SBI Healthcare Opportunities Fund vs The Wealth Company Ethical Fund
Direct Plan, Growth option · Data as on 30-10-2026
SBI Healthcare Opportunities Fund is a Thematic fund and The Wealth Company Ethical Fund is a Thematic fund. In the year to 30-10-2026, SBI Healthcare Opportunities Fund (Direct) returned 17.1% and The Wealth Company Ethical Fund (Direct) returned −9.4%. SBI Healthcare Opportunities Fund charges 1.01% a year and The Wealth Company Ethical Fund 1.15% (Direct plans). Their portfolios overlap 4.8%: they hold 2 of the same securities.
SBI Healthcare Opportunities Fund
Thematic
- 1 year return
- 17.1%
- Expense ratio
- 1.01%
- NAV
- ₹588.16
The Wealth Company Ethical Fund
Thematic
- 1 year return
- −9.4%
- Expense ratio
- 1.15%
- NAV
- ₹9.08
Which is better, SBI Healthcare Opportunities or The Wealth Company Ethical? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- SBI Healthcare Opportunities returned more over 1 year: 17.1% against −9.4%.
- SBI Healthcare Opportunities costs less: 1.01% a year against 1.15% (Direct plans).
- SBI Healthcare Opportunities fell less in its worst fall since 17-10-2025: −10.3% against −14.7%.
- SBI Healthcare Opportunities is the larger fund: ₹5,870 Cr against ₹39 Cr.
- Their portfolios overlap 4.8%: 2 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | SBI Healthcare Opportunities Fund | The Wealth Company Ethical Fund |
|---|---|---|
| Fund house | SBI Mutual Fund | The Wealth Company Mutual Fund |
| Category | Thematic | Thematic |
| AUM | ₹5,870 Cr (30-09-2026) | ₹39 Cr (30-09-2026) |
| NAV | ₹588.16 (Direct) | ₹9.08 (Direct) |
| Expense ratio (Direct) | 1.01% | 1.15% |
| Expense ratio (Regular) | 1.99% | 2.76% |
| Riskometer | Not available | Very High |
| Benchmark | Not available | Nifty 500 Shariah TRI |
| Launch date | Not available | 14-10-2025 |
| Minimum investment | Not available | ₹1,000 |
| Lock in | Not available | None |
| Fund managers | Not available | Aparna Shanker, Saloni Kapadia |
| Exit load | Not available | 1% - If redeemed/switched out within 30 days from the date of allotment and Nil - if redeemed/switched out after 30 days from the date of allotment. |
SBI Healthcare Opportunities vs The Wealth Company Ethical: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| SBI Healthcare Opportunities Fund (Direct) | +0.31% | −0.59% | +16.00% | +17.12% | +24.60% | +19.22% | +14.72% |
| The Wealth Company Ethical Fund (Direct) | −3.99% | −7.72% | −4.58% | −9.45% | -- | -- | -- |
| Thematic average | −2.09% | −4.52% | +0.86% | −1.22% | -- | -- | -- |
Category average: the average of the 235 Thematic funds, same plan type.
SBI Healthcare Opportunities vs The Wealth Company Ethical: Year-wise Returns
| Year | SBI Healthcare OpportunitiesSBI Healthcare Opportunities | The Wealth Company EthicalThe Wealth Company Ethical |
|---|---|---|
| 2026to date | +21.31% | −8.29% |
| 2025 | −2.50% | -- |
| 2024 | +43.75% | -- |
| 2023 | +39.72% | -- |
| 2022 | −5.01% | -- |
| 2021 | +21.48% | -- |
SBI Healthcare Opportunities vs The Wealth Company Ethical: Rolling Returns
Every holding period of both funds, against BSE Healthcare TRI, the benchmark of SBI Healthcare Opportunities Fund
SBI Healthcare Opportunities vs The Wealth Company Ethical: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-10-2025 to 30-10-2026: 13 instalments, ₹1,30,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| SBI Healthcare OpportunitiesSBI Healthcare Opportunities Fund (Direct) | ₹1,30,000 | ₹1,47,130 | ₹17,130 | 23.5% |
| The Wealth Company EthicalThe Wealth Company Ethical Fund (Direct) | ₹1,30,000 | ₹1,21,795 | −₹8,205 | −10.8% |
SBI Healthcare OpportunitiesSBI Healthcare Opportunities Fund (Direct)
The Wealth Company EthicalThe Wealth Company Ethical Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
SBI Healthcare Opportunities vs The Wealth Company Ethical: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | SBI Healthcare Opportunities Fund (Direct) | The Wealth Company Ethical Fund (Direct) |
|---|---|---|
| Return (CAGR) | +17.12% | −9.45% |
| Standard deviation | 13.36% | 14.84% |
| Sharpe ratio | 0.89 | -0.99 |
| Sortino ratio | 1.33 | -1.29 |
| Maximum drawdown | −10.3% (23-10-2026) | −14.5% (23-03-2026) |
| Beta | 0.93 | 1.03 |
| Alpha | +5.25% | −2.12% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | SBI Healthcare Opportunities Fund (Direct) | The Wealth Company Ethical Fund (Direct) |
|---|---|---|
| Return (CAGR) | +17.93% | −8.97% |
| Standard deviation | 15.96% | 14.60% |
| Sharpe ratio | 0.74 | -0.98 |
| Sortino ratio | 1.05 | -1.27 |
| Maximum drawdown | −30.5% (23-03-2020) | −14.7% (23-03-2026) |
| Beta | 0.91 | 1.02 |
| Alpha | +3.97% | −3.17% |
From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
SBI Healthcare Opportunities Fund (Direct)
The Wealth Company Ethical Fund (Direct)
BSE Healthcare TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| SBI Healthcare Opportunities Fund (Direct) | −10.3% | 21-09-2026 | 23-10-2026 | Not yet | -- | −3.8% |
| The Wealth Company Ethical Fund (Direct) | −14.7% | 29-10-2025 | 23-03-2026 | 04-08-2026 | 4 months | −10.4% |
| BSE Healthcare TRI | −9.9% | 23-09-2026 | 23-10-2026 | Not yet | -- | −3.8% |
From daily values since 17-10-2025, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
SBI Healthcare Opportunities Fund (Direct)
The Wealth Company Ethical Fund (Direct)
BSE Healthcare TRI
Against BSE Healthcare TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| SBI Healthcare Opportunities Fund (Direct) | 110% | 92% | 3.98% |
| The Wealth Company Ethical Fund (Direct) | 33% | 113% | 13.10% |
From month-end values since 17-10-2025. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
SBI Healthcare Opportunities vs The Wealth Company Ethical: Portfolio Overlap
From each fund's latest monthly portfolio: SBI Healthcare Opportunities Fund, September 2026; The Wealth Company Ethical Fund, September 2026
Holdings in common
- Overlap
- 4.8%
- Held by both
- 2
- Only in SBI Healthcare Opportunities
- 34
- Only in The Wealth Company Ethical
- 50
| Security | % of SBI Healthcare Opportunities | % of The Wealth Company Ethical |
|---|---|---|
| Max Healthcare Institute Ltd. | 3.80% | 2.46% |
| Aster DM Quality Care Ltd. | 3.21% | 2.37% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 4.8% means 4.8% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in SBI Healthcare Opportunities Fund
| Security | % of fund |
|---|---|
| Sun Pharmaceutical Industries Ltd. | 11.14% |
| Divi's Laboratories Ltd. | 7.91% |
| Acutaas Chemicals Ltd. | 5.03% |
| Apollo Hospitals Enterprise Ltd. | 4.45% |
| Torrent Pharmaceuticals Ltd. | 4.42% |
Largest holdings only in The Wealth Company Ethical Fund
| Security | % of fund |
|---|---|
| Jyoti Cnc Automation Ltd | 3.96% |
| Netweb Technologies India Limited | 3.49% |
| GE Vernova T&D India Limited | 2.99% |
| Marico Limited | 2.90% |
| Redington Limited | 2.90% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | SBI Healthcare Opportunities | The Wealth Company Ethical |
|---|---|---|
| Equity | 95.5% | 93.6% |
| Debt | 0.1% | 0.0% |
| Cash and others | 4.4% | 6.4% |
Market cap of stocks
| Market cap | SBI Healthcare Opportunities | The Wealth Company Ethical |
|---|---|---|
| Large Cap | 32.3% | 24.3% |
| Mid Cap | 25.7% | 32.9% |
| Small Cap | 35.4% | 35.1% |
| Not on AMFI's list | 2.2% | 1.2% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | SBI Healthcare Opportunities | The Wealth Company Ethical |
|---|---|---|
| Pharmaceuticals & Biotechnology | 63.1% | 0.0% |
| Healthcare Services | 25.6% | 4.8% |
| IT - Software | 0.0% | 14.5% |
| Auto Components | 0.0% | 11.6% |
| Electrical Equipment | 0.0% | 7.9% |
| Consumer Durables | 0.0% | 7.4% |
| Industrial Manufacturing | 0.0% | 6.1% |
| Industrial Products | 0.0% | 5.7% |
| Chemicals & Petrochemicals | 5.0% | 0.0% |
| Healthcare Equipment & Supplies | 1.8% | 0.0% |
The six largest sectors of each fund's stocks, % of the fund.
SBI Healthcare Opportunities vs The Wealth Company Ethical: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | SBI Healthcare Opportunities Fund | The Wealth Company Ethical Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.01% | 1.15% |
| Base expense ratio (Direct) | 0.74% | 0.61% |
| Total expense ratio (Regular) | 1.99% | 2.76% |
| Base expense ratio (Regular) | 1.58% | 2.01% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare SBI Healthcare Opportunities with
SBI Healthcare Opportunities Fund vs The Wealth Company Ethical Fund: Frequently Asked Questions
What is the difference between SBI Healthcare Opportunities Fund and The Wealth Company Ethical Fund?
SBI Healthcare Opportunities Fund is a Thematic fund, The Wealth Company Ethical Fund is a Thematic fund, run by SBI Mutual Fund and The Wealth Company Mutual Fund. Their portfolios overlap 4.8%. SBI Healthcare Opportunities Fund charges 1.01% a year and The Wealth Company Ethical Fund 1.15%.
Which has given higher returns, SBI Healthcare Opportunities Fund or The Wealth Company Ethical Fund?
Over 1 year: SBI Healthcare Opportunities Fund +17.12%, The Wealth Company Ethical Fund −9.45%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, SBI Healthcare Opportunities Fund or The Wealth Company Ethical Fund?
SBI Healthcare Opportunities Fund charges less: 1.01% a year against 1.15%. These are the Direct plans' total expense ratios reported to AMFI.
How much do SBI Healthcare Opportunities Fund and The Wealth Company Ethical Fund overlap?
4.8%. They hold 2 of the same securities, the largest shared ones being MAXHEALTH, ASTERDM. From each fund's latest monthly portfolio.
Can I invest in both SBI Healthcare Opportunities Fund and The Wealth Company Ethical Fund?
Yes. 4.8% of each fund's money sits in the same holdings, so the two hold mostly different investments.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.