Franklin India Large Cap Fund vs Sundaram Dynamic Asset Allocation Fund
Direct Plan, Growth option · Data as on 30-10-2026
Franklin India Large Cap Fund is a Large Cap fund and Sundaram Dynamic Asset Allocation Fund is a Balanced Advantage fund. In the 3 years to 30-10-2026, Franklin India Large Cap Fund (Direct) returned 10.1% a year and Sundaram Dynamic Asset Allocation Fund (Direct) returned 7.8% a year. Franklin India Large Cap Fund charges 1.45% a year and Sundaram Dynamic Asset Allocation Fund 1.12% (Direct plans). Their portfolios overlap 40.0%: they hold 17 of the same securities.
Franklin India Large Cap Fund
Large Cap
- 3 year return
- 10.1%
- Expense ratio
- 1.45%
- NAV
- ₹1,092.77
Sundaram Dynamic Asset Allocation Fund
Balanced Advantage
- 3 year return
- 7.8%
- Expense ratio
- 1.12%
- NAV
- ₹40.33
Which is better, Franklin India Large Cap or Sundaram Dynamic Asset Allocation? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Franklin India Large Cap returned more over 3 years: 10.1% a year against 7.8%.
- Sundaram Dynamic Asset Allocation returned more over 1 year: −5.0% against −6.6%.
- Sundaram Dynamic Asset Allocation costs less: 1.12% a year against 1.45% (Direct plans).
- Sundaram Dynamic Asset Allocation swung less over 3 years: a standard deviation of 8.4% a year against 12.8%.
- Sundaram Dynamic Asset Allocation fell less in its worst fall since 03-01-2022: −9.7% against −17.4%.
- Franklin India Large Cap holds more in large companies: 92.2% of the fund in large caps against 48.5%.
- Franklin India Large Cap is the larger fund: ₹6,906 Cr against ₹1,596 Cr.
- Their portfolios overlap 40.0%: 17 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Franklin India Large Cap Fund | Sundaram Dynamic Asset Allocation Fund |
|---|---|---|
| Fund house | Franklin Templeton Mutual Fund | Sundaram Mutual Fund |
| Category | Large Cap | Balanced Advantage |
| AUM | ₹6,906 Cr (30-09-2026) | ₹1,596 Cr (30-09-2026) |
| NAV | ₹1,092.77 (Direct) | ₹40.33 (Direct) |
| Expense ratio (Direct) | 1.45% | 1.12% |
| Expense ratio (Regular) | 2.15% | 2.54% |
| Riskometer | Not available | High |
| Benchmark | Nifty 100 TRI | NIFTY 50 Hybrid Composite Debt 50:50 Index |
| Launch date | 01-12-1993 | 01-12-2010 |
| Minimum investment | 5000/1 | New Investor/Existing – Rs.100/- for both Monthly IDCW and Growth Option and any amount thereafter under each Plan/option. |
| Lock in | None | None |
| Fund managers | Venkatesh Sanjeevi, Ajay Argal, Sandeep Manam | Bharath, Clyton Richard Fernandes, Kumaresh Ramakrishnan |
| Exit load | Exit load of 1% if redeemed within 1 year | Exit Load: W.E.F Dec 31, 2021 -Nil - If up to 25% of the units invested are redeemed or withdrawn by way of SWP within 365 days from the date of allotment. Any redemptions or withdrawals by way of SWP in excess of the above mentioned limit would be subject to an exit load of 1 % of the applicable NAV will be charged, if the units are redeemed within 365 days from the date of allotment of units. For redemption or withdrawal by way of SWP after 365 days from the date of allotment - Nil. Generally, the exit load will be calculated on First in First out (FIFO) basis. |
Franklin India Large Cap vs Sundaram Dynamic Asset Allocation: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Franklin India Large Cap Fund (Direct) | +2.29% | −4.21% | −0.14% | −6.59% | +10.11% | +7.03% | +10.57% |
| Sundaram Dynamic Asset Allocation Fund (Direct) | −0.69% | −3.73% | −1.70% | −4.99% | +7.83% | -- | -- |
| Large Cap average | +0.62% | −4.36% | −1.05% | −6.33% | +10.38% | +8.23% | +11.81% |
| Balanced Advantage average | −0.55% | −2.88% | +0.08% | −2.08% | +9.14% | -- | -- |
Category average: the average of the 35 Large Cap funds and the 38 Balanced Advantage funds, same plan type.
Franklin India Large Cap vs Sundaram Dynamic Asset Allocation: Year-wise Returns
| Year | Franklin India Large CapFranklin India Large Cap | Sundaram Dynamic Asset AllocationSundaram Dynamic Asset Allocation |
|---|---|---|
| 2026to date | −7.58% | −5.15% |
| 2025 | +9.25% | +6.67% |
| 2024 | +17.14% | +14.28% |
| 2023 | +22.80% | +15.81% |
| 2022 | −1.48% | -- |
| 2021 | +33.72% | -- |
Franklin India Large Cap vs Sundaram Dynamic Asset Allocation: Rolling Returns
Every holding period of both funds, against Nifty 100 TRI, the benchmark of Franklin India Large Cap Fund
Rolling returns
Every 3-year holding period, 449 of them, one for each trading day from 03-01-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Franklin India Large Cap Fund (Direct)
Sundaram Dynamic Asset Allocation Fund (Direct)
Nifty 100 TRI
to
Feb 2025Jun 2022
to
Jun 2025Oct 2022
to
Oct 2025Jan 2023
to
Jan 2026May 2023
to
May 2026Sept 2023
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Franklin India Large Cap | 0.0 | 0.0 | 8.2 | 52.1 | 39.6 | 0.0 | 0.0 | 13.8% | 14.2% | 8.1% | 19.7% | 88% |
| Sundaram Dynamic Asset Allocation | 0.0 | 0.0 | 18.0 | 78.0 | 4.0 | 0.0 | 0.0 | 11.6% | 11.7% | 7.0% | 15.9% | 6% |
| Nifty 100 TRI | 0.0 | 0.0 | 10.7 | 67.5 | 21.8 | 0.0 | 0.0 | 13.1% | 13.3% | 7.1% | 19.6% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty 100 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 03-01-2022. Past returns do not promise future returns.
Franklin India Large Cap vs Sundaram Dynamic Asset Allocation: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 03-01-2022 to 30-10-2026: 58 instalments, ₹5,80,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Franklin India Large CapFranklin India Large Cap Fund (Direct) | ₹5,80,000 | ₹6,88,831 | ₹1,08,831 | 7.1% |
| Sundaram Dynamic Asset AllocationSundaram Dynamic Asset Allocation Fund (Direct) | ₹5,80,000 | ₹6,70,937 | ₹90,937 | 6.0% |
Franklin India Large CapFranklin India Large Cap Fund (Direct)
Sundaram Dynamic Asset AllocationSundaram Dynamic Asset Allocation Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Franklin India Large Cap vs Sundaram Dynamic Asset Allocation: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Franklin India Large Cap Fund (Direct) | Sundaram Dynamic Asset Allocation Fund (Direct) |
|---|---|---|
| Return (CAGR) | −6.59% | −4.99% |
| Standard deviation | 13.44% | 9.43% |
| Sharpe ratio | -0.88 | -1.09 |
| Sortino ratio | -1.18 | -1.45 |
| Maximum drawdown | −14.0% (31-03-2026) | −9.7% (30-03-2026) |
| Beta | 0.94 | -- |
| Alpha | +1.31% | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Franklin India Large Cap Fund (Direct) | Sundaram Dynamic Asset Allocation Fund (Direct) |
|---|---|---|
| Return (CAGR) | +10.11% | +7.83% |
| Standard deviation | 12.77% | 8.40% |
| Sharpe ratio | 0.32 | 0.22 |
| Sortino ratio | 0.45 | 0.29 |
| Maximum drawdown | −16.3% (04-03-2025) | −9.7% (30-03-2026) |
| Beta | 0.90 | -- |
| Alpha | +1.32% | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Franklin India Large Cap Fund (Direct) | Sundaram Dynamic Asset Allocation Fund (Direct) |
|---|---|---|
| Return (CAGR) | +11.64% | +7.67% |
| Standard deviation | 15.32% | 8.10% |
| Sharpe ratio | 0.37 | 0.22 |
| Sortino ratio | 0.50 | 0.30 |
| Maximum drawdown | −36.3% (23-03-2020) | −9.7% (30-03-2026) |
| Beta | 0.93 | -- |
| Alpha | +0.06% | -- |
From daily NAVs, 01-01-2013 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Franklin India Large Cap Fund (Direct)
Sundaram Dynamic Asset Allocation Fund (Direct)
Nifty 100 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Franklin India Large Cap Fund (Direct) | −17.4% | 14-01-2022 | 17-06-2022 | 20-06-2023 | 12 months | −8.7% |
| Sundaram Dynamic Asset Allocation Fund (Direct) | −9.7% | 28-11-2025 | 30-03-2026 | Not yet | -- | −5.8% |
| Nifty 100 TRI | −17.2% | 26-09-2024 | 28-02-2025 | 02-01-2026 | 10 months | −10.1% |
From daily values since 03-01-2022, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Franklin India Large Cap Fund (Direct)
Sundaram Dynamic Asset Allocation Fund (Direct)
Nifty 100 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Franklin India Large Cap Fund (Direct)
Sundaram Dynamic Asset Allocation Fund (Direct)
Nifty 100 TRI
Against Nifty 100 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Franklin India Large Cap Fund (Direct) | 92% | 89% | 3.68% |
| Sundaram Dynamic Asset Allocation Fund (Direct) | 65% | 51% | 6.26% |
From month-end values since 03-01-2022. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Franklin India Large Cap vs Sundaram Dynamic Asset Allocation: Portfolio Overlap
From each fund's latest monthly portfolio: Franklin India Large Cap Fund, September 2026; Sundaram Dynamic Asset Allocation Fund, September 2026
Holdings in common
- Overlap
- 40.0%
- Held by both
- 17
- Only in Franklin India Large Cap
- 18
- Only in Sundaram Dynamic Asset Allocation
- 57
| Security | % of Franklin India Large Cap | % of Sundaram Dynamic Asset Allocation |
|---|---|---|
| ICICI Bank Ltd | 9.64% | 7.12% |
| Reliance Industries Ltd | 3.92% | 5.12% |
| Eternal Ltd | 3.90% | 4.20% |
| Bharti Airtel Ltd | 3.92% | 3.86% |
| HDFC Bank Ltd | 6.59% | 3.79% |
| Kotak Mahindra Bank Ltd | 5.63% | 3.24% |
| Larsen & Toubro Ltd | 5.06% | 2.98% |
| Bajaj Finserv Ltd | 4.15% | 2.20% |
| Hindalco Industries Ltd | 2.90% | 1.47% |
| Mahindra & Mahindra Ltd | 6.06% | 1.34% |
| Coforge Ltd | 1.48% | 1.27% |
| Billionbrains Garage Ventures Ltd | 1.43% | 1.04% |
| SBI Life Insurance Co Ltd | 3.86% | 0.99% |
| PB Fintech Ltd | 1.13% | 0.97% |
| Ultratech Cement Ltd | 1.72% | 0.84% |
| Interglobe Aviation Ltd | 3.18% | 0.78% |
| State Bank of India | 4.72% | 0.31% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 40.0% means 40.0% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Franklin India Large Cap Fund
| Security | % of fund |
|---|---|
| Torrent Pharmaceuticals Ltd | 4.10% |
| Infosys Ltd | 3.44% |
| Apollo Hospitals Enterprise Ltd | 3.06% |
| ITC Ltd | 2.13% |
| Tata Motors Ltd | 2.06% |
Largest holdings only in Sundaram Dynamic Asset Allocation Fund
| Security | % of fund |
|---|---|
| 6.48% Central Government Securities 06/10/2035 | 3.53% |
| 6.94% Central Government Securities 11/05/2036 | 2.47% |
| Embassy Office Parks REIT | 1.98% |
| Cholamandalam Investment and Finance Company Ltd | 1.95% |
| 7.32% Government Securities-13/11/2030 | 1.91% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Franklin India Large Cap | Sundaram Dynamic Asset Allocation |
|---|---|---|
| Equity | 98.7% | 76.3% |
| Debt | 0.1% | 18.8% |
| Cash and others | 1.1% | 4.9% |
Market cap of stocks
| Market cap | Franklin India Large Cap | Sundaram Dynamic Asset Allocation |
|---|---|---|
| Large Cap | 92.2% | 48.5% |
| Mid Cap | 5.3% | 14.5% |
| Small Cap | 0.0% | 11.7% |
| Not on AMFI's list | 1.2% | 1.5% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Franklin India Large Cap | Sundaram Dynamic Asset Allocation |
|---|---|---|
| Banks | 26.7% | 14.7% |
| Finance | 4.2% | 7.4% |
| Retailing | 6.3% | 4.2% |
| Automobiles | 6.1% | 4.8% |
| IT - Software | 5.9% | 0.0% |
| Insurance | 5.7% | 1.0% |
| Petroleum Products | 3.9% | 5.1% |
| Construction | 5.1% | 3.0% |
| Pharmaceuticals & Biotechnology | 4.1% | 4.6% |
The six largest sectors of each fund's stocks, % of the fund.
Franklin India Large Cap vs Sundaram Dynamic Asset Allocation: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Franklin India Large Cap Fund | Sundaram Dynamic Asset Allocation Fund |
|---|---|---|
| Total expense ratio (Direct) | 1.45% | 1.12% |
| Base expense ratio (Direct) | 0.95% | 0.58% |
| Total expense ratio (Regular) | 2.15% | 2.54% |
| Base expense ratio (Regular) | 1.55% | 1.81% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
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Franklin India Large Cap Fund vs Sundaram Dynamic Asset Allocation Fund: Frequently Asked Questions
What is the difference between Franklin India Large Cap Fund and Sundaram Dynamic Asset Allocation Fund?
Franklin India Large Cap Fund is a Large Cap fund, Sundaram Dynamic Asset Allocation Fund is a Balanced Advantage fund, run by Franklin Templeton Mutual Fund and Sundaram Mutual Fund. Their portfolios overlap 40.0%. Franklin India Large Cap Fund charges 1.45% a year and Sundaram Dynamic Asset Allocation Fund 1.12%.
Which has given higher returns, Franklin India Large Cap Fund or Sundaram Dynamic Asset Allocation Fund?
Over 1 year: Franklin India Large Cap Fund −6.59%, Sundaram Dynamic Asset Allocation Fund −4.99%. Over 3 years: Franklin India Large Cap Fund +10.11% a year, Sundaram Dynamic Asset Allocation Fund +7.83% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Franklin India Large Cap Fund or Sundaram Dynamic Asset Allocation Fund?
Sundaram Dynamic Asset Allocation Fund charges less: 1.12% a year against 1.45%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Franklin India Large Cap Fund and Sundaram Dynamic Asset Allocation Fund overlap?
40.0%. They hold 17 of the same securities, the largest shared ones being ICICIBANK, RELIANCE, ETERNAL. From each fund's latest monthly portfolio.
Which is better for SIP, Franklin India Large Cap Fund or Sundaram Dynamic Asset Allocation Fund?
Over the last 3 years, a monthly SIP of ₹10,000 from 03-10-2023 to 30-10-2026 grew to ₹3,83,554 in Franklin India Large Cap Fund (XIRR 2.3% a year) and ₹3,81,965 in Sundaram Dynamic Asset Allocation Fund (XIRR 2.0% a year). Both received 37 instalments. Past returns do not promise future returns.
Can I invest in both Franklin India Large Cap Fund and Sundaram Dynamic Asset Allocation Fund?
Yes. 40.0% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Who manages Franklin India Large Cap Fund and Sundaram Dynamic Asset Allocation Fund?
Franklin India Large Cap Fund: Venkatesh Sanjeevi, Ajay Argal, Sandeep Manam. Sundaram Dynamic Asset Allocation Fund: Bharath, Clyton Richard Fernandes, Kumaresh Ramakrishnan.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.