Sundaram Large Cap Fund vs Tata BSE Sensex Index Fund
Direct Plan, Growth option · Data as on 30-10-2026
Sundaram Large Cap Fund is a Large Cap fund and Tata BSE Sensex Index Fund is an Index fund. In the 3 years to 30-10-2026, Sundaram Large Cap Fund (Direct) returned 8.0% a year and Tata BSE Sensex Index Fund (Direct) returned 5.9% a year. Sundaram Large Cap Fund charges 0.87% a year and Tata BSE Sensex Index Fund 0.33% (Direct plans). Their portfolios overlap 55.2%: they hold 19 of the same securities.
Sundaram Large Cap Fund
Large Cap
- 3 year return
- 8.0%
- Expense ratio
- 0.87%
- NAV
- ₹21.82
Tata BSE Sensex Index Fund
Index
- 3 year return
- 5.9%
- Expense ratio
- 0.33%
- NAV
- ₹199.52
Which is better, Sundaram Large Cap or Tata BSE Sensex Index? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Sundaram Large Cap returned more over 5 years: 7.4% a year against 5.5%.
- Sundaram Large Cap returned more over 3 years: 8.0% a year against 5.9%.
- Tata BSE Sensex Index costs less: 0.33% a year against 0.87% (Direct plans).
- Sundaram Large Cap swung less over 3 years: a standard deviation of 12.7% a year against 13.2%.
- Sundaram Large Cap fell less in its worst fall since 12-10-2020: −16.2% against −16.2%.
- Tata BSE Sensex Index holds more in large companies: 100.0% of the fund in large caps against 80.6%.
- Sundaram Large Cap is the larger fund: ₹2,866 Cr against ₹364 Cr.
- Their portfolios overlap 55.2%: 19 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Sundaram Large Cap Fund | Tata BSE Sensex Index Fund |
|---|---|---|
| Fund house | Sundaram Mutual Fund | Tata Mutual Fund |
| Category | Large Cap | Index |
| AUM | ₹2,866 Cr (30-09-2026) | ₹364 Cr (30-09-2026) |
| NAV | ₹21.82 (Direct) | ₹199.52 (Direct) |
| Expense ratio (Direct) | 0.87% | 0.33% |
| Expense ratio (Regular) | 2.08% | 0.58% |
| Riskometer | Very High | Very High |
| Benchmark | Nifty 100 TRI | BSE SENSEX TRI |
| Launch date | 01-08-2002 | 25-02-2003 |
| Minimum investment | For both Regular and Direct Plan Rs. 100/– | ₹5,000 |
| Lock in | None | None |
| Fund managers | Ashwin Jain, Shalav Saket | Nitin Sharma, Rakesh Prajapati |
| Exit load | Nil - If up to 25% of the units invested are redeemed or withdrawn by way of SWP within 365 days from the date of allotment. Any redemptions or withdrawals by way of SWP in excess of the above mentioned limit would be subject to an exit load of 1 % of the applicable NAV will be charged, if the units are redeemed within 365 days from the date of allotment of units. For redemption or withdrawal by way of SWP after 365 days from the date of allotment - Nil.Further, exit load will be waived on Intra-scheme and Inter scheme Switch outs/STP. Generally, the exit load will be calculated on First in First out (FIFO) basis. | Exit load of 0.25% if redeemed within 7 days |
Sundaram Large Cap vs Tata BSE Sensex Index: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Sundaram Large Cap Fund (Direct) | +0.74% | −4.59% | −0.32% | −6.10% | +7.98% | +7.37% | -- |
| Tata BSE Sensex Index Fund (Direct) | +2.74% | −4.35% | −2.56% | −11.22% | +5.93% | +5.54% | +11.16% |
| Large Cap average | +0.62% | −4.36% | −1.05% | −6.33% | +10.38% | +8.23% | -- |
Category average: the average of the 35 Large Cap funds, same plan type.
Sundaram Large Cap vs Tata BSE Sensex Index: Year-wise Returns
| Year | Sundaram Large CapSundaram Large Cap | Tata BSE Sensex IndexTata BSE Sensex Index |
|---|---|---|
| 2026to date | −7.28% | −12.13% |
| 2025 | +6.58% | +10.07% |
| 2024 | +12.46% | +9.06% |
| 2023 | +22.76% | +19.87% |
| 2022 | +5.50% | +5.50% |
| 2021 | +30.02% | +22.05% |
Sundaram Large Cap vs Tata BSE Sensex Index: Rolling Returns
Every holding period of both funds, against Nifty 100 TRI, the benchmark of Sundaram Large Cap Fund
Rolling returns
Every 3-year holding period, 750 of them, one for each trading day from 12-10-2023 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Sundaram Large Cap Fund (Direct)
Tata BSE Sensex Index Fund (Direct)
Nifty 100 TRI
to
Jan 2024Jul 2021
to
Jul 2024Jan 2022
to
Jan 2025Jul 2022
to
Jul 2025Feb 2023
to
Feb 2026Aug 2023
to
Aug 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sundaram Large Cap | 0.0 | 0.0 | 12.5 | 47.6 | 38.0 | 1.9 | 0.0 | 14.3% | 14.1% | 6.1% | 21.6% | 46% |
| Tata BSE Sensex Index | 0.0 | 3.5 | 18.8 | 56.5 | 21.2 | 0.0 | 0.0 | 12.2% | 12.5% | 3.5% | 19.1% | 0% |
| Nifty 100 TRI | 0.0 | 0.0 | 6.4 | 49.6 | 44.0 | 0.0 | 0.0 | 14.3% | 14.5% | 7.1% | 20.0% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty 100 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 12-10-2020. Past returns do not promise future returns.
Sundaram Large Cap vs Tata BSE Sensex Index: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 12-10-2020 to 30-10-2026: 73 instalments, ₹7,30,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Sundaram Large CapSundaram Large Cap Fund (Direct) | ₹7,30,000 | ₹9,28,086 | ₹1,98,086 | 7.8% |
| Tata BSE Sensex IndexTata BSE Sensex Index Fund (Direct) | ₹7,30,000 | ₹8,67,501 | ₹1,37,501 | 5.6% |
Sundaram Large CapSundaram Large Cap Fund (Direct)
Tata BSE Sensex IndexTata BSE Sensex Index Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Sundaram Large Cap vs Tata BSE Sensex Index: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Sundaram Large Cap Fund (Direct) | Tata BSE Sensex Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | −6.10% | −11.22% |
| Standard deviation | 13.11% | 13.83% |
| Sharpe ratio | -0.86 | -1.19 |
| Sortino ratio | -1.17 | -1.59 |
| Maximum drawdown | −13.6% (31-03-2026) | −16.2% (31-03-2026) |
| Beta | 0.92 | 1.00 |
| Alpha | +1.47% | −0.32% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Sundaram Large Cap Fund (Direct) | Tata BSE Sensex Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.98% | +5.93% |
| Standard deviation | 12.72% | 13.20% |
| Sharpe ratio | 0.15 | -0.01 |
| Sortino ratio | 0.21 | -0.01 |
| Maximum drawdown | −15.3% (07-04-2025) | −16.2% (31-03-2026) |
| Beta | 0.91 | 1.00 |
| Alpha | −0.84% | −0.39% |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Sundaram Large Cap Fund (Direct) | Tata BSE Sensex Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.37% | +5.54% |
| Standard deviation | 13.19% | 13.69% |
| Sharpe ratio | 0.12 | -0.02 |
| Sortino ratio | 0.16 | -0.03 |
| Maximum drawdown | −16.2% (17-06-2022) | −16.2% (31-03-2026) |
| Beta | 0.93 | 1.00 |
| Alpha | +0.25% | −0.37% |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Sundaram Large Cap Fund (Direct) | Tata BSE Sensex Index Fund (Direct) |
|---|---|---|
| Return (CAGR) | +13.76% | +10.86% |
| Standard deviation | 13.39% | 15.68% |
| Sharpe ratio | 0.63 | 0.31 |
| Sortino ratio | 0.88 | 0.42 |
| Maximum drawdown | −16.2% (17-06-2022) | −37.0% (23-03-2020) |
| Beta | 0.93 | 0.99 |
| Alpha | +0.94% | −0.57% |
From daily NAVs, 12-10-2020 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Sundaram Large Cap Fund (Direct)
Tata BSE Sensex Index Fund (Direct)
Nifty 100 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Sundaram Large Cap Fund (Direct) | −16.2% | 17-01-2022 | 17-06-2022 | 31-10-2022 | 4 months | −9.1% |
| Tata BSE Sensex Index Fund (Direct) | −16.2% | 02-01-2026 | 31-03-2026 | Not yet | -- | −12.7% |
| Nifty 100 TRI | −17.2% | 26-09-2024 | 28-02-2025 | 02-01-2026 | 10 months | −10.1% |
From daily values since 12-10-2020, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Sundaram Large Cap Fund (Direct)
Tata BSE Sensex Index Fund (Direct)
Nifty 100 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Sundaram Large Cap Fund (Direct)
Tata BSE Sensex Index Fund (Direct)
Nifty 100 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Sundaram Large Cap Fund (Direct)
Tata BSE Sensex Index Fund (Direct)
Nifty 100 TRI
Against Nifty 100 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Sundaram Large Cap Fund (Direct) | 93% | 87% | 2.89% |
| Tata BSE Sensex Index Fund (Direct) | 93% | 99% | 2.75% |
From month-end values since 12-10-2020. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Sundaram Large Cap vs Tata BSE Sensex Index: Portfolio Overlap
From each fund's latest monthly portfolio: Sundaram Large Cap Fund, September 2026; Tata BSE Sensex Index Fund, September 2026
Holdings in common
- Overlap
- 55.2%
- Held by both
- 19
- Only in Sundaram Large Cap
- 21
- Only in Tata BSE Sensex Index
- 11
| Security | % of Sundaram Large Cap | % of Tata BSE Sensex Index |
|---|---|---|
| ICICI Bank Ltd | 7.73% | 11.04% |
| Bharti Airtel Ltd | 5.99% | 6.38% |
| HDFC Bank Ltd | 4.76% | 12.59% |
| State Bank of India | 5.41% | 4.64% |
| Axis Bank Ltd | 6.40% | 4.08% |
| Larsen & Toubro Ltd | 3.64% | 5.11% |
| Kotak Mahindra Bank Ltd | 4.57% | 3.57% |
| Infosys Ltd | 3.56% | 4.09% |
| Mahindra & Mahindra Ltd | 2.79% | 3.07% |
| Reliance Industries Ltd | 2.43% | 9.16% |
| Sun Pharmaceutical Industries Ltd | 2.98% | 2.29% |
| Titan Company Ltd | 1.93% | 2.18% |
| NTPC LTD | 2.22% | 1.78% |
| Ultratech Cement Ltd | 2.37% | 1.50% |
| Interglobe Aviation Ltd | 2.52% | 1.30% |
| HCL Technologies Ltd | 1.23% | 1.51% |
| Tech Mahindra Ltd | 1.00% | 1.14% |
| Maruti Suzuki India Ltd | 0.49% | 1.79% |
| Trent Ltd | 0.48% | 1.01% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 55.2% means 55.2% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Sundaram Large Cap Fund
| Security | % of fund |
|---|---|
| TVS Motor Company Ltd | 3.99% |
| Craftsman Automation Ltd | 3.96% |
| Avenue Supermarts Ltd | 3.43% |
| Sedemac Mechatronics Ltd | 3.32% |
| ICICI Lombard General Insurance Company Ltd | 3.03% |
Largest holdings only in Tata BSE Sensex Index Fund
| Security | % of fund |
|---|---|
| BAJAJ FINANCE LTD | 2.99% |
| ITC LTD | 2.96% |
| ETERNAL LTD | 2.69% |
| TATA CONSULTANCY SERVICES LTD | 2.42% |
| HINDUSTAN UNILEVER LTD | 1.95% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Sundaram Large Cap | Tata BSE Sensex Index |
|---|---|---|
| Equity | 99.4% | 100.0% |
| Debt | 0.0% | 0.0% |
| Cash and others | 0.6% | -0.0% |
Market cap of stocks
| Market cap | Sundaram Large Cap | Tata BSE Sensex Index |
|---|---|---|
| Large Cap | 80.6% | 100.0% |
| Mid Cap | 9.9% | 0.0% |
| Small Cap | 9.0% | 0.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Sundaram Large Cap | Tata BSE Sensex Index |
|---|---|---|
| Banks | 30.9% | 35.9% |
| Petroleum Products | 3.0% | 9.2% |
| IT - Software | 0.0% | 9.2% |
| Automobiles | 8.1% | 4.9% |
| Auto Components | 7.3% | 0.0% |
| Telecom - Services | 6.0% | 6.4% |
| Retailing | 6.3% | 3.7% |
| It - Software | 5.8% | 0.0% |
| Construction | 3.6% | 5.1% |
| Diversified FMCG | 0.0% | 4.9% |
The six largest sectors of each fund's stocks, % of the fund.
Sundaram Large Cap vs Tata BSE Sensex Index: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Sundaram Large Cap Fund | Tata BSE Sensex Index Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.87% | 0.33% |
| Base expense ratio (Direct) | 0.64% | 0.27% |
| Total expense ratio (Regular) | 2.08% | 0.58% |
| Base expense ratio (Regular) | 1.69% | 0.51% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Sundaram Large Cap Fund vs Tata BSE Sensex Index Fund: Frequently Asked Questions
What is the difference between Sundaram Large Cap Fund and Tata BSE Sensex Index Fund?
Sundaram Large Cap Fund is a Large Cap fund, Tata BSE Sensex Index Fund is an Index fund, run by Sundaram Mutual Fund and Tata Mutual Fund. Their portfolios overlap 55.2%. Sundaram Large Cap Fund charges 0.87% a year and Tata BSE Sensex Index Fund 0.33%.
Which has given higher returns, Sundaram Large Cap Fund or Tata BSE Sensex Index Fund?
Over 1 year: Sundaram Large Cap Fund −6.10%, Tata BSE Sensex Index Fund −11.22%. Over 3 years: Sundaram Large Cap Fund +7.98% a year, Tata BSE Sensex Index Fund +5.93% a year. Over 5 years: Sundaram Large Cap Fund +7.37% a year, Tata BSE Sensex Index Fund +5.54% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Sundaram Large Cap Fund or Tata BSE Sensex Index Fund?
Tata BSE Sensex Index Fund charges less: 0.33% a year against 0.87%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Sundaram Large Cap Fund and Tata BSE Sensex Index Fund overlap?
55.2%. They hold 19 of the same securities, the largest shared ones being ICICIBANK, BHARTIARTL, HDFCBANK. From each fund's latest monthly portfolio.
Which is riskier, Sundaram Large Cap Fund or Tata BSE Sensex Index Fund?
On SEBI's riskometer, Sundaram Large Cap Fund is rated Very High and Tata BSE Sensex Index Fund Very High. Over 3 years, the standard deviation of daily returns was 12.72% and 13.20% a year.
Which is better for SIP, Sundaram Large Cap Fund or Tata BSE Sensex Index Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹7,12,176 in Sundaram Large Cap Fund (XIRR 6.0% a year) and ₹6,73,154 in Tata BSE Sensex Index Fund (XIRR 3.8% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Sundaram Large Cap Fund and Tata BSE Sensex Index Fund?
Yes. 55.2% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Sundaram Large Cap Fund and Tata BSE Sensex Index Fund?
Sundaram Large Cap Fund: Ashwin Jain, Shalav Saket. Tata BSE Sensex Index Fund: Nitin Sharma, Rakesh Prajapati.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.