Nippon India Equity Savings Fund vs WhiteOak Capital Dividend Yield Fund
Direct Plan, Growth option · Data as on 30-10-2026
Nippon India Equity Savings Fund is a mutual fund and WhiteOak Capital Dividend Yield Fund is a Dividend Yield fund. Nippon India Equity Savings Fund charges 0.99% a year and WhiteOak Capital Dividend Yield Fund 2.53% (Direct plans). Their portfolios overlap 26.2%: they hold 21 of the same securities.
WhiteOak Capital Dividend Yield Fund
Dividend Yield
- Expense ratio
- 2.53%
- NAV
- ₹9.84
Which is better, Nippon India Equity Savings or WhiteOak Capital Dividend Yield? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Nippon India Equity Savings costs less: 0.99% a year against 2.53% (Direct plans).
- Nippon India Equity Savings holds more in large companies: 61.3% of the fund in large caps against 19.2%.
- Nippon India Equity Savings is the larger fund: ₹744 Cr against ₹421 Cr.
- Their portfolios overlap 26.2%: 21 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Nippon India Equity Savings Fund | WhiteOak Capital Dividend Yield Fund |
|---|---|---|
| Fund house | Nippon India Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Not available | Dividend Yield |
| AUM | ₹744 Cr (30-09-2026) | ₹421 Cr (30-09-2026) |
| NAV | ₹0.00 (Direct) | ₹9.84 (Direct) |
| Expense ratio (Direct) | 0.99% | 2.53% |
| Expense ratio (Regular) | 2.04% | 3.82% |
| Riskometer | Not available | Moderate |
| Benchmark | Not available | BSE 500 TRI |
| Launch date | Not available | 28-08-2026 |
| Minimum investment | Not available | ₹100 |
| Lock in | Not available | None |
| Fund managers | Not available | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal |
| Exit load | Not available | Nil |
Nippon India Equity Savings vs WhiteOak Capital Dividend Yield: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Nippon India Equity Savings Fund (Direct) | -- | -- | -- | -- | -- | -- | -- |
| WhiteOak Capital Dividend Yield Fund (Direct) | −2.09% | -- | -- | -- | -- | -- | -- |
| Dividend Yield average | −1.57% | -- | -- | -- | -- | -- | -- |
Category average: the average of the 12 Dividend Yield funds, same plan type.
Nippon India Equity Savings vs WhiteOak Capital Dividend Yield: Rolling Returns
Every holding period of both funds, against BSE 500 TRI, the benchmark of WhiteOak Capital Dividend Yield Fund
Nippon India Equity Savings vs WhiteOak Capital Dividend Yield: Portfolio Overlap
From each fund's latest monthly portfolio: Nippon India Equity Savings Fund, September 2026; WhiteOak Capital Dividend Yield Fund, September 2026
Holdings in common
- Overlap
- 26.2%
- Held by both
- 21
- Only in Nippon India Equity Savings
- 45
- Only in WhiteOak Capital Dividend Yield
- 27
| Security | % of Nippon India Equity Savings | % of WhiteOak Capital Dividend Yield |
|---|---|---|
| Brookfield India Real Estate Trust | 3.28% | 9.11% |
| ICICI Bank Limited | 8.29% | 3.15% |
| Mindspace Business Parks REIT | 3.14% | 9.62% |
| HDFC Bank Limited | 7.32% | 2.91% |
| Nexus Select Trust - REIT | 2.70% | 9.68% |
| Knowledge Realty Trust | 2.10% | 9.52% |
| Reliance Industries Limited | 5.25% | 1.83% |
| Bharti Airtel Limited | 4.77% | 1.54% |
| Infosys Limited | 1.27% | 1.60% |
| State Bank of India | 1.37% | 0.79% |
| Maruti Suzuki India Limited | 0.73% | 0.68% |
| Bajaj Finance Limited | 0.52% | 0.56% |
| Vedanta Limited | 0.40% | 0.65% |
| Tata Consultancy Services Limited | 0.41% | 0.39% |
| HCL Technologies Limited | 0.33% | 0.81% |
| Tech Mahindra Limited | 0.33% | 1.33% |
| Vedanta Aluminium Metal Limited | 0.64% | 0.27% |
| Coal India Limited | 0.78% | 0.26% |
| Oil & Natural Gas Corporation Limited | 0.18% | 0.16% |
| Axis Bank Limited | 3.16% | 0.15% |
| NTPC Limited | 1.56% | 0.03% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 26.2% means 26.2% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Nippon India Equity Savings Fund
| Security | % of fund |
|---|---|
| Mahindra & Mahindra Limited | 5.99% |
| Kotak Mahindra Bank Limited | 5.14% |
| 7.32% Government of India | 3.41% |
| Ashok Leyland Limited | 3.37% |
| 7.26% Government of India | 2.71% |
Largest holdings only in WhiteOak Capital Dividend Yield Fund
| Security | % of fund |
|---|---|
| Bagmane Prime Office REIT | 9.72% |
| Embassy Office Parks REIT | 9.46% |
| Cube Highways Trust-InvIT Fund | 4.81% |
| 91 Days Tbill (MD 27/11/2026) | 3.89% |
| National Highways Infra Trust | 2.84% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Nippon India Equity Savings | WhiteOak Capital Dividend Yield |
|---|---|---|
| Equity | 67.2% | 23.9% |
| Debt | 18.2% | 6.3% |
| Cash and others | 14.6% | 69.8% |
Market cap of stocks
| Market cap | Nippon India Equity Savings | WhiteOak Capital Dividend Yield |
|---|---|---|
| Large Cap | 61.3% | 19.2% |
| Mid Cap | 5.9% | 1.6% |
| Small Cap | 0.0% | 1.5% |
| Not on AMFI's list | 0.0% | 1.7% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Nippon India Equity Savings | WhiteOak Capital Dividend Yield |
|---|---|---|
| Banks | 26.1% | 7.1% |
| Automobiles | 6.7% | 1.7% |
| IT - Software | 2.5% | 5.5% |
| Petroleum Products | 5.3% | 2.1% |
| Telecom - Services | 4.8% | 1.5% |
| Agricultural, Commercial & Construction Vehicles | 3.4% | 0.0% |
| Capital Markets | 0.0% | 1.2% |
The six largest sectors of each fund's stocks, % of the fund.
Nippon India Equity Savings vs WhiteOak Capital Dividend Yield: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Nippon India Equity Savings Fund | WhiteOak Capital Dividend Yield Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.99% | 2.53% |
| Base expense ratio (Direct) | 0.43% | 0.41% |
| Total expense ratio (Regular) | 2.04% | 3.82% |
| Base expense ratio (Regular) | 1.32% | 1.50% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
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Nippon India Equity Savings Fund vs WhiteOak Capital Dividend Yield Fund: Frequently Asked Questions
What is the difference between Nippon India Equity Savings Fund and WhiteOak Capital Dividend Yield Fund?
Nippon India Equity Savings Fund is a mutual fund, WhiteOak Capital Dividend Yield Fund is a Dividend Yield fund, run by Nippon India Mutual Fund and WhiteOak Capital Mutual Fund. Their portfolios overlap 26.2%. Nippon India Equity Savings Fund charges 0.99% a year and WhiteOak Capital Dividend Yield Fund 2.53%.
Which has the lower expense ratio, Nippon India Equity Savings Fund or WhiteOak Capital Dividend Yield Fund?
Nippon India Equity Savings Fund charges less: 0.99% a year against 2.53%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Nippon India Equity Savings Fund and WhiteOak Capital Dividend Yield Fund overlap?
26.2%. They hold 21 of the same securities, the largest shared ones being BIRET-RR, ICICIBANK, MINDSPACE-RR. From each fund's latest monthly portfolio.
Can I invest in both Nippon India Equity Savings Fund and WhiteOak Capital Dividend Yield Fund?
Yes. 26.2% of each fund's money sits in the same holdings, so some of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.