Motilal Oswal Flexi Cap Fund vs The Wealth Company Flexi Cap Fund
Direct Plan, Growth option · Data as on 30-10-2026
Motilal Oswal Flexi Cap Fund and The Wealth Company Flexi Cap Fund are both Flexi Cap funds. In the year to 30-10-2026, Motilal Oswal Flexi Cap Fund (Direct) returned −3.8% and The Wealth Company Flexi Cap Fund (Direct) returned −8.1%. Motilal Oswal Flexi Cap Fund charges 1.19% a year and The Wealth Company Flexi Cap Fund 1.88% (Direct plans). Their portfolios overlap 1.9%: they hold 2 of the same securities.
Motilal Oswal Flexi Cap Fund
Flexi Cap
- 1 year return
- −3.8%
- Expense ratio
- 1.19%
- NAV
- ₹67.61
The Wealth Company Flexi Cap Fund
Flexi Cap
- 1 year return
- −8.1%
- Expense ratio
- 1.88%
- NAV
- ₹9.22
Which is better, Motilal Oswal Flexi Cap or The Wealth Company Flexi Cap? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Motilal Oswal Flexi Cap returned more over 1 year: −3.8% against −8.1%.
- Motilal Oswal Flexi Cap costs less: 1.19% a year against 1.88% (Direct plans).
- The Wealth Company Flexi Cap fell less in its worst fall since 17-10-2025: −16.1% against −19.1%.
- Motilal Oswal Flexi Cap is the larger fund: ₹13,446 Cr against ₹239 Cr.
- Their portfolios overlap 1.9%: 2 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Motilal Oswal Flexi Cap Fund | The Wealth Company Flexi Cap Fund |
|---|---|---|
| Fund house | Motilal Oswal Mutual Fund | The Wealth Company Mutual Fund |
| Category | Flexi Cap | Flexi Cap |
| AUM | ₹13,446 Cr (30-09-2026) | ₹239 Cr (30-09-2026) |
| NAV | ₹67.61 (Direct) | ₹9.22 (Direct) |
| Expense ratio (Direct) | 1.19% | 1.88% |
| Expense ratio (Regular) | 2.02% | 3.94% |
| Riskometer | Very High | Very High |
| Benchmark | Nifty 500 TRI | Nifty 500 TRI |
| Launch date | 28-04-2014 | 14-10-2025 |
| Minimum investment | ₹500 | ₹1,000 |
| Lock in | None | None |
| Fund managers | Ankit Agarwal, Varun Sharma, Ajay Khandelwal, Atul Mehra, Rakesh Shetty, Swapnil Mayekar | Aparna Shanker, Chinmay Sathe |
| Exit load | Exit load of 1%, if redeemed within 365 days. | 1% - If redeemed/switched out within 30 days from the date of allotment. Nil - if redeemed/switched out after 30 days from the date of allotm |
Motilal Oswal Flexi Cap vs The Wealth Company Flexi Cap: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Motilal Oswal Flexi Cap Fund (Direct) | −1.70% | −1.19% | +8.85% | −3.83% | +16.84% | +12.46% | +12.24% |
| The Wealth Company Flexi Cap Fund (Direct) | −4.61% | −8.89% | −7.46% | −8.09% | -- | -- | -- |
| Flexi Cap average | −1.62% | −4.17% | +1.00% | −3.58% | -- | -- | -- |
Category average: the average of the 46 Flexi Cap funds, same plan type.
Motilal Oswal Flexi Cap vs The Wealth Company Flexi Cap: Year-wise Returns
| Year | Motilal OswalMotilal Oswal Flexi Cap | The Wealth CompanyThe Wealth Company Flexi Cap | Nifty 500 TRI |
|---|---|---|---|
| 2026to date | +0.83% | −10.00% | −7.51% |
| 2025 | −4.82% | -- | +7.76% |
| 2024 | +46.96% | -- | +16.24% |
| 2023 | +32.08% | -- | +26.91% |
| 2022 | −2.14% | -- | +4.25% |
| 2021 | +16.33% | -- | +31.60% |
Motilal Oswal Flexi Cap vs The Wealth Company Flexi Cap: Rolling Returns
Every holding period of both funds, against Nifty 500 TRI, the benchmark of both
Motilal Oswal Flexi Cap vs The Wealth Company Flexi Cap: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-10-2025 to 30-10-2026: 13 instalments, ₹1,30,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Motilal Oswal Flexi CapMotilal Oswal Flexi Cap Fund (Direct) | ₹1,30,000 | ₹1,33,740 | ₹3,740 | 5.0% |
| The Wealth Company Flexi CapThe Wealth Company Flexi Cap Fund (Direct) | ₹1,30,000 | ₹1,20,830 | −₹9,170 | −12.1% |
Motilal Oswal Flexi CapMotilal Oswal Flexi Cap Fund (Direct)
The Wealth Company Flexi CapThe Wealth Company Flexi Cap Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Motilal Oswal Flexi Cap vs The Wealth Company Flexi Cap: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Motilal Oswal Flexi Cap Fund (Direct) | The Wealth Company Flexi Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | −3.83% | −8.09% |
| Standard deviation | 16.70% | 15.57% |
| Sharpe ratio | -0.54 | -0.86 |
| Sortino ratio | -0.74 | -1.14 |
| Maximum drawdown | −19.1% (23-03-2026) | −16.1% (31-03-2026) |
| Beta | 1.02 | 1.02 |
| Alpha | +3.74% | −0.56% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Motilal Oswal Flexi Cap Fund (Direct) | The Wealth Company Flexi Cap Fund (Direct) |
|---|---|---|
| Return (CAGR) | +16.56% | −7.74% |
| Standard deviation | 16.70% | 15.31% |
| Sharpe ratio | 0.64 | -0.85 |
| Sortino ratio | 0.87 | -1.13 |
| Maximum drawdown | −37.1% (23-03-2020) | −16.1% (31-03-2026) |
| Beta | 0.96 | 1.01 |
| Alpha | +3.61% | −1.50% |
From daily NAVs, 29-04-2014 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Motilal Oswal Flexi Cap Fund (Direct)
The Wealth Company Flexi Cap Fund (Direct)
Nifty 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Motilal Oswal Flexi Cap Fund (Direct) | −19.1% | 30-10-2025 | 23-03-2026 | 06-08-2026 | 4 months | −7.1% |
| The Wealth Company Flexi Cap Fund (Direct) | −16.1% | 07-01-2026 | 31-03-2026 | Not yet | -- | −11.6% |
| Nifty 500 TRI | −14.7% | 02-01-2026 | 30-03-2026 | Not yet | -- | −8.4% |
From daily values since 17-10-2025, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Motilal Oswal Flexi Cap Fund (Direct)
The Wealth Company Flexi Cap Fund (Direct)
Nifty 500 TRI
Against Nifty 500 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Motilal Oswal Flexi Cap Fund (Direct) | 129% | 102% | 8.96% |
| The Wealth Company Flexi Cap Fund (Direct) | 106% | 109% | 7.34% |
From month-end values since 17-10-2025. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Motilal Oswal Flexi Cap vs The Wealth Company Flexi Cap: Portfolio Overlap
From each fund's latest monthly portfolio: Motilal Oswal Flexi Cap Fund, September 2026; The Wealth Company Flexi Cap Fund, September 2026
Holdings in common
- Overlap
- 1.9%
- Held by both
- 2
- Only in Motilal Oswal Flexi Cap
- 29
- Only in The Wealth Company Flexi Cap
- 46
| Security | % of Motilal Oswal Flexi Cap | % of The Wealth Company Flexi Cap |
|---|---|---|
| Ather Energy Limited | 3.20% | 1.79% |
| Multi Commodity Exchange of India Limited | 3.77% | 0.14% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 1.9% means 1.9% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Motilal Oswal Flexi Cap Fund
| Security | % of fund |
|---|---|
| Kalyan Jewellers India Limited | 8.23% |
| Eternal Limited | 6.54% |
| CG Power and Industrial Solutions Limited | 5.65% |
| Sterlite Technologies Limited | 4.43% |
| Coforge Limited | 4.36% |
Largest holdings only in The Wealth Company Flexi Cap Fund
| Security | % of fund |
|---|---|
| HDFC Bank Limited | 4.16% |
| Life Insurance Corporation Of India | 4.14% |
| ICICI Bank Limited | 3.43% |
| Thangamayil Jewellery Limited | 2.63% |
| Ramkrishna Forgings Limited | 2.56% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Motilal Oswal Flexi Cap | The Wealth Company Flexi Cap |
|---|---|---|
| Equity | 96.7% | 91.9% |
| Debt | 0.0% | 0.0% |
| Cash and others | 3.3% | 8.1% |
Market cap of stocks
| Market cap | Motilal Oswal Flexi Cap | The Wealth Company Flexi Cap |
|---|---|---|
| Large Cap | 33.2% | 34.8% |
| Mid Cap | 32.4% | 17.2% |
| Small Cap | 28.6% | 33.3% |
| Not on AMFI's list | 2.5% | 6.7% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Motilal Oswal Flexi Cap | The Wealth Company Flexi Cap |
|---|---|---|
| Electrical Equipment | 18.2% | 2.1% |
| Auto Components | 2.4% | 16.3% |
| Consumer Durables | 12.9% | 2.6% |
| Banks | 6.2% | 11.9% |
| Finance | 7.8% | 2.3% |
| Capital Markets | 7.7% | 4.2% |
| IT - Software | 7.5% | 3.3% |
| Retailing | 6.5% | 0.0% |
| Automobiles | 5.7% | 6.3% |
| Insurance | 0.0% | 4.5% |
| Industrial Manufacturing | 3.9% | 4.4% |
The six largest sectors of each fund's stocks, % of the fund.
Motilal Oswal Flexi Cap vs The Wealth Company Flexi Cap: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Motilal Oswal Flexi Cap Fund | The Wealth Company Flexi Cap Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.19% | 1.88% |
| Base expense ratio (Direct) | 0.72% | 0.30% |
| Total expense ratio (Regular) | 2.02% | 3.94% |
| Base expense ratio (Regular) | 1.45% | 2.10% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Motilal Oswal Flexi Cap with
Motilal Oswal Flexi Cap Fund vs The Wealth Company Flexi Cap Fund: Frequently Asked Questions
What is the difference between Motilal Oswal Flexi Cap Fund and The Wealth Company Flexi Cap Fund?
Both are Flexi Cap funds, run by Motilal Oswal Mutual Fund and The Wealth Company Mutual Fund. Their portfolios overlap 1.9%. Motilal Oswal Flexi Cap Fund charges 1.19% a year and The Wealth Company Flexi Cap Fund 1.88%.
Which has given higher returns, Motilal Oswal Flexi Cap Fund or The Wealth Company Flexi Cap Fund?
Over 1 year: Motilal Oswal Flexi Cap Fund −3.83%, The Wealth Company Flexi Cap Fund −8.09%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Motilal Oswal Flexi Cap Fund or The Wealth Company Flexi Cap Fund?
Motilal Oswal Flexi Cap Fund charges less: 1.19% a year against 1.88%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Motilal Oswal Flexi Cap Fund and The Wealth Company Flexi Cap Fund overlap?
1.9%. They hold 2 of the same securities, the largest shared ones being ATHERENERG, MCX. From each fund's latest monthly portfolio.
Which is riskier, Motilal Oswal Flexi Cap Fund or The Wealth Company Flexi Cap Fund?
On SEBI's riskometer, Motilal Oswal Flexi Cap Fund is rated Very High and The Wealth Company Flexi Cap Fund Very High. Over 1 years, the standard deviation of daily returns was 16.70% and 15.57% a year.
Can I invest in both Motilal Oswal Flexi Cap Fund and The Wealth Company Flexi Cap Fund?
Yes. 1.9% of each fund's money sits in the same holdings, so the two hold mostly different investments.
Who manages Motilal Oswal Flexi Cap Fund and The Wealth Company Flexi Cap Fund?
Motilal Oswal Flexi Cap Fund: Ankit Agarwal, Varun Sharma, Ajay Khandelwal, Atul Mehra, Rakesh Shetty, Swapnil Mayekar. The Wealth Company Flexi Cap Fund: Aparna Shanker, Chinmay Sathe.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.