SBI Flexicap Fund vs The Wealth Company Flexi Cap Fund
Direct Plan, Growth option · Data as on 30-10-2026
SBI Flexicap Fund and The Wealth Company Flexi Cap Fund are both Flexi Cap funds. In the year to 30-10-2026, SBI Flexicap Fund (Direct) returned −7.8% and The Wealth Company Flexi Cap Fund (Direct) returned −8.1%. SBI Flexicap Fund charges 1.24% a year and The Wealth Company Flexi Cap Fund 1.88% (Direct plans). Their portfolios overlap 23.3%: they hold 11 of the same securities.
The Wealth Company Flexi Cap Fund
Flexi Cap
- 1 year return
- −8.1%
- Expense ratio
- 1.88%
- NAV
- ₹9.22
Which is better, SBI Flexicap or The Wealth Company Flexi Cap? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- SBI Flexicap returned more over 1 year: −7.8% against −8.1%.
- SBI Flexicap costs less: 1.24% a year against 1.88% (Direct plans).
- SBI Flexicap fell less in its worst fall since 17-10-2025: −14.7% against −16.1%.
- SBI Flexicap holds 3.4% of the fund in foreign stocks; The Wealth Company Flexi Cap 0.0%.
- SBI Flexicap holds more in large companies: 60.1% of the fund in large caps against 34.8%.
- SBI Flexicap is the larger fund: ₹22,109 Cr against ₹239 Cr.
- Their portfolios overlap 23.3%: 11 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | SBI Flexicap Fund | The Wealth Company Flexi Cap Fund |
|---|---|---|
| Fund house | SBI Mutual Fund | The Wealth Company Mutual Fund |
| Category | Flexi Cap | Flexi Cap |
| AUM | ₹22,109 Cr (30-09-2026) | ₹239 Cr (30-09-2026) |
| NAV | ₹116.25 (Direct) | ₹9.22 (Direct) |
| Expense ratio (Direct) | 1.24% | 1.88% |
| Expense ratio (Regular) | 2.03% | 3.94% |
| Riskometer | Very High | Very High |
| Benchmark | BSE 500 TRI | Nifty 500 TRI |
| Launch date | 29-09-2005 | 14-10-2025 |
| Minimum investment | ₹1,000 | ₹1,000 |
| Lock in | None | None |
| Fund managers | Dinesh Balachandran, Anup Upadhyay | Aparna Shanker, Chinmay Sathe |
| Exit load | Exit load of 0.10% if redeemed within 30 days. | 1% - If redeemed/switched out within 30 days from the date of allotment. Nil - if redeemed/switched out after 30 days from the date of allotm |
SBI Flexicap vs The Wealth Company Flexi Cap: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| SBI Flexicap Fund (Direct) | −1.81% | −4.13% | −1.73% | −7.80% | +8.02% | +6.91% | +11.39% |
| The Wealth Company Flexi Cap Fund (Direct) | −4.61% | −8.89% | −7.46% | −8.09% | -- | -- | -- |
| Flexi Cap average | −1.62% | −4.17% | +1.00% | −3.58% | -- | -- | -- |
Category average: the average of the 46 Flexi Cap funds, same plan type.
SBI Flexicap vs The Wealth Company Flexi Cap: Year-wise Returns
| Year | SBI FlexicapSBI Flexicap | The Wealth Company Flexi CapThe Wealth Company Flexi Cap |
|---|---|---|
| 2026to date | −8.28% | −10.00% |
| 2025 | +6.35% | -- |
| 2024 | +15.19% | -- |
| 2023 | +23.88% | -- |
| 2022 | +1.60% | -- |
| 2021 | +32.05% | -- |
SBI Flexicap vs The Wealth Company Flexi Cap: Rolling Returns
Every holding period of both funds, against BSE 500 TRI, the benchmark of SBI Flexicap Fund
SBI Flexicap vs The Wealth Company Flexi Cap: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-10-2025 to 30-10-2026: 13 instalments, ₹1,30,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| SBI FlexicapSBI Flexicap Fund (Direct) | ₹1,30,000 | ₹1,24,751 | −₹5,249 | −6.9% |
| The Wealth Company Flexi CapThe Wealth Company Flexi Cap Fund (Direct) | ₹1,30,000 | ₹1,20,830 | −₹9,170 | −12.1% |
SBI FlexicapSBI Flexicap Fund (Direct)
The Wealth Company Flexi CapThe Wealth Company Flexi Cap Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
SBI Flexicap vs The Wealth Company Flexi Cap: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | SBI Flexicap Fund (Direct) | The Wealth Company Flexi Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | −7.80% | −8.09% |
| Standard deviation | 13.58% | 15.57% |
| Sharpe ratio | -0.96 | -0.86 |
| Sortino ratio | -1.26 | -1.14 |
| Maximum drawdown | −14.7% (30-03-2026) | −16.1% (31-03-2026) |
| Beta | 0.93 | 1.02 |
| Alpha | −1.09% | −0.56% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | SBI Flexicap Fund (Direct) | The Wealth Company Flexi Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +14.02% | −7.74% |
| Standard deviation | 14.79% | 15.31% |
| Sharpe ratio | 0.54 | -0.85 |
| Sortino ratio | 0.72 | -1.13 |
| Maximum drawdown | −35.8% (23-03-2020) | −16.1% (31-03-2026) |
| Beta | 0.91 | 1.01 |
| Alpha | +1.82% | −1.50% |
From daily NAVs, 07-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
SBI Flexicap Fund (Direct)
The Wealth Company Flexi Cap Fund (Direct)
BSE 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| SBI Flexicap Fund (Direct) | −14.7% | 02-01-2026 | 30-03-2026 | Not yet | -- | −9.2% |
| The Wealth Company Flexi Cap Fund (Direct) | −16.1% | 07-01-2026 | 31-03-2026 | Not yet | -- | −11.6% |
| BSE 500 TRI | −14.8% | 02-01-2026 | 30-03-2026 | Not yet | -- | −8.7% |
From daily values since 17-10-2025, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
SBI Flexicap Fund (Direct)
The Wealth Company Flexi Cap Fund (Direct)
BSE 500 TRI
Against BSE 500 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| SBI Flexicap Fund (Direct) | 79% | 86% | 3.63% |
| The Wealth Company Flexi Cap Fund (Direct) | 95% | 99% | 7.43% |
From month-end values since 17-10-2025. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
SBI Flexicap vs The Wealth Company Flexi Cap: Portfolio Overlap
From each fund's latest monthly portfolio: SBI Flexicap Fund, September 2026; The Wealth Company Flexi Cap Fund, September 2026
Holdings in common
- Overlap
- 23.3%
- Held by both
- 11
- Only in SBI Flexicap
- 53
- Only in The Wealth Company Flexi Cap
- 37
| Security | % of SBI Flexicap | % of The Wealth Company Flexi Cap |
|---|---|---|
| HDFC Bank Ltd. | 6.24% | 4.16% |
| ICICI Bank Ltd. | 6.90% | 3.43% |
| Bajaj Finance Ltd. | 2.50% | 2.30% |
| Bajaj Auto Ltd. | 2.65% | 2.28% |
| Life Insurance Corporation of India | 2.20% | 4.14% |
| Aurobindo Pharma Ltd. | 3.03% | 1.99% |
| Vedanta Aluminium Metal Ltd. | 1.92% | 1.98% |
| State Bank of India | 2.17% | 1.87% |
| Axis Bank Ltd. | 1.84% | 2.46% |
| Solar Industries India Ltd. | 1.21% | 1.98% |
| Multi Commodity Exchange of India Ltd. | 1.43% | 0.14% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 23.3% means 23.3% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in SBI Flexicap Fund
| Security | % of fund |
|---|---|
| Larsen & Toubro Ltd. | 3.32% |
| JSW Infrastructure Ltd. | 2.81% |
| Eicher Motors Ltd. | 2.46% |
| Titan Company Ltd. | 2.41% |
| Sun Pharmaceutical Industries Ltd. | 2.10% |
Largest holdings only in The Wealth Company Flexi Cap Fund
| Security | % of fund |
|---|---|
| Thangamayil Jewellery Limited | 2.63% |
| Ramkrishna Forgings Limited | 2.56% |
| Kilburn Engineering Ltd | 2.45% |
| 360 ONE WAM LIMITED | 2.42% |
| BEML Limited | 2.38% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | SBI Flexicap | The Wealth Company Flexi Cap |
|---|---|---|
| Equity | 97.0% | 91.9% |
| Debt | 0.4% | 0.0% |
| Cash and others | 2.6% | 8.1% |
Market cap of stocks
| Market cap | SBI Flexicap | The Wealth Company Flexi Cap |
|---|---|---|
| Large Cap | 60.1% | 34.8% |
| Mid Cap | 19.4% | 17.2% |
| Small Cap | 14.1% | 33.3% |
| Foreign stocks | 3.4% | 0.0% |
| Not on AMFI's list | 0.0% | 6.7% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | SBI Flexicap | The Wealth Company Flexi Cap |
|---|---|---|
| Banks | 23.7% | 11.9% |
| Auto Components | 2.2% | 16.3% |
| Pharmaceuticals & Biotechnology | 9.1% | 4.1% |
| Automobiles | 5.1% | 6.3% |
| Retailing | 5.7% | 0.0% |
| Finance | 4.8% | 2.3% |
| Insurance | 2.2% | 4.5% |
| Industrial Products | 4.4% | 0.0% |
| Industrial Manufacturing | 0.0% | 4.4% |
| Capital Markets | 1.4% | 4.2% |
The six largest sectors of each fund's stocks, % of the fund.
SBI Flexicap vs The Wealth Company Flexi Cap: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | SBI Flexicap Fund | The Wealth Company Flexi Cap Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.24% | 1.88% |
| Base expense ratio (Direct) | 0.72% | 0.30% |
| Total expense ratio (Regular) | 2.03% | 3.94% |
| Base expense ratio (Regular) | 1.40% | 2.10% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare SBI Flexicap with
SBI Flexicap Fund vs The Wealth Company Flexi Cap Fund: Frequently Asked Questions
What is the difference between SBI Flexicap Fund and The Wealth Company Flexi Cap Fund?
Both are Flexi Cap funds, run by SBI Mutual Fund and The Wealth Company Mutual Fund. Their portfolios overlap 23.3%. SBI Flexicap Fund charges 1.24% a year and The Wealth Company Flexi Cap Fund 1.88%.
Which has given higher returns, SBI Flexicap Fund or The Wealth Company Flexi Cap Fund?
Over 1 year: SBI Flexicap Fund −7.80%, The Wealth Company Flexi Cap Fund −8.09%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, SBI Flexicap Fund or The Wealth Company Flexi Cap Fund?
SBI Flexicap Fund charges less: 1.24% a year against 1.88%. These are the Direct plans' total expense ratios reported to AMFI.
How much do SBI Flexicap Fund and The Wealth Company Flexi Cap Fund overlap?
23.3%. They hold 11 of the same securities, the largest shared ones being HDFCBANK, ICICIBANK, BAJFINANCE. From each fund's latest monthly portfolio.
Which is riskier, SBI Flexicap Fund or The Wealth Company Flexi Cap Fund?
On SEBI's riskometer, SBI Flexicap Fund is rated Very High and The Wealth Company Flexi Cap Fund Very High. Over 1 years, the standard deviation of daily returns was 13.58% and 15.57% a year.
Can I invest in both SBI Flexicap Fund and The Wealth Company Flexi Cap Fund?
Yes. 23.3% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages SBI Flexicap Fund and The Wealth Company Flexi Cap Fund?
SBI Flexicap Fund: Dinesh Balachandran, Anup Upadhyay. The Wealth Company Flexi Cap Fund: Aparna Shanker, Chinmay Sathe.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.