JM Large Cap Fund vs The Wealth Company Balanced Advantage Fund
Direct Plan, Growth option · Data as on 30-10-2026
JM Large Cap Fund is a Large Cap fund and The Wealth Company Balanced Advantage Fund is a Balanced Advantage fund. JM Large Cap Fund charges 1.19% a year and The Wealth Company Balanced Advantage Fund 1.26% (Direct plans). Their portfolios overlap 25.6%: they hold 15 of the same securities.
The Wealth Company Balanced Advantage Fund
Balanced Advantage
- Expense ratio
- 1.26%
- NAV
- ₹9.51
Which is better, JM Large Cap or The Wealth Company Balanced Advantage? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- JM Large Cap costs less: 1.19% a year against 1.26% (Direct plans).
- The Wealth Company Balanced Advantage fell less in its worst fall since 19-02-2026: −9.1% against −13.0%.
- JM Large Cap holds more in large companies: 81.1% of the fund in large caps against 36.2%.
- JM Large Cap is the larger fund: ₹356 Cr against ₹43 Cr.
- Their portfolios overlap 25.6%: 15 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | JM Large Cap Fund | The Wealth Company Balanced Advantage Fund |
|---|---|---|
| Fund house | JM Financial Mutual Fund | The Wealth Company Mutual Fund |
| Category | Large Cap | Balanced Advantage |
| AUM | ₹356 Cr (30-09-2026) | ₹43 Cr (30-09-2026) |
| NAV | ₹171.67 (Direct) | ₹9.51 (Direct) |
| Expense ratio (Direct) | 1.19% | 1.26% |
| Expense ratio (Regular) | 2.67% | 3.29% |
| Riskometer | Very High | Very High |
| Benchmark | BSE 100 TRI | CRISIL Hybrid 50+50 - Moderate Index |
| Launch date | 01-04-1995 | 16-02-2026 |
| Minimum investment | ₹1,000 | ₹5,000 |
| Lock in | None | None |
| Fund managers | Deepak Gupta, Asit Bhandarkar, Satish Ramanathan, Ruchi Fozdar | Aparna Shanker, Umesh Sharma, Varun Nanavati |
| Exit load | Exit load of 1%, if redeemed within 30 days. | 1% - If redeemed/switched out within 180 days from the date of allotment. Nil - if redeemed/switched out after 180 days from the date of allotment |
JM Large Cap vs The Wealth Company Balanced Advantage: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| JM Large Cap Fund (Direct) | +0.56% | −3.71% | +0.05% | −5.72% | +10.48% | +9.46% | +11.44% |
| The Wealth Company Balanced Advantage Fund (Direct) | −2.72% | −5.31% | −4.43% | -- | -- | -- | -- |
| Large Cap average | +0.62% | −4.36% | −1.05% | −6.33% | +10.38% | +8.23% | +11.81% |
| Balanced Advantage average | −0.55% | −2.88% | +0.08% | -- | -- | -- | -- |
Category average: the average of the 35 Large Cap funds and the 38 Balanced Advantage funds, same plan type.
JM Large Cap vs The Wealth Company Balanced Advantage: Year-wise Returns
| Year | JM Large CapJM Large Cap | The Wealth Company Balanced AdvantageThe Wealth Company Balanced Advantage |
|---|---|---|
| 2026to date | −6.23% | -- |
| 2025 | +5.51% | -- |
| 2024 | +16.81% | -- |
| 2023 | +30.52% | -- |
| 2022 | +4.17% | -- |
| 2021 | +24.56% | -- |
JM Large Cap vs The Wealth Company Balanced Advantage: Rolling Returns
Every holding period of both funds, against BSE 100 TRI, the benchmark of JM Large Cap Fund
JM Large Cap vs The Wealth Company Balanced Advantage: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | JM Large Cap Fund (Direct) | The Wealth Company Balanced Advantage Fund (Direct) |
|---|---|---|
| Return (CAGR) | +11.86% | −6.64% |
| Standard deviation | 13.37% | 10.28% |
| Sharpe ratio | 0.43 | -1.16 |
| Sortino ratio | 0.60 | -1.54 |
| Maximum drawdown | −19.8% (28-02-2025) | −9.1% (23-10-2026) |
| Beta | 0.77 | -- |
| Alpha | +1.17% | -- |
From daily NAVs, 02-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
JM Large Cap Fund (Direct)
The Wealth Company Balanced Advantage Fund (Direct)
BSE 100 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| JM Large Cap Fund (Direct) | −13.0% | 23-02-2026 | 31-03-2026 | 03-08-2026 | 4 months | −6.4% |
| The Wealth Company Balanced Advantage Fund (Direct) | −9.1% | 25-08-2026 | 23-10-2026 | Not yet | -- | −7.2% |
| BSE 100 TRI | −12.9% | 23-02-2026 | 30-03-2026 | Not yet | -- | −8.3% |
From daily values since 19-02-2026, the first day every fund has.
JM Large Cap vs The Wealth Company Balanced Advantage: Portfolio Overlap
From each fund's latest monthly portfolio: JM Large Cap Fund, September 2026; The Wealth Company Balanced Advantage Fund, September 2026
Holdings in common
- Overlap
- 25.6%
- Held by both
- 15
- Only in JM Large Cap
- 34
- Only in The Wealth Company Balanced Advantage
- 37
| Security | % of JM Large Cap | % of The Wealth Company Balanced Advantage |
|---|---|---|
| HDFC Bank Limited | 2.69% | 3.08% |
| ICICI Bank Limited | 3.56% | 2.64% |
| Divi's Laboratories Limited | 2.08% | 2.40% |
| Eternal Limited | 2.03% | 2.38% |
| Bajaj Finance Limited | 2.79% | 1.96% |
| Torrent Pharmaceuticals Limited | 2.80% | 1.92% |
| Bajaj Auto Limited | 1.84% | 2.04% |
| Mahindra & Mahindra Limited | 2.47% | 1.71% |
| Tech Mahindra Limited | 1.76% | 1.61% |
| Cummins India Limited | 1.37% | 1.73% |
| Billionbrains Garage Ventures Ltd. | 1.30% | 3.01% |
| State Bank of India | 4.56% | 1.21% |
| SBI Funds Management Ltd | 1.14% | 1.38% |
| CG Power And Industrial Solutions Ltd | 1.10% | 2.41% |
| Infosys Limited | 1.15% | 0.99% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 25.6% means 25.6% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in JM Large Cap Fund
| Security | % of fund |
|---|---|
| Bharti Airtel Limited | 3.88% |
| Reliance Industries Limited | 3.36% |
| Kotak Mahindra Bank Limited | 3.15% |
| Larsen & Toubro Limited | 2.90% |
| Adani Port & Special Economic Zone Ltd | 2.88% |
Largest holdings only in The Wealth Company Balanced Advantage Fund
| Security | % of fund |
|---|---|
| 7.64% NABARD 06-DEC-2029 | 4.67% |
| 7.04% SIDBI 09-FEB-2029 | 4.62% |
| 7.57% Bajaj Finance Ltd 03-APR-2030 | 4.59% |
| Sedemac Mechatronics Ltd. | 2.54% |
| SIDBI 27-OCT-2026 | 2.34% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | JM Large Cap | The Wealth Company Balanced Advantage |
|---|---|---|
| Equity | 95.8% | 73.1% |
| Debt | 0.0% | 24.4% |
| Cash and others | 4.2% | 2.5% |
Market cap of stocks
| Market cap | JM Large Cap | The Wealth Company Balanced Advantage |
|---|---|---|
| Large Cap | 81.1% | 36.2% |
| Mid Cap | 13.5% | 11.5% |
| Small Cap | 0.1% | 22.6% |
| Not on AMFI's list | 1.1% | 2.9% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | JM Large Cap | The Wealth Company Balanced Advantage |
|---|---|---|
| Banks | 16.9% | 8.6% |
| Automobiles | 8.3% | 3.8% |
| Capital Markets | 5.1% | 7.5% |
| Finance | 5.2% | 6.4% |
| Pharmaceuticals & Biotechnology | 6.3% | 6.0% |
| Auto Components | 1.2% | 6.1% |
| Retailing | 2.0% | 5.0% |
| IT - Software | 4.2% | 2.6% |
The six largest sectors of each fund's stocks, % of the fund.
JM Large Cap vs The Wealth Company Balanced Advantage: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | JM Large Cap Fund | The Wealth Company Balanced Advantage Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.19% | 1.26% |
| Base expense ratio (Direct) | 0.82% | 0.29% |
| Total expense ratio (Regular) | 2.67% | 3.29% |
| Base expense ratio (Regular) | 2.10% | 2.10% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
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JM Large Cap Fund vs The Wealth Company Balanced Advantage Fund: Frequently Asked Questions
What is the difference between JM Large Cap Fund and The Wealth Company Balanced Advantage Fund?
JM Large Cap Fund is a Large Cap fund, The Wealth Company Balanced Advantage Fund is a Balanced Advantage fund, run by JM Financial Mutual Fund and The Wealth Company Mutual Fund. Their portfolios overlap 25.6%. JM Large Cap Fund charges 1.19% a year and The Wealth Company Balanced Advantage Fund 1.26%.
Which has the lower expense ratio, JM Large Cap Fund or The Wealth Company Balanced Advantage Fund?
JM Large Cap Fund charges less: 1.19% a year against 1.26%. These are the Direct plans' total expense ratios reported to AMFI.
How much do JM Large Cap Fund and The Wealth Company Balanced Advantage Fund overlap?
25.6%. They hold 15 of the same securities, the largest shared ones being HDFCBANK, ICICIBANK, DIVISLAB. From each fund's latest monthly portfolio.
Which is riskier, JM Large Cap Fund or The Wealth Company Balanced Advantage Fund?
On SEBI's riskometer, JM Large Cap Fund is rated Very High and The Wealth Company Balanced Advantage Fund Very High. Over their common history, the standard deviation of daily returns was 13.37% and 10.28% a year.
Can I invest in both JM Large Cap Fund and The Wealth Company Balanced Advantage Fund?
Yes. 25.6% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages JM Large Cap Fund and The Wealth Company Balanced Advantage Fund?
JM Large Cap Fund: Deepak Gupta, Asit Bhandarkar, Satish Ramanathan, Ruchi Fozdar. The Wealth Company Balanced Advantage Fund: Aparna Shanker, Umesh Sharma, Varun Nanavati.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.