Edelweiss Multi Asset Allocation Fund vs WhiteOak Capital Multi Asset Allocation Fund
Direct Plan, Growth option · Data as on 30-10-2026
Edelweiss Multi Asset Allocation Fund and WhiteOak Capital Multi Asset Allocation Fund are both Multi Asset funds. In the 3 years to 30-10-2026, Edelweiss Multi Asset Allocation Fund (Direct) returned 7.5% a year and WhiteOak Capital Multi Asset Allocation Fund (Direct) returned 16.1% a year. Edelweiss Multi Asset Allocation Fund charges 0.79% a year and WhiteOak Capital Multi Asset Allocation Fund 0.65% (Direct plans). Their portfolios overlap 10.8%: they hold 24 of the same securities.
Edelweiss Multi Asset Allocation Fund
Multi Asset
- 3 year return
- 7.5%
- Expense ratio
- 0.79%
- NAV
- ₹12.72
WhiteOak Capital Multi Asset Allocation Fund
Multi Asset
- 3 year return
- 16.1%
- Expense ratio
- 0.65%
- NAV
- ₹16.30
Which is better, Edelweiss Multi Asset Allocation or WhiteOak Capital Multi Asset Allocation? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- WhiteOak Capital Multi Asset Allocation returned more over 3 years: 16.1% a year against 7.5%.
- Edelweiss Multi Asset Allocation returned more over 1 year: 6.3% against 6.0%.
- WhiteOak Capital Multi Asset Allocation costs less: 0.65% a year against 0.79% (Direct plans).
- Edelweiss Multi Asset Allocation swung less over 3 years: a standard deviation of 1.9% a year against 5.7%.
- Edelweiss Multi Asset Allocation fell less in its worst fall since 26-06-2023: −1.8% against −6.1%.
- WhiteOak Capital Multi Asset Allocation is the larger fund: ₹9,111 Cr against ₹2,961 Cr.
- Their portfolios overlap 10.8%: 24 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Edelweiss Multi Asset Allocation Fund | WhiteOak Capital Multi Asset Allocation Fund |
|---|---|---|
| Fund house | Edelweiss Mutual Fund | WhiteOak Capital Mutual Fund |
| Category | Multi Asset | Multi Asset |
| AUM | ₹2,961 Cr (30-09-2026) | ₹9,111 Cr (30-09-2026) |
| NAV | ₹12.72 (Direct) | ₹16.30 (Direct) |
| Expense ratio (Direct) | 0.79% | 0.65% |
| Expense ratio (Regular) | 1.12% | 1.67% |
| Riskometer | Low | High |
| Benchmark | Nifty 500 TRI (40%) + CRISIL Short Term Bond Fund Index (50%) + Domestic Gold Prices (5%) + Domestic Silver Prices (5%) | 30% BSE 500 TRI + 50% CRISIL Short Term Bond Index + 16% Domestic prices of Gold + 1% Domestic prices of Silver + 3% iCO |
| Launch date | 23-06-2023 | 19-05-2023 |
| Minimum investment | ₹100 | ₹500 |
| Lock in | None | None |
| Fund managers | Bhavesh Jain, Bharat Lahoti, Rahul Dedhia, Kedar Karnik, Amit Vora | Ramesh Mantri, Piyush Baranwal, Dheeresh Pathak, Ashish Agrawal, Trupti Agrawal |
| Exit load | Exit load of 0.25%, if redeemed within 90 days. | Nil |
Edelweiss Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Edelweiss Multi Asset Allocation Fund (Direct) | +0.22% | +1.02% | +3.21% | +6.25% | +7.53% | -- | -- |
| WhiteOak Capital Multi Asset Allocation Fund (Direct) | −1.16% | −1.15% | +1.63% | +6.03% | +16.11% | -- | -- |
| Multi Asset average | −1.71% | −3.33% | −1.78% | +2.00% | +14.20% | -- | -- |
Category average: the average of the 37 Multi Asset funds, same plan type.
Edelweiss Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation: Year-wise Returns
| Year | EdelweissEdelweiss Multi Asset Allocation | WhiteOak CapitalWhiteOak Capital Multi Asset Allocation |
|---|---|---|
| 2026to date | +5.61% | +4.15% |
| 2025 | +7.24% | +18.39% |
| 2024 | +8.35% | +18.99% |
Edelweiss Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation: Rolling Returns
Every holding period of both funds
Rolling returns
Every 3-year holding period, 84 of them, one for each trading day from 29-06-2026 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Edelweiss Multi Asset Allocation Fund (Direct)
WhiteOak Capital Multi Asset Allocation Fund (Direct)
to
Jul 2026Jul 2023
to
Jul 2026Aug 2023
to
Aug 2026Sept 2023
to
Sept 2026Sept 2023
to
Sept 2026Oct 2023
to
Oct 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Edelweiss Multi Asset Allocation | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 7.6% | 7.6% | 7.4% | 7.8% |
| WhiteOak Capital Multi Asset Allocation | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | 0.0 | 0.0 | 16.9% | 16.8% | 15.7% | 17.9% |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. Every fund is measured over the days all of them have, from 26-06-2023. Past returns do not promise future returns.
Edelweiss Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 26-06-2023 to 30-10-2026: 41 instalments, ₹4,10,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Edelweiss Multi Asset AllocationEdelweiss Multi Asset Allocation Fund (Direct) | ₹4,10,000 | ₹4,63,229 | ₹53,229 | 7.1% |
| WhiteOak Capital Multi Asset AllocationWhiteOak Capital Multi Asset Allocation Fund (Direct) | ₹4,10,000 | ₹5,08,833 | ₹98,833 | 12.8% |
Edelweiss Multi Asset AllocationEdelweiss Multi Asset Allocation Fund (Direct)
WhiteOak Capital Multi Asset AllocationWhiteOak Capital Multi Asset Allocation Fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Edelweiss Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Edelweiss Multi Asset Allocation Fund (Direct) | WhiteOak Capital Multi Asset Allocation Fund (Direct) |
|---|---|---|
| Return (CAGR) | +6.25% | +6.03% |
| Standard deviation | 2.62% | 6.99% |
| Sharpe ratio | 0.38 | 0.11 |
| Sortino ratio | 0.60 | 0.16 |
| Maximum drawdown | −1.8% (29-01-2026) | −6.1% (23-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Edelweiss Multi Asset Allocation Fund (Direct) | WhiteOak Capital Multi Asset Allocation Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.53% | +16.11% |
| Standard deviation | 1.95% | 5.74% |
| Sharpe ratio | 0.78 | 1.76 |
| Sortino ratio | 1.17 | 2.50 |
| Maximum drawdown | −1.8% (29-01-2026) | −6.1% (23-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Edelweiss Multi Asset Allocation Fund (Direct) | WhiteOak Capital Multi Asset Allocation Fund (Direct) |
|---|---|---|
| Return (CAGR) | +7.44% | +15.15% |
| Standard deviation | 1.88% | 5.49% |
| Sharpe ratio | 0.71 | 1.64 |
| Sortino ratio | 1.05 | 2.34 |
| Maximum drawdown | −1.8% (29-01-2026) | −6.1% (23-03-2026) |
| Beta | -- | -- |
| Alpha | -- | -- |
From daily NAVs, 26-06-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Edelweiss Multi Asset Allocation Fund (Direct)
WhiteOak Capital Multi Asset Allocation Fund (Direct)
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Edelweiss Multi Asset Allocation Fund (Direct) | −1.8% | 29-12-2025 | 29-01-2026 | 02-02-2026 | 4 days | 0.0% |
| WhiteOak Capital Multi Asset Allocation Fund (Direct) | −6.1% | 02-03-2026 | 23-03-2026 | 16-06-2026 | 3 months | −3.8% |
From daily values since 26-06-2023, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Edelweiss Multi Asset Allocation Fund (Direct)
WhiteOak Capital Multi Asset Allocation Fund (Direct)
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Edelweiss Multi Asset Allocation Fund (Direct)
WhiteOak Capital Multi Asset Allocation Fund (Direct)
Edelweiss Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation: Portfolio Overlap
From each fund's latest monthly portfolio: Edelweiss Multi Asset Allocation Fund, September 2026; WhiteOak Capital Multi Asset Allocation Fund, September 2026
Holdings in common
- Overlap
- 10.8%
- Held by both
- 24
- Only in Edelweiss Multi Asset Allocation
- 73
- Only in WhiteOak Capital Multi Asset Allocation
- 176
| Security | % of Edelweiss Multi Asset Allocation | % of WhiteOak Capital Multi Asset Allocation |
|---|---|---|
| ICICI Bank Ltd. | 1.66% | 2.89% |
| Bharti Airtel Ltd. | 1.57% | 1.41% |
| HDFC Bank Ltd. | 5.04% | 1.30% |
| 7.49% SIDBI SR VIII NCD RED 11-06-2029 | 0.84% | 1.09% |
| Reliance Industries Ltd. | 1.15% | 0.80% |
| 6.54% GOVT OF INDIA RED 17-01-2032 | 0.83% | 0.70% |
| Eternal Ltd. | 0.60% | 0.85% |
| 7.64% NABARD NCD SR 25B RED 06-12-2029 | 1.68% | 0.55% |
| 7.48% NABARD NCD SR 25G RED 15-09-2028 | 1.68% | 0.55% |
| Kotak Mahindra Bank Ltd. | 0.39% | 0.69% |
| Bharat Electronics Ltd. | 0.36% | 0.48% |
| Coforge Ltd. | 0.32% | 0.80% |
| Hindalco Industries Ltd. | 0.33% | 0.29% |
| Axis Bank Ltd. | 0.17% | 0.48% |
| 7.51% SIDBI SR V NCD RED 12-06-2028 | 5.04% | 0.16% |
| Tata Consultancy Services Ltd. | 0.14% | 0.29% |
| Oil & Natural Gas Corporation Ltd. | 0.17% | 0.12% |
| 6.36% GOVT OF INDIA RED 16-02-2031 | 0.83% | 0.11% |
| Adani Enterprises Ltd. | 0.11% | 0.78% |
| National Aluminium Company Ltd. | 0.06% | 0.14% |
| JSW Steel Ltd. | 0.12% | 0.05% |
| Mahindra & Mahindra Ltd. | 0.04% | 0.79% |
| NTPC Ltd. | 0.02% | 0.16% |
| Max Financial Services Ltd. | 0.01% | 0.17% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 10.8% means 10.8% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Edelweiss Multi Asset Allocation Fund
| Security | % of fund |
|---|---|
| Steel Authority of India Ltd. | 3.31% |
| Vodafone Idea Ltd. | 2.94% |
| 8.3333%HDB FIN SR 213 A1 NCD 06-08-27 | 2.54% |
| 7.53% NABARD NCD SR 25E RED 24-03-28 | 2.52% |
| 7.1104% ADITYA BIRLA HSG SR D1 R30-07-27 | 2.51% |
Largest holdings only in WhiteOak Capital Multi Asset Allocation Fund
| Security | % of fund |
|---|---|
| Nexus Select Trust - REIT | 3.64% |
| Embassy Office Parks REIT | 2.88% |
| ICICI Prudential Gold ETF | 2.82% |
| Cube Highways Trust-InvIT Fund | 2.53% |
| Knowledge Realty Trust | 2.18% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Edelweiss Multi Asset Allocation | WhiteOak Capital Multi Asset Allocation |
|---|---|---|
| Equity | 24.9% | 28.2% |
| Debt | 52.6% | 31.0% |
| Cash and others | 22.5% | 40.8% |
Market cap of stocks
| Market cap | Edelweiss Multi Asset Allocation | WhiteOak Capital Multi Asset Allocation |
|---|---|---|
| Large Cap | 18.1% | 19.9% |
| Mid Cap | 6.8% | 3.1% |
| Small Cap | 0.0% | 3.5% |
| Foreign stocks | 0.0% | 0.4% |
| Not on AMFI's list | 0.0% | 1.4% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Edelweiss Multi Asset Allocation | WhiteOak Capital Multi Asset Allocation |
|---|---|---|
| Banks | 7.8% | 6.2% |
| Telecom - Services | 4.7% | 1.4% |
| Ferrous Metals | 3.4% | 0.2% |
| IT - Software | 0.6% | 2.0% |
| Pharmaceuticals & Biotechnology | 0.3% | 1.9% |
| Finance | 0.1% | 1.7% |
| Food Products | 0.0% | 1.4% |
| Minerals & Mining | 1.3% | 0.0% |
| Petroleum Products | 1.3% | 0.8% |
| Cement & Cement Products | 1.0% | 0.5% |
The six largest sectors of each fund's stocks, % of the fund.
Edelweiss Multi Asset Allocation vs WhiteOak Capital Multi Asset Allocation: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Edelweiss Multi Asset Allocation Fund | WhiteOak Capital Multi Asset Allocation Fund |
|---|---|---|
| Total expense ratio (Direct) | 0.79% | 0.65% |
| Base expense ratio (Direct) | 0.42% | 0.38% |
| Total expense ratio (Regular) | 1.12% | 1.67% |
| Base expense ratio (Regular) | 0.70% | 1.25% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
Compare Edelweiss Multi Asset Allocation with
Compare WhiteOak Capital Multi Asset Allocation with
Edelweiss Multi Asset Allocation Fund vs WhiteOak Capital Multi Asset Allocation Fund: Frequently Asked Questions
What is the difference between Edelweiss Multi Asset Allocation Fund and WhiteOak Capital Multi Asset Allocation Fund?
Both are Multi Asset funds, run by Edelweiss Mutual Fund and WhiteOak Capital Mutual Fund. Their portfolios overlap 10.8%. Edelweiss Multi Asset Allocation Fund charges 0.79% a year and WhiteOak Capital Multi Asset Allocation Fund 0.65%.
Which has given higher returns, Edelweiss Multi Asset Allocation Fund or WhiteOak Capital Multi Asset Allocation Fund?
Over 1 year: Edelweiss Multi Asset Allocation Fund +6.25%, WhiteOak Capital Multi Asset Allocation Fund +6.03%. Over 3 years: Edelweiss Multi Asset Allocation Fund +7.53% a year, WhiteOak Capital Multi Asset Allocation Fund +16.11% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Edelweiss Multi Asset Allocation Fund or WhiteOak Capital Multi Asset Allocation Fund?
WhiteOak Capital Multi Asset Allocation Fund charges less: 0.65% a year against 0.79%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Edelweiss Multi Asset Allocation Fund and WhiteOak Capital Multi Asset Allocation Fund overlap?
10.8%. They hold 24 of the same securities, the largest shared ones being ICICIBANK, BHARTIARTL, HDFCBANK. From each fund's latest monthly portfolio.
Which is riskier, Edelweiss Multi Asset Allocation Fund or WhiteOak Capital Multi Asset Allocation Fund?
On SEBI's riskometer, Edelweiss Multi Asset Allocation Fund is rated Low and WhiteOak Capital Multi Asset Allocation Fund High. Over 3 years, the standard deviation of daily returns was 1.95% and 5.74% a year.
Which is better for SIP, Edelweiss Multi Asset Allocation Fund or WhiteOak Capital Multi Asset Allocation Fund?
Over the last 3 years, a monthly SIP of ₹10,000 from 03-10-2023 to 30-10-2026 grew to ₹4,12,678 in Edelweiss Multi Asset Allocation Fund (XIRR 7.0% a year) and ₹4,45,439 in WhiteOak Capital Multi Asset Allocation Fund (XIRR 12.1% a year). Both received 37 instalments. Past returns do not promise future returns.
Can I invest in both Edelweiss Multi Asset Allocation Fund and WhiteOak Capital Multi Asset Allocation Fund?
Yes. 10.8% of each fund's money sits in the same holdings, so some of the two investments would move together.
Who manages Edelweiss Multi Asset Allocation Fund and WhiteOak Capital Multi Asset Allocation Fund?
Edelweiss Multi Asset Allocation Fund: Bhavesh Jain, Bharat Lahoti, Rahul Dedhia, Kedar Karnik, Amit Vora. WhiteOak Capital Multi Asset Allocation Fund: Ramesh Mantri, Piyush Baranwal, Dheeresh Pathak, Ashish Agrawal, Trupti Agrawal.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.