Samco Dynamic Asset Allocation Fund vs Samco Multi Asset Allocation Fund
Direct Plan, Growth option · Data as on 30-10-2026
Samco Dynamic Asset Allocation Fund is a Balanced Advantage fund and Samco Multi Asset Allocation Fund is a Multi Asset fund. In the year to 30-10-2026, Samco Dynamic Asset Allocation Fund (Direct) returned −4.1% and Samco Multi Asset Allocation Fund (Direct) returned 0.8%. Samco Dynamic Asset Allocation Fund charges 1.95% a year and Samco Multi Asset Allocation Fund 2.30% (Direct plans). Their portfolios overlap 34.4%: they hold 49 of the same securities.
Samco Dynamic Asset Allocation Fund
Balanced Advantage
- 1 year return
- −4.1%
- Expense ratio
- 1.95%
- NAV
- ₹10.41
Samco Multi Asset Allocation Fund
Multi Asset
- 1 year return
- 0.8%
- Expense ratio
- 2.30%
- NAV
- ₹12.07
Which is better, Samco Dynamic Asset Allocation or Samco Multi Asset Allocation? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Samco Multi Asset Allocation returned more over 1 year: 0.8% against −4.1%.
- Samco Dynamic Asset Allocation costs less: 1.95% a year against 2.30% (Direct plans).
- Samco Dynamic Asset Allocation fell less in its worst fall since 31-12-2024: −10.9% against −12.3%.
- Samco Dynamic Asset Allocation holds more in large companies: 32.6% of the fund in large caps against 12.8%.
- Samco Multi Asset Allocation is the larger fund: ₹380 Cr against ₹157 Cr.
- Their portfolios overlap 34.4%: 49 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Samco Dynamic Asset Allocation Fund | Samco Multi Asset Allocation Fund |
|---|---|---|
| Fund house | Samco Mutual Fund | Samco Mutual Fund |
| Category | Balanced Advantage | Multi Asset |
| AUM | ₹157 Cr (30-09-2026) | ₹380 Cr (30-09-2026) |
| NAV | ₹10.41 (Direct) | ₹12.07 (Direct) |
| Expense ratio (Direct) | 1.95% | 2.30% |
| Expense ratio (Regular) | 3.42% | 3.78% |
| Riskometer | Very High | Very High |
| Benchmark | NIFTY 50 Hybrid Composite Debt 50:50 Index | 65% Nifty 50 TRI + 20% CRISIL Short Term Bond Index + 10% Domestic Price of Gold + 5% Domestic Price of Silver |
| Launch date | 28-12-2023 | 24-12-2024 |
| Minimum investment | ₹5,000 | ₹5,000 |
| Lock in | None | None |
| Fund managers | Umeshkumar Mehta, Nirali Bhansali, Dhawal Dhanani, Vishal Shinde | Umeshkumar Mehta, Nirali Bhansali, Dhawal Dhanani, Vishal Shinde |
| Exit load | Exit Load for units in excess of 25% of the investment,1% will be charged for redemption within 12 months. | For units in excess of 10% of the investment 1% will be charged for redemption within 12 Months |
Samco Dynamic Asset Allocation vs Samco Multi Asset Allocation: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Samco Dynamic Asset Allocation Fund (Direct) | −1.05% | −1.05% | −0.38% | −4.06% | -- | -- | -- |
| Samco Multi Asset Allocation Fund (Direct) | −1.31% | −1.15% | −2.27% | +0.84% | -- | -- | -- |
| Balanced Advantage average | −0.55% | −2.88% | +0.08% | −2.08% | -- | -- | -- |
| Multi Asset average | −1.71% | −3.33% | −1.78% | +2.00% | -- | -- | -- |
Category average: the average of the 38 Balanced Advantage funds and the 37 Multi Asset funds, same plan type.
Samco Dynamic Asset Allocation vs Samco Multi Asset Allocation: Year-wise Returns
| Year | DynamicSamco Dynamic Asset Allocation | MultiSamco Multi Asset Allocation |
|---|---|---|
| 2026to date | −3.34% | +0.17% |
| 2025 | −3.06% | +20.02% |
Samco Dynamic Asset Allocation vs Samco Multi Asset Allocation: Rolling Returns
Every holding period of both funds
Rolling returns
Every 1-year holding period, 205 of them, one for each trading day from 31-12-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Samco Dynamic Asset Allocation Fund (Direct)
Samco Multi Asset Allocation Fund (Direct)
to
Jan 2026Mar 2025
to
Mar 2026May 2025
to
May 2026Jun 2025
to
Jun 2026Aug 2025
to
Aug 2026Oct 2025
to
Oct 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Samco Dynamic Asset Allocation | 58.5 | 41.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | −0.5% | −0.6% | −5.9% | 4.9% |
| Samco Multi Asset Allocation | 3.4 | 29.8 | 34.1 | 8.8 | 10.7 | 10.7 | 2.4 | 9.7% | 8.0% | −2.0% | 31.3% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 31-12-2024. Past returns do not promise future returns.
Samco Dynamic Asset Allocation vs Samco Multi Asset Allocation: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 02-12-2024 to 30-10-2026: 23 instalments, ₹2,30,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Samco Dynamic Asset AllocationSamco Dynamic Asset Allocation Fund (Direct) | ₹2,30,000 | ₹2,25,664 | −₹4,336 | −1.9% |
| Samco Multi Asset AllocationSamco Multi Asset Allocation Fund (Direct) | ₹2,30,000 | ₹2,38,026 | ₹8,026 | 3.5% |
Samco Dynamic Asset AllocationSamco Dynamic Asset Allocation Fund (Direct)
Samco Multi Asset AllocationSamco Multi Asset Allocation Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Samco Dynamic Asset Allocation vs Samco Multi Asset Allocation: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Samco Dynamic Asset Allocation Fund (Direct) | Samco Multi Asset Allocation Fund (Direct) |
|---|---|---|
| Return (CAGR) | −4.06% | +0.84% |
| Standard deviation | 10.02% | 12.07% |
| Sharpe ratio | -0.93 | -0.36 |
| Sortino ratio | -1.19 | -0.48 |
| Maximum drawdown | −8.9% (30-03-2026) | −12.3% (23-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Samco Dynamic Asset Allocation Fund (Direct) | Samco Multi Asset Allocation Fund (Direct) |
|---|---|---|
| Return (CAGR) | +1.33% | +10.61% |
| Standard deviation | 11.02% | 10.76% |
| Sharpe ratio | -0.42 | 0.47 |
| Sortino ratio | -0.53 | 0.65 |
| Maximum drawdown | −15.3% (30-03-2026) | −12.3% (23-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 04-01-2024 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Samco Dynamic Asset Allocation Fund (Direct)
Samco Multi Asset Allocation Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Samco Dynamic Asset Allocation Fund (Direct) | −10.9% | 02-01-2025 | 30-03-2026 | Not yet | -- | −7.2% |
| Samco Multi Asset Allocation Fund (Direct) | −12.3% | 29-01-2026 | 23-03-2026 | Not yet | -- | −9.3% |
From daily values since 31-12-2024, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Samco Dynamic Asset Allocation Fund (Direct)
Samco Multi Asset Allocation Fund (Direct)
Samco Dynamic Asset Allocation vs Samco Multi Asset Allocation: Portfolio Overlap
From each fund's latest monthly portfolio: Samco Dynamic Asset Allocation Fund, September 2026; Samco Multi Asset Allocation Fund, September 2026
Holdings in common
- Overlap
- 34.4%
- Held by both
- 49
- Only in Samco Dynamic Asset Allocation
- 30
- Only in Samco Multi Asset Allocation
- 29
| Security | % of Samco Dynamic Asset Allocation | % of Samco Multi Asset Allocation |
|---|---|---|
| 7.38% Government of India (20/06/2027) | 16.07% | 11.96% |
| Laurus Labs Limited | 1.28% | 1.86% |
| Hitachi Energy India Limited | 1.09% | 1.07% |
| Bank of Maharashtra | 0.98% | 1.29% |
| GE Vernova T&D India Limited | 0.90% | 0.94% |
| Welspun Corp Limited | 1.69% | 0.82% |
| Adani Energy Solutions Limited | 1.57% | 0.79% |
| Bharat Forge Limited | 0.79% | 1.08% |
| Aditya Birla Capital Limited | 0.90% | 0.76% |
| Multi Commodity Exchange of India Limited | 0.74% | 1.02% |
| The Federal Bank Limited | 0.74% | 1.03% |
| Adani Power Limited | 2.28% | 0.69% |
| HFCL Limited | 1.54% | 0.68% |
| BSE Limited | 0.63% | 0.70% |
| Samvardhana Motherson International Limited | 1.57% | 0.61% |
| AU Small Finance Bank Limited | 0.60% | 0.57% |
| National Aluminium Company Limited | 0.57% | 0.72% |
| Apollo Hospitals Enterprise Limited | 1.17% | 0.56% |
| Indian Bank | 0.52% | 0.55% |
| Titan Company Limited | 1.32% | 0.50% |
| CG Power and Industrial Solutions Limited | 1.27% | 0.48% |
| Syrma SGS Technology Limited | 1.05% | 0.45% |
| Torrent Pharmaceuticals Limited | 2.46% | 0.42% |
| Aegis Logistics Limited | 0.44% | 0.41% |
| Bank of India | 0.40% | 0.41% |
| Kirloskar Oil Engines Limited | 1.00% | 0.38% |
| Sona BLW Precision Forgings Limited | 0.44% | 0.38% |
| Anand Rathi Wealth Limited | 0.92% | 0.36% |
| Granules India Limited | 0.82% | 0.36% |
| Hindalco Industries Limited | 1.47% | 0.33% |
| Acutaas Chemicals Limited | 0.90% | 0.33% |
| Honasa Consumer Limited | 0.37% | 0.32% |
| Cemindia Projects Ltd | 0.36% | 0.32% |
| Vedanta Limited | 1.40% | 0.31% |
| Chennai Petroleum Corporation Limited | 0.68% | 0.30% |
| NMDC Limited | 0.53% | 0.30% |
| Hindustan Petroleum Corporation Limited | 0.38% | 0.27% |
| FSN E-Commerce Ventures Limited | 1.02% | 0.26% |
| Union Bank of India | 1.02% | 0.24% |
| Shriram Finance Limited | 1.24% | 0.23% |
| L&T Finance Limited | 0.33% | 0.21% |
| Karur Vysya Bank Limited | 0.45% | 0.20% |
| State Bank of India | 1.04% | 0.18% |
| The Jammu & Kashmir Bank Limited | 0.51% | 0.18% |
| The Great Eastern Shipping Company Limited | 0.38% | 0.17% |
| Shipping Corporation Of India Limited | 0.39% | 0.16% |
| Canara Bank | 0.67% | 0.15% |
| Tata Motors Passenger Vehicles Limited | 0.59% | 0.09% |
| Ather Energy Limited | 0.01% | 0.01% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 34.4% means 34.4% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Samco Dynamic Asset Allocation Fund
| Security | % of fund |
|---|---|
| Religare Enterprises Limited | 8.76% |
| Cummins India Limited | 1.70% |
| Steamhouse India Limited | 1.58% |
| Tata Steel Limited | 1.06% |
| Adani Ports and Special Economic Zone Limited | 1.05% |
Largest holdings only in Samco Multi Asset Allocation Fund
| Security | % of fund |
|---|---|
| Nippon India ETF Gold Bees | 21.37% |
| Gujarat Themis Biosyn Limited | 4.11% |
| One 97 Communications Limited | 2.69% |
| Bharat Heavy Electricals Limited | 1.03% |
| Divi's Laboratories Limited | 1.00% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Samco Dynamic Asset Allocation | Samco Multi Asset Allocation |
|---|---|---|
| Equity | 71.3% | 42.4% |
| Debt | 16.1% | 12.0% |
| Cash and others | 12.6% | 45.7% |
Market cap of stocks
| Market cap | Samco Dynamic Asset Allocation | Samco Multi Asset Allocation |
|---|---|---|
| Large Cap | 32.6% | 12.8% |
| Mid Cap | 14.1% | 16.2% |
| Small Cap | 21.4% | 13.4% |
| Not on AMFI's list | 3.2% | 0.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Samco Dynamic Asset Allocation | Samco Multi Asset Allocation |
|---|---|---|
| Finance | 12.2% | 1.2% |
| Pharmaceuticals & Biotechnology | 6.4% | 10.1% |
| Banks | 8.4% | 5.4% |
| Power | 5.7% | 1.8% |
| Industrial Products | 4.6% | 1.7% |
| Electrical Equipment | 4.4% | 3.9% |
| Auto Components | 2.9% | 3.2% |
| Capital Markets | 2.9% | 2.1% |
| Financial Technology (Fintech) | 0.0% | 2.7% |
The six largest sectors of each fund's stocks, % of the fund.
Samco Dynamic Asset Allocation vs Samco Multi Asset Allocation: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Samco Dynamic Asset Allocation Fund | Samco Multi Asset Allocation Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.95% | 2.30% |
| Base expense ratio (Direct) | 0.79% | 0.64% |
| Total expense ratio (Regular) | 3.42% | 3.78% |
| Base expense ratio (Regular) | 2.10% | 1.96% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
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Samco Dynamic Asset Allocation Fund vs Samco Multi Asset Allocation Fund: Frequently Asked Questions
What is the difference between Samco Dynamic Asset Allocation Fund and Samco Multi Asset Allocation Fund?
Samco Dynamic Asset Allocation Fund is a Balanced Advantage fund, Samco Multi Asset Allocation Fund is a Multi Asset fund, run by Samco Mutual Fund. Their portfolios overlap 34.4%. Samco Dynamic Asset Allocation Fund charges 1.95% a year and Samco Multi Asset Allocation Fund 2.30%.
Which has given higher returns, Samco Dynamic Asset Allocation Fund or Samco Multi Asset Allocation Fund?
Over 1 year: Samco Dynamic Asset Allocation Fund −4.06%, Samco Multi Asset Allocation Fund +0.84%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Samco Dynamic Asset Allocation Fund or Samco Multi Asset Allocation Fund?
Samco Dynamic Asset Allocation Fund charges less: 1.95% a year against 2.30%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Samco Dynamic Asset Allocation Fund and Samco Multi Asset Allocation Fund overlap?
34.4%. They hold 49 of the same securities, the largest shared ones being 7.38% Government of India (20/06/2027), LAURUSLABS, POWERINDIA. From each fund's latest monthly portfolio.
Which is riskier, Samco Dynamic Asset Allocation Fund or Samco Multi Asset Allocation Fund?
On SEBI's riskometer, Samco Dynamic Asset Allocation Fund is rated Very High and Samco Multi Asset Allocation Fund Very High. Over 1 years, the standard deviation of daily returns was 10.02% and 12.07% a year.
Can I invest in both Samco Dynamic Asset Allocation Fund and Samco Multi Asset Allocation Fund?
Yes. 34.4% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Samco Dynamic Asset Allocation Fund and Samco Multi Asset Allocation Fund?
Samco Dynamic Asset Allocation Fund: Umeshkumar Mehta, Nirali Bhansali, Dhawal Dhanani, Vishal Shinde. Samco Multi Asset Allocation Fund: Umeshkumar Mehta, Nirali Bhansali, Dhawal Dhanani, Vishal Shinde.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.