Tata NIFTY India Digital Exchange Traded Fund vs WhiteOak Capital Digital Bharat Fund
Direct Plan where a fund has one, Growth option · Data as on 30-10-2026
Tata NIFTY India Digital Exchange Traded Fund is an Index fund and WhiteOak Capital Digital Bharat Fund is a Sectoral fund. In the year to 30-10-2026, Tata NIFTY India Digital Exchange Traded Fund returned −7.8% and WhiteOak Capital Digital Bharat Fund (Direct) returned −3.8%. Tata NIFTY India Digital Exchange Traded Fund charges 0.50% a year and WhiteOak Capital Digital Bharat Fund 1.37%. Their portfolios overlap 47.9%: they hold 21 of the same securities.
Tata NIFTY India Digital Exchange Traded Fund
Index
- 1 year return
- −7.8%
- Expense ratio
- 0.50%
- NAV
- ₹89.28
WhiteOak Capital Digital Bharat Fund
Sectoral
- 1 year return
- −3.8%
- Expense ratio
- 1.37%
- NAV
- ₹10.54
Which is better, Tata NIFTY India Digital Exchange Traded or WhiteOak Capital Digital Bharat? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- WhiteOak Capital Digital Bharat returned more over 1 year: −3.8% against −7.8%.
- Tata NIFTY India Digital Exchange Traded costs less: 0.50% a year against 1.37%.
- WhiteOak Capital Digital Bharat fell less in its worst fall since 14-10-2024: −25.5% against −27.4%.
- WhiteOak Capital Digital Bharat is the larger fund: ₹474 Cr against ₹165 Cr.
- Their portfolios overlap 47.9%: 21 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Tata NIFTY India Digital Exchange Traded Fund | WhiteOak Capital Digital Bharat Fund |
|---|---|---|
| Fund house | Tata Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Index | Sectoral |
| AUM | ₹165 Cr (30-09-2026) | ₹474 Cr (30-09-2026) |
| NAV | ₹89.28 | ₹10.54 (Direct) |
| Expense ratio (Direct) | Not available | 1.37% |
| Expense ratio (Regular) | Not available | 3.13% |
| Riskometer | Very High | Very High |
| Benchmark | Nifty India Digital TRI | BSE Teck TRI |
| Launch date | 31-03-2022 | 11-10-2024 |
| Minimum investment | Not available | ₹500 |
| Lock in | None | None |
| Fund managers | Nitin Sharma, Rakesh Prajapati | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal |
| Exit load | Nil | Nil |
Tata NIFTY India Digital Exchange Traded vs WhiteOak Capital Digital Bharat: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Tata NIFTY India Digital Exchange Traded Fund | +6.82% | −0.43% | +10.64% | −7.79% | +11.42% | -- | -- |
| WhiteOak Capital Digital Bharat Fund (Direct) | +7.03% | −0.40% | +15.29% | −3.77% | -- | -- | -- |
| Sectoral average | −1.70% | −4.49% | +2.30% | −0.58% | -- | -- | -- |
Category average: the average of the 20 Sectoral funds, same plan type.
Tata NIFTY India Digital Exchange Traded vs WhiteOak Capital Digital Bharat: Year-wise Returns
| Year | Tata NIFTY India Digital Exchange TradedTata NIFTY India Digital Exchange Traded | WhiteOak Capital Digital BharatWhiteOak Capital Digital Bharat |
|---|---|---|
| 2026to date | −8.49% | −3.35% |
| 2025 | −2.43% | +1.81% |
| 2024 | +33.74% | -- |
| 2023 | +39.16% | -- |
Tata NIFTY India Digital Exchange Traded vs WhiteOak Capital Digital Bharat: Rolling Returns
Every holding period of both funds, against Nifty India Digital TRI, the benchmark of Tata NIFTY India Digital Exchange Traded Fund
Rolling returns
Every 1-year holding period, 256 of them, one for each trading day from 14-10-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Tata NIFTY India Digital Exchange Traded Fund
WhiteOak Capital Digital Bharat Fund (Direct)
Nifty India Digital TRI
to
Nov 2025Jan 2025
to
Jan 2026Mar 2025
to
Mar 2026May 2025
to
May 2026Jul 2025
to
Jul 2026Sept 2025
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tata NIFTY India Digital Exchange Traded | 78.5 | 21.1 | 0.4 | 0.0 | 0.0 | 0.0 | 0.0 | −4.6% | −4.4% | −16.6% | 5.0% | 0% |
| WhiteOak Capital Digital Bharat | 47.7 | 31.3 | 11.7 | 7.8 | 1.6 | 0.0 | 0.0 | 0.7% | 0.6% | −12.4% | 17.0% | 100% |
| Nifty India Digital TRI | 75.0 | 24.2 | 0.8 | 0.0 | 0.0 | 0.0 | 0.0 | −4.2% | −3.9% | −16.4% | 5.7% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty India Digital TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 14-10-2024. Past returns do not promise future returns.
Tata NIFTY India Digital Exchange Traded vs WhiteOak Capital Digital Bharat: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-10-2024 to 30-10-2026: 25 instalments, ₹2,50,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Tata NIFTY India Digital Exchange TradedTata NIFTY India Digital Exchange Traded Fund | ₹2,50,000 | ₹2,49,304 | −₹696 | −0.3% |
| WhiteOak Capital Digital BharatWhiteOak Capital Digital Bharat Fund (Direct) | ₹2,50,000 | ₹2,65,318 | ₹15,318 | 5.6% |
Tata NIFTY India Digital Exchange TradedTata NIFTY India Digital Exchange Traded Fund
WhiteOak Capital Digital BharatWhiteOak Capital Digital Bharat Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Tata NIFTY India Digital Exchange Traded vs WhiteOak Capital Digital Bharat: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Tata NIFTY India Digital Exchange Traded Fund | WhiteOak Capital Digital Bharat Fund (Direct) |
|---|---|---|
| Return (CAGR) | −7.79% | −3.77% |
| Standard deviation | 17.82% | 17.27% |
| Sharpe ratio | -0.73 | -0.52 |
| Sortino ratio | -0.99 | -0.72 |
| Maximum drawdown | −24.9% (31-03-2026) | −25.5% (23-03-2026) |
| Beta | 1.00 | 0.77 |
| Alpha | −0.86% | +0.76% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Tata NIFTY India Digital Exchange Traded Fund | WhiteOak Capital Digital Bharat Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.99% | +2.35% |
| Standard deviation | 17.65% | 18.82% |
| Sharpe ratio | 0.06 | -0.18 |
| Sortino ratio | 0.08 | -0.25 |
| Maximum drawdown | −27.4% (31-03-2026) | −25.5% (23-03-2026) |
| Beta | 0.99 | 0.82 |
| Alpha | −0.40% | +7.99% |
From daily NAVs, 06-04-2022 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Tata NIFTY India Digital Exchange Traded Fund
WhiteOak Capital Digital Bharat Fund (Direct)
Nifty India Digital TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Tata NIFTY India Digital Exchange Traded Fund | −27.4% | 16-12-2024 | 31-03-2026 | Not yet | -- | −14.2% |
| WhiteOak Capital Digital Bharat Fund (Direct) | −25.5% | 22-12-2025 | 23-03-2026 | Not yet | -- | −6.4% |
| Nifty India Digital TRI | −27.0% | 16-12-2024 | 30-03-2026 | Not yet | -- | −12.9% |
From daily values since 14-10-2024, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Tata NIFTY India Digital Exchange Traded Fund
WhiteOak Capital Digital Bharat Fund (Direct)
Nifty India Digital TRI
Against Nifty India Digital TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Tata NIFTY India Digital Exchange Traded Fund | 98% | 101% | 0.42% |
| WhiteOak Capital Digital Bharat Fund (Direct) | 115% | 95% | 5.91% |
From month-end values since 14-10-2024. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Tata NIFTY India Digital Exchange Traded vs WhiteOak Capital Digital Bharat: Portfolio Overlap
From each fund's latest monthly portfolio: Tata NIFTY India Digital Exchange Traded Fund, September 2026; WhiteOak Capital Digital Bharat Fund, September 2026
Holdings in common
- Overlap
- 47.9%
- Held by both
- 21
- Only in Tata NIFTY India Digital Exchange Traded
- 30
- Only in WhiteOak Capital Digital Bharat
- 20
| Security | % of Tata NIFTY India Digital Exchange Traded | % of WhiteOak Capital Digital Bharat |
|---|---|---|
| ETERNAL LTD | 9.11% | 8.24% |
| BHARTI AIRTEL LTD | 6.83% | 17.84% |
| TECH MAHINDRA LTD | 5.67% | 6.14% |
| INFO EDGE (INDIA) LTD | 4.23% | 4.25% |
| INFOSYS LTD | 6.87% | 3.95% |
| COFORGE LTD | 3.56% | 6.15% |
| PERSISTENT SYSTEMS LTD | 3.35% | 6.13% |
| TATA CONSULTANCY SERVICES LTD | 7.10% | 2.86% |
| FSN E COMMERCE VENTURES LTD | 3.97% | 2.26% |
| HCL TECHNOLOGIES LTD | 8.06% | 2.21% |
| CARTRADE TECH LTD | 1.11% | 1.98% |
| BHARTI HEXACOM LTD | 0.97% | 1.55% |
| SAGILITY LTD | 0.57% | 2.60% |
| INVENTURUS KNOWLEDGE SOLUTIONS LTD | 0.53% | 0.80% |
| TBO TEK LTD | 0.52% | 1.73% |
| INTELLECT DESIGN ARENA LTD | 0.32% | 1.81% |
| PB FINTECH LTD | 3.33% | 0.25% |
| ORACLE FINANCIALS SERVICES SOFT LTD | 1.47% | 0.19% |
| NEWGEN SOFTWARE TECHNOLOGIES LTD | 0.18% | 1.10% |
| LATENT VIEW ANALYTICS LTD | 0.10% | 0.78% |
| URBAN COMPANY LTD | 0.48% | 0.01% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 47.9% means 47.9% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Tata NIFTY India Digital Exchange Traded Fund
| Security | % of fund |
|---|---|
| ONE 97 COMMUNICATIONS LTD | 6.40% |
| VODAFONE IDEA LTD | 3.23% |
| SWIGGY LTD | 3.22% |
| WIPRO LTD | 2.52% |
| LTM LTD | 2.19% |
Largest holdings only in WhiteOak Capital Digital Bharat Fund
| Security | % of fund |
|---|---|
| eClerx Services Limited | 3.31% |
| Firstsource Solutions Limited | 2.72% |
| Fractal Analytics Ltd | 2.56% |
| Lenskart Solutions Limited | 2.29% |
| KRN Heat Exchanger And Refrigeration Limited | 2.07% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Tata NIFTY India Digital Exchange Traded | WhiteOak Capital Digital Bharat |
|---|---|---|
| Equity | 100.0% | 90.9% |
| Debt | 0.0% | 7.5% |
| Cash and others | 0.0% | 1.6% |
Market cap of stocks
| Market cap | Tata NIFTY India Digital Exchange Traded | WhiteOak Capital Digital Bharat |
|---|---|---|
| Large Cap | 51.6% | 43.1% |
| Mid Cap | 36.9% | 23.1% |
| Small Cap | 11.5% | 24.8% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Tata NIFTY India Digital Exchange Traded | WhiteOak Capital Digital Bharat |
|---|---|---|
| IT - Software | 45.5% | 34.7% |
| Retailing | 24.1% | 19.0% |
| Telecom - Services | 13.2% | 19.4% |
| Financial Technology (Fintech) | 10.1% | 0.3% |
| Commercial Services & Supplies | 0.0% | 6.0% |
| IT - Services | 4.0% | 3.4% |
| Industrial Products | 0.0% | 2.1% |
| Leisure Services | 2.0% | 1.9% |
The six largest sectors of each fund's stocks, % of the fund.
Tata NIFTY India Digital Exchange Traded vs WhiteOak Capital Digital Bharat: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Tata NIFTY India Digital Exchange Traded Fund | WhiteOak Capital Digital Bharat Fund |
|---|---|---|
| Total expense ratio (Direct) | Not available | 1.37% |
| Base expense ratio (Direct) | 0.34% | 0.61% |
| Total expense ratio (Regular) | Not available | 3.13% |
| Base expense ratio (Regular) | 0.00% | 2.10% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
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- WhiteOak Capital Digital Bharat vs Invesco India Financial Services
Tata NIFTY India Digital Exchange Traded Fund vs WhiteOak Capital Digital Bharat Fund: Frequently Asked Questions
What is the difference between Tata NIFTY India Digital Exchange Traded Fund and WhiteOak Capital Digital Bharat Fund?
Tata NIFTY India Digital Exchange Traded Fund is an Index fund, WhiteOak Capital Digital Bharat Fund is a Sectoral fund, run by Tata Mutual Fund and WhiteOak Capital Mutual Fund. Their portfolios overlap 47.9%. Tata NIFTY India Digital Exchange Traded Fund charges 0.50% a year and WhiteOak Capital Digital Bharat Fund 1.37%.
Which has given higher returns, Tata NIFTY India Digital Exchange Traded Fund or WhiteOak Capital Digital Bharat Fund?
Over 1 year: Tata NIFTY India Digital Exchange Traded Fund −7.79%, WhiteOak Capital Digital Bharat Fund −3.77%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Tata NIFTY India Digital Exchange Traded Fund or WhiteOak Capital Digital Bharat Fund?
Tata NIFTY India Digital Exchange Traded Fund charges less: 0.50% a year against 1.37%. These are the total expense ratios reported to AMFI.
How much do Tata NIFTY India Digital Exchange Traded Fund and WhiteOak Capital Digital Bharat Fund overlap?
47.9%. They hold 21 of the same securities, the largest shared ones being ETERNAL, BHARTIARTL, TECHM. From each fund's latest monthly portfolio.
Which is riskier, Tata NIFTY India Digital Exchange Traded Fund or WhiteOak Capital Digital Bharat Fund?
On SEBI's riskometer, Tata NIFTY India Digital Exchange Traded Fund is rated Very High and WhiteOak Capital Digital Bharat Fund Very High. Over 1 years, the standard deviation of daily returns was 17.82% and 17.27% a year.
Can I invest in both Tata NIFTY India Digital Exchange Traded Fund and WhiteOak Capital Digital Bharat Fund?
Yes. 47.9% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Tata NIFTY India Digital Exchange Traded Fund and WhiteOak Capital Digital Bharat Fund?
Tata NIFTY India Digital Exchange Traded Fund: Nitin Sharma, Rakesh Prajapati. WhiteOak Capital Digital Bharat Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.