HDFC Children's Fund vs UTI Children's Hybrid Fund
Direct Plan, Growth option · Data as on 30-10-2026
HDFC Children's Fund is a Solution fund and UTI Children's Hybrid Fund is a Solution fund. In the 3 years to 30-10-2026, HDFC Children's Fund (Direct) returned 8.0% a year and UTI Children's Hybrid Fund (Direct) returned 6.0% a year. HDFC Children's Fund charges 1.03% a year and UTI Children's Hybrid Fund 1.51% (Direct plans). Their portfolios overlap 18.2%: they hold 18 of the same securities.
UTI Children's Hybrid Fund
Solution
- 3 year return
- 6.0%
- Expense ratio
- 1.51%
- NAV
- ₹40.19
Which is better, HDFC Children's or UTI Children's Hybrid? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- HDFC Children's returned more over 5 years: 9.3% a year against 5.6%.
- HDFC Children's returned more over 3 years: 8.0% a year against 6.0%.
- HDFC Children's costs less: 1.03% a year against 1.51% (Direct plans).
- UTI Children's Hybrid swung less over 3 years: a standard deviation of 5.6% a year against 9.6%.
- UTI Children's Hybrid fell less in its worst fall since 02-01-2013: −18.7% against −28.9%.
- HDFC Children's holds more in large companies: 36.7% of the fund in large caps against 26.6%.
- HDFC Children's is the larger fund: ₹10,339 Cr against ₹4,258 Cr.
- Their portfolios overlap 18.2%: 18 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | HDFC Children's Fund | UTI Children's Hybrid Fund |
|---|---|---|
| Fund house | HDFC Mutual Fund | UTI Mutual Fund |
| Category | Solution | Solution |
| AUM | ₹10,339 Cr (30-09-2026) | ₹4,258 Cr (30-09-2026) |
| NAV | ₹311.41 (Direct) | ₹40.19 (Direct) |
| Expense ratio (Direct) | 1.03% | 1.51% |
| Expense ratio (Regular) | 1.81% | 1.62% |
| Riskometer | Very High | Moderately High |
| Benchmark | NIFTY 50 Hybrid Composite Debt 65:35 Index (Total Returns Index) | CRISIL Short Term Debt Hybrid 60+40 Index |
| Launch date | 02-03-2001 | 12-07-1993 |
| Minimum investment | ₹100 | Regular Plan-Scholarship- Discontinued, Regular Plan-Growth- Rs.1000, Direct Plan-Scholarship- Discontinued, Direct Plan-Growth- Rs.1000, |
| Lock in | 5 years, or until the child turns 18 if earlier | 5 years, or until retirement if earlier |
| Fund managers | Chirag Setalvad, Gopal Agrawal, Anil Bamboli | Anurag Mittal FM 1, Sachin Trivedi FM 2, Not Applicable FM 3 |
| Exit load | (i) For existing investments by investors including SIP / SWAP registrations, etc (until May 22, 2018). In respect of units subject to lockin period: Nil In case of Units not subject to Lock-in Period: -3% if the Units are redeemed / switched-out within one year from the date of allotment. - 2% if the Units are redeemed / switched-out between first and second year of the date of allotment. - 1% if the Units are redeemed / switched-out between second and third year of the date of allotment. - Nil if the Units are redeemed / switched-out after third year from the date of allotment (ii) Fresh investments by investors including SIP/ SWAP registrations, etc (effective May 23, 2018): Nil | Nil |
HDFC Children's vs UTI Children's Hybrid: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| HDFC Children's Fund (Direct) | −1.71% | −3.88% | −0.62% | −6.09% | +7.95% | +9.25% | +12.30% |
| UTI Children's Hybrid Fund (Direct) | −2.33% | −2.67% | −1.36% | −4.00% | +6.02% | +5.59% | +7.03% |
HDFC Children's vs UTI Children's Hybrid: Year-wise Returns
| Year | HDFC Children'sHDFC Children's | UTI Children's HybridUTI Children's Hybrid |
|---|---|---|
| 2026to date | −6.11% | −3.83% |
| 2025 | +3.18% | +5.22% |
| 2024 | +17.03% | +10.81% |
| 2023 | +27.95% | +13.61% |
| 2022 | +7.69% | +2.86% |
| 2021 | +27.53% | +15.83% |
HDFC Children's vs UTI Children's Hybrid: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 2,666 of them, one for each trading day from 04-01-2016 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
HDFC Children's Fund (Direct)
UTI Children's Hybrid Fund (Direct)
to
Nov 2016Sept 2015
to
Sept 2018Jul 2017
to
Jul 2020May 2019
to
May 2022Mar 2021
to
Mar 2024Dec 2022
to
Dec 2025
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| HDFC Children's | 0.2 | 3.6 | 10.4 | 30.0 | 41.2 | 11.5 | 3.1 | 15.3% | 15.6% | −1.6% | 30.9% |
| UTI Children's Hybrid | 1.2 | 9.5 | 49.8 | 38.2 | 1.2 | 0.0 | 0.0 | 9.0% | 9.5% | −2.0% | 16.4% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 02-01-2013. Past returns do not promise future returns.
HDFC Children's vs UTI Children's Hybrid: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| HDFC Children'sHDFC Children's Fund (Direct) | ₹16,60,000 | ₹42,94,755 | ₹26,34,755 | 12.8% |
| UTI Children's HybridUTI Children's Hybrid Fund (Direct) | ₹16,60,000 | ₹28,51,472 | ₹11,91,472 | 7.5% |
HDFC Children'sHDFC Children's Fund (Direct)
UTI Children's HybridUTI Children's Hybrid Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
HDFC Children's vs UTI Children's Hybrid: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | HDFC Children's Fund (Direct) | UTI Children's Hybrid Fund (Direct) |
|---|---|---|
| Return (CAGR) | −6.09% | −4.00% |
| Standard deviation | 9.47% | 5.89% |
| Sharpe ratio | -1.20 | -1.57 |
| Sortino ratio | -1.58 | -2.07 |
| Maximum drawdown | −11.1% (30-03-2026) | −7.1% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | HDFC Children's Fund (Direct) | UTI Children's Hybrid Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.95% | +6.02% |
| Standard deviation | 9.57% | 5.59% |
| Sharpe ratio | 0.20 | -0.00 |
| Sortino ratio | 0.27 | -0.00 |
| Maximum drawdown | −12.4% (03-03-2025) | −7.1% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | HDFC Children's Fund (Direct) | UTI Children's Hybrid Fund (Direct) |
|---|---|---|
| Return (CAGR) | +9.25% | +5.59% |
| Standard deviation | 9.66% | 5.66% |
| Sharpe ratio | 0.36 | -0.04 |
| Sortino ratio | 0.48 | -0.05 |
| Maximum drawdown | −12.4% (03-03-2025) | −7.3% (17-06-2022) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 29-10-2021 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | HDFC Children's Fund (Direct) | UTI Children's Hybrid Fund (Direct) |
|---|---|---|
| Return (CAGR) | +14.00% | +7.50% |
| Standard deviation | 10.71% | 7.22% |
| Sharpe ratio | 0.74 | 0.20 |
| Sortino ratio | 1.00 | 0.25 |
| Maximum drawdown | −28.9% (23-03-2020) | −18.7% (23-03-2020) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 01-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
HDFC Children's Fund (Direct)
UTI Children's Hybrid Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| HDFC Children's Fund (Direct) | −28.9% | 24-01-2020 | 23-03-2020 | 26-08-2020 | 5 months | −6.5% |
| UTI Children's Hybrid Fund (Direct) | −18.7% | 20-02-2020 | 23-03-2020 | 12-10-2020 | 7 months | −4.4% |
From daily values since 02-01-2013, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
HDFC Children's Fund (Direct)
UTI Children's Hybrid Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
HDFC Children's Fund (Direct)
UTI Children's Hybrid Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 5-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
HDFC Children's Fund (Direct)
UTI Children's Hybrid Fund (Direct)
HDFC Children's vs UTI Children's Hybrid: Portfolio Overlap
From each fund's latest monthly portfolio: HDFC Children's Fund, September 2026; UTI Children's Hybrid Fund, September 2026
Holdings in common
- Overlap
- 18.2%
- Held by both
- 18
- Only in HDFC Children's
- 90
- Only in UTI Children's Hybrid
- 114
| Security | % of HDFC Children's | % of UTI Children's Hybrid |
|---|---|---|
| HDFC Bank Ltd. | 6.19% | 2.92% |
| ICICI Bank Ltd. | 6.62% | 2.76% |
| Bharti Airtel Ltd. | 1.67% | 1.72% |
| Axis Bank Ltd. | 1.81% | 1.61% |
| Reliance Industries Ltd. | 2.85% | 1.52% |
| Infosys Limited | 1.63% | 1.27% |
| Bajaj Finance Ltd. | 0.93% | 1.57% |
| Kotak Mahindra Bank Limited | 3.00% | 0.82% |
| 7.18% GOI MAT 240737 | 0.82% | 2.69% |
| Eternal Limited | 1.70% | 0.71% |
| Larsen and Toubro Ltd. | 3.58% | 0.70% |
| State Bank of India | 3.25% | 0.66% |
| Small Industries Development Bank | 0.72% | 0.58% |
| Aster DM Quality Care Limited | 2.53% | 0.54% |
| Godrej Consumer Products Ltd. | 1.15% | 0.32% |
| 6.94% GOI MAT 110536 | 0.24% | 1.16% |
| Bharat Petroleum Corporation Ltd. | 0.59% | 0.11% |
| 7.32% GOI MAT 131130 | 0.05% | 3.94% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 18.2% means 18.2% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in HDFC Children's Fund
| Security | % of fund |
|---|---|
| 7.18% GOI MAT 140833 | 3.74% |
| 7.1% GOI MAT 080434 | 2.99% |
| eClerx Services Limited | 2.55% |
| Finolex Cables Ltd. | 2.24% |
| 7.1% GOI MAT 180429 | 2.20% |
Largest holdings only in UTI Children's Hybrid Fund
| Security | % of fund |
|---|---|
| 7.24% GSEC MAT- 18/08/2055 | 3.34% |
| CP EXPORT IMPORT BANK OF INDIA | 2.32% |
| CP BAJAJ FINANCIAL SECURITIES LTD | 2.30% |
| CP EXPORT IMPORT BANK OF INDIA | 2.28% |
| 07.32% RAJASTHAN SGS Mat - 24/09/2035 | 1.86% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | HDFC Children's | UTI Children's Hybrid |
|---|---|---|
| Equity | 70.5% | 36.2% |
| Debt | 26.4% | 48.1% |
| Cash and others | 3.2% | 15.7% |
Market cap of stocks
| Market cap | HDFC Children's | UTI Children's Hybrid |
|---|---|---|
| Large Cap | 36.7% | 26.6% |
| Mid Cap | 6.5% | 6.1% |
| Small Cap | 25.6% | 3.5% |
| Not on AMFI's list | 1.6% | 0.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | HDFC Children's | UTI Children's Hybrid |
|---|---|---|
| Banks | 21.3% | 8.9% |
| Industrial Products | 5.8% | 0.9% |
| Construction | 3.8% | 0.7% |
| Retailing | 3.5% | 1.4% |
| Petroleum Products | 3.4% | 1.6% |
| Auto Components | 3.4% | 0.5% |
| IT - Software | 2.9% | 3.4% |
| Consumer Durables | 1.8% | 2.5% |
| Finance | 1.4% | 2.1% |
| Telecom - Services | 1.7% | 1.7% |
| Automobiles | 0.9% | 1.7% |
The six largest sectors of each fund's stocks, % of the fund.
HDFC Children's vs UTI Children's Hybrid: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | HDFC Children's Fund | UTI Children's Hybrid Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.03% | 1.51% |
| Base expense ratio (Direct) | 0.84% | 1.27% |
| Total expense ratio (Regular) | 1.81% | 1.62% |
| Base expense ratio (Regular) | 1.50% | 1.37% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
HDFC Children's Fund vs UTI Children's Hybrid Fund: Frequently Asked Questions
What is the difference between HDFC Children's Fund and UTI Children's Hybrid Fund?
HDFC Children's Fund is a Solution fund, UTI Children's Hybrid Fund is a Solution fund, run by HDFC Mutual Fund and UTI Mutual Fund. Their portfolios overlap 18.2%. HDFC Children's Fund charges 1.03% a year and UTI Children's Hybrid Fund 1.51%.
Which has given higher returns, HDFC Children's Fund or UTI Children's Hybrid Fund?
Over 1 year: HDFC Children's Fund −6.09%, UTI Children's Hybrid Fund −4.00%. Over 3 years: HDFC Children's Fund +7.95% a year, UTI Children's Hybrid Fund +6.02% a year. Over 5 years: HDFC Children's Fund +9.25% a year, UTI Children's Hybrid Fund +5.59% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, HDFC Children's Fund or UTI Children's Hybrid Fund?
HDFC Children's Fund charges less: 1.03% a year against 1.51%. These are the Direct plans' total expense ratios reported to AMFI.
How much do HDFC Children's Fund and UTI Children's Hybrid Fund overlap?
18.2%. They hold 18 of the same securities, the largest shared ones being HDFCBANK, ICICIBANK, BHARTIARTL. From each fund's latest monthly portfolio.
Which is riskier, HDFC Children's Fund or UTI Children's Hybrid Fund?
On SEBI's riskometer, HDFC Children's Fund is rated Very High and UTI Children's Hybrid Fund Moderately High. Over 3 years, the standard deviation of daily returns was 9.57% and 5.59% a year.
Which is better for SIP, HDFC Children's Fund or UTI Children's Hybrid Fund?
Over the last 5 years, a monthly SIP of ₹10,000 from 01-10-2021 to 30-10-2026 grew to ₹7,31,165 in HDFC Children's Fund (XIRR 7.1% a year) and ₹6,86,894 in UTI Children's Hybrid Fund (XIRR 4.7% a year). Both received 61 instalments. Past returns do not promise future returns.
Can I invest in both HDFC Children's Fund and UTI Children's Hybrid Fund?
Yes. 18.2% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages HDFC Children's Fund and UTI Children's Hybrid Fund?
HDFC Children's Fund: Chirag Setalvad, Gopal Agrawal, Anil Bamboli. UTI Children's Hybrid Fund: Anurag Mittal FM 1, Sachin Trivedi FM 2, Not Applicable FM 3.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.