%	0.0%
GE Vernova T&D India Ltd.	Electrical Equipment	1.16%	0.0%
Infosys Ltd.	IT - Software	1.14%	0.0%
The Phoenix Mills Ltd.	Realty	1.09%	0.0%
JSW Infrastructure Ltd.	Transport Infrastructure	1.04%	0.0%
Info Edge (India) Ltd.	Retailing	1.03%	0.0%
Hindustan Unilever Ltd.	Diversified FMCG	1.03%	0.0%
Tata Motors Ltd.	Agricultural, Commercial & Construction Vehicles	1.02%	0.0%
Doms Industries Ltd.	Household Products	0.97%	0.0%
L&T Finance Ltd.	Finance	0.97%	0.0%
Solar Industries India Ltd.	Chemicals & Petrochemicals	0.95%	0.0%
Arvind Fashions Ltd.	Retailing	0.92%	0.0%
Maruti Suzuki India Ltd.	Automobiles	0.87%	0.0%
Grindwell Norton Ltd.	Industrial Products	0.84%	0.0%
Bajaj Finance Ltd.	Finance	0.82%	0.0%
Berger Paints India Ltd.	Consumer Durables	0.82%	0.0%
HDFC Life Insurance Company Ltd.	Insurance	0.78%	New
Timken India Ltd.	Industrial Products	0.76%	0.0%
AIA Engineering Ltd.	Industrial Products	0.74%	0.0%
Eureka Forbes Ltd.	Consumer Durables	0.74%	0.0%
Indian Bank	Banks	0.72%	0.0%
Prestige Estates Projects Ltd.	Realty	0.72%	+50.0%
Power Mech Projects Ltd.	Construction	0.69%	0.0%
Tech Mahindra Ltd.	IT - Software	0.67%	0.0%
Billionbrains Garage Ventures Ltd.	Capital Markets	0.67%	0.0%
Karur Vysya Bank Ltd.	Banks	0.65%	0.0%
Coforge Ltd.	IT - Software	0.57%	0.0%
Delhivery Ltd.	Transport Services	0.56%	0.0%
KEI Industries Ltd.	Industrial Products	0.52%	−46.3%
Titan Company Ltd.	Consumer Durables	0.52%	0.0%
91 Day Treasury Bills · Government security	Sovereign	0.06%
91 Day Treasury Bills · Government security	Sovereign	0.05%

Union Children's Fund Stocks Bought and Sold

All changes are between August 2026 and September 2026

Stocks bought and sold in September 2026

Gokaldas Exports Ltd.	Added	+15.7%	1.45%
KEI Industries Ltd.	Reduced	−46.3%	0.52%
HDFC Life Insurance Company Ltd.	New	New	0.78%
Prestige Estates Projects Ltd.	Added	+50.0%	0.72%

A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.

What Union Children's Fund bought and sold

Union Children's Fund Portfolio Overlap

Funds with the most similar portfolios, across every fund house and category

Fund	Overlap	Holdings in common
Union ELSS Tax Saver Fund FundELSS · Union	59.0%	48	Compare
Union Large & Midcap FundLarge & Mid Cap · Union	56.1%	48	Compare
Union Midcap FundMid Cap · Union	52.9%	47	Compare
Union Value FundValue and Contra · Union	48.0%	36	Compare
Union Multicap FundMulti Cap · Union	46.4%	40	Compare
Union Flexi Cap FundFlexi Cap · Union	45.5%	38	Compare
Union Balanced Advantage FundBalanced Advantage · Union	43.2%	42	Compare
Union Retirement FundSolution · Union	42.7%	35	Compare

Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

Union Children's Fund Overview

Fund facts from the scheme summary document, as on 16-10-2026

Expense ratio (Direct): 1.45%
Expense ratio (Regular): 2.60%
Category: Solution
Risk: Very High
Benchmark: BSE 500 TRI
Launch date: 19-12-2023
Minimum investment: ₹1,000
Minimum additional investment: ₹1,000
AUM: ₹90.69 Cr (30-09-2026)
Scheme code (Direct): 152219
ISIN (Direct): INF582M01JK3
Scheme code (Regular): 152217
ISIN (Regular): INF582M01JI7
NAV history: From 21-12-2023, 2.9 years

Lock in: 5 years, or until the child turns 18 if earlier
Exit load: Nil

Tax on Union Children's Fund returns

How the gain is taxed depends on what the fund holds. A fund with 65% or more in Indian stocks is taxed as an equity fund: 20% within 1 year, 12.5% after, on gains above ₹1.25 lakh a year.
A fund with 65% or more in debt is taxed at your slab rate. Any other fund: your slab rate within 2 years, 12.5% after.
IDCW (dividend) payouts are added to your income and taxed at your slab rate.
A stamp duty of 0.005% is deducted when you invest.

Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

All plans and options

Plan	Option	NAV	As on
direct	Growth	₹12.41	30-10-2026
direct	IDCW	₹12.41	30-10-2026
regular	Growth	₹11.96	30-10-2026
regular	IDCW	₹10.40	30-10-2026

About Union Children's Fund

Union Children's Fund is a mutual fund from Union Mutual Fund. Its category is Solution. It was launched on 19-12-2023. Its benchmark is BSE 500 TRI. At the end of September 2026 it held 71 securities.

Fund Manager

Gaurav Chopra
Fund manager of Union Children's Fund, since 01-11-2024
Vinod Malviya
Fund manager of Union Children's Fund, since 01-11-2024
Parijat Agrawal
Fund manager of Union Children's Fund, since 19-12-2023

See all funds of Union Mutual Fund

AUM change

September 2026: ₹90.69 Cr; −4.73% from August 2026
August 2026: ₹95.19 Cr; +3.69% from July 2026
July 2026: ₹91.80 Cr; +2.19% from June 2026

AUM moves with money invested or taken out, and with the value of what the fund holds.

Compare Union Children's Fund with Other Funds

Returns, risk, costs and the stocks they share, side by side

Union Children's vs Union ELSS Tax Saver Fund59.0% overlap
Union Children's vs Union Large & Midcap56.1% overlap
Union Children's vs Union Midcap52.9% overlap
Union Children's vs Union Value48.0% overlap
Union Children's vs Union Multicap46.4% overlap
Union Children's vs Union Flexi Cap45.5% overlap
Union Children's vs Union Balanced Advantage43.2% overlap
Union Children's vs Union Retirement42.7% overlap

Compare with any other fund

Frequently Asked Questions for Union Children's Fund

What is the current NAV of Union Children's Fund?

The Direct plan NAV is ₹12.41. The Regular plan NAV is ₹11.96, as on 30-10-2026.

What are the returns of Union Children's Fund?

The Direct plan returned −5.70% in 1 year. The Regular plan returned −6.85% in 1 year. These figures are as on 30-10-2026.

What is the expense ratio of Union Children's Fund?

The Direct plan charges 1.45% a year. The Regular plan charges 2.60% a year. This is the figure the fund house reported to AMFI, in force from 22-10-2026.

What is the AUM of Union Children's Fund?

Union Children's Fund managed ₹90.69 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

What are the top holdings of Union Children's Fund?

At the end of September 2026 the largest holdings were AXISBANK (4.09%), HDFCBANK (3.57%), ICICIBANK (3.42%), RELIANCE (2.85%), PAYTM (2.64%). The fund held 71 securities in all.

What did Union Children's Fund buy and sell in September 2026?

It bought 1 new stock: HDFC Life Insurance Company Ltd. It added shares in 2. It reduced 1.

How do I invest in Union Children's Fund?

Through Union Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹1,000. You can invest once or through a monthly SIP.

Who is the fund manager of Union Children's Fund?

Gaurav Chopra (since 01-11-2024), Vinod Malviya (since 01-11-2024), Parijat Agrawal (since 19-12-2023).

Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.