Parag Parikh Dynamic Asset Allocation Fund vs WhiteOak Capital Dividend Yield Fund
Direct Plan, Growth option · Data as on 30-10-2026
Parag Parikh Dynamic Asset Allocation Fund is a Balanced Advantage fund and WhiteOak Capital Dividend Yield Fund is a Dividend Yield fund. Parag Parikh Dynamic Asset Allocation Fund charges 0.41% a year and WhiteOak Capital Dividend Yield Fund 2.53% (Direct plans). Their portfolios overlap 14.1%: they hold 5 of the same securities.
Parag Parikh Dynamic Asset Allocation Fund
Balanced Advantage
- Expense ratio
- 0.41%
- NAV
- ₹11.63
WhiteOak Capital Dividend Yield Fund
Dividend Yield
- Expense ratio
- 2.53%
- NAV
- ₹9.84
Which is better, Parag Parikh Dynamic Asset Allocation or WhiteOak Capital Dividend Yield? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Parag Parikh Dynamic Asset Allocation costs less: 0.41% a year against 2.53% (Direct plans).
- Parag Parikh Dynamic Asset Allocation fell less in its worst fall since 31-08-2026: −2.3% against −3.5%.
- WhiteOak Capital Dividend Yield holds more in large companies: 19.2% of the fund in large caps against 9.1%.
- Parag Parikh Dynamic Asset Allocation is the larger fund: ₹2,533 Cr against ₹421 Cr.
- Their portfolios overlap 14.1%: 5 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Parag Parikh Dynamic Asset Allocation Fund | WhiteOak Capital Dividend Yield Fund |
|---|---|---|
| Fund house | PPFAS Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Balanced Advantage | Dividend Yield |
| AUM | ₹2,533 Cr (30-09-2026) | ₹421 Cr (30-09-2026) |
| NAV | ₹11.63 (Direct) | ₹9.84 (Direct) |
| Expense ratio (Direct) | 0.41% | 2.53% |
| Expense ratio (Regular) | 0.76% | 3.82% |
| Riskometer | Moderately High | Moderate |
| Benchmark | CRISIL Hybrid 50+50 - Moderate Index | BSE 500 TRI |
| Launch date | 27-02-2024 | 28-08-2026 |
| Minimum investment | ₹5,000 | ₹100 |
| Lock in | None | None |
| Fund managers | Rajeev Thakkar, Raunak Onkar, Rukun Tarachandani, Raj Mehta, Tejas Soman, Mansi Kariya | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal |
| Exit load | Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year. | Nil |
Parag Parikh Dynamic Asset Allocation vs WhiteOak Capital Dividend Yield: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Parag Parikh Dynamic Asset Allocation Fund (Direct) | −1.31% | −1.92% | −0.55% | +1.10% | -- | -- | -- |
| WhiteOak Capital Dividend Yield Fund (Direct) | −2.09% | -- | -- | -- | -- | -- | -- |
| Balanced Advantage average | −0.55% | −2.88% | +0.08% | −2.08% | -- | -- | -- |
| Dividend Yield average | −1.57% | -- | -- | -- | -- | -- | -- |
Category average: the average of the 38 Balanced Advantage funds and the 12 Dividend Yield funds, same plan type.
Parag Parikh Dynamic Asset Allocation vs WhiteOak Capital Dividend Yield: Year-wise Returns
| Year | Parag Parikh Dynamic Asset AllocationParag Parikh Dynamic Asset Allocation | WhiteOak Capital Dividend YieldWhiteOak Capital Dividend Yield |
|---|---|---|
| 2026to date | +0.89% | -- |
| 2025 | +5.90% | -- |
Parag Parikh Dynamic Asset Allocation vs WhiteOak Capital Dividend Yield: Rolling Returns
Every holding period of both funds, against BSE 500 TRI, the benchmark of WhiteOak Capital Dividend Yield Fund
Parag Parikh Dynamic Asset Allocation vs WhiteOak Capital Dividend Yield: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Parag Parikh Dynamic Asset Allocation Fund (Direct) | WhiteOak Capital Dividend Yield Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.92% | −9.13% |
| Standard deviation | 2.78% | 4.99% |
| Sharpe ratio | 0.00 | -2.89 |
| Sortino ratio | 0.00 | -3.42 |
| Maximum drawdown | −2.5% (23-10-2026) | −3.5% (29-10-2026) |
| Beta | -- | 0.14 |
| Alpha | -- | −9.17% |
From daily NAVs, 28-02-2024 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Parag Parikh Dynamic Asset Allocation Fund (Direct)
WhiteOak Capital Dividend Yield Fund (Direct)
BSE 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Parag Parikh Dynamic Asset Allocation Fund (Direct) | −2.3% | 09-09-2026 | 23-10-2026 | Not yet | -- | −2.0% |
| WhiteOak Capital Dividend Yield Fund (Direct) | −3.5% | 25-09-2026 | 29-10-2026 | Not yet | -- | −2.8% |
| BSE 500 TRI | −8.3% | 31-08-2026 | 23-10-2026 | Not yet | -- | −6.4% |
From daily values since 31-08-2026, the first day every fund has.
Parag Parikh Dynamic Asset Allocation vs WhiteOak Capital Dividend Yield: Portfolio Overlap
From each fund's latest monthly portfolio: Parag Parikh Dynamic Asset Allocation Fund, September 2026; WhiteOak Capital Dividend Yield Fund, September 2026
Holdings in common
- Overlap
- 14.1%
- Held by both
- 5
- Only in Parag Parikh Dynamic Asset Allocation
- 59
- Only in WhiteOak Capital Dividend Yield
- 43
| Security | % of Parag Parikh Dynamic Asset Allocation | % of WhiteOak Capital Dividend Yield |
|---|---|---|
| Brookfield India Real Estate Trust | 5.60% | 9.11% |
| Embassy Office Parks REIT | 5.57% | 9.46% |
| Knowledge Realty Trust | 2.50% | 9.52% |
| Coal India Limited | 3.02% | 0.26% |
| Power Grid Corporation of India Limited | 2.61% | 0.15% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 14.1% means 14.1% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Parag Parikh Dynamic Asset Allocation Fund
| Security | % of fund |
|---|---|
| 7.21% Tamilnadu SDL (MD 21/01/2032) | 3.88% |
| 7.12% Tamilnadu SDL (MD 18/02/2032) | 3.87% |
| 7.72% Maharashtra SDL (MD 01/03/2031) | 2.99% |
| 7.49% Embassy Off Park RE NCD Sr XVII (22/06/2029) | 2.92% |
| Petronet LNG Limited | 2.81% |
Largest holdings only in WhiteOak Capital Dividend Yield Fund
| Security | % of fund |
|---|---|
| Bagmane Prime Office REIT | 9.72% |
| Nexus Select Trust - REIT | 9.68% |
| Mindspace Business Parks REIT | 9.62% |
| Cube Highways Trust-InvIT Fund | 4.81% |
| 91 Days Tbill (MD 27/11/2026) | 3.89% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Parag Parikh Dynamic Asset Allocation | WhiteOak Capital Dividend Yield |
|---|---|---|
| Equity | 14.7% | 23.9% |
| Debt | 57.9% | 6.3% |
| Cash and others | 27.4% | 69.8% |
Market cap of stocks
| Market cap | Parag Parikh Dynamic Asset Allocation | WhiteOak Capital Dividend Yield |
|---|---|---|
| Large Cap | 9.1% | 19.2% |
| Mid Cap | 2.8% | 1.6% |
| Small Cap | 2.8% | 1.5% |
| Not on AMFI's list | 0.0% | 1.7% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Parag Parikh Dynamic Asset Allocation | WhiteOak Capital Dividend Yield |
|---|---|---|
| Banks | 0.0% | 7.1% |
| IT - Software | 0.0% | 5.5% |
| Consumable Fuels | 3.0% | 0.3% |
| Gas | 2.8% | 0.0% |
| Power | 2.6% | 0.2% |
| Diversified FMCG | 2.5% | 0.0% |
| Petroleum Products | 0.0% | 2.1% |
| Automobiles | 0.0% | 1.7% |
| Telecom - Services | 0.1% | 1.5% |
| Capital Markets | 0.0% | 1.2% |
| Commercial Services & Supplies | 1.1% | 1.1% |
| Industrial Products | 1.0% | 0.0% |
The six largest sectors of each fund's stocks, % of the fund.
Parag Parikh Dynamic Asset Allocation vs WhiteOak Capital Dividend Yield: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Parag Parikh Dynamic Asset Allocation Fund | WhiteOak Capital Dividend Yield Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.41% | 2.53% |
| Base expense ratio (Direct) | 0.23% | 0.41% |
| Total expense ratio (Regular) | 0.76% | 3.82% |
| Base expense ratio (Regular) | 0.53% | 1.50% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
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Parag Parikh Dynamic Asset Allocation Fund vs WhiteOak Capital Dividend Yield Fund: Frequently Asked Questions
What is the difference between Parag Parikh Dynamic Asset Allocation Fund and WhiteOak Capital Dividend Yield Fund?
Parag Parikh Dynamic Asset Allocation Fund is a Balanced Advantage fund, WhiteOak Capital Dividend Yield Fund is a Dividend Yield fund, run by PPFAS Mutual Fund and WhiteOak Capital Mutual Fund. Their portfolios overlap 14.1%. Parag Parikh Dynamic Asset Allocation Fund charges 0.41% a year and WhiteOak Capital Dividend Yield Fund 2.53%.
Which has the lower expense ratio, Parag Parikh Dynamic Asset Allocation Fund or WhiteOak Capital Dividend Yield Fund?
Parag Parikh Dynamic Asset Allocation Fund charges less: 0.41% a year against 2.53%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Parag Parikh Dynamic Asset Allocation Fund and WhiteOak Capital Dividend Yield Fund overlap?
14.1%. They hold 5 of the same securities, the largest shared ones being BIRET-RR, EMBASSY-RR, KRT. From each fund's latest monthly portfolio.
Which is riskier, Parag Parikh Dynamic Asset Allocation Fund or WhiteOak Capital Dividend Yield Fund?
On SEBI's riskometer, Parag Parikh Dynamic Asset Allocation Fund is rated Moderately High and WhiteOak Capital Dividend Yield Fund Moderate. Over their common history, the standard deviation of daily returns was 2.78% and 4.99% a year.
Can I invest in both Parag Parikh Dynamic Asset Allocation Fund and WhiteOak Capital Dividend Yield Fund?
Yes. 14.1% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Parag Parikh Dynamic Asset Allocation Fund and WhiteOak Capital Dividend Yield Fund?
Parag Parikh Dynamic Asset Allocation Fund: Rajeev Thakkar, Raunak Onkar, Rukun Tarachandani, Raj Mehta, Tejas Soman, Mansi Kariya. WhiteOak Capital Dividend Yield Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.