Parag Parikh Conservative Hybrid Fund vs WhiteOak Capital Dividend Yield Fund
Direct Plan, Growth option · Data as on 30-10-2026
Parag Parikh Conservative Hybrid Fund is a Conservative Hybrid fund and WhiteOak Capital Dividend Yield Fund is a Dividend Yield fund. Parag Parikh Conservative Hybrid Fund charges 0.32% a year and WhiteOak Capital Dividend Yield Fund 2.53% (Direct plans). Their portfolios overlap 12.8%: they hold 5 of the same securities.
Parag Parikh Conservative Hybrid Fund
Conservative Hybrid
- Expense ratio
- 0.32%
- NAV
- ₹15.85
WhiteOak Capital Dividend Yield Fund
Dividend Yield
- Expense ratio
- 2.53%
- NAV
- ₹9.84
Which is better, Parag Parikh Conservative Hybrid or WhiteOak Capital Dividend Yield? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Parag Parikh Conservative Hybrid costs less: 0.32% a year against 2.53% (Direct plans).
- Parag Parikh Conservative Hybrid fell less in its worst fall since 31-08-2026: −2.3% against −3.5%.
- WhiteOak Capital Dividend Yield holds more in large companies: 19.2% of the fund in large caps against 7.1%.
- Parag Parikh Conservative Hybrid is the larger fund: ₹3,454 Cr against ₹421 Cr.
- Their portfolios overlap 12.8%: 5 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Parag Parikh Conservative Hybrid Fund | WhiteOak Capital Dividend Yield Fund |
|---|---|---|
| Fund house | PPFAS Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Conservative Hybrid | Dividend Yield |
| AUM | ₹3,454 Cr (30-09-2026) | ₹421 Cr (30-09-2026) |
| NAV | ₹15.85 (Direct) | ₹9.84 (Direct) |
| Expense ratio (Direct) | 0.32% | 2.53% |
| Expense ratio (Regular) | 0.67% | 3.82% |
| Riskometer | Moderately High | Moderate |
| Benchmark | CRISIL Hybrid 85+15 - Conservative Index | BSE 500 TRI |
| Launch date | 26-05-2021 | 28-08-2026 |
| Minimum investment | ₹5,000 | ₹100 |
| Lock in | None | None |
| Fund managers | Rajeev Thakkar, Raunak Onkar, Rukun Tarachandani, Raj Mehta, Tejas Soman, Mansi Kariya | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal |
| Exit load | For units in excess of 10% of the investment,1% will be charged for redemption within 365 days | Nil |
Parag Parikh Conservative Hybrid vs WhiteOak Capital Dividend Yield: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Parag Parikh Conservative Hybrid Fund (Direct) | −1.26% | −1.85% | +0.31% | +1.84% | +8.72% | +8.79% | -- |
| WhiteOak Capital Dividend Yield Fund (Direct) | −2.09% | -- | -- | -- | -- | -- | -- |
| Conservative Hybrid average | −0.46% | −1.48% | +0.87% | +1.02% | +7.61% | +7.13% | -- |
| Dividend Yield average | −1.57% | -- | -- | -- | -- | -- | -- |
Category average: the average of the 18 Conservative Hybrid funds and the 12 Dividend Yield funds, same plan type.
Parag Parikh Conservative Hybrid vs WhiteOak Capital Dividend Yield: Year-wise Returns
| Year | Parag Parikh Conservative HybridParag Parikh Conservative Hybrid | WhiteOak Capital Dividend YieldWhiteOak Capital Dividend Yield |
|---|---|---|
| 2026to date | +1.59% | -- |
| 2025 | +7.75% | -- |
| 2024 | +12.83% | -- |
| 2023 | +14.03% | -- |
| 2022 | +7.87% | -- |
Parag Parikh Conservative Hybrid vs WhiteOak Capital Dividend Yield: Rolling Returns
Every holding period of both funds, against BSE 500 TRI, the benchmark of WhiteOak Capital Dividend Yield Fund
Parag Parikh Conservative Hybrid vs WhiteOak Capital Dividend Yield: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Parag Parikh Conservative Hybrid Fund (Direct) | WhiteOak Capital Dividend Yield Fund (Direct) |
|---|---|---|
| Return (CAGR) | +8.86% | −9.13% |
| Standard deviation | 2.91% | 4.99% |
| Sharpe ratio | 1.12 | -2.89 |
| Sortino ratio | 1.61 | -3.42 |
| Maximum drawdown | −2.5% (23-10-2026) | −3.5% (29-10-2026) |
| Beta | -- | 0.14 |
| Alpha | -- | −9.17% |
From daily NAVs, 28-05-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Parag Parikh Conservative Hybrid Fund (Direct)
WhiteOak Capital Dividend Yield Fund (Direct)
BSE 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Parag Parikh Conservative Hybrid Fund (Direct) | −2.3% | 09-09-2026 | 23-10-2026 | Not yet | -- | −2.0% |
| WhiteOak Capital Dividend Yield Fund (Direct) | −3.5% | 25-09-2026 | 29-10-2026 | Not yet | -- | −2.8% |
| BSE 500 TRI | −8.3% | 31-08-2026 | 23-10-2026 | Not yet | -- | −6.4% |
From daily values since 31-08-2026, the first day every fund has.
Parag Parikh Conservative Hybrid vs WhiteOak Capital Dividend Yield: Portfolio Overlap
From each fund's latest monthly portfolio: Parag Parikh Conservative Hybrid Fund, September 2026; WhiteOak Capital Dividend Yield Fund, September 2026
Holdings in common
- Overlap
- 12.8%
- Held by both
- 5
- Only in Parag Parikh Conservative Hybrid
- 73
- Only in WhiteOak Capital Dividend Yield
- 43
| Security | % of Parag Parikh Conservative Hybrid | % of WhiteOak Capital Dividend Yield |
|---|---|---|
| Brookfield India Real Estate Trust | 5.06% | 9.11% |
| Embassy Office Parks REIT | 5.01% | 9.46% |
| Knowledge Realty Trust | 2.34% | 9.52% |
| Coal India Limited | 2.07% | 0.26% |
| Power Grid Corporation of India Limited | 1.97% | 0.15% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 12.8% means 12.8% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Parag Parikh Conservative Hybrid Fund
| Security | % of fund |
|---|---|
| 7.21% Tamilnadu SDL (MD 21/01/2032) | 5.55% |
| 7.08% Uttar Pradesh SDL (MD 17/02/2031) | 4.27% |
| 7.08% Karnataka SDL (MD 12/08/2031) | 3.99% |
| 7.72% Maharashtra SDL (MD 01/03/2031) | 3.66% |
| 7.72% Maharashtra SDL (MD 23/03/2032) | 2.91% |
Largest holdings only in WhiteOak Capital Dividend Yield Fund
| Security | % of fund |
|---|---|
| Bagmane Prime Office REIT | 9.72% |
| Nexus Select Trust - REIT | 9.68% |
| Mindspace Business Parks REIT | 9.62% |
| Cube Highways Trust-InvIT Fund | 4.81% |
| 91 Days Tbill (MD 27/11/2026) | 3.89% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Parag Parikh Conservative Hybrid | WhiteOak Capital Dividend Yield |
|---|---|---|
| Equity | 9.8% | 23.9% |
| Debt | 74.0% | 6.3% |
| Cash and others | 16.2% | 69.8% |
Market cap of stocks
| Market cap | Parag Parikh Conservative Hybrid | WhiteOak Capital Dividend Yield |
|---|---|---|
| Large Cap | 7.1% | 19.2% |
| Mid Cap | 2.1% | 1.6% |
| Small Cap | 0.6% | 1.5% |
| Not on AMFI's list | 0.0% | 1.7% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Parag Parikh Conservative Hybrid | WhiteOak Capital Dividend Yield |
|---|---|---|
| Banks | 0.0% | 7.1% |
| IT - Software | 0.0% | 5.5% |
| Gas | 2.1% | 0.0% |
| Consumable Fuels | 2.1% | 0.3% |
| Petroleum Products | 0.0% | 2.1% |
| Diversified FMCG | 2.0% | 0.0% |
| Power | 2.0% | 0.2% |
| Automobiles | 0.0% | 1.7% |
| Telecom - Services | 0.1% | 1.5% |
| Capital Markets | 0.0% | 1.2% |
| Finance | 1.0% | 1.0% |
| Industrial Products | 0.6% | 0.0% |
The six largest sectors of each fund's stocks, % of the fund.
Parag Parikh Conservative Hybrid vs WhiteOak Capital Dividend Yield: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Parag Parikh Conservative Hybrid Fund | WhiteOak Capital Dividend Yield Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.32% | 2.53% |
| Base expense ratio (Direct) | 0.24% | 0.41% |
| Total expense ratio (Regular) | 0.67% | 3.82% |
| Base expense ratio (Regular) | 0.54% | 1.50% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
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Parag Parikh Conservative Hybrid Fund vs WhiteOak Capital Dividend Yield Fund: Frequently Asked Questions
What is the difference between Parag Parikh Conservative Hybrid Fund and WhiteOak Capital Dividend Yield Fund?
Parag Parikh Conservative Hybrid Fund is a Conservative Hybrid fund, WhiteOak Capital Dividend Yield Fund is a Dividend Yield fund, run by PPFAS Mutual Fund and WhiteOak Capital Mutual Fund. Their portfolios overlap 12.8%. Parag Parikh Conservative Hybrid Fund charges 0.32% a year and WhiteOak Capital Dividend Yield Fund 2.53%.
Which has the lower expense ratio, Parag Parikh Conservative Hybrid Fund or WhiteOak Capital Dividend Yield Fund?
Parag Parikh Conservative Hybrid Fund charges less: 0.32% a year against 2.53%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Parag Parikh Conservative Hybrid Fund and WhiteOak Capital Dividend Yield Fund overlap?
12.8%. They hold 5 of the same securities, the largest shared ones being BIRET-RR, EMBASSY-RR, KRT. From each fund's latest monthly portfolio.
Which is riskier, Parag Parikh Conservative Hybrid Fund or WhiteOak Capital Dividend Yield Fund?
On SEBI's riskometer, Parag Parikh Conservative Hybrid Fund is rated Moderately High and WhiteOak Capital Dividend Yield Fund Moderate. Over their common history, the standard deviation of daily returns was 2.91% and 4.99% a year.
Can I invest in both Parag Parikh Conservative Hybrid Fund and WhiteOak Capital Dividend Yield Fund?
Yes. 12.8% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Parag Parikh Conservative Hybrid Fund and WhiteOak Capital Dividend Yield Fund?
Parag Parikh Conservative Hybrid Fund: Rajeev Thakkar, Raunak Onkar, Rukun Tarachandani, Raj Mehta, Tejas Soman, Mansi Kariya. WhiteOak Capital Dividend Yield Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.