Tata Ethical Fund vs The Wealth Company Ethical Fund
Direct Plan, Growth option · Data as on 30-10-2026
Tata Ethical Fund is a Thematic fund and The Wealth Company Ethical Fund is a Thematic fund. In the year to 30-10-2026, Tata Ethical Fund (Direct) returned −8.6% and The Wealth Company Ethical Fund (Direct) returned −9.4%. Tata Ethical Fund charges 0.84% a year and The Wealth Company Ethical Fund 1.15% (Direct plans). Their portfolios overlap 22.5%: they hold 13 of the same securities.
The Wealth Company Ethical Fund
Thematic
- 1 year return
- −9.4%
- Expense ratio
- 1.15%
- NAV
- ₹9.08
Which is better, Tata Ethical or The Wealth Company Ethical? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Tata Ethical returned more over 1 year: −8.6% against −9.4%.
- Tata Ethical costs less: 0.84% a year against 1.15% (Direct plans).
- The Wealth Company Ethical fell less in its worst fall since 17-10-2025: −14.7% against −15.2%.
- Tata Ethical holds more in large companies: 52.7% of the fund in large caps against 24.3%.
- Tata Ethical is the larger fund: ₹3,619 Cr against ₹39 Cr.
- Their portfolios overlap 22.5%: 13 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Tata Ethical Fund | The Wealth Company Ethical Fund |
|---|---|---|
| Fund house | Tata Mutual Fund | The Wealth Company Mutual Fund |
| Category | Thematic | Thematic |
| AUM | ₹3,619 Cr (30-09-2026) | ₹39 Cr (30-09-2026) |
| NAV | ₹403.18 (Direct) | ₹9.08 (Direct) |
| Expense ratio (Direct) | 0.84% | 1.15% |
| Expense ratio (Regular) | 1.97% | 2.76% |
| Riskometer | Very High | Very High |
| Benchmark | Nifty 500 Shariah TRI | Nifty 500 Shariah TRI |
| Launch date | 05-08-1996 | 14-10-2025 |
| Minimum investment | ₹5,000 | ₹1,000 |
| Lock in | None | None |
| Fund managers | Abhinav Sharma | Aparna Shanker, Saloni Kapadia |
| Exit load | 0.50% of NAV if redeemed/switched out on or before 90 days from the date of allotment | 1% - If redeemed/switched out within 30 days from the date of allotment and Nil - if redeemed/switched out after 30 days from the date of allotment. |
Tata Ethical vs The Wealth Company Ethical: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Tata Ethical Fund (Direct) | +1.66% | −5.67% | −2.80% | −8.64% | +5.40% | +6.37% | +11.26% |
| The Wealth Company Ethical Fund (Direct) | −3.99% | −7.72% | −4.58% | −9.45% | -- | -- | -- |
| Thematic average | −2.09% | −4.52% | +0.86% | −1.22% | -- | -- | -- |
Category average: the average of the 235 Thematic funds, same plan type.
Tata Ethical vs The Wealth Company Ethical: Year-wise Returns
| Year | TataTata Ethical | The Wealth CompanyThe Wealth Company Ethical | Nifty500 Shariah TRI |
|---|---|---|---|
| 2026to date | −9.74% | −8.29% | −6.98% |
| 2025 | −0.09% | -- | −2.84% |
| 2024 | +14.61% | -- | +17.62% |
| 2023 | +28.27% | -- | +24.99% |
| 2022 | −5.36% | -- | −4.36% |
| 2021 | +46.56% | -- | +39.90% |
Tata Ethical vs The Wealth Company Ethical: Rolling Returns
Every holding period of both funds, against Nifty500 Shariah TRI, the benchmark of both
Tata Ethical vs The Wealth Company Ethical: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-10-2025 to 30-10-2026: 13 instalments, ₹1,30,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Tata EthicalTata Ethical Fund (Direct) | ₹1,30,000 | ₹1,24,127 | −₹5,873 | −7.7% |
| The Wealth Company EthicalThe Wealth Company Ethical Fund (Direct) | ₹1,30,000 | ₹1,21,795 | −₹8,205 | −10.8% |
Tata EthicalTata Ethical Fund (Direct)
The Wealth Company EthicalThe Wealth Company Ethical Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Tata Ethical vs The Wealth Company Ethical: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Tata Ethical Fund (Direct) | The Wealth Company Ethical Fund (Direct) |
|---|---|---|
| Return (CAGR) | −8.64% | −9.45% |
| Standard deviation | 12.95% | 14.84% |
| Sharpe ratio | -1.07 | -0.99 |
| Sortino ratio | -1.41 | -1.29 |
| Maximum drawdown | −15.2% (31-03-2026) | −14.5% (23-03-2026) |
| Beta | 0.92 | 1.03 |
| Alpha | −2.61% | −2.12% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Tata Ethical Fund (Direct) | The Wealth Company Ethical Fund (Direct) |
|---|---|---|
| Return (CAGR) | +13.05% | −8.97% |
| Standard deviation | 13.15% | 14.60% |
| Sharpe ratio | 0.53 | -0.98 |
| Sortino ratio | 0.73 | -1.27 |
| Maximum drawdown | −29.5% (23-03-2020) | −14.7% (23-03-2026) |
| Beta | 0.87 | 1.02 |
| Alpha | +0.38% | −3.17% |
From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Tata Ethical Fund (Direct)
The Wealth Company Ethical Fund (Direct)
Nifty500 Shariah TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Tata Ethical Fund (Direct) | −15.2% | 07-01-2026 | 31-03-2026 | Not yet | -- | −11.3% |
| The Wealth Company Ethical Fund (Direct) | −14.7% | 29-10-2025 | 23-03-2026 | 04-08-2026 | 4 months | −10.4% |
| Nifty500 Shariah TRI | −14.7% | 07-01-2026 | 23-03-2026 | Not yet | -- | −8.4% |
From daily values since 17-10-2025, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Tata Ethical Fund (Direct)
The Wealth Company Ethical Fund (Direct)
Nifty500 Shariah TRI
Against Nifty500 Shariah TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Tata Ethical Fund (Direct) | 101% | 109% | 3.95% |
| The Wealth Company Ethical Fund (Direct) | 68% | 88% | 5.60% |
From month-end values since 17-10-2025. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Tata Ethical vs The Wealth Company Ethical: Portfolio Overlap
From each fund's latest monthly portfolio: Tata Ethical Fund, September 2026; The Wealth Company Ethical Fund, September 2026
Holdings in common
- Overlap
- 22.5%
- Held by both
- 13
- Only in Tata Ethical
- 41
- Only in The Wealth Company Ethical
- 39
| Security | % of Tata Ethical | % of The Wealth Company Ethical |
|---|---|---|
| TATA CONSULTANCY SERVICES LTD | 5.26% | 2.87% |
| TECH MAHINDRA LTD | 3.73% | 2.85% |
| INFOSYS LTD | 6.79% | 2.53% |
| HINDALCO INDUSTRIES LTD | 2.08% | 1.89% |
| JINDAL STEEL LTD | 2.82% | 1.73% |
| CUMMINS INDIA LTD | 1.65% | 2.84% |
| PERSISTENT SYSTEMS LTD | 1.63% | 2.01% |
| ULTRATECH CEMENT LTD | 2.49% | 1.39% |
| MPHASIS LTD | 2.08% | 1.37% |
| ENDURANCE TECHNOLOGIES LTD | 1.32% | 2.02% |
| AMARA RAJA ENERGY & MOBILITY LTD | 1.25% | 1.53% |
| DIXON TECHNOLOGIES (INDIA) LTD | 1.09% | 2.26% |
| UNO MINDA LTD | 0.94% | 1.78% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 22.5% means 22.5% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Tata Ethical Fund
| Security | % of fund |
|---|---|
| DR REDDYS LABORATORIES LTD | 3.37% |
| HCL TECHNOLOGIES LTD | 3.17% |
| HINDUSTAN UNILEVER LTD | 2.95% |
| BHARAT HEAVY ELECTRICALS LTD | 2.93% |
| SRF LTD | 2.49% |
Largest holdings only in The Wealth Company Ethical Fund
| Security | % of fund |
|---|---|
| Jyoti Cnc Automation Ltd | 3.96% |
| Netweb Technologies India Limited | 3.49% |
| GE Vernova T&D India Limited | 2.99% |
| Marico Limited | 2.90% |
| Redington Limited | 2.90% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Tata Ethical | The Wealth Company Ethical |
|---|---|---|
| Equity | 93.5% | 93.6% |
| Debt | 0.0% | 0.0% |
| Cash and others | 6.5% | 6.4% |
Market cap of stocks
| Market cap | Tata Ethical | The Wealth Company Ethical |
|---|---|---|
| Large Cap | 52.7% | 24.3% |
| Mid Cap | 27.2% | 32.9% |
| Small Cap | 13.6% | 35.1% |
| Not on AMFI's list | 0.0% | 1.2% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Tata Ethical | The Wealth Company Ethical |
|---|---|---|
| IT - Software | 25.7% | 14.5% |
| Auto Components | 12.0% | 11.6% |
| Pharmaceuticals & Biotechnology | 11.9% | 0.0% |
| Electrical Equipment | 2.9% | 7.9% |
| Consumer Durables | 3.9% | 7.4% |
| Industrial Manufacturing | 0.0% | 6.1% |
| Industrial Products | 3.6% | 5.7% |
| Chemicals & Petrochemicals | 5.3% | 0.0% |
| Food Products | 3.9% | 0.0% |
The six largest sectors of each fund's stocks, % of the fund.
Tata Ethical vs The Wealth Company Ethical: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Tata Ethical Fund | The Wealth Company Ethical Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.84% | 1.15% |
| Base expense ratio (Direct) | 0.61% | 0.61% |
| Total expense ratio (Regular) | 1.97% | 2.76% |
| Base expense ratio (Regular) | 1.63% | 2.01% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Tata Ethical with
Compare The Wealth Company Ethical with
Tata Ethical Fund vs The Wealth Company Ethical Fund: Frequently Asked Questions
What is the difference between Tata Ethical Fund and The Wealth Company Ethical Fund?
Tata Ethical Fund is a Thematic fund, The Wealth Company Ethical Fund is a Thematic fund, run by Tata Mutual Fund and The Wealth Company Mutual Fund. Their portfolios overlap 22.5%. Tata Ethical Fund charges 0.84% a year and The Wealth Company Ethical Fund 1.15%.
Which has given higher returns, Tata Ethical Fund or The Wealth Company Ethical Fund?
Over 1 year: Tata Ethical Fund −8.64%, The Wealth Company Ethical Fund −9.45%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Tata Ethical Fund or The Wealth Company Ethical Fund?
Tata Ethical Fund charges less: 0.84% a year against 1.15%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Tata Ethical Fund and The Wealth Company Ethical Fund overlap?
22.5%. They hold 13 of the same securities, the largest shared ones being TCS, TECHM, INFY. From each fund's latest monthly portfolio.
Which is riskier, Tata Ethical Fund or The Wealth Company Ethical Fund?
On SEBI's riskometer, Tata Ethical Fund is rated Very High and The Wealth Company Ethical Fund Very High. Over 1 years, the standard deviation of daily returns was 12.95% and 14.84% a year.
Can I invest in both Tata Ethical Fund and The Wealth Company Ethical Fund?
Yes. 22.5% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Tata Ethical Fund and The Wealth Company Ethical Fund?
Tata Ethical Fund: Abhinav Sharma. The Wealth Company Ethical Fund: Aparna Shanker, Saloni Kapadia.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.