Baroda BNP Paribas India Consumption Fund vs HDFC Nifty Growth Sectors 15 ETF
Direct Plan where a fund has one, Growth option · Data as on 30-10-2026
Baroda BNP Paribas India Consumption Fund is a Thematic fund and HDFC Nifty Growth Sectors 15 ETF is an ETF fund. In the 3 years to 30-10-2026, Baroda BNP Paribas India Consumption Fund (Direct) returned 9.5% a year and HDFC Nifty Growth Sectors 15 ETF returned 6.1% a year. Baroda BNP Paribas India Consumption Fund charges 0.96% a year and HDFC Nifty Growth Sectors 15 ETF 0.32%. Their portfolios overlap 36.5%: they hold 8 of the same securities.
Baroda BNP Paribas India Consumption Fund
Thematic
- 3 year return
- 9.5%
- Expense ratio
- 0.96%
- NAV
- ₹32.87
HDFC Nifty Growth Sectors 15 ETF
ETF
- 3 year return
- 6.1%
- Expense ratio
- 0.32%
- NAV
- ₹116.55
Which is better, Baroda BNP Paribas India Consumption or HDFC Nifty Growth Sectors 15 ETF? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Baroda BNP Paribas India Consumption returned more over 3 years: 9.5% a year against 6.1%.
- HDFC Nifty Growth Sectors 15 ETF returned more over 1 year: −6.9% against −8.9%.
- HDFC Nifty Growth Sectors 15 ETF costs less: 0.32% a year against 0.96%.
- Baroda BNP Paribas India Consumption swung less over 3 years: a standard deviation of 13.1% a year against 13.7%.
- Baroda BNP Paribas India Consumption fell less in its worst fall since 23-09-2022: −21.4% against −21.9%.
- HDFC Nifty Growth Sectors 15 ETF holds more in large companies: 100.0% of the fund in large caps against 72.4%.
- Baroda BNP Paribas India Consumption is the larger fund: ₹1,354 Cr against ₹19 Cr.
- Their portfolios overlap 36.5%: 8 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Baroda BNP Paribas India Consumption Fund | HDFC Nifty Growth Sectors 15 ETF |
|---|---|---|
| Fund house | Baroda BNP Paribas Mutual Fund | HDFC Mutual Fund |
| Category | Thematic | ETF |
| AUM | ₹1,354 Cr (30-09-2026) | ₹19 Cr (30-09-2026) |
| NAV | ₹32.87 (Direct) | ₹116.55 |
| Expense ratio (Direct) | 0.96% | Not available |
| Expense ratio (Regular) | 2.37% | Not available |
| Riskometer | Not available | Very High |
| Benchmark | Not available | Nifty Growth Sectors 15 TRI |
| Launch date | Not available | 23-09-2022 |
| Minimum investment | Not available | On an On-going Basis: A. On the Stock Exchange: Investors (including Market Makers and Large Investors) can subscribe (buy) Units on a continuous basis on the Stock Exchanges, in minimum lot of 1 (one) unit and in multiples thereof. B. Directly with the F |
| Lock in | Not available | None |
| Fund managers | Not available | Abhishek Mor, Arun Agarwal |
| Exit load | Not available | Not available |
Baroda BNP Paribas India Consumption vs HDFC Nifty Growth Sectors 15 ETF: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Baroda BNP Paribas India Consumption Fund (Direct) | +0.43% | −5.55% | −0.70% | −8.93% | +9.52% | -- | -- |
| HDFC Nifty Growth Sectors 15 ETF | +5.56% | −4.56% | +2.14% | −6.87% | +6.08% | -- | -- |
| Thematic average | −2.09% | −4.52% | +0.86% | −1.22% | +13.76% | -- | -- |
Category average: the average of the 235 Thematic funds, same plan type.
Baroda BNP Paribas India Consumption vs HDFC Nifty Growth Sectors 15 ETF: Year-wise Returns
| Year | Baroda BNP Paribas India ConsumptionBaroda BNP Paribas India Consumption | HDFC Nifty Growth Sectors 15 ETFHDFC Nifty Growth Sectors 15 ETF |
|---|---|---|
| 2026to date | −8.33% | −10.18% |
| 2025 | +2.28% | +6.74% |
| 2024 | +24.29% | +11.46% |
| 2023 | +30.87% | +26.07% |
Baroda BNP Paribas India Consumption vs HDFC Nifty Growth Sectors 15 ETF: Rolling Returns
Every holding period of both funds, against Nifty India Consumption TRI, the benchmark of Baroda BNP Paribas India Consumption Fund
Rolling returns
Every 3-year holding period, 270 of them, one for each trading day from 23-09-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Baroda BNP Paribas India Consumption Fund (Direct)
HDFC Nifty Growth Sectors 15 ETF
Nifty India Consumption TRI
to
Oct 2025Jan 2023
to
Jan 2026Mar 2023
to
Mar 2026May 2023
to
May 2026Jul 2023
to
Jul 2026Sept 2023
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Baroda BNP Paribas India Consumption | 0.0 | 0.0 | 10.4 | 41.9 | 47.8 | 0.0 | 0.0 | 14.3% | 14.8% | 7.4% | 19.0% | 8% |
| HDFC Nifty Growth Sectors 15 ETF | 0.0 | 10.3 | 45.4 | 43.2 | 1.1 | 0.0 | 0.0 | 9.2% | 9.1% | 2.3% | 15.2% | 0% |
| Nifty India Consumption TRI | 0.0 | 0.0 | 4.4 | 41.1 | 54.4 | 0.0 | 0.0 | 15.3% | 15.9% | 9.1% | 19.4% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty India Consumption TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 23-09-2022. Past returns do not promise future returns.
Baroda BNP Paribas India Consumption vs HDFC Nifty Growth Sectors 15 ETF: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 01-09-2022 to 30-10-2026: 50 instalments, ₹5,00,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Baroda BNP Paribas India ConsumptionBaroda BNP Paribas India Consumption Fund (Direct) | ₹5,00,000 | ₹5,64,879 | ₹64,879 | 5.8% |
| HDFC Nifty Growth Sectors 15 ETFHDFC Nifty Growth Sectors 15 ETF | ₹5,00,000 | ₹5,39,399 | ₹39,399 | 3.6% |
Baroda BNP Paribas India ConsumptionBaroda BNP Paribas India Consumption Fund (Direct)
HDFC Nifty Growth Sectors 15 ETFHDFC Nifty Growth Sectors 15 ETF
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Baroda BNP Paribas India Consumption vs HDFC Nifty Growth Sectors 15 ETF: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Baroda BNP Paribas India Consumption Fund (Direct) | HDFC Nifty Growth Sectors 15 ETF |
|---|---|---|
| Return (CAGR) | −8.93% | −6.87% |
| Standard deviation | 13.81% | 14.95% |
| Sharpe ratio | -1.03 | -0.81 |
| Sortino ratio | -1.34 | -1.10 |
| Maximum drawdown | −16.0% (23-03-2026) | −19.4% (08-10-2026) |
| Beta | 0.90 | 1.00 |
| Alpha | −0.01% | −0.35% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Baroda BNP Paribas India Consumption Fund (Direct) | HDFC Nifty Growth Sectors 15 ETF |
|---|---|---|
| Return (CAGR) | +9.52% | +6.08% |
| Standard deviation | 13.05% | 13.68% |
| Sharpe ratio | 0.27 | 0.00 |
| Sortino ratio | 0.38 | 0.01 |
| Maximum drawdown | −21.4% (23-03-2026) | −21.9% (07-04-2025) |
| Beta | 0.91 | 1.00 |
| Alpha | −1.02% | −0.46% |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Baroda BNP Paribas India Consumption Fund (Direct) | HDFC Nifty Growth Sectors 15 ETF |
|---|---|---|
| Return (CAGR) | +12.27% | +6.81% |
| Standard deviation | 12.34% | 12.75% |
| Sharpe ratio | 0.51 | 0.05 |
| Sortino ratio | 0.72 | 0.07 |
| Maximum drawdown | −21.4% (23-03-2026) | −21.9% (07-04-2025) |
| Beta | 0.88 | 1.00 |
| Alpha | +0.25% | −0.47% |
From daily NAVs, 14-03-2022 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Baroda BNP Paribas India Consumption Fund (Direct)
HDFC Nifty Growth Sectors 15 ETF
Nifty India Consumption TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Baroda BNP Paribas India Consumption Fund (Direct) | −21.4% | 23-09-2024 | 23-03-2026 | Not yet | -- | −14.9% |
| HDFC Nifty Growth Sectors 15 ETF | −21.9% | 27-09-2024 | 07-04-2025 | 07-01-2026 | 9 months | −12.3% |
| Nifty India Consumption TRI | −21.9% | 26-09-2024 | 04-03-2025 | Not yet | -- | −13.4% |
From daily values since 23-09-2022, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Baroda BNP Paribas India Consumption Fund (Direct)
HDFC Nifty Growth Sectors 15 ETF
Nifty India Consumption TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Baroda BNP Paribas India Consumption Fund (Direct)
HDFC Nifty Growth Sectors 15 ETF
Nifty India Consumption TRI
Against Nifty India Consumption TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Baroda BNP Paribas India Consumption Fund (Direct) | 92% | 85% | 3.88% |
| HDFC Nifty Growth Sectors 15 ETF | 77% | 77% | 9.47% |
From month-end values since 23-09-2022. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Baroda BNP Paribas India Consumption vs HDFC Nifty Growth Sectors 15 ETF: Portfolio Overlap
From each fund's latest monthly portfolio: Baroda BNP Paribas India Consumption Fund, September 2026; HDFC Nifty Growth Sectors 15 ETF, September 2026
Holdings in common
- Overlap
- 36.5%
- Held by both
- 8
- Only in Baroda BNP Paribas India Consumption
- 30
- Only in HDFC Nifty Growth Sectors 15 ETF
- 7
| Security | % of Baroda BNP Paribas India Consumption | % of HDFC Nifty Growth Sectors 15 ETF |
|---|---|---|
| Titan Company Limited | 7.79% | 8.16% |
| Mahindra & Mahindra Limited | 6.54% | 11.35% |
| Maruti Suzuki India Limited | 5.86% | 6.70% |
| Eicher Motors Limited | 5.28% | 4.25% |
| TVS Motor Company Limited | 5.00% | 4.15% |
| Nestle India Limited | 3.07% | 4.05% |
| Apollo Hospitals Enterprise Limited | 2.41% | 3.62% |
| Hindustan Unilever Limited | 2.41% | 7.18% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 36.5% means 36.5% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Baroda BNP Paribas India Consumption Fund
| Security | % of fund |
|---|---|
| Bharti Airtel Limited | 7.14% |
| Eternal Limited | 5.67% |
| The Phoenix Mills Limited | 3.43% |
| Trent Limited | 2.84% |
| Bajaj Auto Limited | 2.81% |
Largest holdings only in HDFC Nifty Growth Sectors 15 ETF
| Security | % of fund |
|---|---|
| Infosys Limited | 15.12% |
| Tata Consultancy Services Ltd. | 9.02% |
| Sun Pharmaceutical Industries Ltd. | 8.29% |
| HCL Technologies Ltd. | 5.58% |
| Divis Laboratories Ltd. | 5.09% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Baroda BNP Paribas India Consumption | HDFC Nifty Growth Sectors 15 ETF |
|---|---|---|
| Equity | 97.2% | 100.0% |
| Debt | 0.0% | 0.0% |
| Cash and others | 2.8% | 0.0% |
Market cap of stocks
| Market cap | Baroda BNP Paribas India Consumption | HDFC Nifty Growth Sectors 15 ETF |
|---|---|---|
| Large Cap | 72.4% | 100.0% |
| Mid Cap | 17.9% | 0.0% |
| Small Cap | 5.8% | 0.0% |
| Not on AMFI's list | 1.2% | 0.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Baroda BNP Paribas India Consumption | HDFC Nifty Growth Sectors 15 ETF |
|---|---|---|
| IT - Software | 0.0% | 33.9% |
| Automobiles | 26.3% | 26.4% |
| Pharmaceuticals & Biotechnology | 0.0% | 16.6% |
| Retailing | 14.7% | 0.0% |
| Consumer Durables | 12.5% | 8.2% |
| Telecom - Services | 8.3% | 0.0% |
| Diversified FMCG | 5.2% | 7.2% |
| Food Products | 6.0% | 4.0% |
The six largest sectors of each fund's stocks, % of the fund.
Baroda BNP Paribas India Consumption vs HDFC Nifty Growth Sectors 15 ETF: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Baroda BNP Paribas India Consumption Fund | HDFC Nifty Growth Sectors 15 ETF |
|---|---|---|
| Total expense ratio (Direct) | 0.96% | Not available |
| Base expense ratio (Direct) | 0.61% | 0.00% |
| Total expense ratio (Regular) | 2.37% | Not available |
| Base expense ratio (Regular) | 1.82% | 0.25% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
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Baroda BNP Paribas India Consumption Fund vs HDFC Nifty Growth Sectors 15 ETF: Frequently Asked Questions
What is the difference between Baroda BNP Paribas India Consumption Fund and HDFC Nifty Growth Sectors 15 ETF?
Baroda BNP Paribas India Consumption Fund is a Thematic fund, HDFC Nifty Growth Sectors 15 ETF is an ETF fund, run by Baroda BNP Paribas Mutual Fund and HDFC Mutual Fund. Their portfolios overlap 36.5%. Baroda BNP Paribas India Consumption Fund charges 0.96% a year and HDFC Nifty Growth Sectors 15 ETF 0.32%.
Which has given higher returns, Baroda BNP Paribas India Consumption Fund or HDFC Nifty Growth Sectors 15 ETF?
Over 1 year: Baroda BNP Paribas India Consumption Fund −8.93%, HDFC Nifty Growth Sectors 15 ETF −6.87%. Over 3 years: Baroda BNP Paribas India Consumption Fund +9.52% a year, HDFC Nifty Growth Sectors 15 ETF +6.08% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Baroda BNP Paribas India Consumption Fund or HDFC Nifty Growth Sectors 15 ETF?
HDFC Nifty Growth Sectors 15 ETF charges less: 0.32% a year against 0.96%. These are the total expense ratios reported to AMFI.
How much do Baroda BNP Paribas India Consumption Fund and HDFC Nifty Growth Sectors 15 ETF overlap?
36.5%. They hold 8 of the same securities, the largest shared ones being TITAN, M&M, MARUTI. From each fund's latest monthly portfolio.
Which is better for SIP, Baroda BNP Paribas India Consumption Fund or HDFC Nifty Growth Sectors 15 ETF?
Over the last 3 years, a monthly SIP of ₹10,000 from 03-10-2023 to 30-10-2026 grew to ₹3,74,320 in Baroda BNP Paribas India Consumption Fund (XIRR 0.7% a year) and ₹3,72,340 in HDFC Nifty Growth Sectors 15 ETF (XIRR 0.4% a year). Both received 37 instalments. Past returns do not promise future returns.
Can I invest in both Baroda BNP Paribas India Consumption Fund and HDFC Nifty Growth Sectors 15 ETF?
Yes. 36.5% of each fund's money sits in the same holdings, so some of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.