Quantum Multi Asset Allocation Fund vs WhiteOak Capital Multi Asset Allocation Fund
Direct Plan, Growth option · Data as on 30-10-2026
Quantum Multi Asset Allocation Fund and WhiteOak Capital Multi Asset Allocation Fund are both Multi Asset funds. In the year to 30-10-2026, Quantum Multi Asset Allocation Fund (Direct) returned −3.0% and WhiteOak Capital Multi Asset Allocation Fund (Direct) returned 6.0%. Quantum Multi Asset Allocation Fund charges 0.44% a year and WhiteOak Capital Multi Asset Allocation Fund 0.65% (Direct plans). Their portfolios overlap 12.1%: they hold 21 of the same securities.
Quantum Multi Asset Allocation Fund
Multi Asset
- 1 year return
- −3.0%
- Expense ratio
- 0.44%
- NAV
- ₹11.89
WhiteOak Capital Multi Asset Allocation Fund
Multi Asset
- 1 year return
- 6.0%
- Expense ratio
- 0.65%
- NAV
- ₹16.30
Which is better, Quantum Multi Asset Allocation or WhiteOak Capital Multi Asset Allocation? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- WhiteOak Capital Multi Asset Allocation returned more over 1 year: 6.0% against −3.0%.
- Quantum Multi Asset Allocation costs less: 0.44% a year against 0.65% (Direct plans).
- WhiteOak Capital Multi Asset Allocation fell less in its worst fall since 07-03-2024: −6.1% against −10.5%.
- Quantum Multi Asset Allocation holds more in large companies: 36.9% of the fund in large caps against 19.9%.
- WhiteOak Capital Multi Asset Allocation is the larger fund: ₹9,111 Cr against ₹54 Cr.
- Their portfolios overlap 12.1%: 21 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Quantum Multi Asset Allocation Fund | WhiteOak Capital Multi Asset Allocation Fund |
|---|---|---|
| Fund house | Quantum Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Multi Asset | Multi Asset |
| AUM | ₹54 Cr (30-09-2026) | ₹9,111 Cr (30-09-2026) |
| NAV | ₹11.89 (Direct) | ₹16.30 (Direct) |
| Expense ratio (Direct) | 0.44% | 0.65% |
| Expense ratio (Regular) | 2.03% | 1.67% |
| Riskometer | High | High |
| Benchmark | 40% NIFTY 50 TRI + 45% Nifty Composite Debt Index A – III + 15% Domestic Price of Gold | 30% BSE 500 TRI + 50% CRISIL Short Term Bond Index + 16% Domestic prices of Gold + 1% Domestic prices of Silver + 3% iCO |
| Launch date | 07-03-2024 | 19-05-2023 |
| Minimum investment | ₹500 | ₹500 |
| Lock in | None | None |
| Fund managers | Chirag Mehta, Sneha Pandey, Mansi Vasa | Ramesh Mantri, Piyush Baranwal, Dheeresh Pathak, Ashish Agrawal, Trupti Agrawal |
| Exit load | NIL - if redeemed or switch out after 90 days from the date of allotment of units, 1.00% - if redeemed or switch out on or before 90 days from the date of allotment of units. | Nil |
Quantum Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Quantum Multi Asset Allocation Fund (Direct) | 0.00% | −3.80% | −2.22% | −3.02% | -- | -- | -- |
| WhiteOak Capital Multi Asset Allocation Fund (Direct) | −1.16% | −1.15% | +1.63% | +6.03% | +16.11% | -- | -- |
| Multi Asset average | −1.71% | −3.33% | −1.78% | +2.00% | +14.20% | -- | -- |
Category average: the average of the 37 Multi Asset funds, same plan type.
Quantum Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation: Year-wise Returns
| Year | QuantumQuantum Multi Asset Allocation | WhiteOak CapitalWhiteOak Capital Multi Asset Allocation |
|---|---|---|
| 2026to date | −5.03% | +4.15% |
| 2025 | +14.76% | +18.39% |
| 2024 | -- | +18.99% |
Quantum Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation: Rolling Returns
Every holding period of both funds
Rolling returns
Every 1-year holding period, 405 of them, one for each trading day from 07-03-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Quantum Multi Asset Allocation Fund (Direct)
WhiteOak Capital Multi Asset Allocation Fund (Direct)
to
Apr 2025Aug 2024
to
Aug 2025Nov 2024
to
Nov 2025Feb 2025
to
Feb 2026Jun 2025
to
Jun 2026Sept 2025
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Quantum Multi Asset Allocation | 4.9 | 16.3 | 33.6 | 36.0 | 9.1 | 0.0 | 0.0 | 8.9% | 9.2% | −4.2% | 18.3% |
| WhiteOak Capital Multi Asset Allocation | 0.0 | 0.0 | 5.0 | 29.5 | 60.3 | 5.3 | 0.0 | 15.8% | 16.4% | 5.2% | 22.7% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 07-03-2024. Past returns do not promise future returns.
Quantum Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 07-03-2024 to 30-10-2026: 32 instalments, ₹3,20,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Quantum Multi Asset AllocationQuantum Multi Asset Allocation Fund (Direct) | ₹3,20,000 | ₹3,32,533 | ₹12,533 | 2.8% |
| WhiteOak Capital Multi Asset AllocationWhiteOak Capital Multi Asset Allocation Fund (Direct) | ₹3,20,000 | ₹3,69,835 | ₹49,835 | 10.9% |
Quantum Multi Asset AllocationQuantum Multi Asset Allocation Fund (Direct)
WhiteOak Capital Multi Asset AllocationWhiteOak Capital Multi Asset Allocation Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Quantum Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Quantum Multi Asset Allocation Fund (Direct) | WhiteOak Capital Multi Asset Allocation Fund (Direct) |
|---|---|---|
| Return (CAGR) | −3.02% | +6.03% |
| Standard deviation | 9.71% | 6.99% |
| Sharpe ratio | -0.85 | 0.11 |
| Sortino ratio | -1.12 | 0.16 |
| Maximum drawdown | −10.5% (23-03-2026) | −6.1% (23-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Quantum Multi Asset Allocation Fund (Direct) | WhiteOak Capital Multi Asset Allocation Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.76% | +15.15% |
| Standard deviation | 7.63% | 5.49% |
| Sharpe ratio | 0.11 | 1.64 |
| Sortino ratio | 0.15 | 2.34 |
| Maximum drawdown | −10.5% (23-03-2026) | −6.1% (23-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 07-03-2024 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Quantum Multi Asset Allocation Fund (Direct)
WhiteOak Capital Multi Asset Allocation Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Quantum Multi Asset Allocation Fund (Direct) | −10.5% | 29-01-2026 | 23-03-2026 | Not yet | -- | −8.3% |
| WhiteOak Capital Multi Asset Allocation Fund (Direct) | −6.1% | 02-03-2026 | 23-03-2026 | 16-06-2026 | 3 months | −3.8% |
From daily values since 07-03-2024, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Quantum Multi Asset Allocation Fund (Direct)
WhiteOak Capital Multi Asset Allocation Fund (Direct)
Quantum Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation: Portfolio Overlap
From each fund's latest monthly portfolio: Quantum Multi Asset Allocation Fund, September 2026; WhiteOak Capital Multi Asset Allocation Fund, September 2026
Holdings in common
- Overlap
- 12.1%
- Held by both
- 21
- Only in Quantum Multi Asset Allocation
- 26
- Only in WhiteOak Capital Multi Asset Allocation
- 179
| Security | % of Quantum Multi Asset Allocation | % of WhiteOak Capital Multi Asset Allocation |
|---|---|---|
| ICICI Bank Ltd | 4.44% | 2.89% |
| HDFC Bank Ltd | 4.45% | 1.30% |
| Bharti Airtel Ltd | 1.27% | 1.41% |
| State Bank of India | 1.88% | 0.83% |
| Mahindra & Mahindra Ltd | 0.78% | 0.79% |
| Kotak Mahindra Bank Ltd | 2.76% | 0.69% |
| Titan Company Ltd | 0.68% | 0.54% |
| Maruti Suzuki India Ltd | 0.63% | 0.49% |
| Axis Bank Ltd | 2.13% | 0.48% |
| Nestle India Ltd | 0.39% | 1.18% |
| Infosys Ltd | 2.46% | 0.34% |
| Bajaj Finance Ltd | 1.34% | 0.31% |
| Tata Consultancy Services Ltd | 2.63% | 0.29% |
| Tech Mahindra Ltd | 0.83% | 0.27% |
| Bajaj Finserv Ltd | 0.53% | 0.26% |
| Cipla Ltd | 1.49% | 0.23% |
| Power Grid Corporation of India Ltd | 0.42% | 0.20% |
| Tata Steel Ltd | 0.68% | 0.18% |
| NTPC Ltd | 0.61% | 0.16% |
| Asian Paints Ltd | 0.45% | 0.16% |
| SBI Life Insurance Company Ltd | 0.35% | 0.04% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 12.1% means 12.1% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Quantum Multi Asset Allocation Fund
| Security | % of fund |
|---|---|
| 6.89% Tamilnadu SDL (MD 19/09/2028) | 18.33% |
| Quantum Gold ETF | 17.01% |
| 6.55% Tamilnadu SDL (MD 19/11/2029) | 9.01% |
| HDFC Life Insurance Company Ltd | 2.02% |
| Nuvoco Vistas Corporation Ltd | 1.93% |
Largest holdings only in WhiteOak Capital Multi Asset Allocation Fund
| Security | % of fund |
|---|---|
| Nexus Select Trust - REIT | 3.64% |
| Embassy Office Parks REIT | 2.88% |
| ICICI Prudential Gold ETF | 2.82% |
| Cube Highways Trust-InvIT Fund | 2.53% |
| Knowledge Realty Trust | 2.18% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Quantum Multi Asset Allocation | WhiteOak Capital Multi Asset Allocation |
|---|---|---|
| Equity | 53.8% | 28.2% |
| Debt | 28.2% | 31.0% |
| Cash and others | 18.0% | 40.8% |
Market cap of stocks
| Market cap | Quantum Multi Asset Allocation | WhiteOak Capital Multi Asset Allocation |
|---|---|---|
| Large Cap | 36.9% | 19.9% |
| Mid Cap | 11.1% | 3.1% |
| Small Cap | 5.7% | 3.5% |
| Foreign stocks | 0.0% | 0.4% |
| Not on AMFI's list | 0.1% | 1.4% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Quantum Multi Asset Allocation | WhiteOak Capital Multi Asset Allocation |
|---|---|---|
| Banks | 16.9% | 6.2% |
| IT - Software | 7.3% | 2.0% |
| Insurance | 5.0% | 0.2% |
| Automobiles | 4.4% | 1.3% |
| Finance | 3.9% | 1.7% |
| Consumer Durables | 2.9% | 1.0% |
| Pharmaceuticals & Biotechnology | 2.7% | 1.9% |
| Telecom - Services | 1.3% | 1.4% |
| Food Products | 0.4% | 1.4% |
The six largest sectors of each fund's stocks, % of the fund.
Quantum Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Quantum Multi Asset Allocation Fund | WhiteOak Capital Multi Asset Allocation Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.44% | 0.65% |
| Base expense ratio (Direct) | 0.34% | 0.38% |
| Total expense ratio (Regular) | 2.03% | 1.67% |
| Base expense ratio (Regular) | 1.69% | 1.25% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Quantum Multi Asset Allocation with
Compare WhiteOak Capital Multi Asset Allocation with
Quantum Multi Asset Allocation Fund vs WhiteOak Capital Multi Asset Allocation Fund: Frequently Asked Questions
What is the difference between Quantum Multi Asset Allocation Fund and WhiteOak Capital Multi Asset Allocation Fund?
Both are Multi Asset funds, run by Quantum Mutual Fund and WhiteOak Capital Mutual Fund. Their portfolios overlap 12.1%. Quantum Multi Asset Allocation Fund charges 0.44% a year and WhiteOak Capital Multi Asset Allocation Fund 0.65%.
Which has given higher returns, Quantum Multi Asset Allocation Fund or WhiteOak Capital Multi Asset Allocation Fund?
Over 1 year: Quantum Multi Asset Allocation Fund −3.02%, WhiteOak Capital Multi Asset Allocation Fund +6.03%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Quantum Multi Asset Allocation Fund or WhiteOak Capital Multi Asset Allocation Fund?
Quantum Multi Asset Allocation Fund charges less: 0.44% a year against 0.65%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Quantum Multi Asset Allocation Fund and WhiteOak Capital Multi Asset Allocation Fund overlap?
12.1%. They hold 21 of the same securities, the largest shared ones being ICICIBANK, HDFCBANK, BHARTIARTL. From each fund's latest monthly portfolio.
Which is riskier, Quantum Multi Asset Allocation Fund or WhiteOak Capital Multi Asset Allocation Fund?
On SEBI's riskometer, Quantum Multi Asset Allocation Fund is rated High and WhiteOak Capital Multi Asset Allocation Fund High. Over 1 years, the standard deviation of daily returns was 9.71% and 6.99% a year.
Can I invest in both Quantum Multi Asset Allocation Fund and WhiteOak Capital Multi Asset Allocation Fund?
Yes. 12.1% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Quantum Multi Asset Allocation Fund and WhiteOak Capital Multi Asset Allocation Fund?
Quantum Multi Asset Allocation Fund: Chirag Mehta, Sneha Pandey, Mansi Vasa. WhiteOak Capital Multi Asset Allocation Fund: Ramesh Mantri, Piyush Baranwal, Dheeresh Pathak, Ashish Agrawal, Trupti Agrawal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.