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    HDFC Children's Fund

    SolutionDirect and Regular plans, Growth option

    Data as on 30-10-2026

    HDFC Children's Fund is a mutual fund run by HDFC Mutual Fund. On 30-09-2026, it managed ₹10,339 Cr of investors' money. In the 3 years to 30-10-2026, its Direct plan returned 8.0% a year and its Regular plan returned 7.1% a year. Its benchmark, NIFTY 50 Hybrid Composite Debt 65:35 Index, returned 6.1% a year over the same 3 years.

    NAV (Direct plan)
    ₹311.41
    ▼ 0.31%30-10-2026
    NAV (Regular plan)
    ₹277.92
    ▼ 0.31%30-10-2026
    Expense ratio
    1.03%Direct1.81%Regular
    Riskometer
    Very High
    Set by the fund house
    3 year return
    8.0%Direct7.1%Regular

    HDFC Children's Fund NAV Today

    NAV on 30-10-2026: Direct Plan Growth ₹311.41 (down 0.31% that day); Regular Plan Growth ₹277.92 (down 0.31% that day).

    HDFC Children's Fund Returns vs NIFTY 50 Hybrid Composite Debt 65:35 Index

    Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.

    Trailing returns
    Period1M3M6M1Y3Y5Y10Y
    This fund (Direct)−1.71%−3.88%−0.62%−6.09%+7.95%+9.25%+12.30%
    This fund (Regular)−1.77%−4.07%−1.00%−6.84%+7.07%+8.34%+11.32%
    NIFTY 50 Hybrid Composite Debt 65:35 Index−4.12%−3.58%+2.00%−3.96%+6.10%+6.13%--
    Category average--------------
    Best in category--------------
    Worst in category--------------
    Rank in category--------------

    No category comparison is shown: this fund's category is too broad to compare, or has fewer than five funds. The benchmark row is as on 30-09-2026, as NSE published it.

    HDFC Children's Fund Year-wise Returns

    Return of each calendar year
    YearDirectRegular
    2026to date−6.11%−6.73%
    2025+3.18%+2.33%
    2024+17.03%+16.06%
    2023+27.95%+26.88%
    2022+7.69%+6.77%
    2021+27.53%+26.46%

    HDFC Children's Fund Rolling Returns

    The return of every holding period in the fund's history, not only the one that ends today

    Rolling returns

    Each point is the yearly return of one 3-year holding period, plotted on the day it ended. There are 2,667 periods, one for each trading day from 01-01-2016 to 30-10-2026.

    0%5%10%15%20%25%30%
    Nov 2013
    to
    Nov 2016
    Sept 2015
    to
    Sept 2018
    Jul 2017
    to
    Jul 2020
    May 2019
    to
    May 2022
    Mar 2021
    to
    Mar 2024
    Dec 2022
    to
    Dec 2025
    HDFC Children's Fund (Direct)

    Every holding period at a glance

    PeriodPeriodsMedianLowestHighestWith a loss
    1 year3,15512.9%−23.9%71.6%11%
    2 years2,91315.2%−8.9%42.7%3%
    3 years2,66715.6%−1.6%30.9%0%
    5 years2,17415.2%2.6%25.8%0%
    7 years1,68514.8%10.3%17.0%0%
    10 years94115.0%12.1%18.0%0%

    Lumpsum: the yearly rate (CAGR) from the NAV on a period's first day to the NAV on its last. SIP: the XIRR of the monthly instalments and their value on the last day. "With a loss" counts the periods that ended below the money put in. Past returns do not promise future returns.

    HDFC Children's Fund Risk

    How much it swings, and the falls an investor had to sit through

    Risk and return

    MeasureHDFC Children's Fund (Direct)This fund
    Return (CAGR)+7.95%
    Standard deviation9.57%
    Sharpe ratio0.20
    Sortino ratio0.27
    Maximum drawdown−12.4% (03-03-2025)

    From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls.

    Drawdowns

    How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.

    −30%−25%−20%−15%−10%−5%0%
    2014201620182020202220242026
    HDFC Children's Fund (Direct)
    Worst fallHigh before itBottomBack at the highTime to climb backBelow its high today
    HDFC Children's Fund (Direct)−28.9%24-01-202023-03-202026-08-20205 months−6.5%

    From the Direct plan's daily NAV since 01-01-2013, adjusted for unit splits. "Time to climb back" runs from the bottom to the first day back at the old high.

    HDFC Children's Fund Expense Ratio and Costs

    What each plan charges a year, in force from 01-10-2026

    PlanBase expense ratioBrokerageTransaction costsLevies and GSTTotal expense ratio
    Direct0.84%0.01%0.00%0.18%1.03%
    Regular1.50%0.01%0.00%0.30%1.81%

    The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, the cost of executing trades, and statutory levies with GST. From AMFI's expense ratio file.

    Direct vs Regular: what the gap cost

    Both plans own the same portfolio, so the difference in what they earned is the Regular plan's extra cost, taken out of its NAV.

    Over the lastRegularDirectDirect earned more by₹1 lakh became (Regular)₹1 lakh became (Direct)
    1 year−6.84%−6.09%0.75%₹93,160₹93,910
    3 years7.07%7.95%0.88% a year₹1,22,745₹1,25,796
    5 years8.34%9.25%0.91% a year₹1,49,260₹1,55,635
    10 years11.32%12.30%0.98% a year₹2,92,235₹3,19,005

    Returns over more than 1 year are a rate a year (CAGR). ₹1 lakh invested once at the start of each period, valued on the last NAV.

    HDFC Children's Fund SIP Calculator

    What a one-time or monthly investment in this fund would be worth today, from its own NAV history

    Growth of an investment

    Step up each year
    PeriodFor

    ₹10,000 on the first trading day of every month, from 01-01-2013 to 30-10-2026: 166 instalments, ₹16,60,000 in all.

    InvestmentInvestedValue nowGainReturn a year
    Direct planHDFC Children's Fund (Direct) ₹16,60,000 ₹42,94,755 ₹26,34,755 12.8%
    Regular planHDFC Children's Fund (Regular) ₹16,60,000 ₹39,79,400 ₹23,19,400 11.8%
    ₹0₹10.0 L₹20.0 L₹30.0 L₹40.0 L₹50.0 L
    2014201620182020202220242026
    Direct planHDFC Children's Fund (Direct)Regular planHDFC Children's Fund (Regular)Amount invested

    From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.

    HDFC Children's Fund Asset Allocation

    Asset allocation as on 30-09-2026

    What the fund holds

    70.5%Equity

    AssetFund
    Equity70.5%
    Debt26.4%
    Cash and others3.2%

    Market cap of stocks

    Market capFund
    Large Cap36.7%
    Mid Cap6.5%
    Small Cap25.6%
    Not on AMFI's list1.6%

    Share of the whole fund. Groups follow AMFI's latest list, as SEBI defines them: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.

    Credit rating

    Bonds and money market papers by credit rating, % of the fund.

    RatingFund
    Sovereign15.0%
    AAA and A1+10.0%
    AA1.4%

    HDFC Children's Fund Sector Allocation

    Sector allocation of the fund's stocks as on 30-09-2026

    Largest sectors

    1. Banks21.3%

    2. Industrial Products5.8%

    3. Construction3.8%

    4. Retailing3.5%

    5. Petroleum Products3.4%

    6. Auto Components3.4%

    7. Commercial Services & Supplies3.4%

    8. Healthcare Services3.2%

    9. IT - Software2.9%

    10. Pharmaceuticals & Biotechnology2.1%

    The ten largest of 25 sectors. The other 15 add up to 17.6%.

    Sector changes

    SectorJuly 2026August 2026September 2026Change
    Banks21.4%21.4%21.3%−0.1%
    Industrial Products4.1%4.9%5.8%+1.7%
    Construction4.0%4.0%3.8%−0.2%
    Retailing2.4%3.5%3.5%+1.2%
    Petroleum Products3.7%3.6%3.4%−0.3%

    Each sector's share of the fund at the end of each month. The five largest sectors of September 2026. Change: from July 2026 to September 2026, in % of the fund.

    HDFC Children's Fund Portfolio Holdings

    As on 30-09-2026 · 108 holdings · from the fund house's monthly portfolio

    HoldingsSector / RatingWeight%Holdings trend1M change
    ICICI Bank Ltd.Banks6.62%0.0%
    HDFC Bank Ltd.Banks6.19%0.0%
    7.18% GOI MAT 140833 · Government securitySovereign3.74%
    Larsen and Toubro Ltd.Construction3.58%0.0%
    State Bank of IndiaBanks3.25%+12.9%
    Kotak Mahindra Bank LimitedBanks3.00%0.0%
    7.1% GOI MAT 080434 · Government securitySovereign2.99%
    Reliance Industries Ltd.Petroleum Products2.85%0.0%
    eClerx Services LimitedCommercial Services & Supplies2.55%0.0%
    Aster DM Quality Care LimitedHealthcare Services2.53%0.0%

    HDFC Children's Fund Stocks Bought and Sold

    All changes are between August 2026 and September 2026

    More
    Stocks bought and sold in September 2026
    State Bank of IndiaAdded+12.9%3.25%
    PVR LIMITEDAdded+20.3%0.65%
    PEARL GLOBAL INDUSTRIES LIMITEDAdded+100.0%0.60%
    CMR Green Technologies LimitedAdded+2.5%0.54%
    Usha Martin LtdNewNew0.53%
    Rolex Rings LimitedReduced−5.5%0.41%
    Shoppers Stop Ltd.Added+0.4%0.19%
    Lumax Industries LtdAdded+230.9%0.16%

    A change is counted by the number of shares the fund holds, not by price. A stock can become a smaller part of the fund in a month when the fund bought more of it, if its price fell. Debt papers are left out.

    What HDFC Children's Fund bought and sold

    HDFC Children's Fund Portfolio Overlap

    Funds with the most similar portfolios, across every fund house and category

    FundOverlapHoldings in common
    HDFC Aggressive Hybrid FundAggressive Hybrid · HDFC40.5%34Compare
    HDFC Retirement Fund - Equity PlanSolution · HDFC39.6%24Compare
    HDFC Balanced Advantage FundBalanced Advantage · HDFC39.1%63Compare
    HDFC Retirement Fund - Hybrid-Equity PlanSolution · HDFC37.7%25Compare
    Aditya Birla Sun Life Large Cap FundLarge Cap · Aditya Birla Sun Life36.8%15Compare
    Kotak Large Cap FundLarge Cap · Kotak Mahindra36.1%17Compare
    HDFC Equity Savings FundEquity Savings · HDFC35.6%32Compare
    Canara Robeco Large Cap FundLarge Cap · Canara Robeco35.5%14Compare

    Overlap: for each holding both funds own, the smaller of its two weights, added up. 40% means 40% of each fund's money sits in positions the other also holds. From each fund's latest monthly portfolio, matched by ISIN. Cash and hedged positions are left out. Funds that overlap under 10% are not listed. A high overlap does not make two funds the same: their costs, lock-in and category can differ.

    HDFC Children's Fund Overview

    Fund facts from the scheme summary document, as on 16-10-2026

    Expense ratio (Direct)
    1.03%
    Expense ratio (Regular)
    1.81%
    Category
    Solution
    Risk
    Very High
    Launch date
    02-03-2001
    Minimum investment
    ₹100
    Minimum additional investment
    ₹100
    AUM
    ₹10,338.68 Cr (30-09-2026)
    Scheme code (Direct)
    119066
    ISIN (Direct)
    INF179KC1IX0
    Scheme code (Regular)
    100900
    ISIN (Regular)
    INF179KC1IY8
    NAV history
    From 01-01-2013, 13.8 years
    Benchmark
    NIFTY 50 Hybrid Composite Debt 65:35 Index (Total Returns Index)
    Lock in
    5 years, or until the child turns 18 if earlier
    Exit load
    (i) For existing investments by investors including SIP / SWAP registrations, etc (until May 22, 2018). In respect of units subject to lockin period: Nil In case of Units not subject to Lock-in Period: -3% if the Units are redeemed / switched-out within one year from the date of allotment. - 2% if the Units are redeemed / switched-out between first and second year of the date of allotment. - 1% if the Units are redeemed / switched-out between second and third year of the date of allotment. - Nil if the Units are redeemed / switched-out after third year from the date of allotment (ii) Fresh investments by investors including SIP/ SWAP registrations, etc (effective May 23, 2018): Nil

    Tax on HDFC Children's Fund returns

    • How the gain is taxed depends on what the fund holds. A fund with 65% or more in Indian stocks is taxed as an equity fund: 20% within 1 year, 12.5% after, on gains above ₹1.25 lakh a year.
    • A fund with 65% or more in debt is taxed at your slab rate. Any other fund: your slab rate within 2 years, 12.5% after.
    • IDCW (dividend) payouts are added to your income and taxed at your slab rate.
    • A stamp duty of 0.005% is deducted when you invest.

    Rules in force from 23-07-2024 (Finance Act 2024). Tax depends on your own income; this is general information, not tax advice.

    All plans and options

    PlanOptionNAVAs on
    directGrowth₹311.40730-10-2026
    regularGrowth₹277.91730-10-2026

    About HDFC Children's Fund

    HDFC Children's Fund is a mutual fund from HDFC Mutual Fund. Its category is Solution. It was launched on 02-03-2001. Its benchmark is NIFTY 50 Hybrid Composite Debt 65:35 Index (Total Returns Index). At the end of September 2026 it held 108 securities.

    Fund Manager

    • Chirag Setalvad

      Fund manager of HDFC Children's Fund, since 02-04-2007

    • Gopal Agrawal

      Fund manager of HDFC Children's Fund, since 01-09-2026

    • Anil Bamboli

      Fund manager of HDFC Children's Fund, since 06-10-2022

    See all funds of HDFC Mutual Fund

    AUM change

    September 2026
    ₹10,338.68 Cr
    −2.99% from August 2026
    August 2026
    ₹10,657.76 Cr
    +0.78% from July 2026
    July 2026
    ₹10,574.81 Cr
    +0.83% from June 2026

    AUM moves with money invested or taken out, and with the value of what the fund holds.

    Compare HDFC Children's Fund with Other Funds

    Returns, risk, costs and the stocks they share, side by side

    Frequently Asked Questions for HDFC Children's Fund

    What is the current NAV of HDFC Children's Fund?

    The Direct plan NAV is ₹311.407. The Regular plan NAV is ₹277.917, as on 30-10-2026.

    What are the returns of HDFC Children's Fund?

    The Direct plan returned −6.09% in 1 year, +7.95% a year over 3 years, +9.25% a year over 5 years. The Regular plan returned −6.84% in 1 year, +7.07% a year over 3 years, +8.34% a year over 5 years. These figures are as on 30-10-2026.

    What is the expense ratio of HDFC Children's Fund?

    The Direct plan charges 1.03% a year. The Regular plan charges 1.81% a year. This is the figure the fund house reported to AMFI, in force from 01-10-2026.

    What is the AUM of HDFC Children's Fund?

    HDFC Children's Fund managed ₹10,338.68 Cr on 30-09-2026, as its fund house reported in its monthly portfolio.

    What are the top holdings of HDFC Children's Fund?

    At the end of September 2026 the largest holdings were ICICIBANK (6.62%), HDFCBANK (6.19%), 7.18% GOI MAT 140833 (3.74%), LT (3.58%), SBIN (3.25%). The fund held 108 securities in all.

    What did HDFC Children's Fund buy and sell in September 2026?

    It bought 1 new stock: Usha Martin Ltd. It added shares in 6. It reduced 1.

    How do I invest in HDFC Children's Fund?

    Through HDFC Mutual Fund's website or app, a mutual fund distributor, or an investment platform. Choose the Direct plan to pay no distributor commission, or the Regular plan to invest through a distributor. The first investment is at least ₹100. You can invest once or through a monthly SIP.

    Who is the fund manager of HDFC Children's Fund?

    Chirag Setalvad (since 02-04-2007), Gopal Agrawal (since 01-09-2026), Anil Bamboli (since 06-10-2022).

    Sources: NAV and expense ratio from AMFI. Holdings from the fund house's monthly portfolio statement. Fund facts from its scheme summary document, as on 16-10-2026.

    This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.

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