Quantum Value Fund vs UTI - Dividend Yield Fund
Direct Plan, Growth option · Data as on 30-10-2026
Quantum Value Fund is a Value and Contra fund and UTI - Dividend Yield Fund is a Dividend Yield fund. In the 3 years to 30-10-2026, Quantum Value Fund (Direct) returned 9.5% a year and UTI - Dividend Yield Fund (Direct) returned 12.8% a year. Quantum Value Fund charges 1.14% a year and UTI - Dividend Yield Fund 1.54% (Direct plans). Their portfolios overlap 38.0%: they hold 17 of the same securities.
Quantum Value Fund
Value and Contra
- 3 year return
- 9.5%
- Expense ratio
- 1.14%
- NAV
- ₹119.47
UTI - Dividend Yield Fund
Dividend Yield
- 3 year return
- 12.8%
- Expense ratio
- 1.54%
- NAV
- ₹182.77
Which is better, Quantum Value or UTI - Dividend Yield? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- UTI - Dividend Yield returned more over 5 years: 10.1% a year against 8.7%.
- UTI - Dividend Yield returned more over 3 years: 12.8% a year against 9.5%.
- Quantum Value costs less: 1.14% a year against 1.54% (Direct plans).
- Quantum Value swung less over 3 years: a standard deviation of 12.3% a year against 12.5%.
- UTI - Dividend Yield fell less in its worst fall since 02-01-2013: −32.7% against −40.0%.
- UTI - Dividend Yield holds more in large companies: 62.1% of the fund in large caps against 51.3%.
- UTI - Dividend Yield is the larger fund: ₹3,582 Cr against ₹1,048 Cr.
- Their portfolios overlap 38.0%: 17 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Quantum Value Fund | UTI - Dividend Yield Fund |
|---|---|---|
| Fund house | Quantum Mutual Fund | UTI Mutual Fund |
| Category | Value and Contra | Dividend Yield |
| AUM | ₹1,048 Cr (30-09-2026) | ₹3,582 Cr (30-09-2026) |
| NAV | ₹119.47 (Direct) | ₹182.77 (Direct) |
| Expense ratio (Direct) | 1.14% | 1.54% |
| Expense ratio (Regular) | 2.17% | 1.99% |
| Riskometer | Very High | Very High |
| Benchmark | BSE 500 TRI | Nifty 500 TRI |
| Launch date | 13-03-2006 | 01-06-2005 |
| Minimum investment | ₹500 | Regular Plan-Growth- Rs.5000, Regular Plan-Reinvestment of IDCW- Rs.5000, Regular Plan-Payout of IDCW- Rs.5000, Direct Plan-Growth- Rs.5000, Direct Plan-Reinvestment of IDCW- Rs.5000, Direct Plan-Payout of IDCW- Rs.5000, |
| Lock in | None | None |
| Fund managers | George Thomas, Christy Mathia | Amit Premchandani FM 1, Not Applicable FM 2, Not Applicable FM 3, Not Applicable FM 4, Not Applicable FM 5 |
| Exit load | For units in excess of 10% of the investment, exit load of 2% if redeemed within 365 days, 1% if redeemed after 365 days but within 730 days. | 1% if redeemed before 1 year from the date of allotment. Nil if redeemed on or after 1 year from the date of allotment |
Quantum Value vs UTI - Dividend Yield: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Quantum Value Fund (Direct) | +1.07% | −6.65% | −3.40% | −10.00% | +9.52% | +8.72% | +10.02% |
| UTI - Dividend Yield Fund (Direct) | +0.07% | −5.33% | −3.41% | −6.51% | +12.82% | +10.06% | +13.18% |
| Value and Contra average | −2.09% | −5.76% | −3.23% | −5.72% | +11.83% | +11.08% | +12.63% |
| Dividend Yield average | −1.57% | −5.69% | −3.24% | −5.57% | +12.14% | +12.06% | -- |
Category average: the average of the 30 Value and Contra funds and the 12 Dividend Yield funds, same plan type.
Quantum Value vs UTI - Dividend Yield: Year-wise Returns
| Year | Quantum ValueQuantum Value | UTI - Dividend YieldUTI - Dividend Yield |
|---|---|---|
| 2026to date | −10.83% | −7.46% |
| 2025 | +4.63% | +5.95% |
| 2024 | +22.71% | +25.42% |
| 2023 | +27.61% | +36.27% |
| 2022 | +7.10% | −4.74% |
| 2021 | +25.53% | +39.66% |
Quantum Value vs UTI - Dividend Yield: Rolling Returns
Every holding period of both funds, against BSE 500 TRI, the benchmark of Quantum Value Fund
Rolling returns
Every 3-year holding period, 2,668 of them, one for each trading day from 04-01-2016 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Quantum Value Fund (Direct)
UTI - Dividend Yield Fund (Direct)
BSE 500 TRI
to
Nov 2016Sept 2015
to
Sept 2018Jul 2017
to
Jul 2020May 2019
to
May 2022Mar 2021
to
Mar 2024Dec 2022
to
Dec 2025
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Quantum Value | 5.8 | 5.0 | 10.1 | 34.6 | 30.7 | 11.7 | 2.1 | 13.6% | 13.8% | −10.7% | 31.1% | 35% |
| UTI - Dividend Yield | 1.7 | 3.8 | 16.4 | 24.8 | 29.2 | 22.6 | 1.6 | 14.9% | 15.5% | −5.0% | 31.4% | 44% |
| BSE 500 TRI | 1.8 | 4.2 | 7.9 | 36.8 | 34.2 | 11.7 | 3.3 | 14.8% | 14.9% | −6.2% | 33.9% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is BSE 500 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 02-01-2013. Past returns do not promise future returns.
Quantum Value vs UTI - Dividend Yield: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Quantum ValueQuantum Value Fund (Direct) | ₹16,60,000 | ₹37,55,423 | ₹20,95,423 | 11.1% |
| UTI - Dividend YieldUTI - Dividend Yield Fund (Direct) | ₹16,60,000 | ₹44,34,588 | ₹27,74,588 | 13.2% |
Quantum ValueQuantum Value Fund (Direct)
UTI - Dividend YieldUTI - Dividend Yield Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Quantum Value vs UTI - Dividend Yield: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Quantum Value Fund (Direct) | UTI - Dividend Yield Fund (Direct) |
|---|---|---|
| Return (CAGR) | −10.00% | −6.51% |
| Standard deviation | 13.02% | 11.35% |
| Sharpe ratio | -1.17 | -1.04 |
| Sortino ratio | -1.54 | -1.35 |
| Maximum drawdown | −15.8% (30-03-2026) | −12.0% (31-03-2026) |
| Beta | 0.86 | 0.76 |
| Alpha | −4.15% | −2.21% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Quantum Value Fund (Direct) | UTI - Dividend Yield Fund (Direct) |
|---|---|---|
| Return (CAGR) | +9.52% | +12.82% |
| Standard deviation | 12.25% | 12.51% |
| Sharpe ratio | 0.29 | 0.54 |
| Sortino ratio | 0.40 | 0.75 |
| Maximum drawdown | −15.9% (30-03-2026) | −18.2% (28-02-2025) |
| Beta | 0.82 | 0.85 |
| Alpha | +0.32% | +3.24% |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Quantum Value Fund (Direct) | UTI - Dividend Yield Fund (Direct) |
|---|---|---|
| Return (CAGR) | +8.72% | +10.06% |
| Standard deviation | 12.83% | 12.92% |
| Sharpe ratio | 0.23 | 0.33 |
| Sortino ratio | 0.31 | 0.45 |
| Maximum drawdown | −15.9% (30-03-2026) | −18.6% (20-06-2022) |
| Beta | 0.86 | 0.85 |
| Alpha | +0.47% | +1.69% |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Quantum Value Fund (Direct) | UTI - Dividend Yield Fund (Direct) |
|---|---|---|
| Return (CAGR) | +10.67% | +12.69% |
| Standard deviation | 14.51% | 14.29% |
| Sharpe ratio | 0.30 | 0.46 |
| Sortino ratio | 0.41 | 0.63 |
| Maximum drawdown | −40.0% (23-03-2020) | −32.7% (23-03-2020) |
| Beta | 0.86 | 0.85 |
| Alpha | +0.26% | +0.89% |
From daily NAVs, 03-01-2011 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Quantum Value Fund (Direct)
UTI - Dividend Yield Fund (Direct)
BSE 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Quantum Value Fund (Direct) | −40.0% | 03-06-2019 | 23-03-2020 | 24-11-2020 | 8 months | −12.0% |
| UTI - Dividend Yield Fund (Direct) | −32.7% | 31-08-2018 | 23-03-2020 | 19-08-2020 | 5 months | −10.3% |
| BSE 500 TRI | −38.1% | 17-01-2020 | 23-03-2020 | 06-11-2020 | 7 months | −9.4% |
From daily values since 02-01-2013, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Quantum Value Fund (Direct)
UTI - Dividend Yield Fund (Direct)
BSE 500 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Quantum Value Fund (Direct)
UTI - Dividend Yield Fund (Direct)
BSE 500 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Quantum Value Fund (Direct)
UTI - Dividend Yield Fund (Direct)
BSE 500 TRI
Against BSE 500 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Quantum Value Fund (Direct) | 86% | 82% | 5.00% |
| UTI - Dividend Yield Fund (Direct) | 92% | 87% | 5.19% |
From month-end values since 02-01-2013. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Quantum Value vs UTI - Dividend Yield: Portfolio Overlap
From each fund's latest monthly portfolio: Quantum Value Fund, September 2026; UTI - Dividend Yield Fund, September 2026
Holdings in common
- Overlap
- 38.0%
- Held by both
- 17
- Only in Quantum Value
- 17
- Only in UTI - Dividend Yield
- 46
| Security | % of Quantum Value | % of UTI - Dividend Yield |
|---|---|---|
| HDFC Bank Ltd | 5.81% | 8.11% |
| ICICI Bank Ltd | 4.85% | 5.72% |
| Tech Mahindra Ltd | 3.53% | 3.08% |
| Kotak Mahindra Bank Ltd | 4.53% | 3.03% |
| Bharti Airtel Ltd | 3.10% | 2.94% |
| State Bank of India | 2.54% | 3.28% |
| Axis Bank Ltd | 3.49% | 2.48% |
| Infosys Ltd | 4.12% | 2.36% |
| Cipla Ltd | 2.85% | 1.73% |
| Tata Consultancy Services Ltd | 4.40% | 1.72% |
| Hero MotoCorp Ltd | 3.26% | 1.61% |
| Crompton Greaves Consumer Electricals Ltd | 2.91% | 1.34% |
| Mahindra & Mahindra Ltd | 1.30% | 2.84% |
| Dabur India Ltd | 1.99% | 1.27% |
| ICICI Lombard General Insurance Company Ltd | 2.94% | 0.99% |
| Tata Steel Ltd | 0.47% | 1.65% |
| Dr. Reddy''s Laboratories Ltd | 2.89% | 0.46% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 38.0% means 38.0% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Quantum Value Fund
| Security | % of fund |
|---|---|
| Exide Industries Ltd | 3.76% |
| HDFC Life Insurance Company Ltd | 3.29% |
| Nuvoco Vistas Corporation Ltd | 3.16% |
| Container Corporation of India Ltd | 3.11% |
| ICICI Prudential Life Insurance Company Ltd | 3.10% |
Largest holdings only in UTI - Dividend Yield Fund
| Security | % of fund |
|---|---|
| EQ - POWER GRID CORPORATION OF INDI | 2.33% |
| EQ - MARUTI SUZUKI INDIA LTD. | 2.07% |
| REIT- KNOWLEDGE REALTY TRUST REIT | 2.03% |
| EQ - COAL INDIA LTD. | 2.02% |
| EQ - TORRENT PHARMACEUTICALS LTD. | 2.01% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Quantum Value | UTI - Dividend Yield |
|---|---|---|
| Equity | 95.7% | 91.6% |
| Debt | 0.0% | 0.6% |
| Cash and others | 4.3% | 7.8% |
Market cap of stocks
| Market cap | Quantum Value | UTI - Dividend Yield |
|---|---|---|
| Large Cap | 51.3% | 62.1% |
| Mid Cap | 23.4% | 11.9% |
| Small Cap | 20.8% | 15.8% |
| Not on AMFI's list | 0.2% | 1.7% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Quantum Value | UTI - Dividend Yield |
|---|---|---|
| Banks | 23.2% | 22.6% |
| IT - Software | 14.5% | 10.2% |
| Insurance | 12.4% | 1.8% |
| Automobiles | 6.2% | 8.0% |
| Pharmaceuticals & Biotechnology | 5.7% | 7.5% |
| Finance | 4.7% | 1.4% |
| Consumer Durables | 2.9% | 4.5% |
| Power | 0.0% | 4.3% |
The six largest sectors of each fund's stocks, % of the fund.
Quantum Value vs UTI - Dividend Yield: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Quantum Value Fund | UTI - Dividend Yield Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.14% | 1.54% |
| Base expense ratio (Direct) | 0.92% | 1.23% |
| Total expense ratio (Regular) | 2.17% | 1.99% |
| Base expense ratio (Regular) | 1.79% | 1.64% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Quantum Value with
Quantum Value Fund vs UTI - Dividend Yield Fund: Frequently Asked Questions
What is the difference between Quantum Value Fund and UTI - Dividend Yield Fund?
Quantum Value Fund is a Value and Contra fund, UTI - Dividend Yield Fund is a Dividend Yield fund, run by Quantum Mutual Fund and UTI Mutual Fund. Their portfolios overlap 38.0%. Quantum Value Fund charges 1.14% a year and UTI - Dividend Yield Fund 1.54%.
Which has given higher returns, Quantum Value Fund or UTI - Dividend Yield Fund?
Over 1 year: Quantum Value Fund −10.00%, UTI - Dividend Yield Fund −6.51%. Over 3 years: Quantum Value Fund +9.52% a year, UTI - Dividend Yield Fund +12.82% a year. Over 5 years: Quantum Value Fund +8.72% a year, UTI - Dividend Yield Fund +10.06% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Quantum Value Fund or UTI - Dividend Yield Fund?
Quantum Value Fund charges less: 1.14% a year against 1.54%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Quantum Value Fund and UTI - Dividend Yield Fund overlap?
38.0%. They hold 17 of the same securities, the largest shared ones being HDFCBANK, ICICIBANK, TECHM. From each fund's latest monthly portfolio.
Which is riskier, Quantum Value Fund or UTI - Dividend Yield Fund?
On SEBI's riskometer, Quantum Value Fund is rated Very High and UTI - Dividend Yield Fund Very High. Over 3 years, the standard deviation of daily returns was 12.25% and 12.51% a year.
Which is better for SIP, Quantum Value Fund or UTI - Dividend Yield Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹7,25,862 in Quantum Value Fund (XIRR 6.8% a year) and ₹7,75,540 in UTI - Dividend Yield Fund (XIRR 9.4% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both Quantum Value Fund and UTI - Dividend Yield Fund?
Yes. 38.0% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Quantum Value Fund and UTI - Dividend Yield Fund?
Quantum Value Fund: George Thomas, Christy Mathia. UTI - Dividend Yield Fund: Amit Premchandani FM 1, Not Applicable FM 2, Not Applicable FM 3, Not Applicable FM 4, Not Applicable FM 5.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.