HDFC Pharma and Healthcare Fund vs ICICI Prudential Quality Fund
Direct Plan, Growth option · Data as on 30-10-2026
HDFC Pharma and Healthcare Fund is a Thematic fund and ICICI Prudential Quality Fund is a Thematic fund. In the year to 30-10-2026, HDFC Pharma and Healthcare Fund (Direct) returned 23.1% and ICICI Prudential Quality Fund (Direct) returned −0.9%. HDFC Pharma and Healthcare Fund charges 1.05% a year and ICICI Prudential Quality Fund 1.44% (Direct plans). Their portfolios overlap 16.1%: they hold 10 of the same securities.
HDFC Pharma and Healthcare Fund
Thematic
- 1 year return
- 23.1%
- Expense ratio
- 1.05%
- NAV
- ₹21.95
ICICI Prudential Quality Fund
Thematic
- 1 year return
- −0.9%
- Expense ratio
- 1.44%
- NAV
- ₹10.42
Which is better, HDFC Pharma and Healthcare or ICICI Prudential Quality? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- HDFC Pharma and Healthcare returned more over 1 year: 23.1% against −0.9%.
- HDFC Pharma and Healthcare costs less: 1.05% a year against 1.44% (Direct plans).
- HDFC Pharma and Healthcare fell less in its worst fall since 26-05-2025: −9.8% against −12.8%.
- ICICI Prudential Quality holds more in large companies: 56.0% of the fund in large caps against 29.2%.
- HDFC Pharma and Healthcare is the larger fund: ₹3,501 Cr against ₹2,002 Cr.
- Their portfolios overlap 16.1%: 10 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | HDFC Pharma and Healthcare Fund | ICICI Prudential Quality Fund |
|---|---|---|
| Fund house | HDFC Mutual Fund | ICICI Prudential Mutual Fund |
| Category | Thematic | Thematic |
| AUM | ₹3,501 Cr (30-09-2026) | ₹2,002 Cr (30-09-2026) |
| NAV | ₹21.95 (Direct) | ₹10.42 (Direct) |
| Expense ratio (Direct) | 1.05% | 1.44% |
| Expense ratio (Regular) | 2.13% | 2.51% |
| Riskometer | Very High | Not available |
| Benchmark | BSE Healthcare TRI | Nifty 200 Quality 30 TRI |
| Launch date | 04-10-2023 | 23-05-2025 |
| Minimum investment | ₹100 | ₹5,000 |
| Lock in | None | None |
| Fund managers | Nikhil Mathur, Gopal Agrawal, Bhagyesh Kagalkar | Masoomi Jhurmarvala |
| Exit load | In respect of each purchase/switch-in of units, an Exit load of 1% is payable if units are redeemed /switched-out within 30 days from the date of allotment. No Exit Load is payable if units are redeemed / switched out after 30 days from the date of allotment. | • 1% of applicable Net Asset Value - If the amount sought to be redeemed or switched out within 1 month from allotment. • NIL - If the amount sought to be redeemed or switched out more than 1 month. |
HDFC Pharma and Healthcare vs ICICI Prudential Quality: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| HDFC Pharma and Healthcare Fund (Direct) | +0.04% | +0.83% | +16.68% | +23.12% | +30.53% | -- | -- |
| ICICI Prudential Quality Fund (Direct) | −0.10% | −3.34% | +2.76% | −0.95% | -- | -- | -- |
| Thematic average | −2.09% | −4.52% | +0.86% | −1.22% | -- | -- | -- |
Category average: the average of the 235 Thematic funds, same plan type.
HDFC Pharma and Healthcare vs ICICI Prudential Quality: Year-wise Returns
| Year | HDFC Pharma and HealthcareHDFC Pharma and Healthcare | ICICI Prudential QualityICICI Prudential Quality |
|---|---|---|
| 2026to date | +23.99% | −2.43% |
| 2025 | +2.42% | -- |
| 2024 | +52.22% | -- |
HDFC Pharma and Healthcare vs ICICI Prudential Quality: Rolling Returns
Every holding period of both funds, against BSE Healthcare TRI, the benchmark of HDFC Pharma and Healthcare Fund
Rolling returns
Every 1-year holding period, 107 of them, one for each trading day from 26-05-2026 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
HDFC Pharma and Healthcare Fund (Direct)
ICICI Prudential Quality Fund (Direct)
BSE Healthcare TRI
to
Jun 2026Jul 2025
to
Jul 2026Jul 2025
to
Jul 2026Aug 2025
to
Aug 2026Sept 2025
to
Sept 2026Oct 2025
to
Oct 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| HDFC Pharma and Healthcare | 0.0 | 0.0 | 0.0 | 0.0 | 17.8 | 48.6 | 33.6 | 23.4% | 23.2% | 15.9% | 30.4% | 100% |
| ICICI Prudential Quality | 10.3 | 58.9 | 29.0 | 1.9 | 0.0 | 0.0 | 0.0 | 3.7% | 3.1% | −3.2% | 10.4% | 0% |
| BSE Healthcare TRI | 0.0 | 1.9 | 19.6 | 49.5 | 29.0 | 0.0 | 0.0 | 12.9% | 12.6% | 4.3% | 19.5% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is BSE Healthcare TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 26-05-2025. Past returns do not promise future returns.
HDFC Pharma and Healthcare vs ICICI Prudential Quality: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 02-05-2025 to 30-10-2026: 18 instalments, ₹1,80,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| HDFC Pharma and HealthcareHDFC Pharma and Healthcare Fund (Direct) | ₹1,80,000 | ₹2,14,535 | ₹34,535 | 24.3% |
| ICICI Prudential QualityICICI Prudential Quality Fund (Direct) | ₹1,80,000 | ₹1,82,033 | ₹2,033 | 1.4% |
HDFC Pharma and HealthcareHDFC Pharma and Healthcare Fund (Direct)
ICICI Prudential QualityICICI Prudential Quality Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
HDFC Pharma and Healthcare vs ICICI Prudential Quality: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | HDFC Pharma and Healthcare Fund (Direct) | ICICI Prudential Quality Fund (Direct) |
|---|---|---|
| Return (CAGR) | +23.12% | −0.95% |
| Standard deviation | 13.67% | 12.46% |
| Sharpe ratio | 1.31 | -0.50 |
| Sortino ratio | 1.93 | -0.66 |
| Maximum drawdown | −9.8% (23-10-2026) | −12.8% (30-03-2026) |
| Beta | 0.95 | 0.79 |
| Alpha | +11.09% | +5.10% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | HDFC Pharma and Healthcare Fund (Direct) | ICICI Prudential Quality Fund (Direct) |
|---|---|---|
| Return (CAGR) | +29.32% | +2.71% |
| Standard deviation | 13.98% | 11.14% |
| Sharpe ratio | 1.66 | -0.24 |
| Sortino ratio | 2.38 | -0.32 |
| Maximum drawdown | −14.9% (28-02-2025) | −12.8% (30-03-2026) |
| Beta | 0.95 | 0.77 |
| Alpha | +8.51% | +5.08% |
From daily NAVs, 04-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
HDFC Pharma and Healthcare Fund (Direct)
ICICI Prudential Quality Fund (Direct)
BSE Healthcare TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| HDFC Pharma and Healthcare Fund (Direct) | −9.8% | 21-09-2026 | 23-10-2026 | Not yet | -- | −4.1% |
| ICICI Prudential Quality Fund (Direct) | −12.8% | 23-12-2025 | 30-03-2026 | 29-07-2026 | 4 months | −5.4% |
| BSE Healthcare TRI | −10.7% | 30-07-2025 | 29-01-2026 | 06-05-2026 | 3 months | −3.8% |
From daily values since 26-05-2025, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
HDFC Pharma and Healthcare Fund (Direct)
ICICI Prudential Quality Fund (Direct)
BSE Healthcare TRI
Against BSE Healthcare TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| HDFC Pharma and Healthcare Fund (Direct) | 122% | 88% | 2.90% |
| ICICI Prudential Quality Fund (Direct) | 58% | 86% | 10.45% |
From month-end values since 26-05-2025. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
HDFC Pharma and Healthcare vs ICICI Prudential Quality: Portfolio Overlap
From each fund's latest monthly portfolio: HDFC Pharma and Healthcare Fund, September 2026; ICICI Prudential Quality Fund, September 2026
Holdings in common
- Overlap
- 16.1%
- Held by both
- 10
- Only in HDFC Pharma and Healthcare
- 28
- Only in ICICI Prudential Quality
- 61
| Security | % of HDFC Pharma and Healthcare | % of ICICI Prudential Quality |
|---|---|---|
| Divis Laboratories Ltd. | 9.39% | 4.06% |
| Sun Pharmaceutical Industries Ltd. | 8.28% | 2.87% |
| Alkem Laboratories Ltd. | 4.64% | 2.01% |
| Torrent Pharmaceuticals Ltd. | 3.65% | 1.90% |
| Apollo Hospitals Enterprise Ltd. | 3.69% | 1.52% |
| Global Health Limited | 2.72% | 1.16% |
| Vijaya Diagnostic Centre Limited | 2.00% | 0.78% |
| Gland Pharma Ltd. | 1.78% | 0.69% |
| Molbio Diagnostics Limited | 2.01% | 0.66% |
| Metropolis Healthcare Ltd. | 1.67% | 0.47% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 16.1% means 16.1% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in HDFC Pharma and Healthcare Fund
| Security | % of fund |
|---|---|
| Cipla Ltd. | 4.15% |
| Max Healthcare Institute Limited | 3.61% |
| Aster DM Quality Care Limited | 3.56% |
| Lupin Ltd. | 3.55% |
| Neuland Laboratories Limited | 3.24% |
Largest holdings only in ICICI Prudential Quality Fund
| Security | % of fund |
|---|---|
| ICICI Bank Ltd. | 6.50% |
| Bharat Electronics Ltd. | 4.18% |
| HDFC Bank Ltd. | 3.91% |
| Mahindra & Mahindra Ltd. | 3.40% |
| Hindustan Unilever Ltd. | 2.65% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | HDFC Pharma and Healthcare | ICICI Prudential Quality |
|---|---|---|
| Equity | 96.8% | 95.6% |
| Debt | 0.0% | 0.0% |
| Cash and others | 3.2% | 4.4% |
Market cap of stocks
| Market cap | HDFC Pharma and Healthcare | ICICI Prudential Quality |
|---|---|---|
| Large Cap | 29.2% | 56.0% |
| Mid Cap | 30.1% | 12.0% |
| Small Cap | 32.5% | 21.8% |
| Not on AMFI's list | 5.0% | 5.8% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | HDFC Pharma and Healthcare | ICICI Prudential Quality |
|---|---|---|
| Pharmaceuticals & Biotechnology | 71.3% | 14.3% |
| Healthcare Services | 22.1% | 6.7% |
| Banks | 0.0% | 11.5% |
| Aerospace & Defense | 0.0% | 7.1% |
| It - Software | 0.0% | 7.1% |
| Automobiles | 0.0% | 6.1% |
| Healthcare Equipment & Supplies | 2.4% | 0.7% |
| Retailing | 1.0% | 2.0% |
The six largest sectors of each fund's stocks, % of the fund.
HDFC Pharma and Healthcare vs ICICI Prudential Quality: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | HDFC Pharma and Healthcare Fund | ICICI Prudential Quality Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.05% | 1.44% |
| Base expense ratio (Direct) | 0.71% | 0.85% |
| Total expense ratio (Regular) | 2.13% | 2.51% |
| Base expense ratio (Regular) | 1.65% | 1.77% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare HDFC Pharma and Healthcare with
HDFC Pharma and Healthcare Fund vs ICICI Prudential Quality Fund: Frequently Asked Questions
What is the difference between HDFC Pharma and Healthcare Fund and ICICI Prudential Quality Fund?
HDFC Pharma and Healthcare Fund is a Thematic fund, ICICI Prudential Quality Fund is a Thematic fund, run by HDFC Mutual Fund and ICICI Prudential Mutual Fund. Their portfolios overlap 16.1%. HDFC Pharma and Healthcare Fund charges 1.05% a year and ICICI Prudential Quality Fund 1.44%.
Which has given higher returns, HDFC Pharma and Healthcare Fund or ICICI Prudential Quality Fund?
Over 1 year: HDFC Pharma and Healthcare Fund +23.12%, ICICI Prudential Quality Fund −0.95%. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, HDFC Pharma and Healthcare Fund or ICICI Prudential Quality Fund?
HDFC Pharma and Healthcare Fund charges less: 1.05% a year against 1.44%. These are the Direct plans' total expense ratios reported to AMFI.
How much do HDFC Pharma and Healthcare Fund and ICICI Prudential Quality Fund overlap?
16.1%. They hold 10 of the same securities, the largest shared ones being DIVISLAB, SUNPHARMA, ALKEM. From each fund's latest monthly portfolio.
Can I invest in both HDFC Pharma and Healthcare Fund and ICICI Prudential Quality Fund?
Yes. 16.1% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages HDFC Pharma and Healthcare Fund and ICICI Prudential Quality Fund?
HDFC Pharma and Healthcare Fund: Nikhil Mathur, Gopal Agrawal, Bhagyesh Kagalkar. ICICI Prudential Quality Fund: Masoomi Jhurmarvala.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.