HDFC BSE REITS and Commercial Real Estate Index Fund vs WhiteOak Capital Dividend Yield Fund
Direct Plan, Growth option · Data as on 30-10-2026
HDFC BSE REITS and Commercial Real Estate Index Fund is an Index fund and WhiteOak Capital Dividend Yield Fund is a Dividend Yield fund. HDFC BSE REITS and Commercial Real Estate Index Fund charges 5.45% a year and WhiteOak Capital Dividend Yield Fund 2.53% (Direct plans). Their portfolios overlap 44.6%: they hold 6 of the same securities.
HDFC BSE REITS and Commercial Real Estate Index Fund
Index
- Expense ratio
- 5.45%
- NAV
- ₹9.45
WhiteOak Capital Dividend Yield Fund
Dividend Yield
- Expense ratio
- 2.53%
- NAV
- ₹9.84
Which is better, HDFC BSE REITS and Commercial Real Estate Index or WhiteOak Capital Dividend Yield? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- WhiteOak Capital Dividend Yield costs less: 2.53% a year against 5.45% (Direct plans).
- WhiteOak Capital Dividend Yield fell less in its worst fall since 15-09-2026: −3.5% against −6.8%.
- WhiteOak Capital Dividend Yield holds more in large companies: 19.2% of the fund in large caps against 0.0%.
- WhiteOak Capital Dividend Yield is the larger fund: ₹421 Cr against ₹32 Cr.
- Their portfolios overlap 44.6%: 6 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | HDFC BSE REITS and Commercial Real Estate Index Fund | WhiteOak Capital Dividend Yield Fund |
|---|---|---|
| Fund house | HDFC Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Index | Dividend Yield |
| AUM | ₹32 Cr (30-09-2026) | ₹421 Cr (30-09-2026) |
| NAV | ₹9.45 (Direct) | ₹9.84 (Direct) |
| Expense ratio (Direct) | 5.45% | 2.53% |
| Expense ratio (Regular) | 6.08% | 3.82% |
| Riskometer | Very High | Moderate |
| Benchmark | BSE REITS and Commercial Real Estate TRI | BSE 500 TRI |
| Launch date | 22-09-2026 | 28-08-2026 |
| Minimum investment | ₹100 | ₹100 |
| Lock in | None | None |
| Fund managers | Nandita Menezes, Arun Agarwal | Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal |
| Exit load | In respect of each purchase / switch-in of Units, an Exit Load of 0.50% is payable if Units are redeemed / switched-out within 3 months from the date of allotment. No Exit Load is payable if Units are redeemed / switched-out on or after 3 months from the date of allotment. | Nil |
HDFC BSE REITS and Commercial Real Estate Index vs WhiteOak Capital Dividend Yield: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| HDFC BSE REITS and Commercial Real Estate Index Fund (Direct) | −4.33% | -- | -- | -- | -- | -- | -- |
| WhiteOak Capital Dividend Yield Fund (Direct) | −2.09% | -- | -- | -- | -- | -- | -- |
| Dividend Yield average | −1.57% | -- | -- | -- | -- | -- | -- |
Category average: the average of the 12 Dividend Yield funds, same plan type.
HDFC BSE REITS and Commercial Real Estate Index vs WhiteOak Capital Dividend Yield: Rolling Returns
Every holding period of both funds, against BSE REITS and Commercial Real Estate TRI, the benchmark of HDFC BSE REITS and Commercial Real Estate Index Fund
HDFC BSE REITS and Commercial Real Estate Index vs WhiteOak Capital Dividend Yield: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | HDFC BSE REITS and Commercial Real Estate Index Fund (Direct) | WhiteOak Capital Dividend Yield Fund (Direct) |
|---|---|---|
| Return (CAGR) | −37.06% | −9.13% |
| Standard deviation | 10.60% | 4.99% |
| Sharpe ratio | -4.01 | -2.89 |
| Sortino ratio | -4.23 | -3.42 |
| Maximum drawdown | −6.8% (23-10-2026) | −3.5% (29-10-2026) |
| Beta | 0.75 | 0.14 |
| Alpha | −19.38% | −9.17% |
From daily NAVs, 15-09-2026 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
HDFC BSE REITS and Commercial Real Estate Index Fund (Direct)
WhiteOak Capital Dividend Yield Fund (Direct)
BSE REITS and Commercial Real Estate TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| HDFC BSE REITS and Commercial Real Estate Index Fund (Direct) | −6.8% | 15-09-2026 | 23-10-2026 | Not yet | -- | −5.5% |
| WhiteOak Capital Dividend Yield Fund (Direct) | −3.5% | 25-09-2026 | 29-10-2026 | Not yet | -- | −2.8% |
| BSE REITS and Commercial Real Estate TRI | −6.8% | 23-09-2026 | 23-10-2026 | Not yet | -- | −5.5% |
From daily values since 15-09-2026, the first day every fund has.
HDFC BSE REITS and Commercial Real Estate Index vs WhiteOak Capital Dividend Yield: Portfolio Overlap
From each fund's latest monthly portfolio: HDFC BSE REITS and Commercial Real Estate Index Fund, September 2026; WhiteOak Capital Dividend Yield Fund, September 2026
Holdings in common
- Overlap
- 44.6%
- Held by both
- 6
- Only in HDFC BSE REITS and Commercial Real Estate Index
- 8
- Only in WhiteOak Capital Dividend Yield
- 42
| Security | % of HDFC BSE REITS and Commercial Real Estate Index | % of WhiteOak Capital Dividend Yield |
|---|---|---|
| Nexus Select Trust REIT | 13.84% | 9.68% |
| Embassy Office Parks REIT | 20.29% | 9.46% |
| BROOKFIELD INDIA REAL ESTATE TRUST | 15.85% | 9.11% |
| Mindspace Business Parks REIT | 7.67% | 9.62% |
| Bagmane Prime Office REIT | 4.41% | 9.72% |
| KNOWLEDGE REALTY TRUST | 4.23% | 9.52% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 44.6% means 44.6% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in HDFC BSE REITS and Commercial Real Estate Index Fund
| Security | % of fund |
|---|---|
| The Phoenix Mills Limited | 12.01% |
| Prestige Estates Projects Ltd. | 8.25% |
| Oberoi Realty Ltd. | 6.85% |
| Brigade Enterprises Limited. | 3.55% |
| Aditya Birla Real Estate Limited | 1.97% |
Largest holdings only in WhiteOak Capital Dividend Yield Fund
| Security | % of fund |
|---|---|
| Cube Highways Trust-InvIT Fund | 4.81% |
| 91 Days Tbill (MD 27/11/2026) | 3.89% |
| ICICI Bank Limited | 3.15% |
| HDFC Bank Limited | 2.91% |
| National Highways Infra Trust | 2.84% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | HDFC BSE REITS and Commercial Real Estate Index | WhiteOak Capital Dividend Yield |
|---|---|---|
| Equity | 34.3% | 23.9% |
| Debt | 0.0% | 6.3% |
| Cash and others | 65.7% | 69.8% |
Market cap of stocks
| Market cap | HDFC BSE REITS and Commercial Real Estate Index | WhiteOak Capital Dividend Yield |
|---|---|---|
| Large Cap | 0.0% | 19.2% |
| Mid Cap | 27.1% | 1.6% |
| Small Cap | 7.2% | 1.5% |
| Not on AMFI's list | 0.0% | 1.7% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | HDFC BSE REITS and Commercial Real Estate Index | WhiteOak Capital Dividend Yield |
|---|---|---|
| Realty | 34.3% | 0.0% |
| Banks | 0.0% | 7.1% |
| IT - Software | 0.0% | 5.5% |
| Petroleum Products | 0.0% | 2.1% |
| Automobiles | 0.0% | 1.7% |
| Telecom - Services | 0.0% | 1.5% |
| Capital Markets | 0.0% | 1.2% |
The six largest sectors of each fund's stocks, % of the fund.
HDFC BSE REITS and Commercial Real Estate Index vs WhiteOak Capital Dividend Yield: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | HDFC BSE REITS and Commercial Real Estate Index Fund | WhiteOak Capital Dividend Yield Fund |
|---|---|---|
| Total expense ratio (Direct) | 5.45% | 2.53% |
| Base expense ratio (Direct) | 0.30% | 0.41% |
| Total expense ratio (Regular) | 6.08% | 3.82% |
| Base expense ratio (Regular) | 0.85% | 1.50% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare WhiteOak Capital Dividend Yield with
- WhiteOak Capital Dividend Yield vs LIC MF Dividend Yield
- WhiteOak Capital Dividend Yield vs ICICI Prudential Dividend Yield
- WhiteOak Capital Dividend Yield vs Tata Dividend Yield
- WhiteOak Capital Dividend Yield vs UTI - Dividend Yield
- WhiteOak Capital Dividend Yield vs Aditya Birla Sun Life Dividend Yield
HDFC BSE REITS and Commercial Real Estate Index Fund vs WhiteOak Capital Dividend Yield Fund: Frequently Asked Questions
What is the difference between HDFC BSE REITS and Commercial Real Estate Index Fund and WhiteOak Capital Dividend Yield Fund?
HDFC BSE REITS and Commercial Real Estate Index Fund is an Index fund, WhiteOak Capital Dividend Yield Fund is a Dividend Yield fund, run by HDFC Mutual Fund and WhiteOak Capital Mutual Fund. Their portfolios overlap 44.6%. HDFC BSE REITS and Commercial Real Estate Index Fund charges 5.45% a year and WhiteOak Capital Dividend Yield Fund 2.53%.
Which has the lower expense ratio, HDFC BSE REITS and Commercial Real Estate Index Fund or WhiteOak Capital Dividend Yield Fund?
WhiteOak Capital Dividend Yield Fund charges less: 2.53% a year against 5.45%. These are the Direct plans' total expense ratios reported to AMFI.
How much do HDFC BSE REITS and Commercial Real Estate Index Fund and WhiteOak Capital Dividend Yield Fund overlap?
44.6%. They hold 6 of the same securities, the largest shared ones being NXST, EMBASSY-RR, BIRET-RR. From each fund's latest monthly portfolio.
Which is riskier, HDFC BSE REITS and Commercial Real Estate Index Fund or WhiteOak Capital Dividend Yield Fund?
On SEBI's riskometer, HDFC BSE REITS and Commercial Real Estate Index Fund is rated Very High and WhiteOak Capital Dividend Yield Fund Moderate. Over their common history, the standard deviation of daily returns was 10.60% and 4.99% a year.
Can I invest in both HDFC BSE REITS and Commercial Real Estate Index Fund and WhiteOak Capital Dividend Yield Fund?
Yes. 44.6% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages HDFC BSE REITS and Commercial Real Estate Index Fund and WhiteOak Capital Dividend Yield Fund?
HDFC BSE REITS and Commercial Real Estate Index Fund: Nandita Menezes, Arun Agarwal. WhiteOak Capital Dividend Yield Fund: Ramesh Mantri, Piyush Baranwal, Trupti Agrawal, Dheeresh Pathak, Ashish Agrawal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.