Baroda BNP Paribas Balanced Advantage Fund vs Sundaram Dynamic Asset Allocation Fund
Direct Plan, Growth option · Data as on 30-10-2026
Baroda BNP Paribas Balanced Advantage Fund and Sundaram Dynamic Asset Allocation Fund are both Balanced Advantage funds. In the 3 years to 30-10-2026, Baroda BNP Paribas Balanced Advantage Fund (Direct) returned 11.5% a year and Sundaram Dynamic Asset Allocation Fund (Direct) returned 7.8% a year. Baroda BNP Paribas Balanced Advantage Fund charges 0.92% a year and Sundaram Dynamic Asset Allocation Fund 1.12% (Direct plans). Their portfolios overlap 26.2%: they hold 22 of the same securities.
Baroda BNP Paribas Balanced Advantage Fund
Balanced Advantage
- 3 year return
- 11.5%
- Expense ratio
- 0.92%
- NAV
- ₹27.28
Sundaram Dynamic Asset Allocation Fund
Balanced Advantage
- 3 year return
- 7.8%
- Expense ratio
- 1.12%
- NAV
- ₹40.33
Which is better, Baroda BNP Paribas Balanced Advantage or Sundaram Dynamic Asset Allocation? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Baroda BNP Paribas Balanced Advantage returned more over 3 years: 11.5% a year against 7.8%.
- Baroda BNP Paribas Balanced Advantage returned more over 1 year: −0.6% against −5.0%.
- Baroda BNP Paribas Balanced Advantage costs less: 0.92% a year against 1.12% (Direct plans).
- Sundaram Dynamic Asset Allocation swung less over 3 years: a standard deviation of 8.4% a year against 10.5%.
- Sundaram Dynamic Asset Allocation fell less in its worst fall since 03-01-2022: −9.7% against −11.9%.
- Baroda BNP Paribas Balanced Advantage is the larger fund: ₹5,162 Cr against ₹1,596 Cr.
- Their portfolios overlap 26.2%: 22 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Baroda BNP Paribas Balanced Advantage Fund | Sundaram Dynamic Asset Allocation Fund |
|---|---|---|
| Fund house | Baroda BNP Paribas Mutual Fund | Sundaram Mutual Fund |
| Category | Balanced Advantage | Balanced Advantage |
| AUM | ₹5,162 Cr (30-09-2026) | ₹1,596 Cr (30-09-2026) |
| NAV | ₹27.28 (Direct) | ₹40.33 (Direct) |
| Expense ratio (Direct) | 0.92% | 1.12% |
| Expense ratio (Regular) | 2.04% | 2.54% |
| Riskometer | Not available | High |
| Benchmark | Not available | NIFTY 50 Hybrid Composite Debt 50:50 Index |
| Launch date | Not available | 01-12-2010 |
| Minimum investment | Not available | New Investor/Existing – Rs.100/- for both Monthly IDCW and Growth Option and any amount thereafter under each Plan/option. |
| Lock in | Not available | None |
| Fund managers | Not available | Bharath, Clyton Richard Fernandes, Kumaresh Ramakrishnan |
| Exit load | Not available | Exit Load: W.E.F Dec 31, 2021 -Nil - If up to 25% of the units invested are redeemed or withdrawn by way of SWP within 365 days from the date of allotment. Any redemptions or withdrawals by way of SWP in excess of the above mentioned limit would be subject to an exit load of 1 % of the applicable NAV will be charged, if the units are redeemed within 365 days from the date of allotment of units. For redemption or withdrawal by way of SWP after 365 days from the date of allotment - Nil. Generally, the exit load will be calculated on First in First out (FIFO) basis. |
Baroda BNP Paribas Balanced Advantage vs Sundaram Dynamic Asset Allocation: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Baroda BNP Paribas Balanced Advantage Fund (Direct) | −1.00% | −4.23% | −0.79% | −0.62% | +11.52% | +9.96% | -- |
| Sundaram Dynamic Asset Allocation Fund (Direct) | −0.69% | −3.73% | −1.70% | −4.99% | +7.83% | -- | -- |
| Balanced Advantage average | −0.55% | −2.88% | +0.08% | −2.08% | +9.14% | -- | -- |
Category average: the average of the 38 Balanced Advantage funds, same plan type.
Baroda BNP Paribas Balanced Advantage vs Sundaram Dynamic Asset Allocation: Year-wise Returns
| Year | Baroda BNP Paribas Balanced AdvantageBaroda BNP Paribas Balanced Advantage | Sundaram Dynamic Asset AllocationSundaram Dynamic Asset Allocation |
|---|---|---|
| 2026to date | −1.91% | −5.15% |
| 2025 | +9.06% | +6.67% |
| 2024 | +16.32% | +14.28% |
| 2023 | +22.50% | +15.81% |
| 2022 | +4.04% | -- |
| 2021 | +18.21% | -- |
Baroda BNP Paribas Balanced Advantage vs Sundaram Dynamic Asset Allocation: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 449 of them, one for each trading day from 03-01-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Baroda BNP Paribas Balanced Advantage Fund (Direct)
Sundaram Dynamic Asset Allocation Fund (Direct)
to
Feb 2025Jun 2022
to
Jun 2025Oct 2022
to
Oct 2025Jan 2023
to
Jan 2026May 2023
to
May 2026Sept 2023
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Baroda BNP Paribas Balanced Advantage | 0.0 | 0.0 | 0.0 | 57.7 | 42.3 | 0.0 | 0.0 | 14.7% | 14.7% | 10.5% | 19.9% |
| Sundaram Dynamic Asset Allocation | 0.0 | 0.0 | 18.0 | 78.0 | 4.0 | 0.0 | 0.0 | 11.6% | 11.7% | 7.0% | 15.9% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 03-01-2022. Past returns do not promise future returns.
Baroda BNP Paribas Balanced Advantage vs Sundaram Dynamic Asset Allocation: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 03-01-2022 to 30-10-2026: 58 instalments, ₹5,80,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Baroda BNP Paribas Balanced AdvantageBaroda BNP Paribas Balanced Advantage Fund (Direct) | ₹5,80,000 | ₹7,27,224 | ₹1,47,224 | 9.3% |
| Sundaram Dynamic Asset AllocationSundaram Dynamic Asset Allocation Fund (Direct) | ₹5,80,000 | ₹6,70,937 | ₹90,937 | 6.0% |
Baroda BNP Paribas Balanced AdvantageBaroda BNP Paribas Balanced Advantage Fund (Direct)
Sundaram Dynamic Asset AllocationSundaram Dynamic Asset Allocation Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Baroda BNP Paribas Balanced Advantage vs Sundaram Dynamic Asset Allocation: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Baroda BNP Paribas Balanced Advantage Fund (Direct) | Sundaram Dynamic Asset Allocation Fund (Direct) |
|---|---|---|
| Return (CAGR) | −0.62% | −4.99% |
| Standard deviation | 11.52% | 9.43% |
| Sharpe ratio | -0.51 | -1.09 |
| Sortino ratio | -0.68 | -1.45 |
| Maximum drawdown | −9.7% (30-03-2026) | −9.7% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Baroda BNP Paribas Balanced Advantage Fund (Direct) | Sundaram Dynamic Asset Allocation Fund (Direct) |
|---|---|---|
| Return (CAGR) | +11.52% | +7.83% |
| Standard deviation | 10.54% | 8.40% |
| Sharpe ratio | 0.52 | 0.22 |
| Sortino ratio | 0.70 | 0.29 |
| Maximum drawdown | −11.5% (03-03-2025) | −9.7% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Baroda BNP Paribas Balanced Advantage Fund (Direct) | Sundaram Dynamic Asset Allocation Fund (Direct) |
|---|---|---|
| Return (CAGR) | +13.42% | +7.67% |
| Standard deviation | 10.80% | 8.10% |
| Sharpe ratio | 0.76 | 0.22 |
| Sortino ratio | 1.03 | 0.30 |
| Maximum drawdown | −20.7% (23-03-2020) | −9.7% (30-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 20-11-2018 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Baroda BNP Paribas Balanced Advantage Fund (Direct)
Sundaram Dynamic Asset Allocation Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Baroda BNP Paribas Balanced Advantage Fund (Direct) | −11.9% | 14-01-2022 | 20-06-2022 | 05-09-2022 | 3 months | −6.4% |
| Sundaram Dynamic Asset Allocation Fund (Direct) | −9.7% | 28-11-2025 | 30-03-2026 | Not yet | -- | −5.8% |
From daily values since 03-01-2022, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Baroda BNP Paribas Balanced Advantage Fund (Direct)
Sundaram Dynamic Asset Allocation Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Baroda BNP Paribas Balanced Advantage Fund (Direct)
Sundaram Dynamic Asset Allocation Fund (Direct)
Baroda BNP Paribas Balanced Advantage vs Sundaram Dynamic Asset Allocation: Portfolio Overlap
From each fund's latest monthly portfolio: Baroda BNP Paribas Balanced Advantage Fund, September 2026; Sundaram Dynamic Asset Allocation Fund, September 2026
Holdings in common
- Overlap
- 26.2%
- Held by both
- 22
- Only in Baroda BNP Paribas Balanced Advantage
- 85
- Only in Sundaram Dynamic Asset Allocation
- 52
| Security | % of Baroda BNP Paribas Balanced Advantage | % of Sundaram Dynamic Asset Allocation |
|---|---|---|
| HDFC Bank Limited | 3.09% | 3.79% |
| Reliance Industries Limited | 2.90% | 5.12% |
| Larsen & Toubro Limited | 2.62% | 2.98% |
| Bharti Airtel Limited | 2.30% | 3.86% |
| ICICI Bank Limited | 1.96% | 7.12% |
| Kotak Mahindra Bank Limited | 1.63% | 3.24% |
| One 97 Communications Limited | 1.99% | 1.55% |
| Mahindra & Mahindra Limited | 1.86% | 1.34% |
| Cummins India Limited | 1.38% | 1.06% |
| Sun Pharmaceutical Industries Limited | 1.76% | 0.97% |
| Vedanta Aluminium Metal Limited | 0.97% | 1.29% |
| Multi Commodity Exchange of India Limited | 2.19% | 0.92% |
| Amber Enterprises India Limited | 0.87% | 1.11% |
| UltraTech Cement Limited | 1.24% | 0.84% |
| InterGlobe Aviation Limited | 1.30% | 0.78% |
| Fractal Analytics Ltd | 0.75% | 1.16% |
| Lupin Limited | 0.88% | 0.56% |
| NTPC Limited | 1.13% | 0.31% |
| State Bank of India | 1.51% | 0.31% |
| 7.34% Government of India (22/04/2064) | 0.22% | 0.89% |
| 6.94% Government of India (11/05/2036) | 0.19% | 2.47% |
| 7.38% Government of India (20/06/2027) | 0.10% | 1.90% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 26.2% means 26.2% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Baroda BNP Paribas Balanced Advantage Fund
| Security | % of fund |
|---|---|
| Bharat Heavy Electricals Limited | 2.17% |
| Eicher Motors Limited | 1.99% |
| IndusInd Bank Limited | 1.89% |
| JSW Steel Limited | 1.86% |
| Radico Khaitan Limited | 1.83% |
Largest holdings only in Sundaram Dynamic Asset Allocation Fund
| Security | % of fund |
|---|---|
| Eternal Ltd (Previously Zomato Ltd) | 4.20% |
| 6.48% Central Government Securities 06/10/2035 | 3.53% |
| Bajaj Finserv Ltd | 2.20% |
| Embassy Office Parks REIT | 1.98% |
| Cholamandalam Investment and Finance Company Ltd | 1.95% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Baroda BNP Paribas Balanced Advantage | Sundaram Dynamic Asset Allocation |
|---|---|---|
| Equity | 80.1% | 76.3% |
| Debt | 9.2% | 18.8% |
| Cash and others | 10.7% | 4.9% |
Market cap of stocks
| Market cap | Baroda BNP Paribas Balanced Advantage | Sundaram Dynamic Asset Allocation |
|---|---|---|
| Large Cap | 54.2% | 48.5% |
| Mid Cap | 19.1% | 14.5% |
| Small Cap | 5.8% | 11.7% |
| Not on AMFI's list | 1.0% | 1.5% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Baroda BNP Paribas Balanced Advantage | Sundaram Dynamic Asset Allocation |
|---|---|---|
| Banks | 15.2% | 14.7% |
| Finance | 2.0% | 7.4% |
| Petroleum Products | 4.2% | 5.1% |
| Automobiles | 4.9% | 4.8% |
| Capital Markets | 4.7% | 2.5% |
| Electrical Equipment | 4.7% | 2.4% |
| Pharmaceuticals & Biotechnology | 3.9% | 4.6% |
| Retailing | 0.0% | 4.2% |
| IT - Software | 4.0% | 0.0% |
The six largest sectors of each fund's stocks, % of the fund.
Baroda BNP Paribas Balanced Advantage vs Sundaram Dynamic Asset Allocation: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Baroda BNP Paribas Balanced Advantage Fund | Sundaram Dynamic Asset Allocation Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.92% | 1.12% |
| Base expense ratio (Direct) | 0.63% | 0.58% |
| Total expense ratio (Regular) | 2.04% | 2.54% |
| Base expense ratio (Regular) | 1.59% | 1.81% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Baroda BNP Paribas Balanced Advantage with
Compare Sundaram Dynamic Asset Allocation with
Baroda BNP Paribas Balanced Advantage Fund vs Sundaram Dynamic Asset Allocation Fund: Frequently Asked Questions
What is the difference between Baroda BNP Paribas Balanced Advantage Fund and Sundaram Dynamic Asset Allocation Fund?
Both are Balanced Advantage funds, run by Baroda BNP Paribas Mutual Fund and Sundaram Mutual Fund. Their portfolios overlap 26.2%. Baroda BNP Paribas Balanced Advantage Fund charges 0.92% a year and Sundaram Dynamic Asset Allocation Fund 1.12%.
Which has given higher returns, Baroda BNP Paribas Balanced Advantage Fund or Sundaram Dynamic Asset Allocation Fund?
Over 1 year: Baroda BNP Paribas Balanced Advantage Fund −0.62%, Sundaram Dynamic Asset Allocation Fund −4.99%. Over 3 years: Baroda BNP Paribas Balanced Advantage Fund +11.52% a year, Sundaram Dynamic Asset Allocation Fund +7.83% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Baroda BNP Paribas Balanced Advantage Fund or Sundaram Dynamic Asset Allocation Fund?
Baroda BNP Paribas Balanced Advantage Fund charges less: 0.92% a year against 1.12%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Baroda BNP Paribas Balanced Advantage Fund and Sundaram Dynamic Asset Allocation Fund overlap?
26.2%. They hold 22 of the same securities, the largest shared ones being HDFCBANK, RELIANCE, LT. From each fund's latest monthly portfolio.
Which is better for SIP, Baroda BNP Paribas Balanced Advantage Fund or Sundaram Dynamic Asset Allocation Fund?
Over the last 3 years, a monthly SIP of ₹10,000 from 03-10-2023 to 30-10-2026 grew to ₹4,02,083 in Baroda BNP Paribas Balanced Advantage Fund (XIRR 5.3% a year) and ₹3,81,965 in Sundaram Dynamic Asset Allocation Fund (XIRR 2.0% a year). Both received 37 instalments. Past returns do not promise future returns.
Can I invest in both Baroda BNP Paribas Balanced Advantage Fund and Sundaram Dynamic Asset Allocation Fund?
Yes. 26.2% of each fund's money sits in the same holdings, so some of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.