Helios Balanced Advantage Fund vs WhiteOak Capital Balanced Advantage Fund
Direct Plan, Growth option · Data as on 30-10-2026
Helios Balanced Advantage Fund and WhiteOak Capital Balanced Advantage Fund are both Balanced Advantage funds. In the year to 30-10-2026, Helios Balanced Advantage Fund (Direct) returned −2.2% and WhiteOak Capital Balanced Advantage Fund (Direct) returned −0.6%. Helios Balanced Advantage Fund charges 1.32% a year and WhiteOak Capital Balanced Advantage Fund 0.84% (Direct plans). Their portfolios overlap 30.4%: they hold 26 of the same securities.
Helios Balanced Advantage Fund
Balanced Advantage
- 1 year return
- −2.2%
- Expense ratio
- 1.32%
- NAV
- ₹11.71
WhiteOak Capital Balanced Advantage Fund
Balanced Advantage
- 1 year return
- −0.6%
- Expense ratio
- 0.84%
- NAV
- ₹15.21
Which is better, Helios Balanced Advantage or WhiteOak Capital Balanced Advantage? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- WhiteOak Capital Balanced Advantage returned more over 1 year: −0.6% against −2.2%.
- WhiteOak Capital Balanced Advantage costs less: 0.84% a year against 1.32% (Direct plans).
- WhiteOak Capital Balanced Advantage fell less in its worst fall since 28-03-2024: −9.6% against −11.1%.
- Helios Balanced Advantage holds more in large companies: 66.3% of the fund in large caps against 45.8%.
- WhiteOak Capital Balanced Advantage is the larger fund: ₹2,256 Cr against ₹265 Cr.
- Their portfolios overlap 30.4%: 26 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Helios Balanced Advantage Fund | WhiteOak Capital Balanced Advantage Fund |
|---|---|---|
| Fund house | Helios Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Balanced Advantage | Balanced Advantage |
| AUM | ₹265 Cr (30-09-2026) | ₹2,256 Cr (30-09-2026) |
| NAV | ₹11.71 (Direct) | ₹15.21 (Direct) |
| Expense ratio (Direct) | 1.32% | 0.84% |
| Expense ratio (Regular) | 2.84% | 2.25% |
| Riskometer | Very High | Very High |
| Benchmark | CRISIL Hybrid 50+50 - Moderate Index | CRISIL Hybrid 50+50 - Moderate Index |
| Launch date | 27-03-2024 | 10-02-2023 |
| Minimum investment | ₹5,000 | ₹500 |
| Lock in | None | None |
| Fund managers | Alok Bahl - FM1, Pratik Singh - FM2, Devesh Kumar Bhatt - FM3 | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal |
| Exit load | NIL | Nil |
Helios Balanced Advantage vs WhiteOak Capital Balanced Advantage: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Helios Balanced Advantage Fund (Direct) | +0.26% | −0.85% | +0.60% | −2.17% | -- | -- | -- |
| WhiteOak Capital Balanced Advantage Fund (Direct) | −0.45% | −2.43% | +2.18% | −0.57% | +11.37% | -- | -- |
| Balanced Advantage average | −0.55% | −2.88% | +0.08% | −2.08% | +9.14% | -- | -- |
Category average: the average of the 38 Balanced Advantage funds, same plan type.
Helios Balanced Advantage vs WhiteOak Capital Balanced Advantage: Year-wise Returns
| Year | HeliosHelios Balanced Advantage | WhiteOak CapitalWhiteOak Capital Balanced Advantage |
|---|---|---|
| 2026to date | −2.74% | −0.97% |
| 2025 | +6.55% | +8.62% |
| 2024 | -- | +18.70% |
Helios Balanced Advantage vs WhiteOak Capital Balanced Advantage: Rolling Returns
Every holding period of both funds
Rolling returns
Every 1-year holding period, 392 of them, one for each trading day from 28-03-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Helios Balanced Advantage Fund (Direct)
WhiteOak Capital Balanced Advantage Fund (Direct)
to
May 2025Aug 2024
to
Aug 2025Nov 2024
to
Nov 2025Mar 2025
to
Mar 2026Jun 2025
to
Jun 2026Sept 2025
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Helios Balanced Advantage | 4.8 | 44.4 | 45.2 | 5.6 | 0.0 | 0.0 | 0.0 | 5.2% | 5.1% | −4.0% | 14.8% |
| WhiteOak Capital Balanced Advantage | 2.3 | 27.1 | 41.7 | 26.1 | 2.8 | 0.0 | 0.0 | 7.5% | 7.5% | −2.1% | 17.3% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 28-03-2024. Past returns do not promise future returns.
Helios Balanced Advantage vs WhiteOak Capital Balanced Advantage: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 28-03-2024 to 30-10-2026: 32 instalments, ₹3,20,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Helios Balanced AdvantageHelios Balanced Advantage Fund (Direct) | ₹3,20,000 | ₹3,32,870 | ₹12,870 | 2.9% |
| WhiteOak Capital Balanced AdvantageWhiteOak Capital Balanced Advantage Fund (Direct) | ₹3,20,000 | ₹3,40,453 | ₹20,453 | 4.6% |
Helios Balanced AdvantageHelios Balanced Advantage Fund (Direct)
WhiteOak Capital Balanced AdvantageWhiteOak Capital Balanced Advantage Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Helios Balanced Advantage vs WhiteOak Capital Balanced Advantage: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Helios Balanced Advantage Fund (Direct) | WhiteOak Capital Balanced Advantage Fund (Direct) |
|---|---|---|
| Return (CAGR) | −2.17% | −0.57% |
| Standard deviation | 11.28% | 8.98% |
| Sharpe ratio | -0.66 | -0.65 |
| Sortino ratio | -0.88 | -0.87 |
| Maximum drawdown | −10.9% (30-03-2026) | −9.6% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Helios Balanced Advantage Fund (Direct) | WhiteOak Capital Balanced Advantage Fund (Direct) |
|---|---|---|
| Return (CAGR) | +5.80% | +12.11% |
| Standard deviation | 10.51% | 7.79% |
| Sharpe ratio | -0.01 | 0.76 |
| Sortino ratio | -0.01 | 1.06 |
| Maximum drawdown | −11.1% (28-02-2025) | −9.6% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 28-03-2024 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Helios Balanced Advantage Fund (Direct)
WhiteOak Capital Balanced Advantage Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Helios Balanced Advantage Fund (Direct) | −11.1% | 16-12-2024 | 28-02-2025 | 16-07-2025 | 5 months | −3.9% |
| WhiteOak Capital Balanced Advantage Fund (Direct) | −9.6% | 20-11-2025 | 30-03-2026 | 06-07-2026 | 3 months | −4.2% |
From daily values since 28-03-2024, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Helios Balanced Advantage Fund (Direct)
WhiteOak Capital Balanced Advantage Fund (Direct)
Helios Balanced Advantage vs WhiteOak Capital Balanced Advantage: Portfolio Overlap
From each fund's latest monthly portfolio: Helios Balanced Advantage Fund, September 2026; WhiteOak Capital Balanced Advantage Fund, September 2026
Holdings in common
- Overlap
- 30.4%
- Held by both
- 26
- Only in Helios Balanced Advantage
- 34
- Only in WhiteOak Capital Balanced Advantage
- 114
| Security | % of Helios Balanced Advantage | % of WhiteOak Capital Balanced Advantage |
|---|---|---|
| ICICI Bank Ltd. | 5.39% | 6.97% |
| HDFC Bank Ltd. | 2.67% | 3.93% |
| Embassy Office Parks Reit | 2.34% | 2.82% |
| Eternal Ltd. | 3.72% | 1.94% |
| State Bank of India | 2.56% | 1.90% |
| Kotak Mahindra Bank Ltd. | 6.30% | 1.88% |
| Reliance Industries Ltd. | 1.51% | 1.75% |
| Coforge Ltd. | 1.43% | 2.47% |
| Torrent Pharmaceuticals Ltd. | 1.66% | 1.39% |
| Adani Enterprises Ltd. | 2.53% | 1.27% |
| Bharti Airtel Ltd. | 1.23% | 2.87% |
| Bharat Electronics Ltd. | 2.38% | 1.18% |
| Titan Company Ltd. | 1.00% | 1.35% |
| Axis Bank Ltd. | 1.50% | 0.96% |
| Larsen & Toubro Ltd. | 1.01% | 0.71% |
| Bajaj Finance Ltd. | 2.95% | 0.56% |
| Divi's Laboratories Ltd. | 2.95% | 0.50% |
| Power Grid Corporation of India Ltd. | 1.03% | 0.50% |
| Tata Steel Ltd. | 0.50% | 0.46% |
| Cholamandalam Investment & Finance Co. Ltd. | 0.87% | 0.40% |
| The Phoenix Mills Ltd. | 1.42% | 0.29% |
| Billionbrains Garage Ventures Ltd. | 1.30% | 0.27% |
| Cipla Ltd. | 1.02% | 0.24% |
| PNB Housing Finance Ltd. | 1.64% | 0.16% |
| ICICI Prudential Asset Management Company Ltd. | 1.48% | 0.14% |
| SBI funds Management ltd. | 0.70% | 0.05% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 30.4% means 30.4% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Helios Balanced Advantage Fund
| Security | % of fund |
|---|---|
| One 97 Communications Ltd. | 4.86% |
| Adani Ports and Special Economic Zone Ltd. | 4.56% |
| Shriram Finance Ltd. | 2.54% |
| Punjab National Bank | 2.46% |
| 7.06% CGL 2028 | 1.97% |
Largest holdings only in WhiteOak Capital Balanced Advantage Fund
| Security | % of fund |
|---|---|
| Nexus Select Trust - REIT | 2.71% |
| Nestle India Limited | 2.51% |
| Mahindra & Mahindra Limited | 1.93% |
| 7.77% Bajaj Finance Limited (17/04/2029) | 1.75% |
| Knowledge Realty Trust | 1.55% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Helios Balanced Advantage | WhiteOak Capital Balanced Advantage |
|---|---|---|
| Equity | 88.5% | 66.1% |
| Debt | 7.6% | 17.2% |
| Cash and others | 3.9% | 16.7% |
Market cap of stocks
| Market cap | Helios Balanced Advantage | WhiteOak Capital Balanced Advantage |
|---|---|---|
| Large Cap | 66.3% | 45.8% |
| Mid Cap | 13.5% | 7.4% |
| Small Cap | 6.3% | 8.9% |
| Not on AMFI's list | 2.4% | 4.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Helios Balanced Advantage | WhiteOak Capital Balanced Advantage |
|---|---|---|
| Banks | 20.9% | 15.6% |
| Finance | 9.0% | 3.6% |
| Capital Markets | 8.0% | 1.5% |
| IT - Software | 1.4% | 5.8% |
| Pharmaceuticals & Biotechnology | 5.6% | 4.3% |
| Financial Technology (Fintech) | 4.9% | 0.3% |
| Transport Infrastructure | 4.6% | 0.0% |
| Retailing | 3.7% | 3.0% |
| Automobiles | 1.4% | 3.2% |
The six largest sectors of each fund's stocks, % of the fund.
Helios Balanced Advantage vs WhiteOak Capital Balanced Advantage: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Helios Balanced Advantage Fund | WhiteOak Capital Balanced Advantage Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.32% | 0.84% |
| Base expense ratio (Direct) | 0.80% | 0.54% |
| Total expense ratio (Regular) | 2.84% | 2.25% |
| Base expense ratio (Regular) | 2.09% | 1.74% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Helios Balanced Advantage with
Compare WhiteOak Capital Balanced Advantage with
Helios Balanced Advantage Fund vs WhiteOak Capital Balanced Advantage Fund: Frequently Asked Questions
What is the difference between Helios Balanced Advantage Fund and WhiteOak Capital Balanced Advantage Fund?
Both are Balanced Advantage funds, run by Helios Mutual Fund and WhiteOak Capital Mutual Fund. Their portfolios overlap 30.4%. Helios Balanced Advantage Fund charges 1.32% a year and WhiteOak Capital Balanced Advantage Fund 0.84%.
Which has given higher returns, Helios Balanced Advantage Fund or WhiteOak Capital Balanced Advantage Fund?
Over 1 year: Helios Balanced Advantage Fund −2.17%, WhiteOak Capital Balanced Advantage Fund −0.57%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Helios Balanced Advantage Fund or WhiteOak Capital Balanced Advantage Fund?
WhiteOak Capital Balanced Advantage Fund charges less: 0.84% a year against 1.32%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Helios Balanced Advantage Fund and WhiteOak Capital Balanced Advantage Fund overlap?
30.4%. They hold 26 of the same securities, the largest shared ones being ICICIBANK, HDFCBANK, EMBASSY-RR. From each fund's latest monthly portfolio.
Which is riskier, Helios Balanced Advantage Fund or WhiteOak Capital Balanced Advantage Fund?
On SEBI's riskometer, Helios Balanced Advantage Fund is rated Very High and WhiteOak Capital Balanced Advantage Fund Very High. Over 1 years, the standard deviation of daily returns was 11.28% and 8.98% a year.
Can I invest in both Helios Balanced Advantage Fund and WhiteOak Capital Balanced Advantage Fund?
Yes. 30.4% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Helios Balanced Advantage Fund and WhiteOak Capital Balanced Advantage Fund?
Helios Balanced Advantage Fund: Alok Bahl - FM1, Pratik Singh - FM2, Devesh Kumar Bhatt - FM3. WhiteOak Capital Balanced Advantage Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.