Kotak BSE Sensex Index Fund vs WhiteOak Capital ESG Best-In-Class Strategy Fund
Direct Plan, Growth option · Data as on 30-10-2026
Kotak BSE Sensex Index Fund is an Index fund and WhiteOak Capital ESG Best-In-Class Strategy Fund is a Thematic fund. In the year to 30-10-2026, Kotak BSE Sensex Index Fund (Direct) returned −11.2% and WhiteOak Capital ESG Best-In-Class Strategy Fund (Direct) returned −8.7%. Kotak BSE Sensex Index Fund charges 0.31% a year and WhiteOak Capital ESG Best-In-Class Strategy Fund 0.98% (Direct plans). Their portfolios overlap 43.5%: they hold 15 of the same securities.
Kotak BSE Sensex Index Fund
Index
- 1 year return
- −11.2%
- Expense ratio
- 0.31%
- NAV
- ₹9.96
WhiteOak Capital ESG Best-In-Class Strategy Fund
Thematic
- 1 year return
- −8.7%
- Expense ratio
- 0.98%
- NAV
- ₹9.91
Which is better, Kotak BSE Sensex Index or WhiteOak Capital ESG Best-In-Class Strategy? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- WhiteOak Capital ESG Best-In-Class Strategy returned more over 1 year: −8.7% against −11.2%.
- Kotak BSE Sensex Index costs less: 0.31% a year against 0.98% (Direct plans).
- Kotak BSE Sensex Index fell less in its worst fall since 20-02-2025: −16.1% against −17.2%.
- Kotak BSE Sensex Index holds more in large companies: 100.0% of the fund in large caps against 65.1%.
- WhiteOak Capital ESG Best-In-Class Strategy is the larger fund: ₹46 Cr against ₹25 Cr.
- Their portfolios overlap 43.5%: 15 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Kotak BSE Sensex Index Fund | WhiteOak Capital ESG Best-In-Class Strategy Fund |
|---|---|---|
| Fund house | Kotak Mahindra Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Index | Thematic |
| AUM | ₹25 Cr (30-09-2026) | ₹46 Cr (30-09-2026) |
| NAV | ₹9.96 (Direct) | ₹9.91 (Direct) |
| Expense ratio (Direct) | 0.31% | 0.98% |
| Expense ratio (Regular) | 0.48% | 2.66% |
| Riskometer | Very High | Very High |
| Benchmark | BSE SENSEX TRI | Nifty 100 ESG TRI |
| Launch date | 17-02-2025 | 30-10-2024 |
| Minimum investment | ₹100 | ₹500 |
| Lock in | None | None |
| Fund managers | Satish Dondapati, Abhishek Bisen, Jeetu Valechha Sonar | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal |
| Exit load | Nil | Nil |
Kotak BSE Sensex Index vs WhiteOak Capital ESG Best-In-Class Strategy: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Kotak BSE Sensex Index Fund (Direct) | +2.75% | −4.34% | −2.52% | −11.20% | -- | -- | -- |
| WhiteOak Capital ESG Best-In-Class Strategy Fund (Direct) | +0.45% | −6.35% | −0.02% | −8.67% | -- | -- | -- |
| Thematic average | −2.09% | −4.52% | +0.86% | −1.22% | -- | -- | -- |
Category average: the average of the 235 Thematic funds, same plan type.
Kotak BSE Sensex Index vs WhiteOak Capital ESG Best-In-Class Strategy: Year-wise Returns
| Year | Kotak BSE Sensex IndexKotak BSE Sensex Index | WhiteOak Capital ESG Best-In-Class StrategyWhiteOak Capital ESG Best-In-Class Strategy |
|---|---|---|
| 2026to date | −12.07% | −8.52% |
| 2025 | -- | +6.74% |
Kotak BSE Sensex Index vs WhiteOak Capital ESG Best-In-Class Strategy: Rolling Returns
Every holding period of both funds, against BSE SENSEX TRI, the benchmark of Kotak BSE Sensex Index Fund
Rolling returns
Every 1-year holding period, 169 of them, one for each trading day from 20-02-2026 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Kotak BSE Sensex Index Fund (Direct)
WhiteOak Capital ESG Best-In-Class Strategy Fund (Direct)
BSE SENSEX TRI
to
Mar 2026Apr 2025
to
Apr 2026Jun 2025
to
Jun 2026Jul 2025
to
Jul 2026Aug 2025
to
Aug 2026Oct 2025
to
Oct 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Kotak BSE Sensex Index | 83.4 | 8.3 | 4.7 | 3.6 | 0.0 | 0.0 | 0.0 | −4.1% | −5.0% | −12.9% | 11.7% | 0% |
| WhiteOak Capital ESG Best-In-Class Strategy | 71.0 | 21.9 | 4.1 | 3.0 | 0.0 | 0.0 | 0.0 | −1.9% | −2.7% | −10.8% | 10.5% | 80% |
| BSE SENSEX TRI | 83.4 | 8.3 | 4.1 | 4.1 | 0.0 | 0.0 | 0.0 | −3.8% | −4.7% | −12.6% | 11.8% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is BSE SENSEX TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 20-02-2025. Past returns do not promise future returns.
Kotak BSE Sensex Index vs WhiteOak Capital ESG Best-In-Class Strategy: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 20-02-2025 to 30-10-2026: 21 instalments, ₹2,10,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Kotak BSE Sensex IndexKotak BSE Sensex Index Fund (Direct) | ₹2,10,000 | ₹2,00,108 | −₹9,892 | −5.2% |
| WhiteOak Capital ESG Best-In-Class StrategyWhiteOak Capital ESG Best-In-Class Strategy Fund (Direct) | ₹2,10,000 | ₹2,03,870 | −₹6,130 | −3.2% |
Kotak BSE Sensex IndexKotak BSE Sensex Index Fund (Direct)
WhiteOak Capital ESG Best-In-Class StrategyWhiteOak Capital ESG Best-In-Class Strategy Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Kotak BSE Sensex Index vs WhiteOak Capital ESG Best-In-Class Strategy: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Kotak BSE Sensex Index Fund (Direct) | WhiteOak Capital ESG Best-In-Class Strategy Fund (Direct) |
|---|---|---|
| Return (CAGR) | −11.20% | −8.67% |
| Standard deviation | 13.82% | 13.19% |
| Sharpe ratio | -1.19 | -1.06 |
| Sortino ratio | -1.59 | -1.39 |
| Maximum drawdown | −16.1% (30-03-2026) | −17.2% (30-03-2026) |
| Beta | 1.00 | 0.89 |
| Alpha | −0.31% | −4.11% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Kotak BSE Sensex Index Fund (Direct) | WhiteOak Capital ESG Best-In-Class Strategy Fund (Direct) |
|---|---|---|
| Return (CAGR) | −0.03% | −0.21% |
| Standard deviation | 13.17% | 13.06% |
| Sharpe ratio | -0.42 | -0.45 |
| Sortino ratio | -0.58 | -0.61 |
| Maximum drawdown | −16.1% (30-03-2026) | −17.2% (30-03-2026) |
| Beta | 1.00 | 0.90 |
| Alpha | −0.21% | −1.43% |
From daily NAVs, 20-02-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Kotak BSE Sensex Index Fund (Direct)
WhiteOak Capital ESG Best-In-Class Strategy Fund (Direct)
BSE SENSEX TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Kotak BSE Sensex Index Fund (Direct) | −16.1% | 02-01-2026 | 30-03-2026 | Not yet | -- | −12.6% |
| WhiteOak Capital ESG Best-In-Class Strategy Fund (Direct) | −17.2% | 27-11-2025 | 30-03-2026 | Not yet | -- | −10.1% |
| BSE SENSEX TRI | −16.1% | 02-01-2026 | 30-03-2026 | Not yet | -- | −12.4% |
From daily values since 20-02-2025, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Kotak BSE Sensex Index Fund (Direct)
WhiteOak Capital ESG Best-In-Class Strategy Fund (Direct)
BSE SENSEX TRI
Against BSE SENSEX TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Kotak BSE Sensex Index Fund (Direct) | 100% | 101% | 0.21% |
| WhiteOak Capital ESG Best-In-Class Strategy Fund (Direct) | 106% | 92% | 4.79% |
From month-end values since 20-02-2025. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Kotak BSE Sensex Index vs WhiteOak Capital ESG Best-In-Class Strategy: Portfolio Overlap
From each fund's latest monthly portfolio: Kotak BSE Sensex Index Fund, September 2026; WhiteOak Capital ESG Best-In-Class Strategy Fund, September 2026
Holdings in common
- Overlap
- 43.5%
- Held by both
- 15
- Only in Kotak BSE Sensex Index
- 15
- Only in WhiteOak Capital ESG Best-In-Class Strategy
- 38
| Security | % of Kotak BSE Sensex Index | % of WhiteOak Capital ESG Best-In-Class Strategy |
|---|---|---|
| ICICI BANK LTD. | 11.07% | 9.80% |
| HDFC BANK LTD. | 12.53% | 6.42% |
| BHARTI AIRTEL LTD. | 6.34% | 6.06% |
| KOTAK MAHINDRA BANK LTD. | 3.53% | 3.15% |
| Mahindra & Mahindra Ltd. | 3.10% | 4.38% |
| ETERNAL LIMITED | 2.71% | 3.10% |
| TITAN COMPANY LTD. | 2.23% | 3.52% |
| Maruti Suzuki India Limited | 1.81% | 2.53% |
| Bharat Electronics Ltd. | 1.61% | 2.25% |
| TATA CONSULTANCY SERVICES LTD. | 2.45% | 1.48% |
| Power Grid Corporation of India Ltd. | 1.38% | 1.86% |
| Asian Paints(India) Ltd. | 1.26% | 1.71% |
| Tech Mahindra Ltd. | 1.15% | 1.62% |
| Bajaj Finserv Ltd. | 1.13% | 2.60% |
| Infosys Ltd. | 4.06% | 0.17% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 43.5% means 43.5% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Kotak BSE Sensex Index Fund
| Security | % of fund |
|---|---|
| RELIANCE INDUSTRIES LTD. | 9.24% |
| Larsen and Toubro Ltd. | 5.11% |
| STATE BANK OF INDIA. | 4.61% |
| AXIS BANK LTD. | 4.07% |
| BAJAJ FINANCE LTD. | 3.02% |
Largest holdings only in WhiteOak Capital ESG Best-In-Class Strategy Fund
| Security | % of fund |
|---|---|
| Nestle India Limited | 6.16% |
| Nexus Select Trust - REIT | 2.88% |
| Torrent Pharmaceuticals Limited | 2.38% |
| Pidilite Industries Limited | 2.25% |
| Coforge Limited | 2.03% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Kotak BSE Sensex Index | WhiteOak Capital ESG Best-In-Class Strategy |
|---|---|---|
| Equity | 100.0% | 90.2% |
| Debt | 0.0% | 4.4% |
| Cash and others | 0.0% | 5.4% |
Market cap of stocks
| Market cap | Kotak BSE Sensex Index | WhiteOak Capital ESG Best-In-Class Strategy |
|---|---|---|
| Large Cap | 100.0% | 65.1% |
| Mid Cap | 0.0% | 11.5% |
| Small Cap | 0.0% | 13.1% |
| Not on AMFI's list | 0.0% | 0.5% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Kotak BSE Sensex Index | WhiteOak Capital ESG Best-In-Class Strategy |
|---|---|---|
| Banks | 35.8% | 20.4% |
| Petroleum Products | 9.2% | 0.0% |
| IT - Software | 9.2% | 5.3% |
| Consumer Durables | 3.5% | 7.0% |
| Automobiles | 4.9% | 6.9% |
| Telecom - Services | 6.3% | 6.1% |
| Finance | 4.2% | 6.3% |
| Food Products | 0.0% | 6.2% |
| Construction | 5.1% | 0.0% |
| Diversified FMCG | 4.9% | 0.0% |
The six largest sectors of each fund's stocks, % of the fund.
Kotak BSE Sensex Index vs WhiteOak Capital ESG Best-In-Class Strategy: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Kotak BSE Sensex Index Fund | WhiteOak Capital ESG Best-In-Class Strategy Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.31% | 0.98% |
| Base expense ratio (Direct) | 0.12% | 0.68% |
| Total expense ratio (Regular) | 0.48% | 2.66% |
| Base expense ratio (Regular) | 0.27% | 2.10% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
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Kotak BSE Sensex Index Fund vs WhiteOak Capital ESG Best-In-Class Strategy Fund: Frequently Asked Questions
What is the difference between Kotak BSE Sensex Index Fund and WhiteOak Capital ESG Best-In-Class Strategy Fund?
Kotak BSE Sensex Index Fund is an Index fund, WhiteOak Capital ESG Best-In-Class Strategy Fund is a Thematic fund, run by Kotak Mahindra Mutual Fund and WhiteOak Capital Mutual Fund. Their portfolios overlap 43.5%. Kotak BSE Sensex Index Fund charges 0.31% a year and WhiteOak Capital ESG Best-In-Class Strategy Fund 0.98%.
Which has given higher returns, Kotak BSE Sensex Index Fund or WhiteOak Capital ESG Best-In-Class Strategy Fund?
Over 1 year: Kotak BSE Sensex Index Fund −11.20%, WhiteOak Capital ESG Best-In-Class Strategy Fund −8.67%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Kotak BSE Sensex Index Fund or WhiteOak Capital ESG Best-In-Class Strategy Fund?
Kotak BSE Sensex Index Fund charges less: 0.31% a year against 0.98%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Kotak BSE Sensex Index Fund and WhiteOak Capital ESG Best-In-Class Strategy Fund overlap?
43.5%. They hold 15 of the same securities, the largest shared ones being ICICIBANK, HDFCBANK, BHARTIARTL. From each fund's latest monthly portfolio.
Which is riskier, Kotak BSE Sensex Index Fund or WhiteOak Capital ESG Best-In-Class Strategy Fund?
On SEBI's riskometer, Kotak BSE Sensex Index Fund is rated Very High and WhiteOak Capital ESG Best-In-Class Strategy Fund Very High. Over 1 years, the standard deviation of daily returns was 13.82% and 13.19% a year.
Can I invest in both Kotak BSE Sensex Index Fund and WhiteOak Capital ESG Best-In-Class Strategy Fund?
Yes. 43.5% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Kotak BSE Sensex Index Fund and WhiteOak Capital ESG Best-In-Class Strategy Fund?
Kotak BSE Sensex Index Fund: Satish Dondapati, Abhishek Bisen, Jeetu Valechha Sonar. WhiteOak Capital ESG Best-In-Class Strategy Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.