Baroda BNP Paribas ELSS Tax Saver Fund vs Baroda BNP Paribas Large and Mid Cap fund
Direct Plan, Growth option · Data as on 30-10-2026
Baroda BNP Paribas ELSS Tax Saver Fund is an ELSS fund and Baroda BNP Paribas Large and Mid Cap fund is a Large & Mid Cap fund. In the 3 years to 30-10-2026, Baroda BNP Paribas ELSS Tax Saver Fund (Direct) returned 13.9% a year and Baroda BNP Paribas Large and Mid Cap fund (Direct) returned 13.5% a year. Baroda BNP Paribas ELSS Tax Saver Fund charges 1.27% a year and Baroda BNP Paribas Large and Mid Cap fund 1.09% (Direct plans). Their portfolios overlap 56.0%: they hold 31 of the same securities.
Baroda BNP Paribas ELSS Tax Saver Fund
ELSS
- 3 year return
- 13.9%
- Expense ratio
- 1.27%
- NAV
- ₹106.60
Baroda BNP Paribas Large and Mid Cap fund
Large & Mid Cap
- 3 year return
- 13.5%
- Expense ratio
- 1.09%
- NAV
- ₹28.50
Which is better, Baroda BNP Paribas ELSS Tax Saver or Baroda BNP Paribas Large and Mid Cap fund? Key differences
It depends on what you want from the fund. These are the differences in numbers, from the data on this page.
- Baroda BNP Paribas ELSS Tax Saver returned more over 3 years: 13.9% a year against 13.5%.
- Baroda BNP Paribas Large and Mid Cap fund returned more over 1 year: −4.2% against −4.3%.
- Baroda BNP Paribas Large and Mid Cap fund costs less: 1.09% a year against 1.27% (Direct plans).
- Baroda BNP Paribas ELSS Tax Saver swung less over 3 years: a standard deviation of 14.6% a year against 14.9%.
- Baroda BNP Paribas ELSS Tax Saver fell less in its worst fall since 14-03-2022: −17.3% against −19.5%.
- Baroda BNP Paribas ELSS Tax Saver holds more in large companies: 62.8% of the fund in large caps against 46.6%.
- Baroda BNP Paribas Large and Mid Cap fund is the larger fund: ₹1,762 Cr against ₹857 Cr.
- Their portfolios overlap 56.0%: 31 of the same holdings.
Past returns do not promise future returns. This page is information, not investment advice.
Key facts
From each fund's scheme summary document and AMFI
| Fact | Baroda BNP Paribas ELSS Tax Saver Fund | Baroda BNP Paribas Large and Mid Cap fund |
|---|---|---|
| Fund house | Baroda BNP Paribas Mutual Fund | Baroda BNP Paribas Mutual Fund |
| Category | ELSS | Large & Mid Cap |
| AUM | ₹857 Cr (30-09-2026) | ₹1,762 Cr (30-09-2026) |
| NAV | ₹106.60 (Direct) | ₹28.50 (Direct) |
| Expense ratio (Direct) | 1.27% | 1.09% |
| Expense ratio (Regular) | 2.46% | 2.30% |
| Riskometer | Not available | Not available |
| Benchmark | Not available | Not available |
| Launch date | Not available | Not available |
| Minimum investment | Not available | Not available |
| Lock in | Not available | Not available |
| Fund managers | Not available | Not available |
| Exit load | Not available | Not available |
Baroda BNP Paribas ELSS Tax Saver vs Baroda BNP Paribas Large and Mid Cap fund: Returns Comparison
Returns as on 30-10-2026. Up to one year they are absolute returns. Longer periods are a rate per year.
| Fund | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| Baroda BNP Paribas ELSS Tax Saver Fund (Direct) | −1.91% | −6.58% | −2.51% | −4.26% | +13.88% | -- | -- |
| Baroda BNP Paribas Large and Mid Cap fund (Direct) | −0.99% | −4.52% | −0.10% | −4.15% | +13.51% | +10.94% | -- |
| ELSS average | −2.34% | −5.61% | −1.63% | −5.75% | +10.92% | -- | -- |
| Large & Mid Cap average | −1.78% | −5.20% | −0.43% | −3.99% | +13.28% | +11.36% | -- |
Category average: the average of the 50 ELSS funds and the 36 Large & Mid Cap funds, same plan type.
Baroda BNP Paribas ELSS Tax Saver vs Baroda BNP Paribas Large and Mid Cap fund: Year-wise Returns
| Year | ELSS Tax SaverBaroda BNP Paribas ELSS Tax Saver | Large and Mid Cap fundBaroda BNP Paribas Large and Mid Cap fund |
|---|---|---|
| 2026to date | −5.68% | −4.91% |
| 2025 | +6.11% | +1.74% |
| 2024 | +25.08% | +29.56% |
| 2023 | +32.84% | +31.59% |
| 2022 | -- | −0.06% |
| 2021 | -- | +45.29% |
Baroda BNP Paribas ELSS Tax Saver vs Baroda BNP Paribas Large and Mid Cap fund: Rolling Returns
Every holding period of both funds, against Nifty 500 TRI, the benchmark of Baroda BNP Paribas ELSS Tax Saver Fund
Rolling returns
Every 3-year holding period, 400 of them, one for each trading day from 17-03-2025 to 30-10-2026: the yearly return (CAGR) of each, plotted on the day it ended. One lucky or unlucky start day cannot flatter or hide a fund.
Baroda BNP Paribas ELSS Tax Saver Fund (Direct)
Baroda BNP Paribas Large and Mid Cap fund (Direct)
Nifty 500 TRI
to
May 2025Aug 2022
to
Aug 2025Nov 2022
to
Nov 2025Mar 2023
to
Mar 2026Jun 2023
to
Jun 2026Sept 2023
to
Sept 2026
How the periods spread
| Fund | Below 0% | 0-5% | 5-10% | 10-15% | 15-20% | 20-25% | Above 25% | Mean | Median | Lowest | Highest | Beat benchmark |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Baroda BNP Paribas ELSS Tax Saver | 0.0 | 0.0 | 0.0 | 8.5 | 55.8 | 35.8 | 0.0 | 18.9% | 19.4% | 13.1% | 24.4% | 100% |
| Baroda BNP Paribas Large and Mid Cap fund | 0.0 | 0.0 | 0.0 | 10.8 | 59.8 | 25.8 | 3.8 | 18.6% | 18.9% | 12.3% | 26.0% | 100% |
| Nifty 500 TRI | 0.0 | 0.0 | 4.8 | 33.3 | 54.8 | 7.2 | 0.0 | 15.4% | 15.6% | 8.8% | 22.3% | -- |
The table shows the % of periods in each return band; a darker cell holds more of them. Lumpsum: the yearly rate (CAGR) from a period's first NAV to its last. SIP: the XIRR of the monthly instalments. The benchmark is Nifty 500 TRI, over the same periods. "Beat benchmark" counts the periods in which the fund did better. Every fund is measured over the days all of them have, from 14-03-2022. Past returns do not promise future returns.
Baroda BNP Paribas ELSS Tax Saver vs Baroda BNP Paribas Large and Mid Cap fund: SIP and Lumpsum Returns
What the same monthly or one-time investment would be worth in each fund today, from their own NAV history
Growth of an investment
₹10,000 on the first trading day of every month, from 14-03-2022 to 30-10-2026: 56 instalments, ₹5,60,000 in all.
| Investment | Invested | Value now | Gain | Return a year |
|---|---|---|---|---|
| Baroda BNP Paribas ELSS Tax SaverBaroda BNP Paribas ELSS Tax Saver Fund (Direct) | ₹5,60,000 | ₹7,11,056 | ₹1,51,056 | 10.2% |
| Baroda BNP Paribas Large and Mid Cap fundBaroda BNP Paribas Large and Mid Cap fund (Direct) | ₹5,60,000 | ₹7,06,544 | ₹1,46,544 | 9.9% |
Baroda BNP Paribas ELSS Tax SaverBaroda BNP Paribas ELSS Tax Saver Fund (Direct)
Baroda BNP Paribas Large and Mid Cap fundBaroda BNP Paribas Large and Mid Cap fund (Direct)
Amount invested
From each plan's published NAV (Growth option), over the same days. Return a year: XIRR for a SIP, CAGR for a lumpsum, shown for a year or more. It does not include exit load, stamp duty or tax. Past returns do not promise future returns.
Baroda BNP Paribas ELSS Tax Saver vs Baroda BNP Paribas Large and Mid Cap fund: Risk and Drawdowns
How much each fund swings, and the worst fall over the same days
Risk and return
| Measure | Baroda BNP Paribas ELSS Tax Saver Fund (Direct) | Baroda BNP Paribas Large and Mid Cap fund (Direct) |
|---|---|---|
| Return (CAGR) | −4.26% | −4.15% |
| Standard deviation | 14.43% | 14.83% |
| Sharpe ratio | -0.66 | -0.63 |
| Sortino ratio | -0.87 | -0.85 |
| Maximum drawdown | −13.2% (31-03-2026) | −14.3% (31-03-2026) |
| Beta | 0.98 | 1.01 |
| Alpha | +2.79% | +4.00% |
From daily NAVs, 30-10-2025 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Baroda BNP Paribas ELSS Tax Saver Fund (Direct) | Baroda BNP Paribas Large and Mid Cap fund (Direct) |
|---|---|---|
| Return (CAGR) | +13.88% | +13.51% |
| Standard deviation | 14.64% | 14.92% |
| Sharpe ratio | 0.54 | 0.50 |
| Sortino ratio | 0.72 | 0.67 |
| Maximum drawdown | −17.3% (28-02-2025) | −19.5% (28-02-2025) |
| Beta | 0.99 | 1.01 |
| Alpha | +3.71% | +3.68% |
From daily NAVs, 30-10-2023 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
| Measure | Baroda BNP Paribas ELSS Tax Saver Fund (Direct) | Baroda BNP Paribas Large and Mid Cap fund (Direct) |
|---|---|---|
| Return (CAGR) | +12.67% | +18.60% |
| Standard deviation | 13.79% | 14.72% |
| Sharpe ratio | 0.48 | 0.90 |
| Sortino ratio | 0.66 | 1.23 |
| Maximum drawdown | −17.3% (28-02-2025) | −20.6% (20-06-2022) |
| Beta | 0.97 | 0.97 |
| Alpha | +2.19% | +3.63% |
From daily NAVs, 14-03-2022 to 30-10-2026. Standard deviation: how much the daily value swings, scaled to a year. Sharpe: return above the risk-free rate (NSE's overnight rate index) per unit of swing. Sortino: the same, counting only the falls. Beta and alpha compare each fund with its own benchmark's TRI.
Drawdowns
How far below its previous high each one was on every day: the falls an investor had to sit through. 0% means it was at a new high.
Baroda BNP Paribas ELSS Tax Saver Fund (Direct)
Baroda BNP Paribas Large and Mid Cap fund (Direct)
Nifty 500 TRI
| Fund | Worst fall | High before it | Bottom | Back at the high | Time to climb back | Below its high today |
|---|---|---|---|---|---|---|
| Baroda BNP Paribas ELSS Tax Saver Fund (Direct) | −17.3% | 23-09-2024 | 28-02-2025 | 27-10-2025 | 8 months | −9.5% |
| Baroda BNP Paribas Large and Mid Cap fund (Direct) | −19.5% | 23-09-2024 | 28-02-2025 | Not yet | -- | −7.7% |
| Nifty 500 TRI | −18.6% | 26-09-2024 | 28-02-2025 | Not yet | -- | −8.8% |
From daily values since 14-03-2022, the first day every fund has.
Rolling standard deviation
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 1-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Baroda BNP Paribas ELSS Tax Saver Fund (Direct)
Baroda BNP Paribas Large and Mid Cap fund (Direct)
Nifty 500 TRI
Whether the swings have grown or calmed over time: the standard deviation of daily changes over every 3-year window, scaled to a year, plotted on the window's last day. Higher means a bumpier ride.
Baroda BNP Paribas ELSS Tax Saver Fund (Direct)
Baroda BNP Paribas Large and Mid Cap fund (Direct)
Nifty 500 TRI
Against Nifty 500 TRI
| Fund | Up capture | Down capture | Tracking error |
|---|---|---|---|
| Baroda BNP Paribas ELSS Tax Saver Fund (Direct) | 103% | 92% | 4.24% |
| Baroda BNP Paribas Large and Mid Cap fund (Direct) | 106% | 98% | 4.73% |
From month-end values since 14-03-2022. Up capture: a fund's average month when the benchmark rose, as % of the benchmark's; above 100% it gained more. Down capture: the same for months the benchmark fell; below 100% it fell less. Tracking error: how far the monthly returns strayed from the benchmark's, a year; an index fund aims near 0.
Baroda BNP Paribas ELSS Tax Saver vs Baroda BNP Paribas Large and Mid Cap fund: Portfolio Overlap
From each fund's latest monthly portfolio: Baroda BNP Paribas ELSS Tax Saver Fund, September 2026; Baroda BNP Paribas Large and Mid Cap fund, September 2026
Holdings in common
- Overlap
- 56.0%
- Held by both
- 31
- Only in Baroda BNP Paribas ELSS Tax Saver
- 23
- Only in Baroda BNP Paribas Large and Mid Cap fund
- 21
| Security | % of Baroda BNP Paribas ELSS Tax Saver | % of Baroda BNP Paribas Large and Mid Cap fund |
|---|---|---|
| Radico Khaitan Limited | 3.01% | 3.12% |
| Bharat Heavy Electricals Limited | 2.81% | 2.84% |
| HDFC Bank Limited | 2.77% | 2.71% |
| Reliance Industries Limited | 2.95% | 2.67% |
| Larsen & Toubro Limited | 2.63% | 2.50% |
| Eicher Motors Limited | 2.50% | 2.37% |
| Titan Company Limited | 2.94% | 2.34% |
| Navin Fluorine International Limited | 2.31% | 2.74% |
| ICICI Bank Limited | 3.86% | 2.29% |
| Bharti Airtel Limited | 2.46% | 2.24% |
| State Bank of India | 3.56% | 2.20% |
| One 97 Communications Limited | 2.15% | 3.43% |
| Mahindra & Mahindra Limited | 2.07% | 2.26% |
| Cummins India Limited | 1.94% | 1.94% |
| Sun Pharmaceutical Industries Limited | 1.84% | 1.80% |
| Axis Bank Limited | 1.76% | 1.88% |
| The Federal Bank Limited | 1.74% | 3.24% |
| Bharat Electronics Limited | 1.66% | 2.20% |
| Kotak Mahindra Bank Limited | 1.65% | 1.70% |
| Britannia Industries Limited | 1.41% | 1.73% |
| Linde India Limited | 2.08% | 1.38% |
| Tech Mahindra Limited | 2.06% | 1.37% |
| Max Financial Services Limited | 1.35% | 1.61% |
| Hindustan Petroleum Corporation Limited | 1.28% | 1.69% |
| Pidilite Industries Limited | 1.71% | 1.25% |
| KEI Industries Limited | 1.04% | 1.37% |
| NHPC Limited | 1.02% | 1.49% |
| UltraTech Cement Limited | 1.21% | 1.01% |
| Sagility Limited | 1.75% | 1.00% |
| Infosys Limited | 0.99% | 1.52% |
| Tata Motors Ltd | 1.62% | 0.69% |
Overlap: for each holding both funds own, the smaller of its two weights, added up. 56.0% means 56.0% of each fund's money sits in positions the other also holds. Matched by ISIN. Cash and hedged positions are left out.
Largest holdings only in Baroda BNP Paribas ELSS Tax Saver Fund
| Security | % of fund |
|---|---|
| TVS Motor Company Limited | 2.90% |
| Hitachi Energy India Limited | 2.36% |
| Divi's Laboratories Limited | 2.17% |
| Nippon Life India Asset Management Limited | 2.00% |
| Ujjivan Small Finance Bank Limited | 1.97% |
Largest holdings only in Baroda BNP Paribas Large and Mid Cap fund
| Security | % of fund |
|---|---|
| IndusInd Bank Limited | 2.58% |
| Multi Commodity Exchange of India Limited | 2.36% |
| Shriram Finance Limited | 2.31% |
| NLC India Limited | 2.15% |
| Karur Vysya Bank Limited | 1.94% |
Asset and sector split
Share of each fund, from its latest monthly portfolio
Asset allocation
| Asset | Baroda BNP Paribas ELSS Tax Saver | Baroda BNP Paribas Large and Mid Cap fund |
|---|---|---|
| Equity | 97.3% | 93.1% |
| Debt | 0.0% | 0.8% |
| Cash and others | 2.7% | 6.1% |
Market cap of stocks
| Market cap | Baroda BNP Paribas ELSS Tax Saver | Baroda BNP Paribas Large and Mid Cap fund |
|---|---|---|
| Large Cap | 62.8% | 46.6% |
| Mid Cap | 23.0% | 38.5% |
| Small Cap | 10.6% | 7.0% |
| Not on AMFI's list | 0.8% | 1.0% |
Share of the whole fund. Groups follow AMFI's latest list: Large Cap is the 100 largest companies, Mid Cap the next 150, Small Cap the rest.
Largest sectors
| Sector | Baroda BNP Paribas ELSS Tax Saver | Baroda BNP Paribas Large and Mid Cap fund |
|---|---|---|
| Banks | 18.4% | 18.5% |
| Automobiles | 9.0% | 4.6% |
| Chemicals & Petrochemicals | 6.1% | 6.7% |
| Pharmaceuticals & Biotechnology | 5.4% | 5.0% |
| Electrical Equipment | 5.2% | 4.1% |
| Capital Markets | 3.0% | 4.9% |
| IT - Software | 3.0% | 4.7% |
| Finance | 4.4% | 2.3% |
The six largest sectors of each fund's stocks, % of the fund.
Baroda BNP Paribas ELSS Tax Saver vs Baroda BNP Paribas Large and Mid Cap fund: Expense Ratio
What each plan charges a year, from AMFI's expense ratio file
| Charge | Baroda BNP Paribas ELSS Tax Saver Fund | Baroda BNP Paribas Large and Mid Cap fund |
|---|---|---|
| Total expense ratio (Direct) | 1.27% | 1.09% |
| Base expense ratio (Direct) | 0.93% | 0.72% |
| Total expense ratio (Regular) | 2.46% | 2.30% |
| Base expense ratio (Regular) | 1.95% | 1.77% |
The expense ratio comes out of the fund's assets every day, so every return on this page is already after it. Base expense ratio: the fund house's own fee. The total adds brokerage, transaction costs, and levies with GST.
More comparisons
Each fund against the others of its category
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Compare Baroda BNP Paribas Large and Mid Cap fund with
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- Baroda BNP Paribas Large and Mid Cap fund vs Motilal Oswal Large and Midcap
- Baroda BNP Paribas Large and Mid Cap fund vs HSBC Large & Mid Cap
- Baroda BNP Paribas Large and Mid Cap fund vs Bandhan Large & Mid Cap
- Baroda BNP Paribas Large and Mid Cap fund vs Quant Large & Mid Cap
Baroda BNP Paribas ELSS Tax Saver Fund vs Baroda BNP Paribas Large and Mid Cap fund: Frequently Asked Questions
What is the difference between Baroda BNP Paribas ELSS Tax Saver Fund and Baroda BNP Paribas Large and Mid Cap fund?
Baroda BNP Paribas ELSS Tax Saver Fund is an ELSS fund, Baroda BNP Paribas Large and Mid Cap fund is a Large & Mid Cap fund, run by Baroda BNP Paribas Mutual Fund. Their portfolios overlap 56.0%. Baroda BNP Paribas ELSS Tax Saver Fund charges 1.27% a year and Baroda BNP Paribas Large and Mid Cap fund 1.09%.
Which has given higher returns, Baroda BNP Paribas ELSS Tax Saver Fund or Baroda BNP Paribas Large and Mid Cap fund?
Over 1 year: Baroda BNP Paribas ELSS Tax Saver Fund −4.26%, Baroda BNP Paribas Large and Mid Cap fund −4.15%. Over 3 years: Baroda BNP Paribas ELSS Tax Saver Fund +13.88% a year, Baroda BNP Paribas Large and Mid Cap fund +13.51% a year. As on 30-10-2026. Past returns do not promise future returns.
Which has the lower expense ratio, Baroda BNP Paribas ELSS Tax Saver Fund or Baroda BNP Paribas Large and Mid Cap fund?
Baroda BNP Paribas Large and Mid Cap fund charges less: 1.09% a year against 1.27%. These are the Direct plans' total expense ratios reported to AMFI.
How much do Baroda BNP Paribas ELSS Tax Saver Fund and Baroda BNP Paribas Large and Mid Cap fund overlap?
56.0%. They hold 31 of the same securities, the largest shared ones being RADICO, BHEL, HDFCBANK. From each fund's latest monthly portfolio.
Which is better for SIP, Baroda BNP Paribas ELSS Tax Saver Fund or Baroda BNP Paribas Large and Mid Cap fund?
Over the last 3 years, a monthly SIP of ₹10,000 from 03-10-2023 to 30-10-2026 grew to ₹3,94,026 in Baroda BNP Paribas ELSS Tax Saver Fund (XIRR 4.0% a year) and ₹3,89,328 in Baroda BNP Paribas Large and Mid Cap fund (XIRR 3.3% a year). Both received 37 instalments. Past returns do not promise future returns.
Can I invest in both Baroda BNP Paribas ELSS Tax Saver Fund and Baroda BNP Paribas Large and Mid Cap fund?
Yes. 56.0% of each fund's money sits in the same holdings, so a large part of the two investments would move together.
Sources: NAV and expense ratio from AMFI. Holdings from each fund house's monthly portfolio statement. Fund facts from each scheme summary document.
This page is information, not investment advice. Mutual fund investments are subject to market risks; read all scheme related documents carefully. Past returns do not promise future returns. Figures come from AMFI, NSE, BSE and each fund house's own documents.